Interest Rate Structure of Schduled Commercial Banks

RbiAnnouncementWeb

Asset Publisher

പ്രസിദ്ധീകരിച്ചത് 30 ഓഗസ്റ്റ് 2007

listen

Interest Rate Structure of Schduled Commercial Banks

(Per cent)
		Item	31-Mar	30-Apr	31-May	30-Jun	31-Jul	30-Aug	30-Sep	31-Oct	30-Nov	31-Dec	31-Jan	28-Feb	31-Mar	30-Apr	31-May	30-Jun	31-Jul
			2006	2006	2006	2006	2006	2006	2006	2006	2006	2006	2007	2007	2007	2007	2007	2007	2007
		1	2	3	4	5	6	7	8	9	10	11	12	13	14	15	16	17	18
A.	Lending Rates
	Size of Credit Limit
	1.	Up to Rs. 2 lakh	< BPLR	< BPLR	< BPLR	< BPLR	< BPLR	< BPLR	< BPLR	< BPLR	< BPLR	< BPLR	< BPLR	< BPLR	< BPLR	< BPLR	< BPLR	< BPLR	< BPLR
	2.	Over Rs. 2 lakh :
		BPLR*	10.25-10.75	10.25-10.75	10.75-11.25	10.75-11.25	10.75-11.25	11.00-11.50	11.00-11.50	11.00-11.50	11.00-11.50	11.00-11.50	11.50-12.00	12.25-12.50	12.25-12.50	12.75-13.25	12.75-13.25	12.75-13.25	12.75-13.25
B.	Deposit Rates
	Category of Account
	1.	Current	Nil	Nil	Nil	Nil	Nil	Nil	Nil	Nil	Nil	Nil	Nil	Nil	Nil	Nil	Nil	Nil	Nil
	2.	Savings	3.50	3.50	3.50	3.50	3.50	3.50	3.50	3.50	3.50	3.50	3.50	3.50	3.50	3.50	3.50	3.50	3.50
	3.	Term Deposits *
		a) Up to and including
		one year	2.25-5.50	2.25-6.00	3.00-6.00	3.00-6.00	3.00-6.00	3.00-6.25	3.00-6.25	3.00-6.25	3.00-6.50	3.00-7.00	3.00-7.00	3.00-7.00	3.00-7.00	3.00-7.00	3.00-7.00	3.00-9.50	3.00-9.50
		b) 1-2 years	6.00-6.50	6.00-6.50	6.25-6.75	6.25-6.75	6.25-6.75	6.50-7.00	6.75-7.00	6.75-7.00	6.75-7.25	7.00-7.50	7.50-8.25	7.50-8.25	7.50-9.00	7.50-9.00	7.50-9.00	7.50-9.50	7.50-9.50
		c) 2-3 years	6.00-6.50	6.00-6.50	6.25-6.75	6.25-6.75	6.25-6.75	6.50-7.00	6.75-7.00	6.75-7.00	6.75-7.25	7.00-7.50	7.50-8.50	7.50-8.50	7.50-8.50	7.50-8.50	7.50-8.50	7.50-9.50	7.50-9.50
		d) > 3 years	6.25-7.00	6.25-7.00	6.50-7.00	6.50-7.00	6.50-7.00	7.00-8.00	7.00-8.00	7.00-8.00	7.00-8.00	7.30-8.00	7.75-8.50	7.75-9.00	7.75-9.00	7.75-9.00	7.75-9.00	7.75-9.60	7.75-9.60
* : Data relate to major public sector banks. BPLR : Benchmark Prime Lending Rate. < : Not exceeding.