Bihar - ربی - Reserve Bank of India
Bihar
Table.No.5.7–State And Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation |
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March 2002 |
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EASTERN REGION |
(Amount in Rupees Lakh) |
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|
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RURAL |
SEMI-URBAN |
|||||||
OCCUPATION |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
||
Accounts |
Limit |
Out |
Accounts |
Limit |
Out |
|||
|
||||||||
1 |
2 |
3 |
4 |
5 |
6 |
|||
|
||||||||
I. |
AGRICULTURE |
5,29,768 |
954,96 |
792,46 |
1,56,005 |
574,13 |
495,67 |
|
1. |
Direct Finance |
4,89,228 |
857,40 |
714,70 |
1,45,745 |
456,02 |
387,50 |
|
2. |
Indirect Finance |
40,540 |
97,56 |
77,75 |
10,260 |
118,11 |
108,17 |
|
II. |
INDUSTRY |
1,73,642 |
402,26 |
350,94 |
49,681 |
327,80 |
257,55 |
|
1. |
Mining & Quarrying |
43 |
1,72 |
1,57 |
12 |
61 |
52 |
|
2. |
Food Manufacturing & Processing |
10,373 |
73,58 |
66,08 |
3,944 |
138,76 |
88,52 |
|
(a) Rice Mills, Flour & Dal Mills |
5,543 |
21,89 |
19,36 |
2,701 |
20,28 |
16,70 |
||
(b) Sugar |
10 |
38,33 |
35,06 |
13 |
106,72 |
61,42 |
||
(c) Edible Oils & Vanaspati |
579 |
2,92 |
2,68 |
248 |
2,18 |
2,03 |
||
(d) Tea Processing |
2 |
6 |
7 |
— |
— |
— |
||
(e) Processing of Fruits & Vegetables |
3 |
10 |
9 |
6 |
59 |
54 |
||
(f) Others |
4,236 |
10,28 |
8,82 |
976 |
8,98 |
7,83 |
||
3. |
Beverage & Tobacco |
14 |
1,57 |
1,35 |
21 |
1,37 |
1,32 |
|
4. |
Textiles |
1,819 |
16,28 |
14,83 |
1,891 |
12,66 |
11,23 |
|
(a) Cotton Textiles |
43 |
27 |
24 |
26 |
4,08 |
3,55 |
||
(b) Jute & Other Natural Fibre Textiles |
136 |
2,34 |
2,52 |
86 |
54 |
46 |
||
(c) Handloom Textiles & Khadi |
156 |
59 |
53 |
183 |
2,54 |
2,44 |
||
(d) Other Textiles & Textile Products |
1,484 |
13,08 |
11,54 |
1,596 |
5,51 |
4,79 |
||
5. |
Paper, Paper Products & Printing |
103 |
84 |
79 |
451 |
18,63 |
18,74 |
|
6. |
Leather & Leather Products |
1,182 |
2,09 |
2,05 |
448 |
2,32 |
1,76 |
|
7. |
Rubber & Plastic Products |
112 |
1,96 |
1,75 |
196 |
2,05 |
1,85 |
|
8. |
Chemicals & Chemical Products |
320 |
3,48 |
2,45 |
230 |
9,95 |
8,80 |
|
(a) Heavy Industrial Chemicals |
— |
— |
— |
2 |
13 |
9 |
||
(b) Fertilisers |
3 |
1,50 |
68 |
1 |
20 |
20 |
||
(c) Drugs & Pharmaceuticals |
136 |
1,07 |
89 |
103 |
2,94 |
3,16 |
||
(d) Non-Edible Oils |
1 |
3 |
1 |
3 |
35 |
30 |
||
(e) Other Chemicals &Chemical Products |
180 |
87 |
88 |
121 |
6,33 |
5,06 |
||
9. |
Petroleum, Coal Products & Nuclear Fuels |
8 |
41 |
39 |
12 |
1,70 |
1,57 |
|
10. |
Manufacture of Cement &Cement Products |
117 |
1,47 |
1,36 |
209 |
7,06 |
6,53 |
|
11. |
Basic Metals &Metal Products |
457 |
6,69 |
5,74 |
368 |
12,57 |
7,03 |
|
(a) Iron & Steel |
24 |
2,86 |
1,96 |
31 |
1,92 |
1,62 |
||
(b) Non-Ferrous Metals |
1 |
4 |
4 |
1 |
15 |
15 |
||
(c) Metal Products |
432 |
3,80 |
3,75 |
336 |
10,50 |
5,27 |
||
12. |
Engineering |
593 |
3,27 |
2,38 |
1,368 |
5,37 |
4,62 |
|
(a) Heavy Engineering |
1 |
10 |
10 |
5 |
29 |
24 |
||
