Table No.5.2 - Organisation-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation March 1996 (Part 1 of 2) - RBI - Reserve Bank of India
Table No.5.2 - Organisation-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation March 1996 (Part 1 of 2)
| | | | | | | (Amount in Rupees Lakh) | |||||||
CENTRAL GOVERNMENT | STATE GOVERNMENT | STATE GOVERNMENT | ||||||||||||
OWNED UNDERTAKINGS | | OWNED UNDERTAKINGS | ||||||||||||
No. of | Credit | Amount | No. of | Credit | Amount | No. of | Credit | Amount | ||||||
Accounts | Limit | Out- | Accounts | Limit | Out- | Accounts | Limit | Out- | ||||||
OCCUPATION | | | standing | | | | standing | | | | standing | |||
| | | 1 | 2 | 3 | | 4 | 5 | 6 | | 7 | 8 | 9 | |
I. | AGRICULTURE | 4,240 | 816,86 | 762,27 | 618 | 149,56 | 121,73 | 1,429 | 838,75 | 632,44 | ||||
1. | Direct Finance | 3,848 | 110,64 | 72,73 | 176 | 19,86 | 29,43 | 219 | 179,33 | 155,31 | ||||
2. | Indirect Finance | 392 | 706,23 | 689,53 | 442 | 129,70 | 92,30 | 1,210 | 659,42 | 477,14 | ||||
|
|
| ||||||||||||
II. | INDUSTRY | 3,613 | 9004,61 | 7396,08 | 455 | 616,34 | 428,86 | 3,147 | 1603,03 | 1363,32 | ||||
1. | Mining & Quarrying | 182 | 880,06 | 614,27 | 12 | 6,85 | 2,52 | 81 | 96,78 | 73,29 | ||||
2. | Food Manufacturing and Processing | 480 | 73,88 | 100,90 | 41 | 10,99 | 8,82 | 189 | 177,70 | 158,24 | ||||
(a) | Rice Mills, Flour and Dal Mills | 212 | 29,59 | 69,60 | 11 | 10 | 11 | 37 | 1,24 | 83 | ||||
(b) | Sugar | 10 | 15,98 | 4,79 | 4 | 7,08 | 7,01 | 59 | 99,41 | 86,05 | ||||
(c) | Edible Oils and Vanaspati | 105 | 1,77 | 1,69 | 5 | 2 | 2 | 19 | 16,44 | 17,52 | ||||
(d) | Tea Processing | 5 | 13,78 | 13,75 | - | - | - | 7 | 4,45 | 4,14 | ||||
(e) | Processing of Fruits & Vegetables | 18 | 34 | 37 | 1 | 1 | - | 9 | 3,53 | 4,03 | ||||
(f) | Others | 130 | 12,43 | 10,70 | 20 | 3,78 | 1,67 | 58 | 52,63 | 45,68 | ||||
3. | Beverage and Tobacco | 18 | 2,27 | 2,27 | - | - | - | 4 | 40 | 50 | ||||
4. | Textiles | 415 | 238,19 | 222,55 | 54 | 38,22 | 33,18 | 303 | 153,97 | 122,67 | ||||
(a) | Cotton Textiles | 198 | 121,14 | 116,81 | 26 | 32,45 | 29,83 | 107 | 82,49 | 70,23 | ||||
(b) | Jute Textiles | 9 | 6,03 | 5,93 | 1 | 13 | 4 | 17 | 2,85 | 3,36 | ||||
(c) | Handloom Textiles & Khadi | 25 | 16,05 | 12,90 | 3 | 56 | 12 | 54 | 35,69 | 22,88 | ||||
(d) | Other Textiles | 183 | 94,97 | 86,92 | 24 | 5,09 | 3,19 | 125 | 32,95 | 26,20 | ||||
5. | Paper, Paper Products and Printing | 100 | 32,89 | 18,22 | 18 | 6,67 | 2,16 | 64 | 59,51 | 50,83 | ||||
