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Table No. 4.3 - Interest Rate Range and Organisation-Wise Classification of Outstanding Loans and Advances of Scheduled Commercial Banks
March 1996

(Amount in Rupees Lakh)


 

PUBLIC SECTOR


 

CO-OPERATIVE SECTOR


 

PRIVATE CORPORATE SECTOR


INTEREST RATE RANGE

No. of

Credit

Amount

 

No. of

Credit

Amount

 

No. of

Credit

Amount

 

Accounts

Limit

Out-

 

Accounts

Limit

Out-

 

Accounts

Limit

Out-

 
 
 

Standing


 
 
 

standing


 
 
 

Standing


 

1


2


3


 

4


5


6


 

7


8


9


Less than 6%

81

8,67

8,61

 

621

84,62

66,76

 

-

-

-

 

           

6% and above but less than 10%

561

390,54

320,66

 

1,548

55,46

31,22

 

586

592,31

460,22

 

           

10% and above but less than 12%

890

493,31

395,50

 

3,061

261,39

206,39

 

947

441,24

410,58

 

           

12% and above but less than 14%

3,794

2309,50

1712,36

 

2,938

506,37

379,27

 

10,144

11752,88

9106,74

 

           

14% and above but less than 15%

7,167

1761,34

1522,01

 

4,237

245,31

219,71

 

7,196

1889,73

1615,02

 

           

15% and above but less than 16%

3,356

2909,29

2489,09

 

3,187

629,88

602,13

 

9,097

6752,37

5205,85

 

           

16% and above but less than 17%

1,935

2817,61

2431,01

 

1,005

216,45

180,60

 

10,276

7136,67

5879,61

 

           

17% and above but less than 18%

4,005

11396,96

9386,03

 

2,772

679,10

428,08

 

15,278

12668,13

10315,10

 

           

18% and above but less than 20%

1,905

4787,33

3660,10

 

1,115

532,31

478,73

 

30,836

31134,22

24536,16

 

           

20% and above

1,182

2174,95

1811,54

 

695

224,56

174,75

 

29,252

28270,75

23991,43

 
 
 
 
 
 
 
 
 
 
 
 

Total Loans & Advances


24,876


29049,50


23736,91


 

21,179


3435,46


2767,63


 

1,13,612


100638,30


81520,71


 
 
 
 
 
 
 

PRIVATE SECTOR - OTHERS


 

JOINT SECTOR UNDERTAKINGS


 

INDIVIDUALS


 

No. of

Credit

Amount

 

No. of

Credit

Amount

 

No. of

Credit

Amount

INTEREST RATE RANGE

Accounts

Limit

Out-

 

Accounts

Limit

Out-

 

Accounts

Limit

Out-

 
 
 

Standing


 
 
 

standing


 
 
 

Standing


 

10


11


12


 

13


14


15


 

16


17


18


            

Less than 6%

-

-

-

 

-

-

-

 

2,53,089

2593,82

2337,91

            

6% and above but less than 10%

4,078

460,93

369,22

 

5

14,09

12,22

 

40,077

337,42

292,99

 

           

10% and above but less than 12%

13,641

413,91

350,07

 

16

2,19

1,07

 

1,27,659

1579,58

1493,13

 

           

12% and above but less than 14%

1,30,841

8450,54

6849,68

 

175

51,00

35,09

 

4,94,016

3805,04

3361,74

 

           

14% and above but less than 15%

3,92,103

5221,37

4355,98

 

257

13,64

10,70

 

10,59,445

9069,84

7918,61

 

           

15% and above but less than 16%

2,06,614

5407,84

4477,96

 

184

33,66

25,84

 

4,71,337

5398,36

4688,50

 

           

16% and above but less than 17%

1,05,353

5807,08

5108,31

 

133

49,33

38,36

 

1,08,720

1695,23

1536,30

 

           

17% and above but less than 18%

1,47,434

10536,03

9059,65

 

176

186,83

45,91

 

3,92,099

7694,51

5636,73

 

           

18% and above but less than 20%

1,38,732

13251,50

11360,40

 

216

112,57

62,47

 

1,82,232

3759,43

3198,08

 

           

20% and above

1,15,515

10800,14

9298,16

 

183

111,97

93,84

 

1,36,401

3038,05

2627,39

 
 
 
 
 
 
 
 
 
 
 
 

Total Loans & Advances


12,54,311


60349,34


51229,41


 

1,345


575,28


325,49


 

32,65,075


38971,29


33091,38


See Notes on Tables

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