Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of
Scheduled Commercial Banks According to Occupation - March 1996

EASTERN REGION

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

FOREIGN BANKS

AND ITS ASSOCIATES

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Accounts

Limit

Outstanding

Accounts

Limit

   Outstanding

1

2

3

4

5

6

7

8

9

I.

AGRICULTURE

3,21,410

354,41

304,08

6,16,744

475,94

453,43

12

4,85

4,33

1.

Direct Finance

3,16,542

253,60

223,67

6,08,936

364,33

354,93

5

83

29

2.

Indirect Finance

4,868

100,81

80,41

7,808

111,61

98,50

7

4,02

4,04

II.

INDUSTRY

2,52,842

4273,20

3374,80

4,00,956

4971,97

4286,74

1,501

2065,49

1560,38

1.

Mining & Quarrying

101

424,09

304,26

330

275,35

211,90

14

4,54

3,54

2.

Food Manufacturing and Processing

3,259

229,63

160,47

5,900

628,89

512,75

75

190,22

147,22

(a)

Rice Mills, Flour and Dal Mills

342

11,25

9,12

1,074

29,45

28,62

2

11

4

(b)

Sugar

2

6

3

21

1,25

2,74

-

-

-

(c)

Edible Oils and Vanaspati

334

25,28

19,44

516

22,74

22,14

6

3,01

1,82

(d)

Tea Processing

91

169,17

110,82

513

493,57

386,31

47

121,72

81,42

(e)

Processing of Fruits & Vegetables

30

1,49

62

79

3,79

5,93

-

-

-

(f)

Others

2,460

22,37

20,44

3,697

78,09

67,02

20

65,39

63,93

3.

Beverage and Tobacco

96

152,78

88,60

212

68,93

35,76

63

251,57

179,26

4.

Textiles

1,855

411,37

356,40

4,461

579,91

482,03

133

283,93

169,39

(a)

Cotton Textiles

169

89,19

77,22

492

122,40

111,11

22

68,97

31,71

(b)

Jute Textiles

203

127,42

100,04

359

225,74

174,68

25

30,30

23,02

(c)

Handloom Textiles & Khadi

114

78

74

461

7,48

7,30

-

-

-

(d)

Other Textiles

1,369

193,98

178,40

3,149

224,30

188,93

86

184,66

114,67

5.

Paper, Paper Products and Printing

771

81,77

53,55

2,084

166,37

157,20

37

27,62

23,41

6.

Leather and Leather Products

463

38,85

30,23

1,378

212,18

168,09

43

29,78

18,97

7.

Rubber and Rubber Products

262

24,71

23,02

626

95,46

106,73

28

48,67

41,01

8.

Chemicals and Chemical Products

1,157

289,42

248,53

3,111

374,64

342,22

165

212,21

169,84

(a)

Heavy Industrial Chemicals

55

135,61

113,73

268

43,28

38,12

30

34,48

29,05

(b)

Fertilizers

29

9,64

6,45

62

15,76

16,47

13

23,37

14,79

(c)

Drugs and Pharmaceuticals

225

49,73

48,02

562

94,05

82,53

30

30,25

21,46

(d)

Non-Edible Oils

20

1,83

1,65

49

3,99

3,85

2

86

78

(e)

Other Chemicals & Chemical Products

828

92,60

78,68

2,170

217,56

201,26

90

123,25

103,75

9.

Petroleum, Coal Products & Nuclear Fuels

269

24,49

16,18

362

64,67

59,76

14

22,00

13,03

10.

Manufacture of Cement & Cement Products

155

14,83

14,59

399

40,02

38,57

6

2,76

2,74

11.

Basic Metals & Metal Products

1,473

1056,97

734,04

4,305

781,88

629,92

164

396,15

299,17

(a)

Iron and Steel

376

816,77

529,63

1,218

377,87

318,21

59

104,25

70,26

(b)

Non-Ferrous Metals

123

90,45

81,18

293

85,02

56,74

42

128,64

110,13

(c)

Other Metal Products

974

149,75

123,22

2,794

319,00

254,97

63

163,26

118,78

12.

Engineering

2,394

938,73

861,33

4,978

737,78

641,59

297

284,46

233,18

(a)

Heavy Engineering

269

408,25

386,43

447

195,62

179,99

78

62,48

47,65

(b)

Light Engineering

888

204,70

138,18

2,105

122,63

120,05

104

112,41

83,43

(c)

Electrical Machinery & Goods

821

242,40

219,26

1,668

367,82

293,12

86

94,81

90,44

(d)

Electronic Machinery & Goods

416

83,38

117,46

758

51,71

48,43

29

14,76

11,65

Vehicles, Vehicle Parts & Transport Equipments

407

85,66

73,82

896

80,42

61,05

19

12,62

11,98

14.