6. | Leather and Leather Products | 27 | 4,43 | 4,01 | 6 | 2,61 | 2,01 | 13 | 4,91 | 2,72 | ||||
7. | Rubber and Rubber Products | 27 | 33,42 | 42,69 | 9 | 11,12 | 8,93 | 35 | 17,62 | 11,99 | ||||
8. | Chemicals and Chemical Products | 289 | 958,19 | 878,96 | 28 | 43,45 | 30,32 | 288 | 191,15 | 152,50 | ||||
(a) | Heavy Industrial Chemicals | 20 | 102,98 | 63,70 | 5 | 7,56 | 5,34 | 62 | 9,58 | 8,10 | ||||
(b) | Fertilizers | 93 | 489,73 | 402,16 | 6 | 17,28 | 9,03 | 56 | 134,40 | 101,24 | ||||
(c) | Drugs and Pharmaceuticals | 69 | 154,11 | 153,06 | 5 | 2,62 | 5,47 | 110 | 10,06 | 12,02 | ||||
(d) | Non-Edible Oils | 7 | 21 | 15 | - | - | - | 2 | 50 | 28 | ||||
(e) | Other Chemicals & Chemical Products | 100 | 211,16 | 259,89 | 12 | 15,98 | 10,48 | 58 | 36,61 | 30,87 | ||||
9. | Petroleum, Coal Products & Nuclear Fuels | 117 | 887,59 | 624,91 | - | - | - | 169 | 7,15 | 4,91 | ||||
10. | Manufacture of Cement & Cement Products | 69 | 52,09 | 52,16 | 13 | 6,03 | 4,71 | 55 | 39,67 | 45,59 | ||||
11. | Basic Metals & Metal Products | 345 | 2888,12 | 2397,91 | 20 | 13,76 | 12,14 | 176 | 107,98 | 95,69 | ||||
(a) | Iron and Steel | 227 | 2745,84 | 2282,15 | 8 | 10,56 | 9,03 | 87 | 92,06 | 78,68 | ||||
(b) | Non-Ferrous Metals | 25 | 38,80 | 18,86 | 5 | 38 | 31 | 2 | 46 | 47 | ||||
(c) | Other Metal Products | 93 | 103,49 | 96,90 | 7 | 2,82 | 2,80 | 87 | 15,47 | 16,54 | ||||
12. | Engineering | 562 | 2177,62 | 1797,62 | 41 | 102,47 | 89,68 | 426 | 381,13 | 336,72 | ||||
(a) | Heavy Engineering | 225 | 887,02 | 703,35 | 4 | 25,01 | 21,81 | 101 | 23,11 | 20,24 | ||||
(b) | Light Engineering | 161 | 417,32 | 342,78 | 12 | 54,03 | 48,79 | 106 | 42,84 | 38,99 | ||||
(c) | Electrical Machinery & Goods | 91 | 384,60 | 341,19 | 11 | 11,80 | 11,68 | 96 | 174,25 | 133,89 | ||||
(d) | Electronic Machinery & Goods | 85 | 488,69 | 410,31 | 14 | 11,64 | 7,40 | 123 | 140,93 | 143,61 | ||||
13. | Vehicles, Vehicle Parts & Transport Equipments | 114 | 231,77 | 167,21 | 38 | 2,15 | 17 | 113 | 32,71 | 23,62 | ||||
14. | Other Industries | 758 | 307,27 | 278,03 | 75 | 28,11 | 17,06 | 1,085 | 142,74 | 125,33 | ||||
15. | Electricity, Gas & Water | 37 | 180,72 | 141,06 | 83 | 299,14 | 169,70 | 118 | 162,73 | 138,98 | ||||
(a) | Electricity Generation & Transmission | 33 | 180,00 | 140,41 | 82 | 299,09 | 169,64 | 117 | 162,57 | 138,81 | ||||
(b) | Non-Conventional Energy | 2 | 5 | 4 | - | - | - | - | - | - | ||||
(c) | Gas, Steam & Water Supply | 2 | 67 | 61 | 1 | 5 | 5 | 1 | 17 | 17 | ||||
16. | Construction | 73 | 56,10 | 53,31 | 17 | 44,76 | 47,47 | 28 | 26,86 | 19,73 | ||||
