Shri Upadhyay has more than two decades of experience in the areas of banking and finance. Having worked with two commercial banks prior to joining Reserve Bank of India, he has been a part of RBI since 2002, evolving and implementing policies across a wide spectrum of areas of RBI’s engagement like human resource management, information technology (project management especially IT projects, BCP implementation, data centre management), payment and settlement systems, currency management, supervision of urban co-operative banks, non-bank supervision, financial literacy, and financial inclusion and development. He has also been a Nominee Director on the board of a Regional Rural Bank. He has been an Information Systems Auditor in the Risk Based Internal Audit of RBI. Prior to joining CAB also, he has been actively involved in training and capacity building of bankers through various Regional Office initiated programmes and webinars, along with being an empanelled member of visiting faculty to CAB.  He has also been associated with CAB in Development Center Workshops as an assessor. His areas of interest include Information Systems Audit, Cyber Security, Payments & Settlement Systems, Soft skills and Inclusive Finance.  He has been the channel coordinator for ITPS & HRL channels at CAB, prior to assuming charge as Vice Principal.