Other Industries

2,39,865

339,85

302,13

3,69,435

604,81

597,59

387

132,36

116,44

15.

Electricity, Gas & Water

92

134,08

91,73

566

173,35

153,44

25

126,50

97,61

(a)

Electricity Generation & Transmission

74

132,71

90,13

413

158,30

139,05

22

125,56

96,73

(b)

Non-Conventional Energy

4

8

8

71

98

92

-

-

-

(c)

Gas, Steam & Water Supply

14

1,28

1,52

82

14,06

13,47

3

95

88

16.

Construction

223

25,97

15,93

1,913

87,31

88,11

31

40,08

33,60

III.

TRANSPORT OPERATORS

20,717

53,75

43,83

60,446

225,84

210,15

16

3,72

2,01

IV.

PROFESSIONAL AND OTHER SERVICES

8,893

41,14

31,73

1,08,153

585,38

541,17

155

31,80

21,31

V .

PERSONAL LOANS

1,70,040

364,82

327,64

2,70,576

970,23

882,96

2,52,923

600,11

268,02

1.

Loans for Purchase of Consumer Durables

9,903

12,24

9,71

7,367

11,02

9,19

118

1,23

1,18

2.

Loans for Housing

19,483

169,52

158,63

45,619

536,71

486,91

510

13,46

12,13

3.

Rest of the Personal Loans

1,40,654

183,07

159,29

2,17,590

422,50

386,86

2,52,295

585,42

254,71

VI.

TRADE

2,03,922

386,70

323,39

4,96,656

1532,81

1332,52

489

101,82

59,08

1.

Wholesale Trade

9,198

187,38

141,03

17,751

975,89

795,02

158

89,60

50,09

2.

Retail Trade

1,94,724

199,31

182,37

4,78,905

556,92

537,49

331

12,21

8,99

VII.

FINANCE

111

111,64

87,27

1,210

285,64

247,84

90

201,45

190,36

VIII.

ALL OTHERS

29,857

214,91

178,91

2,28,328

845,29

771,63

1,613

123,01

103,12

TOTAL BANK CREDIT

10,07,792

5800,57

4671,66

21,83,069

9893,10

8726,43

2,56,799

3132,26

2208,62

OF WHICH :

1.

Artisans & Village Industries

1,23,095

57,25

54,75

2,18,460

109,14

107,90

5

3

2

2.

Other Small Scale Industries

1,16,912

466,39

429,94

1,42,001

1006,54

973,00

154

76,28

55,34

REGIONAL RURAL BANKS

OTHER SCHEDULED

ALL SCHEDULED

COMMERCIAL BANKS

COMMERCIAL BANKS

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

Accounts

Limit

   Outstanding

10

11

12

13

14

15

16

17

18

I.

AGRICULTURE

4,29,114

139,57

122,78

26

23,37

23,25

13,67,306

998,14

907,87

1.

Direct Finance

4,25,138

133,73

118,87

22

21,19

21,16

13,50,643

773,67

718,92

2.

Indirect Finance

3,976

5,84

3,91

4

2,18

2,09

16,663

224,47

188,95

II.

INDUSTRY

3,60,326

115,43

106,16

861

284,15

233,07

10,16,486

11710,26

9561,15

1.

Mining & Quarrying

1

4

4

2

8,83

2,61

448

712,85

522,35

2.

Food Manufacturing and Processing

1,765

99

79

19

14,45

7,82

11,018

1064,18

829,05

(a)

Rice Mills, Flour and Dal Mills

22

33

24

2

6

6

1,442

41,20

38,07

(b)

Sugar

-

-

-

1

20

9

24

1,52

2,86

(c)

Edible Oils and Vanaspati

8

4

4

4

7,25

2,11

868

58,31

45,56

(d)

Tea Processing

-

-

-

7

6,81

5,42

658

791,27

583,98

(e)

Processing of Fruits & Vegetables

1

2

-

-

-

-

110

5,30

6,55

(f)

Others

1,734

60

51

5

14

13

7,916

166,58

152,03

3.

Beverage and Tobacco

1

1

-

5

11,56

11,74

377

484,85

315,36

4.

Textiles

29

20

19

60

54,72

41,75

6,538

1330,13

1049,77

(a)

Cotton Textiles

1

-

-

20

1,03

83

704

281,58

220,87

(b)

Jute Textiles

-

-

-

11

26,14

20,09

598

409,60

317,83

(c)

Handloom Textiles & Khadi

3

1

1

-

-

-

578

8,26

8,05

(d)

Other Textiles

25

19

19

29

27,56

20,84

4,658

630,68

503,03

5.

