Table No. 5.8 - State and Population Group-Wise Classification of Small Borrowal Accounts of Scheduled Commercial Banks According to Occupation - March 1998 (Part 1 of 8) - আৰবিআই - Reserve Bank of India
Table No. 5.8 - State and Population Group-Wise Classification of Small Borrowal Accounts of Scheduled Commercial Banks According to Occupation - March 1998 (Part 1 of 8)
NORTHERN REGION | |||||||||||
STATE : HARYANA | | | | | | (Amount in Rupees Lakh) | |||||
RURAL | SEMI-URBAN | URBAN/METROPOLITAN | TOTAL | ||||||||
OCCUPATION | No. of | Amount | No. of | Amount | No. of | Amount | No. of | Amount | |||
Accounts | Out- | Accounts | Out- | Accounts | Out- | Accounts | Out- | ||||
| standing | | standing | | standing | | standing | ||||
| | | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | |
I. | AGRICULTURE | 1,88,308 | 164,25 | 67,610 | 59,81 | 21,830 | 19,37 | 2,77,748 | 243,44 | ||
1. | Direct Finance | 1,87,156 | 163,14 | 66,055 | 58,78 | 21,196 | 18,68 | 2,74,407 | 240,60 | ||
2. | Indirect Finance | 1,152 | 1,11 | 1,555 | 1,03 | 634 | 69 | 3,341 | 2,83 | ||
II. | INDUSTRY | 18,464 | 15,68 | 8,802 | 11,37 | 11,892 | 16,64 | 39,158 | 43,70 | ||
1. | Food Manufacturing & Processing | 61 | 11 | 141 | 25 | 111 | 13 | 313 | 49 | ||
2. | Other Industries | 18,403 | 15,57 | 8,661 | 11,12 | 11,781 | 16,51 | 38,845 | 43,21 | ||
III. | TRANSPORT OPERATORS | 15,576 | 12,16 | 3,807 | 3,40 | 2,134 | 2,10 | 21,517 | 17,66 | ||
IV. | PROFESSIONAL AND OTHER SERVICES | 5,468 | 4,62 | 4,654 | 3,64 | 6,325 | 5,37 | 16,447 | 13,64 | ||
V. | PERSONAL LOANS | 39,725 | 53,17 | 35,850 | 42,44 | 58,080 | 76,35 | 1,33,655 | 171,95 | ||
1. | Loans for Purchase of Consumer Durables | 2,634 | 3,16 | 1,653 | 2,11 | 3,546 | 4,69 | 7,833 | 9,97 | ||
2. | Loans for Housing | 1,390 | 2,13 | 1,688 | 2,46 | 3,891 | 7,09 | 6,969 | 11,69 | ||
3. | Rest of the Personal Loans | 35,701 | 47,87 | 32,509 | 37,86 | 50,643 | 64,57 | 1,18,853 | 150,30 | ||
VI. | TRADE | 61,272 | 54,21 | 36,755 | 30,37 | 32,646 | 32,72 | 1,30,673 | 117,30 | ||
1. | Wholesale Trade | 2,737 | 3,64 | 587 | 54 | 474 | 82 | 3,798 | 5,00 | ||
2. | Retail Trade | 58,535 | 50,57 | 36,168 | 29,83 | 32,172 | 31,90 | 1,26,875 | 112,31 | ||
VII. | ALL OTHERS | 14,953 | 13,61 | 14,043 | 15,60 | 26,463 | 36,08 | 55,459 | 65,29 | ||
TOTAL BANK CREDIT | 3,43,766 | 317,70 | 1,71,521 | 166,64 | 1,59,370 | 188,64 | 6,74,657 | 672,97 | |||
OF WHICH: | 1. Artisans & Village Industries | 15,255 | 11,79 | 3,657 | 4,36 | 2,530 | 1,57 | 21,442 | 17,71 | ||
| 2. Other Small Scale Industries | 2,899 | 3,51 | 4,652 | 6,16 | 7,876 | 12,49 | 15,427 | 22,16 |
STATE : HIMACHAL PRADESH | | | | | | | | | |||
RURAL | SEMI-URBAN | URBAN/METROPOLITAN | TOTAL | ||||||||
OCCUPATION | No. of | Amount | No. of | Amount | No. of | Amount | No. of | Amount | |||
Accounts | Out- | Accounts | Out- | Accounts | Out- | Accounts | Out- | ||||
| standing | | standing | | standing | | standing | ||||
| | | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | |
