Table No. 5.5 - Population Group and Bank Group - Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation March 1996 (Part 4 of 5) - ربی - Reserve Bank of India
Table No. 5.5 - Population Group and Bank Group - Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation
March 1996 (Part 4 of 5)
METROPOLITAN | | | | | (Amount in Rupees Lakh) | ||||||||||
STATE BANK OF INDIA | NATIONALISED BANKS | FOREIGN BANKS | |||||||||||||
AND ITS ASSOCIATES | | | |||||||||||||
No. of | Credit | Amount | No. of | Credit | Amount | No. of | Credit | Amount | |||||||
OCCUPATION | Accounts | Limit | Out- | Accounts | Limit | Out- | Accounts | Limit | Out- | ||||||
| | standing | | | | standing | | | | standing | |||||
| | | | 1 | 2 | 3 | | 4 | 5 | 6 | | 7 | 8 | 9 | |
I. | AGRICULTURE | 33,788 | 1047,95 | 929,99 | 1,35,554 | 2108,78 | 1628,49 | 437 | 72,28 | 61,62 | |||||
1. | Direct Finance | 29,107 | 278,32 | 234,93 | 1,25,953 | 704,64 | 676,22 | 394 | 13,04 | 11,89 | |||||
2. | Indirect Finance | 4,681 | 769,63 | 695,07 | 9,601 | 1404,14 | 952,27 | 43 | 59,24 | 49,73 | |||||
II. | INDUSTRY | 92,238 | 29686,79 | 22678,81 | 2,31,717 | 43584,91 | 34683,22 | 10,517 | 17609,56 | 13324,98 | |||||
1. | Mining & Quarrying | 457 | 610,38 | 439,48 | 1,333 | 759,83 | 655,89 | 26 | 16,28 | 13,95 | |||||
2. | Food Manufacturing and Processing | 2,295 | 1312,58 | 1028,99 | 5,121 | 2021,00 | 1631,28 | 312 | 1038,47 | 800,52 | |||||
(a) | Rice Mills, Flour and Dal Mills | 341 | 109,13 | 60,18 | 916 | 161,23 | 129,07 | 15 | 38,86 | 23,54 | |||||
(b) | Sugar | 42 | 88,71 | 75,33 | 131 | 272,65 | 237,40 | 10 | 18,34 | 17,04 | |||||
(c) | Edible Oils and Vanaspati | 302 | 342,13 | 264,09 | 560 | 462,68 | 356,02 | 40 | 128,14 | 88,03 | |||||
(d) | Tea Processing | 68 | 128,16 | 74,79 | 350 | 401,77 | 306,08 | 68 | 253,71 | 191,54 | |||||
(e) | Processing of Fruits & Vegetables | 56 | 23,51 | 22,73 | 306 | 103,40 | 71,78 | 5 | 58 | 35 | |||||
(f) | Others | 1,486 | 620,94 | 531,87 | 2,858 | 619,27 | 530,93 | 174 | 598,84 | 480,02 | |||||
3. | Beverage and Tobacco | 181 | 301,88 | 204,55 | 718 | 439,94 | 357,34 | 202 | 507,98 | 390,80 | |||||
4. | Textiles | 8,020 | 3995,64 | 3100,22 | 30,391 | 8046,47 | 6302,10 | 876 | 2595,07 | 1859,76 | |||||
(a) | Cotton Textiles | 1,499 | 1502,92 | 1221,81 | 4,134 | 2220,05 | 1762,55 | 329 | 1199,31 | 888,47 | |||||
(b) | Jute Textiles | 128 | 48,57 | 41,39 | 288 | 178,39 | 148,12 | 30 | 32,01 | 24,72 | |||||
(c) | Handloom Textiles & Khadi | 285 | 59,21 | 40,56 | 443 | 180,03 | 154,42 | 10 | 1,32 | 87 | |||||
(d) | Other Textiles | 6,108 | 2384,93 | 1796,46 | 25,526 | 5468,00 | 4237,01 | 507 | 1362,44 | 945,71 | |||||
5. | Paper, Paper Products and Printing | 3,210 | 571,49 | 460,54 | 10,491 | 1302,56 | 1050,84 | 224 | 379,94 | 337,90 | |||||
