(` Billion)

1 Gross Bank Credit

49,642

44,098

49,815

50,605

1.9

14.8

1.1 Food Credit

946

1,063

930

1,158

22.4

9.0

1.2 Non-food Credit

48,696

43,035

48,884

49,447

1.5

14.9

1.2.1 Agriculture & Allied Activities

5,899

5,424

6,011

6,034

2.3

11.2

1.2.2 Industry

22,302

19,560

22,390

22,593

1.3

15.5

1.2.2.1 Micro & Small

2,843

2,376

2,943

2,865

0.7

20.6

1.2.2.2 Medium

1,247

1,239

1,248

1,335

7.1

7.8

1.2.2.3 Large

18,211

15,944

18,198

18,393

1.0

15.4

1.2.3 Services

11,486

10,078

11,359

11,547

0.5

14.6

1.2.3.1 Transport Operators

796

781

815

816

2.5

4.5

1.2.3.2 Computer Software

169

143

169

177

4.8

23.7

1.2.3.3 Tourism, Hotels & Restaurants

354

331

354

361

1.8

9.0

1.2.3.4 Shipping

82

76

83

87

5.8

14.7

1.2.3.5 Professional Services

564

478

596

597

5.7

24.8

1.2.3.6 Trade

2,760

2,290

2,784

2,836

2.8

23.9

1.2.3.6.1 Wholesale Trade

1,501

1,262

1,492

1,523

1.5

20.7

1.2.3.6.2 Retail Trade

1,259

1,028

1,292

1,313

4.4

27.8

1.2.3.7 Commercial Real Estate

1,261

1,159

1,274

1,320

4.7

14.0

1.2.3.8 Non-Banking Financial Companies (NBFCs)

2,570

2,428

2,570

2,497

–2.8

2.8

1.2.3.9 Other Services

2,930

2,392

2,714

2,856

–2.5

19.4

1.2.4 Personal Loans

9,009

7,974

9,125

9,273

2.9

16.3

1.2.4.1 Consumer Durables

84

73

86

89

5.9

22.0

1.2.4.2 Housing

4,600

4,099

4,701

4,799

4.3

17.1

1.2.4.3 Advances against Fixed Deposits

611

524

601

603

–1.4

15.1

1.2.4.4 Advances to Individuals against share & bonds

31

29

30

30

–2.9

3.7

1.2.4.5 Credit Card Outstanding

249

210

252

230

–7.5

9.6

1.2.4.6 Education

550

501

548

552

0.4

10.2

1.2.4.7 Vehicle Loans

1,111

914

1,142

1,167

5.1

27.6

1.2.4.8 Other Personal Loans

1,774

1,624

1,764

1,803

1.6

11.0

1.2A Priority Sector

15,398

13,905

15,892

16,166

5.0

16.3

1.2A.1 Agriculture & Allied Activities

5,899

5,424

6,011

6,034

2.3

11.2

1.2A.2 Micro & Small Enterprises

5,623

4,916

5,823

6,031

7.3

22.7

1.2A.2.1 Manufacturing

2,843

2,376

2,943

2,865

0.7

20.6

1.2A.2.2 Services

2,779

2,196

2,880

2,791

0.4

27.1

1.2A.3 Housing

2,672

2,544

2,792

2,834

6.0

11.4

1.2A.4 Micro-Credit

165

157

172

179

8.3

13.7

1.2A.5 Education Loans

526

479

546

531

0.9

10.8

1.2A.6 State-Sponsored Orgs. for SC/ST

1

1

1

1

0.8

25.0

1.2A.7 Weaker Sections

2,734

2,370

2,890

2,893

5.8

22.1

1.2A.8 Export Credit

422

369

425

451

6.8

22.1