Table No. 5.7 - State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation March 1998

NORTH-EASTERN REGION

STATE : MIZORAM

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

6,404

4,72

4,60

1,454

2,11

2,28

1.

Direct Finance

6,361

4,49

4,47

1,403

1,35

1,60

2.

Indirect Finance

43

23

13

51

76

67

II.

INDUSTRY

1,895

3,08

3,27

710

1,85

2,10

1.

Mining & Quarrying

-

-

-

-

-

-

2.

Food Manufacturing & Processing

112

35

44

21

5

6

(a) Rice Mills, Flour & Dal Mills

24

11

13

-

-

-

(b) Sugar

-

-

-

-

-

-

(c) Edible Oils & Vanaspati

-

-

-

1

-

-

(d) Tea Processing

-

-

-

-

-

-

(e) Processing of Fruits & Vegetables

1

-

-

-

-

-

(f) Others

87

24

30

20

4

6

3.

Beverage & Tobacco

-

-

-

1

1

1

4.

Textiles

12

10

9

18

13

15

(a) Cotton Textiles

1

1

1

-

-

-

(b) Jute Textiles

-

-

-

-

-

-

(c) Handloom Textiles & Khadi

7

6

5

9

8

8

(d) Other Textiles

4

2

4

9

5

7

5.

Paper, Paper Products & Printing

1

1

1

6

17

16

6.

Leather & Leather Products

1

1

1

1

1

1

7.

Rubber & Rubber Products

-

-

-

-

-

-

8.

Chemicals & Chemical Products

3

2

2

3

3

3

(a) Heavy Industrial Chemicals

-

-

-

-

-

-

(b) Fertilisers

-

-

-

-

-

-

(c) Drugs & Pharmaceuticals

-

-

-

-

-

-

(d) Non-Edible Oils

-

-

-

-

-

-

(e) Other Chemicals & Chemical Products

3

2

2

3

3

3

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

1

1

1

10.

Manufacture of Cement & Cement Products

-

-

-

1

1

1

11.

Basic Metals & Metal Products

5

26

18

5

4

5

(a) Iron & Steel

1

18

12

-

-

-

(b) Non-Ferrous Metals

-

-

-

-

-

-

(c) Other Metal Products

4

8

6

5

4

5

12.

Engineering

28

22

18

3

3

3

(a) Heavy Engineering

1

4

3

-

-

-

(b) Light Engineering

20

12

10

-

-

-

(c) Electrical Machinery & Goods

5

4

4

3

3

3

(d) Electronic Machinery & Goods

2

1

1

-

-

-

13.

Vehicles, Vehicle Parts & Transport Equipments

13

16

23

33

16

16

14.

Other Industries

1,720

1,96

2,11

617

1,21

1,44

15.

Electricity, Gas & Water

-

-

-

-

-

-

(a) Electricity Generation & Transmission

-

-

-

-

-

-

(b) Non-Conventional Energy

-

-

-

-

-

-

(c) Gas, Steam & Water Supply

-

-

-

-

-

-

16.

Construction

-

-

-

-

-

-

III.

TRANSPORT OPERATORS

160

3,15

2,74

81

1,32

98

IV.

PROFESSIONAL AND OTHER SERVICES

331

70

85

24

19

17

V.

PERSONAL LOANS

782

2,60

2,28

589

2,54

2,60

1.

Loans for Purchase of Consumer Durables

126

35

31

82

16

19

2.

Loans for Housing

85

1,00

79

73

68

59

3.

Rest of the Personal Loans

571

1,25

1,18

434

1,70

1,82

VI.

TRADE

2,831

4,68

4,53

914

3,05

2,96

1.

Wholesale Trade

12

14

13

113

29

30

2.

Retail Trade

2,819

4,53

4,40

801

2,76

2,65

VII.

FINANCE

-

-

-

-

-

-

VIII.