6. | Leather and Leather Products | 1,298 | 343,83 | 268,55 | 4,918 | 1301,89 | 1089,99 | 138 | 88,60 | 55,34 | |||||
7. | Rubber and Rubber Products | 779 | 323,39 | 260,56 | 2,575 | 584,17 | 502,21 | 115 | 237,47 | 195,43 | |||||
8. | Chemicals and Chemical Products | 6,937 | 4221,27 | 3179,55 | 20,602 | 7316,62 | 5588,99 | 1,587 | 3040,45 | 2169,66 | |||||
(a) | Heavy Industrial Chemicals | 713 | 852,60 | 610,00 | 2,307 | 1385,75 | 1053,62 | 281 | 680,13 | 429,55 | |||||
(b) | Fertilizers | 263 | 736,42 | 539,25 | 420 | 732,36 | 501,33 | 44 | 106,86 | 65,99 | |||||
(c) | Drugs and Pharmaceuticals | 2,093 | 1272,46 | 1023,48 | 4,544 | 2295,26 | 1773,28 | 626 | 1281,07 | 922,77 | |||||
(d) | Non-Edible Oils | 69 | 20,76 | 14,90 | 225 | 109,03 | 88,85 | 14 | 17,62 | 17,82 | |||||
(e) | Other Chemicals & Chemical Products | 3,799 | 1339,02 | 991,93 | 13,106 | 2794,21 | 2171,91 | 622 | 954,77 | 733,53 | |||||
9. | Petroleum, Coal Products & Nuclear Fuels | 531 | 1196,29 | 977,71 | 1,061 | 537,02 | 374,03 | 129 | 539,26 | 419,30 | |||||
10. | Manufacture of Cement & Cement Products | 356 | 854,02 | 507,01 | 832 | 421,05 | 355,15 | 91 | 278,62 | 180,37 | |||||
11. | Basic Metals & Metal Products | 5,888 | 4973,82 | 3852,42 | 17,758 | 4853,07 | 3894,81 | 518 | 1422,08 | 1107,74 | |||||
(a) | Iron and Steel | 2,134 | 4222,27 | 3238,68 | 6,082 | 3000,76 | 2493,81 | 293 | 969,08 | 766,32 | |||||
(b) | Non-Ferrous Metals | 344 | 173,03 | 145,80 | 1,385 | 376,84 | 289,84 | 73 | 103,78 | 87,11 | |||||
(c) | Other Metal Products | 3,410 | 578,52 | 467,94 | 10,291 | 1475,48 | 1111,16 | 152 | 349,22 | 254,32 | |||||
12. | Engineering | 11,193 | 5481,20 | 4210,54 | 28,123 | 7474,82 | 5907,88 | 1,645 | 3865,23 | 2989,60 | |||||
(a) | Heavy Engineering | 1,777 | 1782,60 | 1214,69 | 3,878 | 2278,62 | 1716,62 | 392 | 1081,73 | 753,91 | |||||
(b) | Light Engineering | 4,651 | 1260,31 | 970,05 | 11,509 | 1609,65 | 1364,42 | 508 | 754,63 | 581,02 | |||||
(c) | Electrical Machinery & Goods | 2,644 | 1112,20 | 851,59 | 7,379 | 1886,60 | 1508,63 | 370 | 984,19 | 755,49 | |||||
(d) | Electronic Machinery & Goods | 2,121 | 1326,10 | 1174,21 | 5,357 | 1699,95 | 1318,22 | 375 | 1044,67 | 899,19 | |||||
13. | Vehicles, Vehicle Parts & Transport | ||||||||||||||
Equipments | 3,375 | 1441,82 | 944,61 | 7,046 | 1636,65 | 1197,03 | 375 | 949,37 | 628,88 | ||||||
14. | Other Industries | 44,240 | 2773,39 | 2314,73 | 93,461 | 4507,02 | 3663,70 | 3,953 | 1716,52 | 1391,83 | |||||
15. | Electricity, Gas & Water | 2,618 | 783,17 | 505,20 | 1,315 | 1141,85 | 944,45 | 86 | 316,36 | 259,71 | |||||
(a) | Electricity Generation & Transmission | 2,518 | 775,59 | 497,74 | 1,100 | 1098,79 | 903,38 | 60 | 286,28 | 235,63 | |||||
(b) | Non-Conventional Energy | 27 | 1,33 | 1,06 | 65 | 14,30 | 13,87 | 6 | 25,45 | 19,67 | |||||
