Appendix Table I.2: Interest Rate Structure of Scheduled Commercial Banks - RBI - Reserve Bank of India
Appendix Table I.2: Interest Rate Structure of Scheduled Commercial Banks
(Per cent per annum) |
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Item |
Rates as on |
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Jan 28, |
Feb 25, |
Apr 28, |
June 30, |
Aug 25, |
Sept 29, |
Jan 26, |
Feb 23, |
March 30, |
May 04, |
August 06, |
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2000 |
2000 |
2000 |
2000 |
2000 |
2000 |
2001 |
2001 |
2001 |
2001 |
2001 |
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1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
10 |
11 |
12 |
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A. |
Lending Rates |
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Size of Credit Limit |
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1. Up to Rs. 2 lakh # |
Not |
Not |
Not |
Not |
Not |
Not |
Not |
Not |
Not |
Not |
Not |
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exceeding |
exceeding |
exceeding |
exceeding |
exceeding |
exceeding |
exceeding |
exceeding |
exceeding |
exceeding |
exceeding |
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PLR |
PLR |
PLR |
PLR |
PLR |
PLR |
PLR |
PLR |
PLR |
PLR |
PLR |
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2. Over Rs. 2 lakh : |
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(Prime Lending |
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Rate)* |
12.00-12.50 |
12.00-12.50 |
11.25-11.75 |
11.25-11.75 |
11.25-12.00 |
12.00-12.50 |
12.00-12.50 |
12.00-12.50 |
11.00-12.00 |
11.00-12.00 |
11.00-12.00 |
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a. |
Maximum |
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Spread |
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over PLR |
3.50-4.00 |
3.50-4.00 |
3.50-4.00 |
3.50-4.00 |
3.50-4.00 |
3.50-4.00 |
3.50-4.00 |
3.50-4.00 |
3.50-4.00 |
3.50-4.00 |
3.50-4.00 |
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B. |
Deposit Rates |
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Category of Account |
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1. CurrentNil |
Nil |
Nil |
Nil |
Nil |
Nil |
Nil |
Nil |
Nil |
Nil |
Nil |
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2. Savings |
4.50 |
4.50 |
4.00 |
4.00 |
4.00 |
4.00 |
4.00 |
4.00 |
4.00 |
4.00 |
4.00 |
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3. Term Deposits @ |
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a) |
Up to and |
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including |
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one year |
5.00-7.50 |
5.00-7.50 |
4.50-7.00 |
4.50-7.50 |
4.50-7.25 |
4.75-7.25 |
5.00-7.25 |
5.00-7.50 |
5.25-7.25 |
5.00-7.25 |
5.00-7.00 |
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b) |
> 1-2 years |
8.00-9.00 |
8.00-9.00 |
8.00-8.50 |
8.00-8.50 |
8.5 |
8.5 |
8.5 |
8.5 |
8.5 |
8.00-8.50 |
8.00-8.50 |
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c) |
> 2-3 years |
9.5 |
9.5 |
8.50-9.00 |
8.50-9.00 |
9.00 |
9.00 |
9 |
9.00-9.50 |
9 |
8.50-9.00 |
8.50-9.00 |
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d) |
> 3 years |
10.50 |
10.00-10.50 |
9.50-10.00 |
9.50 |
9.50-10.00 |
10.00 |
10.00 |
10.00 |
9.50-10.00 |
9.00-9.50 |
9.00-9.50 |
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Memo Item : |
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Bank Rate # # |
8.0 |
8.0 |
7.0 |
7.0 |
8.0 |
8.0 |
8.0 |
7.5 |
7.0 |
7.0 |
7.0 |
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(April 1, |
(July 22, |
(February |
(March |
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2000) |
2000) |
16, |
2, |
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2001) |
2001) |
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* |
Data relates to major public sector banks. |
# |
Effective April 1998, credit limits of over Rs. 25,000 and up to Rs. 2 lakh have been merged and are specified as up to Rs. 2 lakh. |
@ |
The minimum maturity period of term deposits is 15 days, effective April 29, 1998. Data relate to major public sector banks. |
## |
The change in the Bank Rate was made effective from the close of business of respective dates indicated in the bracket. |
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