ALL OTHERS

66

18

20

61

4

6

TOTAL BANK CREDIT

12,469

19,11

18,47

3,833

11,10

11,15

OF WHICH:

1. Artisans & Village Industries

827

70

66

445

98

1,07

2. Other Small Scale Industries

860

1,68

1,95

138

69

86

URBAN

METROPOLITAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

981

1,97

1,93

-

-

-

1.

Direct Finance

978

1,67

1,70

-

-

-

2.

Indirect Finance

3

30

24

-

-

-

II.

INDUSTRY

893

3,33

3,37

-

-

-

1.

Mining & Quarrying

-

-

-

-

-

-

2.

Food Manufacturing & Processing

42

7

7

-

-

-

(a) Rice Mills, Flour & Dal Mills

2

3

3

-

-

-

(b) Sugar

-

-

-

-

-

-

(c) Edible Oils & Vanaspati

-

-

-

-

-

-

(d) Tea Processing

-

-

-

-

-

-

(e) Processing of Fruits & Vegetables

-

-

-

-

-

-

(f) Others

40

4

4

-

-

-

3.

Beverage & Tobacco

-

-

-

-

-

-

4.

Textiles

8

7

7

-

-

-

(a) Cotton Textiles

8

7

7

-

-

-

(b) Jute Textiles

-

-

-

-

-

-

(c) Handloom Textiles & Khadi

-

-

-

-

-

-

(d) Other Textiles

-

-

-

-

-

-

5.

Paper, Paper Products & Printing

4

3

3

-

-

-

6.

Leather & Leather Products

-

-

-

-

-

-

7.

Rubber & Rubber Products

1

1

-

-

-

-

8.

Chemicals & Chemical Products

3

15

13

-

-

-

(a) Heavy Industrial Chemicals

-

-

-

-

-

-

(b) Fertilisers

-

-

-

-

-

-

(c) Drugs & Pharmaceuticals

-

-

-

-

-

-

(d) Non-Edible Oils

-

-

-

-

-

-

(e) Other Chemicals & Chemical Products

3

15

13

-

-

-

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

10.

Manufacture of Cement & Cement Products

-

-

-

-

-

-

11.

Basic Metals & Metal Products

1

1

1

-

-

-

(a) Iron & Steel

-

-

-

-

-

-

(b) Non-Ferrous Metals

-

-

-

-

-

-

(c) Other Metal Products

1

1

1

-

-

-

12.

Engineering

1

2

2

-

-

-

(a) Heavy Engineering

-

-

-

-

-

-

(b) Light Engineering

-

-

-

-

-

-

(c) Electrical Machinery & Goods

-

-

-

-

-

-

(d) Electronic Machinery & Goods

1

2

2

-

-

-

13.

Vehicles, Vehicle Parts & Transport Equipments

2

9

4

-

-

-

14.

Other Industries

830

2,87

2,99

-

-

-

15.

Electricity, Gas & Water

1

2

2

-

-

-

(a) Electricity Generation & Transmission

-

-

-

-

-

-

(b) Non-Conventional Energy

-

-

-

-

-

-

(c) Gas, Steam & Water Supply

1

2

2

-

-

-

16.

Construction

-

-

-

-

-

-

III.

TRANSPORT OPERATORS

182

3,74

3,13

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

134

51

50

-

-

-

V.

PERSONAL LOANS

1,815

7,47

6,81

-

-

-

1.

Loans for Purchase of Consumer Durables

240

77

74

-

-

-

2.

Loans for Housing

151

2,98

2,53

-

-

-

3.

Rest of the Personal Loans

1,424

3,72

3,54

-

-

-

VI.

TRADE

1,264

9,06

8,26

-

-

-

1.

Wholesale Trade

37

1,37

1,16

-

-

-

2.

Retail Trade

1,227

7,69

7,10

-

-

-

VII.

FINANCE

5

31

31

-

-

-

VIII.

ALL OTHERS

32

4,50

26

-

-

-

TOTAL BANK CREDIT

5,306

30,88

24,58

-

-

-

OF WHICH:

1. Artisans & Village Industries

413

1,02

1,02

-

-

-

2. Other Small Scale Industries

405

79

88

-

-

-