Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of
Scheduled Commercial Banks According to Occupation - March 1996

NORTH-EASTERN REGION

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

FOREIGN BANKS

AND ITS ASSOCIATES

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

Accounts

Limit

 Outstanding

1

2

3

4

5

6

7

8

9

I.

AGRICULTURE

25,049

20,52

20,15

2,827

8,67

10,11

-

-

-

1.

Direct Finance

24,738

14,20

14,46

2,824

4,87

4,25

-

-

-

2.

Indirect Finance

311

6,32

5,69

3

3,81

5,86

-

-

-

II.

INDUSTRY

4,241

30,86

8,86

909

29,65

27,87

-

-

-

1.

Mining & Quarrying

2

8

7

36

1,78

1,39

-

-

-

2.

Food Manufacturing and Processing

75

14,44

61

37

71

47

-

-

-

(a)

Rice Mills, Flour and Dal Mills

10

38

29

15

59

34

-

-

-

(b)

Sugar

-

-

-

-

-

-

-

-

-

(c)

Edible Oils and Vanaspati

4

22

17

1

-

-

-

-

-

(d)

Tea Processing

3

13,59

-

-

-

-

-

-

-

(e)

Processing of Fruits & Vegetables

6

5

5

-

-

-

-

-

-

(f)

Others

52

20

11

21

12

12

-

-

-

3.

Beverage and Tobacco

-

-

-

2

5

4

-

-

-

4.

Textiles

139

1,60

1,27

11

9

6

-

-

-

(a)

Cotton Textiles

1

-

-

1

-

-

-

-

-

(b)

Jute Textiles

-

-

-

-

-

-

-

-

-

(c)

Handloom Textiles & Khadi

1

-

-

2

1

1

-

-

-

(d)

Other Textiles

137

1,59

1,27

8

8

5

-

-

-

5.

Paper, Paper Products and Printing

11

7

6

8

20

19

-

-

-

6.

Leather and Leather Products

1

6,27

-

2

1

1

-

-

-

7.

Rubber and Rubber Products

-

-

-

5

9

6

-

-

-

8.

Chemicals and Chemical Products

12

24

21

4

6

5

-

-

-

(a)

Heavy Industrial Chemicals

1

1

-

-

-

-

-

-

-

(b)

Fertilizers

-

-

-

-

-

-

-

-

-

(c)

Drugs and Pharmaceuticals

-

-

-

-

-

-

-

-

-

(d)

Non-Edible Oils

-

-

-

-

-

-

-

-

-

(e)

Other Chemicals & Chemical Products

11

23

21

4

6

5

-

-

-

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

4

10

6

-

-

-

10.

Manufacture of Cement & Cement Products

3

1

1

4

10

9

-

-

-

11.

Basic Metals & Metal Products

22

33

30

36

24

21

-

-

-

(a)

Iron and Steel

2

3

4

4

9

5

-

-

-

(b)

Non-Ferrous Metals

1

7

-

-

-

-

-

-

-

(c)

Other Metal Products

19

23

26

32

15

16

-

-

-

12.

Engineering

30

1,40

1,08

29

18,98

17,88

-

-

-

(a)

Heavy Engineering

3

29

35

3

7

5

-

-

-

(b)

Light Engineering

3

6

6

8

9

6

-

-

-

(c)

Electrical Machinery & Goods

8

7

4

6

9,17

8,45

-

-

-

(d)

Electronic Machinery & Goods

16

98

62

12

9,65

9,32

-

-

-

Vehicles, Vehicle Parts & Transport Equipments

6

5

3

16

55

52

-

-

-

14.

Other Industries

3,883

6,08

5,10

634

3,53

3,69

-

-

-

15.

Electricity, Gas & Water

-

-

-

15

27

23

-

-

-

(a)

Electricity Generation & Transmission

-

-

-

13

22

17

-

-

-

(b)

Non-Conventional Energy

-

-

-

1

4

5

-

-

-

(c)

Gas, Steam & Water Supply

-

-

-

1

1

1

-

-

-

16.

Construction

57

30

13

66

2,90

2,92

-

-

-

III.

TRANSPORT OPERATORS

169

2,00

1,25

247

3,88

3,22

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

184

49

44

905

5,17

4,67

-

-

-

V.

PERSONAL LOANS

8,139

12,21

10,50

2,952

11,82

10,26

-

-

-

1.

Loans for Purchase of Consumer Durables

576

80

55

520

77

65

-

-

-

2.

Loans for Housing

99

1,10

96

441

2,19

2,01

-

-

-

3.

Rest of the Personal Loans

7,464

10,32

8,98

1,991

8,87

7,61

-

-

-

VI.

TRADE

6,392

6,81

6,18

4,207

13,45

12,45

-

-

-

1.

Wholesale Trade

36

59

51

129

3,11

2,53

-

-

-

2.

Retail Trade

6,356

6,22

5,67

4,078

10,34

9,92

-

-

-

VII.

FINANCE

2

3

3

12

8

8

-

-

-

VIII.

ALL OTHERS

103

38,68

37,74

2,816

6,10

6,18

-

-

-

TOTAL BANK CREDIT

44,279

111,61

85,16

14,875

78,82

74,86

-

-

-

OF WHICH :

1. Artisans & Village Industries

2,033

1,28

1,19

205

40

36

-

-

-

2. Other Small Scale Industries

1,737

5,12

4,45

458

4,10

3,60

-

-

-

REGIONAL RURAL BANKS

OTHER SCHEDULED

ALL SCHEDULED

COMMERCIAL BANKS

COMMERCIAL BANKS

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

Accounts

Limit

 Outstanding

10

11

12

13

14

15

16

17

18

I.

