3. Scheduled Commercial Banks - Business in India - ಆರ್ಬಿಐ - Reserve Bank of India
3. Scheduled Commercial Banks - Business in India
(Rs. crore) |
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Outstanding |
Variation over |
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as on |
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Financial year so far |
Year-on-year |
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Item |
2004 |
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Month |
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Aug. 27# |
2003-2004 |
2004-2005 |
2003 |
2004 |
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1 |
2 |
3 |
4 |
5 |
6 |
7 |
|
Liabilities to the Banking System |
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Demand and time deposits from Banks |
37,012 |
221 |
–1,802 |
178 |
475 |
–1,641 |
|
Borrowings from Banks (1) |
13,924 |
–1,342 |
–287 |
–1,103 |
–6,483 |
–5,428 |
|
Other demand and time liabilities(2) |
4,230 |
2,054 |
–17 |
1,603 |
150 |
1,993 |
|
Liabilities to Others |
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Aggregate deposits@ |
15,89,186 |
7,899 |
89,939 |
84,770 |
1,43,559 |
2,18,393 |
|
(0.5) |
(7.0) |
(5.6) |
(11.7) |
(15.9) |
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Demand |
2,18,022 |
2,685 |
7,149 |
–7,000 |
21,613 |
40,584 |
|
Time@ |
13,71,165 |
5,214 |
82,791 |
91,771 |
1,21,945 |
1,77,810 |
|
Borrowings(3) |
30,857 |
–750 |
4,909 |
6,187 |
4,769 |
13,310 |
|
Other demand and time liabilities |
1,49,614 |
1,078 |
221 |
1,530 |
17,026 |
19,587 |
|
Borrowings from Reserve Bank |
— |
–180 |
–78 |
— |
–9 |
–1 |
|
Cash in hand and Balances with Reserve Bank |
85,257 |
–1,103 |
9,802 |
8,362 |
11,604 |
9,553 |
|
Cash in hand |
8,218 |
–742 |
1,217 |
320 |
2,059 |
–566 |
|
Balances with Reserve Bank |
77,038 |
–361 |
8,585 |
8,041 |
9,545 |
10,119 |
|
Assets with the Banking System |
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Balance with other Banks(4) |
17,922 |
–4 |
–1,325 |
961 |
–1,567 |
2,059 |
|
Money at call and short notice |
17,418 |
104 |
–2,120 |
–640 |
–7,376 |
–12,597 |
|
Advances to Banks |
10,169 |
1,044 |
712 |
–354 |
869 |
2,311 |
|
Other assets |
2,756 |
–1,389 |
31 |
119 |
–63 |
175 |
|
Investments (5) |
7,24,312 |
1,255 |
79,551 |
46,724 |
1,14,452 |
97,215 |
|
(0.2) |
(14.5) |
(6.9) |
(22.3) |
(15.5) |
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Government securities |
6,97,867 |
1,287 |
79,669 |
43,110 |
1,16,145 |
94,782 |
|
Other approved securities |
26,445 |
–32 |
–117 |
3,614 |
–1,693 |
2,433 |
|
Bank Credit |
9,08,309 |
24,114 |
2,586 |
67,524 |
75,807 |
1,76,508 |
|
(2.7) |
(0.4) |
(8.0) |
(11.6) |
(24.1) |
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Food Credit |
39,865 |
–2,428 |
–8,195 |
3,904 |
–14,993 |
–1,420 |
|
Non-food credit |
8,68,444 |
26,541 |
10,780 |
63,620 |
90,800 |
1,77,927 |
|
Loans, cash-credit and overdrafts |
8,56,669 |
23,377 |
6,157 |
67,429 |
73,841 |
1,68,440 |
|
Inland bills- purchased |
6,770 |
174 |
–699 |
–199 |
385 |
1,884 |
|
discounted(6) |
21,858 |
324 |
–1,289 |
128 |
639 |
2,963 |
|
Foreign bills-purchased |
9,527 |
98 |
–950 |
–586 |
–547 |
727 |
|
discounted |
13,484 |
141 |
–634 |
751 |
1,488 |
2,493 |
|
Cash-Deposit Ratio |
5.36 |
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Investment-Deposit Ratio |
45.58 |
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Credit-DepositRatio |
57.16 |
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@ : Includes Rs.25,662 crore on account of proceeds from India Millennium Deposits (IMDs), |
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(1) Excluding borrowings of Regional Rural Banks from their sponsor banks. |
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Table No. 5. (6) Excludes bills rediscounted with the Reserve Bank of India. |
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Figures in brackets denote percentage variation in the relevant period. |
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Notes: 1. Based on Special Returns submited by the banks as required when the lastFriday of the month is not an alternate |
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2. Includes the impact of mergers since May 3, 2002. |