(b) Light Engineering |
204 |
1,19 |
95 |
886 |
2,61 |
2,03 |
||
(c) Electrical Machinery & Goods |
345 |
1,75 |
1,16 |
401 |
1,51 |
1,39 |
||
(d) Electronic Machinery & Goods |
43 |
22 |
17 |
76 |
96 |
96 |
||
13. |
Vehicles, Vehicle Parts &Transport Equipments |
2,046 |
4,79 |
3,78 |
768 |
3,56 |
3,10 |
|
14. |
Other Industries |
1,55,442 |
219,76 |
190,06 |
39,000 |
102,28 |
93,94 |
|
15. |
Electricity, Gas & Water |
2 |
6 |
1 |
11 |
1,05 |
98 |
|
(a) Electricity Generation & Transmission |
1 |
2 |
1 |
1 |
15 |
13 |
||
(b) Non-Conventional Energy |
— |
— |
— |
2 |
5 |
5 |
||
(c) Gas, Steam & Water Supply |
1 |
4 |
— |
8 |
85 |
80 |
||
16. |
Construction |
1,011 |
64,29 |
56,33 |
752 |
7,86 |
7,02 |
|
III. |
TRANSPORT OPERATORS |
45,965 |
123,44 |
95,36 |
14,219 |
61,52 |
49,28 |
|
IV. |
PROFESSIONAL AND OTHER SERVICES |
35,358 |
59,13 |
49,63 |
11,979 |
50,39 |
43,24 |
|
V. |
PERSONAL LOANS |
1,95,205 |
527,14 |
443,78 |
1,14,172 |
491,24 |
413,78 |
|
1. |
Loans for Purchase of Consumer Durables |
7,861 |
21,40 |
16,85 |
8,000 |
29,94 |
21,03 |
|
2. |
Loans for Housing |
9,132 |
84,43 |
79,45 |
9,790 |
132,04 |
119,99 |
|
3. |
Rest of the Personal Loans |
1,78,212 |
421,31 |
347,48 |
96,382 |
329,26 |
272,76 |
|
VI. |
TRADE |
3,63,267 |
621,71 |
520,26 |
1,16,212 |
424,55 |
369,39 |
|
1. |
Wholesale Trade |
9,372 |
51,33 |
45,01 |
3,876 |
65,02 |
54,71 |
|
2. |
Retail Trade |
3,53,895 |
570,39 |
475,25 |
1,12,336 |
359,53 |
314,67 |
|
VII. |
FINANCE |
1,412 |
3,32 |
2,50 |
405 |
5,80 |
5,07 |
|
VIII. |
ALL OTHERS |
76,727 |
216,66 |
182,93 |
54,776 |
216,92 |
180,16 |
|
|
||||||||
TOTAL BANK CREDIT |
14,21,344 |
2908,63 |
2437,86 |
5,17,449 |
2152,35 |
1814,14 |
||
OF WHICH: 1.Artisans and Village & Tiny Industries |
1,04,579 |
113,15 |
90,98 |
22,350 |
62,15 |
54,52 |
||
2.Other Small Scale Industries |
40,786 |
98,26 |
90,63 |
16,865 |
77,89 |
68,12 |
||
|
(Amount in Rupees Lakh) |
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|
||||||||
URBAN |
METROPOLITAN |
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|
||||||||
OCCUPATION |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
||
Accounts |
Limit |
Out |
Accounts |
Limit |
Out |
|||
|
||||||||
7 |
8 |
9 |
10 |
11 |
12 |
|||
|
||||||||
I. |
AGRICULTURE |
26,057 |
243,85 |
198,95 |
— |
— |
— |
|
1. |
Direct Finance |
24,112 |
125,34 |
107,59 |
— |
— |
— |
|
2. |
Indirect Finance |
1,945 |
118,51 |
91,37 |
— |
— |
— |
|
II. |
INDUSTRY |
36,431 |
703,12 |
539,44 |
— |
— |
— |
|
1. |
Mining & Quarrying |
11 |
8,96 |
7,45 |
— |
— |
— |
|
2. |
Food Manufacturing & Processing |
980 |
220,45 |
105,26 |
— |
— |
— |
|
(a) RiceMills, Flour &Dal Mills |
542 |
20,44 |
15,52 |
— |
— |
— |
||
(b) Sugar |
10 |
182,38 |
74,41 |
— |
— |
— |
||
(c) Edible Oils & Vanaspati |
79 |
7,61 |
6,11 |
— |
— |
— |
||
(d) Tea Processing |
— |
— |
— |
— |
— |
— |
||
(e) Processing of Fruits &Vegetables |
6 |
2,28 |
2,26 |
— |
— |
— |
||
(f) Others |
343 |
7,74 |
6,96 |
— |
— |
— |
||
3. |
Beverage & Tobacco |
63 |
10,05 |
8,95 |
— |
— |
— |
|
4. |
Textiles |
858 |
20,77 |
