(` Billion)

1 Gross Bank Credit

43714

39503

45261

46610

6.6

18.0

1.1 Food Credit

816

779

941

1058

29.6

35.8

1.2 Non-food Credit

42897

38724

44320

45552

6.2

17.6

1.2.1 Agriculture & Allied Activities

5225

4418

5351

5495

5.2

24.4

1.2.2 Industry

19675

17712

20264

20853

6.0

17.7

1.2.2.1 Micro & Small

2592

2448

2595

2685

3.6

9.7

1.2.2.2 Medium

2056

1972

1984

2031

–1.2

3.0

1.2.2.3 Large

15026

13292

15685

16137

7.4

21.4

1.2.3 Services

10168

9215

10368

10625

4.5

15.3

1.2.3.1 Transport Operators

713

650

791

790

10.8

21.5

1.2.3.2 Computer Software

154

146

151

164

6.5

12.3

1.2.3.3 Tourism, Hotels & Restaurants

313

303

341

342

9.2

13.0

1.2.3.4 Shipping

89

97

81

81

–8.4

–16.1

1.2.3.5 Professional Services

639

537

503

511

–20.0

–4.8

1.2.3.6 Trade

2209

2058

2441

2538

14.9

23.3

1.2.3.6.1 Wholesale Trade

1280

1147

1326

1389

8.6

21.1

1.2.3.6.2 Retail Trade

929

911

1115

1148

23.6

26.1

1.2.3.7 Commercial Real Estate

1205

1141

1188

1201

–0.3

5.3

1.2.3.8 Non-Banking Financial Companies (NBFCs)

2218

1872

2371

2439

10.0

30.3

1.2.3.9 Other Services

2628

2411

2505

2558

–2.6

6.1

1.2.4 Personal Loans

7830

7378

8337

8580

9.6

16.3

1.2.4.1 Consumer Durables

88

82

72

75

–14.4

–7.8

1.2.4.2 Housing

4027

3861

4285

4372

8.6

13.2

1.2.4.3 Advances against Fixed Deposits

685

540

586

615

–10.2

13.9

1.2.4.4 Advances to Individuals against share & bonds

38

36

30

31

–20.4

–15.5

1.2.4.5 Credit Card Outstanding

204

196

227

247

20.6

25.7

1.2.4.6 Education

502

491

537

543

8.2

10.6

1.2.4.7 Vehicle Loans

949

869

1040

1093

15.2

25.8

1.2.4.8 Other Personal Loans

1336

1304

1561

1604

20.0

23.0

1.2A Priority Sector

14122

12682

13979

14617

3.5

15.3

1.2A.1 Agriculture & Allied Activities

5225

4418

5351

5495

5.2

24.4

1.2A.2 Micro & Small Enterprises

5191

4736

5137

5262

1.4

11.1

1.2A.2.1 Manufacturing

2592

2448

2595

2685

3.6

9.7

1.2A.2.2 Services

2599

2287

2541

2576

–0.9

12.6

1.2A.3 Housing

2654

2480

2619

2667

0.5

7.5

1.2A.4 Micro-Credit

231

253

218

219

–5.3

–13.6

1.2A.5 Education Loans

483

480

517

523

8.3

8.9

1.2A.6 State-Sponsored Orgs. for SC/ST

18

17

20

20

12.9

18.5

1.2A.7 Weaker Sections

2563

2113

2696

2725

6.3

29.0

1.2A.8 Export Credit

377

409

388

401

6.5

–1.8