I. | AGRICULTURE | 80,066 | 64,12 | 7,171 | 7,07 | - | - | 87,237 | 71,19 | ||
1. | Direct Finance | 79,308 | 63,44 | 6,558 | 6,13 | - | - | 85,866 | 69,58 | ||
2. | Indirect Finance | 758 | 68 | 613 | 94 | - | - | 1,371 | 1,62 | ||
II. | INDUSTRY | 13,865 | 12,77 | 2,024 | 2,59 | - | - | 15,889 | 15,35 | ||
1. | Food Manufacturing & Processing | 184 | 25 | 48 | 5 | - | - | 232 | 30 | ||
2. | Other Industries | 13,681 | 12,52 | 1,976 | 2,54 | - | - | 15,657 | 15,06 | ||
III. | TRANSPORT OPERATORS | 1,692 | 2,47 | 327 | 42 | - | - | 2,019 | 2,88 | ||
IV. | PROFESSIONAL AND OTHER SERVICES | 5,500 | 4,64 | 1,242 | 1,14 | - | - | 6,742 | 5,78 | ||
V. | PERSONAL LOANS | 42,542 | 49,16 | 12,910 | 15,48 | - | - | 55,452 | 64,64 | ||
1. | Loans for Purchase of Consumer Durables | 6,824 | 10,28 | 2,548 | 2,67 | - | - | 9,372 | 12,95 | ||
2. | Loans for Housing | 2,453 | 3,30 | 369 | 54 | - | - | 2,822 | 3,84 | ||
3. | Rest of the Personal Loans | 33,265 | 35,58 | 9,993 | 12,28 | - | - | 43,258 | 47,86 | ||
VI. | TRADE | 27,576 | 30,74 | 7,630 | 10,59 | - | - | 35,206 | 41,33 | ||
1. | Wholesale Trade | 456 | 47 | 366 | 58 | - | - | 822 | 1,04 | ||
2. | Retail Trade | 27,120 | 30,28 | 7,264 | 10,01 | - | - | 34,384 | 40,29 | ||
VII. | ALL OTHERS | 14,137 | 15,85 | 5,490 | 7,90 | - | - | 19,627 | 23,76 | ||
TOTAL BANK CREDIT | 1,85,378 | 179,76 | 36,794 | 45,18 | - | - | 2,22,172 | 224,94 | |||
OF WHICH: | 1. Artisans & Village Industries | 10,368 | 8,34 | 1,108 | 1,42 | - | - | 11,476 | 9,76 | ||
| 2. Other Small Scale Industries | 3,103 | 3,91 | 743 | 97 | - | - | 3,846 | 4,88 |
NORTHERN REGION | |||||||||||
STATE : JAMMU & KASHMIR | | | | | | (Amount in Rupees Lakh) | |||||
RURAL | SEMI-URBAN | URBAN/METROPOLITAN | TOTAL | ||||||||
OCCUPATION | No. of | Amount | No. of | Amount | No. of | Amount | No. of | Amount | |||
Accounts | Out- | Accounts | Out- | Accounts | Out- | Accounts | Out- | ||||
| standing | | standing | | standing | | standing | ||||
| | | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | |
I. | AGRICULTURE | 64,211 | 39,77 | 10,129 | 6,89 | 2,494 | 1,96 | 76,834 | 48,62 | ||
1. | Direct Finance | 63,680 | 39,39 | 10,111 | 6,88 | 2,459 | 1,93 | 76,250 | 48,21 | ||
2. | Indirect Finance | 531 | 37 | 18 | 1 | 35 | 2 | 584 | 41 | ||
II. | INDUSTRY | 20,742 | 10,11 | 4,516 | 2,42 | 5,773 | 8,16 | 31,031 | 20,69 | ||
1. | Food Manufacturing & Processing | 201 | 19 | - | - | 29 | 3 | 230 | 22 | ||
2. | Other Industries | 20,541 | 9,92 | 4,516 | 2,42 | 5,744 | 8,12 | 30,801 | 20,47 | ||
III. | TRANSPORT OPERATORS | 5,542 | 4,36 | 518 | 34 | 454 | 60 | 6,514 | 5,30 | ||
IV. | PROFESSIONAL AND OTHER SERVICES | 3,793 | 3,85 | 1,065 | 1,30 | 6,490 | 4,45 | 11,348 | 9,60 | ||
V. | PERSONAL LOANS | 19,618 | 23,46 | 5,109 | 5,89 | 16,201 | 20,46 | 40,928 | 49,81 | ||
1. | Loans for Purchase of Consumer Durables | 1,196 | 1,22 | 578 | 58 | 3,197 | 3,75 | 4,971 | 5,55 | ||
2. | Loans for Housing | 1,404 | 2,44 | 155 | 25 | 486 | 83 | 2,045 | 3,52 | ||
