Scheduled Commercial Banks - Business in India - RBI - Reserve Bank of India
Scheduled Commercial Banks - Business in India
(Rs. crore) |
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Outstanding |
Variation over |
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as on |
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Financial year so far |
Year-on-year |
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Item |
2006 |
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Month |
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Jan. 27# |
2004-2005 |
2005-2006 |
2005 |
2006 |
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1 |
2 |
3 |
4 |
5 |
6 |
7 |
Liabilities to the Banking System |
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Demand and time deposits from Banks |
33,265 |
–585 |
–1,961 |
–3,043 |
–1,720 |
–1,607 |
Borrowings from Banks (1) |
31,462 |
2,609 |
13,441 |
3,846 |
15,583 |
2,995 |
Other demand and time liabilities(2) |
5,784 |
–145 |
81 |
2,659 |
447 |
3,076 |
Liabilities to Others |
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Aggregate deposits@ |
19,56,064 |
15,370 |
1,67,889 |
2,55,866 |
2,15,433 |
2,83,759 |
(0.8) |
(11.2) |
(15.0) |
(14.8) |
(17.0) |
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Demand |
3,09,768 |
–4,967 |
16,835 |
61,740 |
43,854 |
67,910 |
Time@ |
16,46,297 |
20,337 |
1,51,054 |
1,94,126 |
1,71,579 |
2,15,849 |
[1,47,541] |
[1,68,066] |
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Borrowings(3) |
78,222 |
1,047 |
42,036 |
8,699 |
43,162 |
11,517 |
Other demand and time liabilities |
1,82,185 |
2,925 |
15,298 |
–10,575 |
25,859 |
18,803 |
Borrowings from Reserve Bank |
3,106 |
286 |
110 |
3,056 |
110 |
2,710 |
Cash in hand and Balances with Reserve Bank |
1,25,748 |
–1,757 |
28,953 |
29,171 |
26,202 |
19,900 |
Cash in hand |
10,775 |
–14 |
1,535 |
2,303 |
1,370 |
1,342 |
Balances with Reserve Bank |
1,14,972 |
–1,743 |
27,418 |
26,867 |
24,832 |
18,558 |
Assets with the Banking System |
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Balance with other Banks(4) |
23,888 |
238 |
290 |
4,568 |
608 |
6,638 |
Money at call and short notice |
13,162 |
1,140 |
4,331 |
–6,699 |
4,076 |
–9,227 |
Advances to Banks |
3,963 |
523 |
–1,091 |
–5,729 |
–300 |
–5,469 |
Other assets |
3,173 |
–225 |
–188 |
748 |
137 |
724 |
Investments (5) |
7,10,866 |
5,207 |
35,327 |
–28,287 |
47,323 |
–2,048 |
(0.7) |
(5.2) |
(–3.8) |
(7.1) |
(–0.3) |
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Government securities |
6,87,493 |
5,229 |
37,213 |
–31,489 |
49,691 |
–4,478 |
[25,020] |
[37,498] |
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Other approved securities |
23,374 |
–22 |
–1,886 |
3,202 |
–2,368 |
2,429 |
Bank Credit |
13,70,517 |
18,035 |
2,07,239 |
2,70,089 |
2,44,673 |
3,22,493 |
(1.3) |
(24.6) |
(24.5) |
(30.5) |
(30.8) |
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Food Credit |
38,689 |
–3,231 |
5,978 |
–2,432 |
6,075 |
–3,250 |
Non-food credit |
13,31,829 |
21,266 |
2,01,262 |
2,72,521 |
2,38,598 |
3,25,743 |
[1,68,380] |
[2,05,716] |
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Loans, cash-credit and overdrafts |
13,03,578 |
17,443 |
2,00,546 |
2,63,366 |
2,35,070 |
3,13,792 |
Inland bills- purchased |
9,937 |
699 |
474 |
2,383 |
1,023 |
2,493 |
discounted(6) |
27,411 |
–317 |
3,380 |
2,179 |
4,367 |
2,301 |
Foreign bills-purchased |
11,144 |
44 |
365 |
317 |
1,036 |
666 |
discounted |
18,447 |
166 |
2,474 |
1,845 |
3,176 |
3,241 |
Cash-Deposit Ratio |
6.43 |
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Investment-Deposit Ratio |
36.34 |
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Credit-DepositRatio |
70.07 |
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@ : Data reflect redemption of India Millennium Deposits (IMDs) on December 29 , 2005. been included in the corresponding items under 'liabilities to others'. 3. Based on Special Returns submited by the banks as required when the last |