17,34 |
— |
— |
— |
|
(a) Cotton Textiles |
58 |
4,45 |
3,03 |
— |
— |
— |
||
(b) Jute & OtherNatural Fibre Textiles |
92 |
1,36 |
1,03 |
— |
— |
— |
||
(c) Handloom Textiles & Khadi |
80 |
1,10 |
99 |
— |
— |
— |
||
(d) Other Textiles &Textile Products |
628 |
13,87 |
12,30 |
— |
— |
— |
||
5. |
Paper, Paper Products & Printing |
369 |
16,77 |
13,80 |
— |
— |
— |
|
6. |
Leather & Leather Products |
187 |
1,19 |
1,08 |
— |
— |
— |
|
7. |
Rubber & Plastic Products |
247 |
20,35 |
17,73 |
— |
— |
— |
|
8. |
Chemicals & Chemical Products |
394 |
80,47 |
76,67 |
— |
— |
— |
|
(a) Heavy Industrial Chemicals |
5 |
43 |
22 |
— |
— |
— |
||
(b) Fertilisers |
19 |
65,29 |
65,06 |
— |
— |
— |
||
(c) Drugs & Pharmaceuticals |
210 |
9,73 |
7,57 |
— |
— |
— |
||
(d) Non-Edible Oils |
1 |
8 |
8 |
— |
— |
— |
||
(e) Other Chemicals &Chemical Products |
159 |
4,94 |
3,74 |
— |
— |
— |
||
9. |
Petroleum, Coal Products & Nuclear Fuels |
9 |
1,09 |
89 |
— |
— |
— |
|
10. |
Manufacture of Cement &Cement Products |
94 |
16,71 |
16,62 |
— |
— |
— |
|
11. |
Basic Metals &Metal Products |
12,549 |
137,61 |
115,75 |
— |
— |
— |
|
(a) Iron & Steel |
139 |
100,56 |
80,55 |
— |
— |
— |
||
(b) Non-Ferrous Metals |
7 |
1,66 |
1,33 |
— |
— |
— |
||
(c) Metal Products |
12,403 |
35,38 |
33,86 |
— |
— |
— |
||
12. |
Engineering |
998 |
29,02 |
21,80 |
— |
— |
— |
|
(a) Heavy Engineering |
11 |
2,08 |
1,05 |
— |
— |
— |
||
(b) Light Engineering |
141 |
10,67 |
4,08 |
— |
— |
— |
||
(c) Electrical Machinery & Goods |
164 |
9,27 |
9,18 |
— |
— |
— |
||
(d) Electronic Machinery & Goods |
682 |
7,00 |
7,49 |
— |
— |
— |
||
13. |
Vehicles, Vehicle Parts & Transport Equipments |
199 |
5,75 |
4,81 |
— |
— |
— |
|
14. |
Other Industries |
19,136 |
117,24 |
115,77 |
— |
— |
— |
|
15. |
Electricity, Gas & Water |
12 |
6,36 |
5,75 |
— |
— |
— |
|
(a) Electricity Generation & Transmission |
5 |
4,62 |
4,58 |
— |
— |
— |
||
(b) Non-Conventional Energy |
4 |
45 |
35 |
— |
— |
— |
||
(c) Gas, Steam & Water Supply |
3 |
1,29 |
83 |
— |
— |
— |
||
16. |
Construction |
325 |
10,33 |
9,77 |
— |
— |
— |
|
III. |
TRANSPORT OPERATORS |
7,626 |
60,93 |
52,45 |
— |
— |
— |
|
IV. |
PROFESSIONAL AND OTHER SERVICES |
5,967 |
81,05 |
59,91 |
— |
— |
— |
|
V. |
PERSONAL LOANS |
1,22,477 |
791,85 |
693,55 |
— |
— |
— |
|
1. |
Loans for Purchase of Consumer Durables |
9,490 |
48,12 |
44,67 |
— |
— |
— |
|
2. |
Loans for Housing |
18,348 |
319,39 |
299,68 |
— |
— |
— |
|
3. |
Rest of the Personal Loans |
94,639 |
424,34 |
349,20 |
— |
— |
— |
|
VI. |
TRADE |
40,143 |
488,28 |
419,41 |
— |
— |
— |
|
1. |
Whole sale Trade |
2,773 |
119,99 |
99,19 |
— |
— |
— |
|
2. |
Retail Trade |
37,370 |
368,29 |
320,22 |
— |
— |
— |
|
VII. |
FINANCE |
241 |
6,92 |
5,71 |
— |
— |
— |
|
VIII. |
ALL OTHERS |
33,722 |
366,42 |
325,85 |
— |
— |
— |
|
|
||||||||
TOTAL BANK CREDIT |
2,72,664 |
2742,41 |
2295,27 |
— |
— |
— |
||
OF WHICH: 1.Artisans and Village & Tiny Industries |
4,656 |
52,28 |
45,22 |
— |
— |
— |
||
2.Other Small Scale Industries |
12,321 |
119,62 |
107,60 |
— |
— |
— |
||
|