3. | Rest of the Personal Loans | 17,018 | 19,79 | 4,376 | 5,07 | 12,518 | 15,88 | 33,912 | 40,74 | ||
VI. | TRADE | 31,368 | 29,67 | 7,037 | 7,67 | 8,348 | 11,27 | 46,753 | 48,60 | ||
1. | Wholesale Trade | 2,009 | 1,06 | 70 | - | 480 | 89 | 2,559 | 1,95 | ||
2. | Retail Trade | 29,359 | 28,61 | 6,967 | 7,66 | 7,868 | 10,38 | 44,194 | 46,65 | ||
VII. | ALL OTHERS | 7,222 | 6,27 | 2,457 | 2,52 | 4,949 | 6,81 | 14,628 | 15,59 | ||
TOTAL BANK CREDIT | 1,52,496 | 117,49 | 30,831 | 27,03 | 44,709 | 53,70 | 2,28,036 | 198,22 | |||
OF WHICH: | 1. Artisans & Village Industries | 17,848 | 7,26 | 2,978 | 1,17 | 3,025 | 3,62 | 23,851 | 12,05 | ||
| 2. Other Small Scale Industries | 2,272 | 2,35 | 1,433 | 1,06 | 1,720 | 2,87 | 5,425 | 6,28 |
STATE :PUNJAB | | | | | | | | | |||
RURAL | SEMI-URBAN | URBAN/METROPOLITAN | TOTAL | ||||||||
OCCUPATION | No. of | Amount | No. of | Amount | No. of | Amount | No. of | Amount | |||
Accounts | Out- | Accounts | Out- | Accounts | Out- | Accounts | Out- | ||||
| standing | | standing | | standing | | standing | ||||
| | | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | |
I. | AGRICULTURE | 2,59,838 | 280,37 | 1,08,831 | 120,85 | 22,367 | 27,57 | 3,91,036 | 428,79 | ||
1. | Direct Finance | 2,56,618 | 275,27 | 1,06,737 | 118,10 | 20,991 | 25,00 | 3,84,346 | 418,37 | ||
2. | Indirect Finance | 3,220 | 5,10 | 2,094 | 2,76 | 1,376 | 2,56 | 6,690 | 10,42 | ||
II. | INDUSTRY | 28,951 | 26,74 | 14,708 | 18,66 | 15,919 | 26,48 | 59,578 | 71,87 | ||
1. | Food Manufacturing & Processing | 61 | 7 | 55 | 7 | 307 | 44 | 423 | 59 | ||
2. | Other Industries | 28,890 | 26,66 | 14,653 | 18,59 | 15,612 | 26,04 | 59,155 | 71,29 | ||
III. | TRANSPORT OPERATORS | 14,027 | 12,22 | 5,780 | 5,39 | 2,233 | 2,37 | 22,040 | 19,97 | ||
IV. | PROFESSIONAL AND OTHER SERVICES | 5,933 | 5,63 | 5,405 | 5,00 | 7,362 | 7,83 | 18,700 | 18,46 | ||
V. | PERSONAL LOANS | 53,604 | 70,76 | 57,794 | 71,88 | 78,801 | 99,51 | 1,90,199 | 242,16 | ||
1. | Loans for Purchase of Consumer Durables | 4,605 | 5,42 | 6,136 | 7,39 | 8,119 | 9,82 | 18,860 | 22,63 | ||
2. | Loans for Housing | 3,666 | 6,33 | 5,915 | 8,15 | 7,920 | 10,82 | 17,501 | 25,30 | ||
3. | Rest of the Personal Loans | 45,333 | 59,01 | 45,743 | 56,34 | 62,762 | 78,88 | 1,53,838 | 194,23 | ||
VI. | TRADE | 62,683 | 58,47 | 42,133 | 43,43 | 32,473 | 38,19 | 1,37,289 | 140,09 | ||
1. | Wholesale Trade | 3,885 | 5,30 | 2,353 | 3,60 | 4,141 | 6,58 | 10,379 | 15,47 | ||
2. | Retail Trade | 58,798 | 53,17 | 39,780 | 39,84 | 28,332 | 31,61 | 1,26,910 | 124,62 | ||
VII. | ALL OTHERS | 26,268 | 39,50 | 36,303 | 59,05 | 41,699 | 75,42 | 1,04,270 | 173,96 | ||
TOTAL BANK CREDIT | 4,51,304 | 493,68 | 2,70,954 | 324,27 | 2,00,854 | 277,37 | 9,23,112 | 1095,31 | |||
OF WHICH: | 1. Artisans & Village Industries | 16,811 | 12,44 | 4,830 | 4,66 | 1,814 | 2,60 | 23,455 | 19,70 | ||
| 2. Other Small Scale Industries | 9,788 | 12,12 | 8,458 | 12,18 | 10,696 | 18,84 | 28,942 | 43,15 |
See Notes on Tables. |