Paper, Paper Products and Printing

8

5

7

44

2,12

1,16

2,944

277,92

235,39

6.

Leather and Leather Products

1

1

1

75

15,44

13,02

1,960

296,26

230,31

7.

Rubber and Rubber Products

2

1

1

25

10,65

10,90

943

179,50

181,68

8.

Chemicals and Chemical Products

4

3

2

82

14,43

10,75

4,519

890,74

771,36

(a)

Heavy Industrial Chemicals

-

-

-

12

1,49

83

365

214,86

181,73

(b)

Fertilizers

-

-

-

-

-

-

104

48,77

37,71

(c)

Drugs and Pharmaceuticals

-

-

-

10

1,32

1,13

827

175,36

153,14

(d)

Non-Edible Oils

-

-

-

3

35

12

74

7,03

6,40

(e)

Other Chemicals & Chemical Products

4

3

2

57

11,27

8,67

3,149

444,71

392,38

9.

Petroleum, Coal Products & Nuclear Fuels

6

4

4

9

3,80

3,73

660

115,00

92,74

10.

Manufacture of Cement & Cement Products

1

-

1

2

5

1

563

57,67

55,92

11.

Basic Metals & Metal Products

12

5

5

203

34,34

28,60

6,157

2269,40

1691,78

(a)

Iron and Steel

-

-

-

122

28,46

25,79

1,775

1327,35

943,90

(b)

Non-Ferrous Metals

-

-

-

16

50

46

474

304,61

248,52

(c)

Other Metal Products

12

5

5

65

5,38

2,35

3,908

637,43

499,37

12.

Engineering

9

8

13

156

23,66

21,42

7,834

1984,71

1757,66

(a)

Heavy Engineering

-

-

-

33

9,42

9,21

827

675,77

623,27

(b)

Light Engineering

2

1

1

58

9,82

9,39

3,157

449,56

351,06

(c)

Electrical Machinery & Goods

3

3

10

48

3,84

2,37

2,626

708,89

605,29

(d)

Electronic Machinery & Goods

4

5

2

17

58

46

1,224

150,48

178,03

Vehicles, Vehicle Parts & Transport Equipments

9

12

9

15

25

24

1,346

179,07

147,19

14.

Other Industries

3,58,471

113,64

104,51

113

37,22

28,40

9,68,271

1227,87

1149,07

15.

Electricity, Gas & Water

-

-

-

8

34,52

33,60

691

468,45

376,37

(a)

Electricity Generation & Transmission

-

-

-

5

32,98

31,87

514

449,55

357,78

(b)

Non-Conventional Energy

-

-

-

3

1,54

1,73

78

2,60

2,72

(c)

Gas, Steam & Water Supply

-

-

-

-

-

-

99

16,29

15,86

16.

Construction

7

17

20

43

18,12

17,32

2,217

171,65

155,16

III.

TRANSPORT OPERATORS

35,793

13,07

12,69

108

3,66

3,02

1,17,080

300,04

271,70

IV.

PROFESSIONAL AND OTHER SERVICES

34,749

12,56

11,70

211

68,48

65,31

1,52,161

739,36

671,22

V .

PERSONAL LOANS

66,351

76,31

65,87

4,710

23,53

20,49

7,64,600

2035,01

1564,98

1.

Loans for Purchase of Consumer Durables

6,239

9,86

8,98

67

17

16

23,694

34,51

29,21

2.

Loans for Housing

3,107

26,71

23,37

386

4,03

3,88

69,105

750,42

684,92

3.

Rest of the Personal Loans

57,005

39,75

33,52

4,257

19,34

16,46

6,71,801

1250,07

850,84

VI.

TRADE

2,54,605

108,76

103,17

1,067

212,84

144,71

9,56,739

2342,93

1962,87

1.

Wholesale Trade

138

78

74

761

185,29

121,53

28,006

1438,95

1108,41

2.

Retail Trade

2,54,467

107,98

102,43

306

27,55

23,18

9,28,733

903,98

854,46

VII.

FINANCE

4

9

2

140

112,70

86,54

1,555

711,51

612,02

VIII.

ALL OTHERS

51,225

23,06

21,14

1,242

11,74

10,06

3,12,265

1218,01

1084,86

TOTAL BANK CREDIT

12,32,167

488,85

443,53

8,365

740,47

586,44

46,88,192

20055,25

16636,68

OF WHICH :

1.

Artisans & Village Industries

3,16,996

99,32

91,03