(c) | Gas, Steam & Water Supply | 73 | 6,24 | 6,40 | 150 | 28,75 | 27,20 | 20 | 4,64 | 4,41 | |||||
16. | Construction | 860 | 502,62 | 424,13 | 5,972 | 1240,95 | 1167,55 | 240 | 617,86 | 524,18 | |||||
III. | TRANSPORT OPERATORS | 12,586 | 252,56 | 219,09 | 48,083 | 875,26 | 740,30 | 152 | 97,75 | 73,47 | |||||
IV. | PROFESSIONAL AND OTHER SERVICES | 23,280 | 1014,19 | 849,67 | 1,59,130 | 3531,85 | 3073,30 | 1,132 | 1051,24 | 675,45 | |||||
V. | PERSONAL LOANS | 4,65,422 | 2033,28 | 1720,93 | 11,26,089 | 5199,25 | 4546,18 | 11,84,525 | 3010,62 | 1987,00 | |||||
1. | Loans for Purchase of Consumer Durables | 30,670 | 52,95 | 45,78 | 82,614 | 91,11 | 75,78 | 14,860 | 52,60 | 51,98 | |||||
2. | Loans for Housing | 46,507 | 752,00 | 613,09 | 1,52,837 | 1912,48 | 1697,66 | 4,319 | 219,92 | 210,84 | |||||
3. | Rest of the Personal Loans | 3,88,245 | 1228,32 | 1062,05 | 8,90,638 | 3195,66 | 2772,74 | 11,65,346 | 2738,11 | 1724,18 | |||||
VI. | TRADE | 99,937 | 4804,47 | 3915,67 | 3,00,686 | 14353,97 | 12205,44 | 2,913 | 1194,29 | 886,20 | |||||
1. | Wholesale Trade | 11,326 | 4064,36 | 3297,21 | 46,712 | 12511,14 | 10707,13 | 807 | 1084,94 | 805,59 | |||||
2. | Retail Trade | 88,611 | 740,11 | 618,46 | 2,53,974 | 1842,84 | 1498,31 | 2,106 | 109,35 | 80,60 | |||||
VII. | FINANCE | 1,310 | 1526,63 | 1184,36 | 6,586 | 4045,52 | 3397,64 | 668 | 2079,71 | 1679,01 | |||||
VIII. | ALL OTHERS | 1,21,746 | 5923,79 | 4925,64 | | 5,62,597 | 6902,60 | 6009,06 | | 25,662 | 2745,04 | 2454,70 | |||
TOTAL BANK CREDIT | 8,50,307 | 46289,66 | 36424,16 | 25,70,442 | 80602,15 | 66283,65 | 12,26,006 | 27860,49 | 21142,42 | ||||||
OF WHICH : | 1. | Artisans & Village Industries | 3,140 | 49,49 | 42,82 | 14,632 | 66,63 | 57,72 | 1,018 | 1,79 | 2,10 | ||||
| 2. | Other Small Scale Industries | 55,457 | 3181,95 | 2660,64 | | 1,41,657 | 9745,06 | 7596,87 | | 654 | 602,71 | 472,89 |
METROPOLITAN | | | | | (Amount in Rupees Lakh) | ||||||||||
REGIONAL RURAL BANKS | OTHER SCHEDULED | ALL SCHEDULED | |||||||||||||
| | | COMMERCIAL BANKS | COMMERCIAL BANKS | |||||||||||
No. of | Credit | Amount | No. of | Credit | Amount | No. of | Credit | Amount | |||||||
OCCUPATION | Accounts | Limit | Out- | Accounts | Limit | Out- | Accounts | Limit | Out- | ||||||
| | standing | | | | standing | | | | standing | |||||
| | | | 10 | 11 | 12 | | 13 | 14 | 15 | | 16 | 17 | 18 | |
I. | AGRICULTURE | 69 | 29 | 24 | 5,585 | 136,48 | 109,55 | 1,75,433 | 3365,79 | 2729,90 | |||||
1. | Direct Finance | 69 | 29 | 24 | 5,277 | 81,09 | 69,40 | 1,60,800 | 1077,39 | 992,69 | |||||
2. | Indirect Finance | - | - | - | 308 | 55,39 | 40,15 | 14,633 | 2288,40 | 1737,22 | |||||
II. | INDUSTRY | 314 | 92 | 71 | 22,704 | 6016,28 | 5051,04 | 3,57,490 | 96898,46 | 75738,76 | |||||