|
|
| ||||||||||||
III. | TRANSPORT OPERATORS | 658 | 36,46 | 28,73 | 45 | 21,12 | 12,31 | 159 | 244,50 | 212,17 | ||||
|
|
| ||||||||||||
IV. | PROFESSIONAL AND OTHER SERVICES | 487 | 191,74 | 82,71 | 82 | 23,17 | 23,07 | 108 | 20,06 | 13,51 | ||||
|
|
| ||||||||||||
V. | PERSONAL LOANS | - | - | - | - | - | - | - | - | - | ||||
1. | Loans for Purchase of Consumer Durables | - | - | - | - | - | - | - | - | - | ||||
2. | Loans for Housing | - | - | - | - | - | - | - | - | - | ||||
3. | Rest of the Personal Loans | - | - | - | - | - | - | - | - | - | ||||
|
|
| ||||||||||||
VI. | TRADE | 2,884 | 9821,24 | 8964,91 | 118 | 44,74 | 20,41 | 273 | 1441,02 | 894,76 | ||||
1. | Wholesale Trade | 673 | 9740,45 | 8913,54 | 23 | 43,20 | 19,48 | 120 | 1420,10 | 881,01 | ||||
2. | Retail Trade | 2,211 | 80,79 | 51,38 | 95 | 1,54 | 94 | 153 | 20,92 | 13,75 | ||||
|
|
| ||||||||||||
VII. | FINANCE | 2,728 | 1123,97 | 804,06 | 60 | 45,43 | 36,33 | 352 | 634,10 | 505,49 | ||||
|
|
| ||||||||||||
VIII. | ALL OTHERS | 251 | 522,23 | 464,77 | | 90 | 181,54 | 72,87 | | 411 | 347,25 | 254,23 | ||
TOTAL BANK CREDIT | 14,861 | 21517,10 | 18503,53 | 1,468 | 1081,89 | 715,59 | 5,879 | 5128,71 | 3875,93 | |||||
OF WHICH : | 1. Artisans & Village Industries | - | - | - | - | - | - | 319 | 7,39 | 6,48 | ||||
| | 2. Other Small Scale Industries | 989 | 64,08 | 54,07 | | 65 | 19,28 | 13,70 | | 303 | 71,67 | 60,88 |
| | | | | | | (Amount in Rupees Lakh) | |||||||
QUASI GOVERNMENT | CO-OPERATIVE | PUBLIC AND PRIVATE LTD. | ||||||||||||
BODIES | SECTORS | COMPANIES NOT OWNED | ||||||||||||
| | | | | | | BUT MANAGED BY GOVT. | |||||||
No. of | Credit | Amount | No. of | Credit | Amount | No. of | Credit | Amount | ||||||
Accounts | Limit | Out- | Accounts | Limit | Out- | Accounts | Limit | Out- | ||||||
OCCUPATION | | | standing | | | | standing | | | | standing | |||
| | | 10 | 11 | 12 | | 13 | 14 | 15 | | 16 | 17 | 18 | |
I. | AGRICULTURE | 2,528 | 1175,90 | 759,36 | 10,508 | 992,15 | 816,07 | 327 | 96,47 | 87,46 | ||||
1. | Direct Finance | 229 | 104,99 | 87,22 | 2,588 | 182,57 | 130,02 | 263 | 47,18 | 41,25 | ||||
2. | Indirect Finance | 2,299 | 1070,91 | 672,14 | 7,920 | 809,58 | 686,06 | 64 | 49,29 | 46,21 | ||||
|
|
| ||||||||||||
II. | INDUSTRY | 791 | 1267,20 | 881,25 | 935 | 481,22 | 469,03 | 3,902 | 2218,93 | 1875,03 | ||||
1. | Mining & Quarrying | 52 | 11,80 | 9,81 | 31 | 62 | 58 | 82 | 106,66 | 85,75 | ||||
2. | Food Manufacturing and Processing | 21 | 6,57 | 6,44 | 189 | 112,12 | 93,67 | 298 | 231,03 | 193,33 | ||||