AGRICULTURE

18,442

6,75

7,71

1

-

-

46,319

35,95

37,98

1.

Direct Finance

17,951

6,54

7,50

1

-

-

45,514

25,60

26,21

2.

Indirect Finance

491

21

21

-

-

-

805

10,34

11,76

II.

INDUSTRY

1,267

67

71

18

48

51

6,435

61,66

37,96

1.

Mining & Quarrying

-

-

-

-

-

-

38

1,85

1,46

2.

Food Manufacturing and Processing

20

2

2

-

-

-

132

15,17

1,10

(a)

Rice Mills, Flour and Dal Mills

-

-

-

-

-

-

25

97

63

(b)

Sugar

-

-

-

-

-

-

-

-

-

(c)

Edible Oils and Vanaspati

-

-

-

-

-

-

5

22

17

(d)

Tea Processing

-

-

-

-

-

-

3

13,59

-

(e)

Processing of Fruits & Vegetables

-

-

-

-

-

-

6

5

5

(f)

Others

20

2

2

-

-

-

93

34

25

3.

Beverage and Tobacco

-

-

-

-

-

-

2

5

4

4.

Textiles

-

-

-

1

-

-

151

1,69

1,34

(a)

Cotton Textiles

-

-

-

-

-

-

2

1

1

(b)

Jute Textiles

-

-

-

-

-

-

-

-

-

(c)

Handloom Textiles & Khadi

-

-

-

-

-

-

3

1

1

(d)

Other Textiles

-

-

-

1

-

-

146

1,67

1,32

5.

Paper, Paper Products and Printing

-

-

-

-

-

-

19

27

25

6.

Leather and Leather Products

-

-

-

-

-

-

3

6,28

1

7.

Rubber and Rubber Products

-

-

-

-

-

-

5

9

6

8.

Chemicals and Chemical Products

-

-

-

-

-

-

16

30

25

(a)

Heavy Industrial Chemicals

-

-

-

-

-

-

1

1

-

(b)

Fertilizers

-

-

-

-

-

-

-

-

-

(c)

Drugs and Pharmaceuticals

-

-

-

-

-

-

-

-

-

(d)

Non-Edible Oils

-

-

-

-

-

-

-

-

-

(e)

Other Chemicals & Chemical Products

-

-

-

-

-

-

15

29

25

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

4

10

6

10.

Manufacture of Cement & Cement Products

-

-

-

-

-

-

7

11

10

11.

Basic Metals & Metal Products

1

2

2

1

-

-

60

60

54

(a)

Iron and Steel

1

2

2

-

-

-

7

15

11

(b)

Non-Ferrous Metals

-

-

-

-

-

-

1

7

-

(c)

Other Metal Products

-

-

-

1

-

-

52

39

43

12.

Engineering

-

-

-

-

-

-

59

20,38

18,96

(a)

Heavy Engineering

-

-

-

-

-

-

6

36

41

(b)

Light Engineering

-

-

-

-

-

-

11

15

11

(c)

Electrical Machinery & Goods

-

-

-

-

-

-

14

9,24

8,49

(d)

Electronic Machinery & Goods

-

-

-

-

-

-

28

10,63

9,94

Vehicles, Vehicle Parts & Transport Equipments

-

-

-

5

4

3

27

64

59

14.

Other Industries

1,246

63

67

6

3

3

5,769

10,27

9,50

15.

Electricity, Gas & Water

-

-

-

-

-

-

15

27

23

(a)

Electricity Generation & Transmission

-

-

-

-

-

-

13

22

17

(b)

Non-Conventional Energy

-

-

-

-

-

-

1

4

5

(c)

Gas, Steam & Water Supply

-

-

-

-

-

-

1

1

1

16.

Construction

-

-

-

5

40

44

128

3,61

3,49

III.

TRANSPORT OPERATORS

60

68

55

1

2

1

477

6,58

5,03

IV.

PROFESSIONAL AND OTHER SERVICES

12

4

4

4

4

3

1,105

5,75

5,18

V.

PERSONAL LOANS

420

65

62

471

2,42

2,36

11,982

27,10

23,74

1.

Loans for Purchase of Consumer Durables

62

7

7

5

1

1

1,163

1,65

1,28

2.

Loans for Housing

3

6

4

3

4

3

546

3,39

3,05

3.

Rest of the Personal Loans

355

51

51

463

2,37

2,32

10,273

22,06

19,42

VI.

TRADE

1,801

1,64

1,70

30

56

42

12,430

22,45

20,76

1.

Wholesale Trade

67

10

8

3

6

5

235

3,85

3,18

2.

Retail Trade

1,734

1,54

1,61

27

50

37

12,195

18,60

17,58

VII.

FINANCE

-

-

-

1

50

50

15

61

61

VIII.

ALL OTHERS

349

36

26

4

-

-

3,272

45,14

44,18

TOTAL BANK CREDIT

22,351

10,79

11,59

530

4,03

3,84

82,035

205,24

175,44

OF WHICH :

1. Artisans & Village Industries

460

26

26

3

1

1

2,701

1,94