1. | Mining & Quarrying | - | - | - | 209 | 96,75 | 74,38 | 2,025 | 1483,25 | 1183,69 | |||||
2. | Food Manufacturing and Processing | 1 | 15 | 15 | 848 | 346,32 | 281,13 | 8,577 | 4718,53 | 3742,07 | |||||
(a) | Rice Mills, Flour and Dal Mills | 1 | 15 | 15 | 221 | 20,97 | 22,63 | 1,494 | 330,34 | 235,56 | |||||
(b) | Sugar | - | - | - | 46 | 70,69 | 50,56 | 229 | 450,38 | 380,33 | |||||
(c) | Edible Oils and Vanaspati | - | - | - | 109 | 114,87 | 92,81 | 1,011 | 1047,82 | 800,95 | |||||
(d) | Tea Processing | - | - | - | 18 | 10,37 | 8,92 | 504 | 794,01 | 581,33 | |||||
(e) | Processing of Fruits & Vegetables | - | - | - | 12 | 91 | 61 | 379 | 128,41 | 95,47 | |||||
(f) | Others | - | - | - | 442 | 128,51 | 105,61 | 4,960 | 1967,56 | 1648,43 | |||||
3. | Beverage and Tobacco | - | - | - | 123 | 86,22 | 78,59 | 1,224 | 1336,02 | 1031,28 | |||||
4. | Textiles | - | - | - | 2,968 | 1062,78 | 837,19 | 42,255 | 15699,96 | 12099,26 | |||||
(a) | Cotton Textiles | - | - | - | 596 | 315,17 | 246,84 | 6,558 | 5237,46 | 4119,65 | |||||
(b) | Jute Textiles | - | - | - | 9 | 10,41 | 8,09 | 455 | 269,38 | 222,31 | |||||
(c) | Handloom Textiles & Khadi | - | - | - | 19 | 7,12 | 6,88 | 757 | 247,68 | 202,73 | |||||
(d) | Other Textiles | - | - | - | 2,344 | 730,08 | 575,38 | 34,485 | 9945,45 | 7554,57 | |||||
5. | Paper, Paper Products and Printing | 1 | 1 | 1 | 1,122 | 149,40 | 111,11 | 15,048 | 2403,40 | 1960,41 | |||||
6. | Leather and Leather Products | - | - | - | 510 | 138,43 | 113,62 | 6,864 | 1872,76 | 1527,50 | |||||
7. | Rubber and Rubber Products | - | - | - | 278 | 63,34 | 56,67 | 3,747 | 1208,37 | 1014,88 | |||||
8. | Chemicals and Chemical Products | - | - | - | 2,078 | 796,36 | 678,62 | 31,204 | 15374,70 | 11616,82 | |||||
(a) | Heavy Industrial Chemicals | - | - | - | 240 | 114,30 | 86,13 | 3,541 | 3032,79 | 2179,29 | |||||
(b) | Fertilizers | - | - | - | 36 | 79,09 | 73,26 | 763 | 1654,74 | 1179,83 | |||||
(c) | Drugs and Pharmaceuticals | - | - | - | 454 | 241,42 | 213,57 | 7,717 | 5090,22 | 3933,10 | |||||
(d) | Non-Edible Oils | - | - | - | 13 | 2,06 | 1,64 | 321 | 149,46 | 123,21 | |||||
(e) | Other Chemicals & Chemical Products | - | - | - | 1,335 | 359,49 | 304,02 | 18,862 | 5447,49 | 4201,39 | |||||
9. | Petroleum, Coal Products & Nuclear Fuels | - | - | - | 102 | 66,91 | 43,71 | 1,823 | 2339,48 | 1814,75 | |||||
10. | Manufacture of Cement & Cement Products | 1 | 15 | 16 | 121 | 63,20 | 53,68 | 1,401 | 1617,04 | 1096,37 | |||||
11. | Basic Metals & Metal Products | 10 | 12 | 11 | 1,830 | 660,63 | 570,10 | 26,004 | 11909,72 | 9425,17 | |||||
(a) | Iron and Steel | - | - | - | 801 | 447,82 | 393,50 | 9,310 | 8639,92 | 6892,31 | |||||
(b) | Non-Ferrous Metals | - | - | - | 171 | 55,97 | 46,73 | 1,973 | 709,62 | 569,47 | |||||
(c) | Other Metal Products | 10 | 12 | 11 | 858 | 156,84 | 129,87 | 14,721 | 2560,17 | 1963,39 | |||||