(a) | Rice Mills, Flour and Dal Mills | 13 | 1,66 | 1,62 | 42 | 1,35 | 81 | 86 | 25,95 | 23,01 | ||||
(b) | Sugar | 2 | 52 | 40 | 26 | 68,28 | 60,05 | 32 | 83,34 | 77,14 | ||||
(c) | Edible Oils and Vanaspati | 2 | 4,11 | 4,31 | 18 | 21,27 | 17,38 | 75 | 66,01 | 49,63 | ||||
(d) | Tea Processing | - | - | - | 2 | 83 | 67 | 6 | 1,80 | 1,77 | ||||
(e) | Processing of Fruits & Vegetables | - | - | - | 10 | 2,84 | 98 | 9 | 3,76 | 2,20 | ||||
(f) | Others | 4 | 27 | 12 | 91 | 17,56 | 13,79 | 90 | 50,18 | 39,59 | ||||
3. | Beverage and Tobacco | 1 | 21 | 1 | 7 | 5,38 | 4,02 | 59 | 42,67 | 37,94 | ||||
4. | Textiles | 45 | 9,06 | 6,25 | 229 | 254,11 | 265,80 | 749 | 480,46 | 417,82 | ||||
(a) | Cotton Textiles | 7 | 3,07 | 2,19 | 75 | 219,55 | 238,37 | 398 | 322,34 | 276,31 | ||||
(b) | Jute Textiles | - | - | - | - | - | - | 13 | 14,26 | 13,08 | ||||
(c) | Handloom Textiles & Khadi | 25 | 3,04 | 2,01 | 91 | 24,15 | 18,55 | 13 | 2,38 | 2,13 | ||||
(d) | Other Textiles | 13 | 2,95 | 2,06 | 63 | 10,41 | 8,88 | 325 | 141,48 | 126,30 | ||||
5. | Paper, Paper Products and Printing | 11 | 18,81 | 20,76 | 43 | 1,51 | 1,63 | 176 | 41,24 | 38,05 | ||||
6. | Leather and Leather Products | - | - | - | 10 | 4,90 | 4,85 | 82 | 61,47 | 58,33 | ||||
7. | Rubber and Rubber Products | 4 | 7 | 6 | 9 | 81 | 93 | 138 | 80,68 | 57,74 | ||||
8. | Chemicals and Chemical Products | 16 | 139,06 | 10,46 | 65 | 8,33 | 8,27 | 455 | 218,03 | 194,34 | ||||
(a) | Heavy Industrial Chemicals | 1 | 6,00 | 6,00 | 2 | 2,54 | 2,59 | 98 | 62,76 | 56,55 | ||||
(b) | Fertilizers | 11 | 129,11 | 2,13 | 5 | 1,57 | 1,44 | 24 | 58,67 | 56,25 | ||||
(c) | Drugs and Pharmaceuticals | - | - | - | 6 | 86 | 92 | 107 | 26,01 | 21,32 | ||||
(d) | Non-Edible Oils | - | - | - | 2 | 36 | 38 | 10 | 3,49 | 4,12 | ||||
(e) | Other Chemicals & Chemical Products | 4 | 3,96 | 2,33 | 50 | 3,00 | 2,94 | 216 | 67,10 | 56,11 | ||||
9. | Petroleum, Coal Products & Nuclear Fuels | 3 | 7 | 6 | 7 | 1,95 | 1,44 | 48 | 40,50 | 33,34 | ||||
10. | Manufacture of Cement & Cement Products | - | - | - | 2 | 2 | 1 | 50 | 19,54 | 19,66 | ||||
11. | Basic Metals & Metal Products | 4 | 67 | 53 | 45 | 41,47 | 42,06 | 471 | 325,52 | 264,76 | ||||
(a) | Iron and Steel | 4 | 67 | 53 | 10 | 40,36 | 40,93 | 271 | 260,83 | 213,89 | ||||
(b) | Non-Ferrous Metals | - | - | - | 15 | 50 | 53 | 47 | 22,94 | 17,48 | ||||
(c) | Other Metal Products | - | - | - | 20 | 61 | 60 | 153 | 41,75 | 33,39 | ||||
12. | Engineering | 16 | 52,82 | 52,97 | 74 | 31,70 | 30,40 | 537 | 370,84 | 294,33 | ||||
(a) | Heavy Engineering | 5 | 1,43 | 1,38 | 30 | 15,79 | 9,61 | 140 | 120,01 | 89,44 | ||||
(b) | Light Engineering | 5 | 11 | 11 | 21 | 2,52 | 2,61 | 122 | 40,45 | 31,83 | ||||
(c) | Electrical Machinery & Goods | 1 | 38,79 | 38,79 | 12 | 31 | 37 | 161 | 114,44 | 103,09 | ||||
(d) | Electronic Machinery & Goods | 5 | 12,49 | 12,69 | 11 | 13,07 | 17,82 | 114 | 95,94 | 69,96 | ||||
13. | Vehicles, Vehicle Parts & Transport Equipments | 8 | 179,55 | 193,12 | 12 | 22 | 20 | 148 | 44,45 | 28,86 | ||||
14. | Other Industries | 57 | 29,99 | 18,44 | 165 | 10,34 | 8,56 | 443 | 115,50 | 105,21 | ||||
15. | Electricity, Gas & Water | 512 | 755,15 | 505,52 | 16 | 5,37 | 4,74 | 40 | 17,42 | 20,99 | ||||
(a) | Electricity Generation & Transmission | 511 | 754,98 | 505,33 | 10 | 2,55 | 2,20 | 30 | 13,58 | 13,75 | ||||
(b) | Non-Conventional Energy | - | - | - | - | - | - | 6 | 3,51 | 6,65 | ||||
(c) | Gas, Steam & Water Supply | 1 | 18 | 19 | 6 | 2,82 | 2,54 | 4 | 33 | 59 | ||||
16. | Construction | 41 | 63,37 | 56,83 | 31 | 2,37 | 1,88 | 126 | 22,91 | 24,58 | ||||
|
|
| ||||||||||||
III. | TRANSPORT OPERATORS | 96 | 27,30 | 22,69 | 280 | 6,84 | 5,27 | 102 | 14,47 | 11,19 | ||||
|
|
| ||||||||||||
IV. | PROFESSIONAL AND OTHER SERVICES | 230 | 76,03 | 67,52 | 193 | 31,60 | 31,22 | 345 | 66,04 | 50,83 | ||||
|
|
| ||||||||||||
V. | PERSONAL LOANS | - | - | - | 3,387 | 1420,07 | 1067,38 | - | - | - | ||||
1. | Loans for Purchase of Consumer Durables | - | - | - | - | - | - | - | - | - | ||||
2. | Loans for Housing | - | - | - | 3,387 | 1420,07 | 1067,38 | - | - | - | ||||
3. | Rest of the Personal Loans | - | - | - | - | - | - | - | - | - | ||||
|
|
| ||||||||||||
VI. | TRADE | 201 | 136,37 | 132,87 | 4,991 | 229,18 | 174,38 | 682 | 220,75 | 172,61 | ||||
1. | Wholesale Trade | 94 | 135,00 | 131,66 | 174 | 113,41 | 89,85 | 295 | 127,34 | 104,66 | ||||
2. | Retail Trade | 107 | 1,37 | 1,21 | 4,817 | 115,77 | 84,53 | 387 | 93,41 | 67,95 | ||||
|
|
| ||||||||||||
VII. | FINANCE | 76 | 118,72 | 111,14 | 836 | 312,57 | 244,16 | 123 | 60,28 | 50,36 | ||||
|
|
| ||||||||||||
VIII. | ALL OTHERS | 521 | 954,12 | 768,06 | | 108 | 43,57 | 34,10 | | 281 | 225,96 | 189,48 | ||
TOTAL BANK CREDIT | 4,443 | 3755,64 | 2742,88 | 21,238 | 3517,21 | 2841,61 | 5,762 | 2902,91 | 2436,97 | |||||
OF WHICH : | 1. Artisans & Village Industries | - | - | - | 66 | 6,01 | 5,02 | - | - | - | ||||
| | 2. Other Small Scale Industries | 58 | 19,31 | 12,82 | | 430 | 48,78 | 39,71 | | 1,722 | 319,63 | 280,35 |