12. | Engineering | 1 | 1 | 1 | 2,690 | 826,62 | 685,24 | 43,652 | 17647,89 | 13793,27 | |||||
(a) | Heavy Engineering | - | - | - | 388 | 142,39 | 122,83 | 6,435 | 5285,36 | 3808,05 | |||||
(b) | Light Engineering | 1 | 1 | 1 | 871 | 200,01 | 164,02 | 17,540 | 3824,61 | 3079,52 | |||||
(c) | Electrical Machinery & Goods | - | - | - | 767 | 246,09 | 203,87 | 11,160 | 4229,08 | 3319,57 | |||||
(d) | Electronic Machinery & Goods | - | - | - | 664 | 238,14 | 194,52 | 8,517 | 4308,85 | 3586,13 | |||||
13. | Vehicles, Vehicle Parts & Transport | ||||||||||||||
Equipments | - | - | - | 594 | 146,75 | 127,58 | 11,390 | 4174,58 | 2898,10 | ||||||
14. | Other Industries | 298 | 45 | 25 | 7,483 | 717,13 | 577,26 | 1,49,435 | 9714,51 | 7947,77 | |||||
15. | Electricity, Gas & Water | - | - | - | 97 | 167,92 | 160,90 | 4,116 | 2409,29 | 1870,26 | |||||
(a) | Electricity Generation & Transmission | - | - | - | 49 | 90,28 | 84,93 | 3,727 | 2250,94 | 1721,68 | |||||
(b) | Non-Conventional Energy | - | - | - | 24 | 36,95 | 35,86 | 122 | 78,03 | 70,45 | |||||
(c) | Gas, Steam & Water Supply | - | - | - | 24 | 40,68 | 40,12 | 267 | 80,32 | 78,13 | |||||
16. | Construction | 2 | 3 | 2 | 1,651 | 627,52 | 601,28 | 8,725 | 2988,98 | 2717,16 | |||||
III. | TRANSPORT OPERATORS | 33 | 15 | 12 | 4,702 | 135,59 | 105,30 | 65,556 | 1361,31 | 1138,29 | |||||
IV. | PROFESSIONAL AND OTHER SERVICES | 190 | 19 | 16 | 9,459 | 685,63 | 595,90 | 1,93,191 | 6283,10 | 5194,49 | |||||
V. | PERSONAL LOANS | 1,339 | 4,95 | 4,17 | 1,59,369 | 666,27 | 561,46 | 29,36,744 | 10914,38 | 8819,73 | |||||
1. | Loans for Purchase of Consumer Durables | 152 | 21 | 20 | 53,738 | 75,97 | 59,11 | 1,82,034 | 272,83 | 232,85 | |||||
2. | Loans for Housing | 269 | 3,05 | 2,60 | 8,621 | 122,63 | 103,62 | 2,12,553 | 3010,08 | 2627,81 | |||||
3. | Rest of the Personal Loans | 918 | 1,70 | 1,37 | 97,010 | 467,68 | 398,73 | 25,42,157 | 7631,47 | 5959,07 | |||||
VI. | TRADE | 503 | 66 | 49 | 26,916 | 2714,11 | 2193,68 | 4,30,955 | 23067,49 | 19201,48 | |||||
1. | Wholesale Trade | 2 | 8 | - | 12,159 | 1756,14 | 1361,54 | 71,006 | 19416,66 | 16171,48 | |||||
2. | Retail Trade | 501 | 57 | 49 | 14,757 | 957,97 | 832,14 | 3,59,949 | 3650,84 | 3030,00 | |||||
VII. | FINANCE | 1 | - | - | 3,024 | 2059,53 | 1703,45 | 11,589 | 9711,40 | 7964,47 | |||||
VIII. | ALL OTHERS | 48 | 6 | 4 | | 54,679 | 725,24 | 614,23 | | 7,64,732 | 16296,73 | 14003,67 | |||
TOTAL BANK CREDIT | 2,497 | 7,22 | 5,95 | 2,86,438 | 13139,13 | 10934,62 | 49,35,690 | 167898,66 | 134790,79 | ||||||
OF WHICH : | 1. | Artisans & Village Industries | 31 | 4 | 4 | 1,611 | 4,65 | 3,79 | 20,432 | 122,60 | 106,47 | ||||
| 2. | Other Small Scale Industries | 71 | 17 | 16 | | 8,937 | 906,81 | 719,96 | | 2,06,776 | 14436,70 | 11450,52 |