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Monetary Aggregates
Money Stock : Components and Sources (September 19, 2025)
EXCEL (
Date: Sep 19, 2025
| (₹ Crore) | ||||||||||||
| Item | Outstanding as on | Variation over | ||||||||||
| 2025 | Fortnight | Financial Year so far | Year-on-Year | |||||||||
| 2023-24 | 2024-25 | 2024 | 2025 | |||||||||
| Mar. 31 | Sep. 05 | Amount | % | Amount | % | Amount | % | Amount | % | Amount | % | |
| 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | |
| M3 | 27286589 | 28476856 | 168355 | 0.6 | 1070986 | 4.3 | 1190267 | 4.4 | 2384060 | 10.1 | 2466010 | 9.5 |
| 1 Components (1.1.+1.2+1.3+1.4) | ||||||||||||
| 1.1 Currency with the Public | 3630751 | 3718989 | 3253 | 0.1 | -6314 | -0.2 | 88238 | 2.4 | 194731 | 6.1 | 315027 | 9.3 |
| 1.2 Demand Deposits with Banks | 2840023 | 3036151 | 3635 | 0.1 | 13094 | 0.5 | 196128 | 6.9 | 260788 | 11.1 | 436169 | 16.8 |
| 1.3 Time Deposits with Banks | 20702508 | 21611386 | 160782 | 0.7 | 1065132 | 5.7 | 908878 | 4.4 | 1906732 | 10.6 | 1698094 | 8.5 |
| 1.4 ‘Other’ Deposits with Reserve Bank | 113307 | 110330 | 685 | 0.6 | -926 | -1.0 | -2976 | -2.6 | 21808 | 30.4 | 16721 | 17.9 |
| 2 Sources (2.1+2.2+2.3+2.4-2.5) | ||||||||||||
| 2.1 Net Bank Credit to Government | 8510825 | 8747072 | 161128 | 1.9 | 250444 | 3.3 | 236246 | 2.8 | 324175 | 4.3 | 893056 | 11.4 |
| 2.1.1 Reserve Bank | 1508105 | 1607508 | 95801 | -28181 | 99402 | -79936 | 442476 | |||||
| 2.1.2 Other Banks | 7002720 | 7139564 | 65327 | 0.9 | 278625 | 4.3 | 136844 | 2.0 | 404111 | 6.4 | 450581 | 6.7 |
| 2.2 Bank Credit to Commercial Sector | 19068129 | 19600293 | 150785 | 0.8 | 608026 | 3.5 | 532165 | 2.8 | 2037902 | 12.9 | 1789436 | 10.0 |
| 2.2.1 Reserve Bank | 38246 | 9833 | -3236 | -5553 | -28413 | 4432 | 980 | |||||
| 2.2.2 Other Banks | 19029883 | 19590460 | 154021 | 0.8 | 613579 | 3.6 | 560577 | 2.9 | 2033470 | 12.9 | 1788456 | 10.0 |
| 2.3 Net Foreign Exchange Assets of Banking Sector | 6148527 | 6582594 | 114021 | 1.8 | 426221 | 7.7 | 434066 | 7.1 | 989528 | 19.8 | 588869 | 9.8 |
| 2.4 Government's Currency Liabilities to the Public | 36632 | 38057 | 0 | 0 | 1163 | 3.5 | 1426 | 3.9 | 3194 | 10.2 | 3463 | 10.0 |
| 2.5 Banking Sector's Net Non-Monetary Liabilities | 6477524 | 6491160 | 257580 | 4.1 | 214868 | 3.9 | 13636 | 0.2 | 970740 | 20.6 | 808814 | 14.2 |
| 2.5.1 Net Non-Monetary Liabilities of RBI | 2147427 | 2431271 | 142360 | 6.2 | 151905 | 8.5 | 283844 | 13.2 | 421666 | 27.7 | 489232 | 25.2 |
| Note: Figures in parentheses include the impact of merger of a non-bank with a bank. | ||||||||||||
Analytical Accounts of Central Bank
Money Stock : Components and Sources (September 19, 2025)
Date: Sep 19, 2025
| (₹ Crore) | ||||||||||||
| Item | Outstanding as on | Variation over | ||||||||||
| 2025 | Fortnight | Financial Year so far | Year-on-Year | |||||||||
| 2023-24 | 2024-25 | 2024 | 2025 | |||||||||
| Mar. 31 | Sep. 05 | Amount | % | Amount | % | Amount | % | Amount | % | Amount | % | |
| 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | |
| M3 | 27286589 | 28476856 | 168355 | 0.6 | 1070986 | 4.3 | 1190267 | 4.4 | 2384060 | 10.1 | 2466010 | 9.5 |
| 1 Components (1.1.+1.2+1.3+1.4) | ||||||||||||
| 1.1 Currency with the Public | 3630751 | 3718989 | 3253 | 0.1 | -6314 | -0.2 | 88238 | 2.4 | 194731 | 6.1 | 315027 | 9.3 |
| 1.2 Demand Deposits with Banks | 2840023 | 3036151 | 3635 | 0.1 | 13094 | 0.5 | 196128 | 6.9 | 260788 | 11.1 | 436169 | 16.8 |
| 1.3 Time Deposits with Banks | 20702508 | 21611386 | 160782 | 0.7 | 1065132 | 5.7 | 908878 | 4.4 | 1906732 | 10.6 | 1698094 | 8.5 |
| 1.4 ‘Other’ Deposits with Reserve Bank | 113307 | 110330 | 685 | 0.6 | -926 | -1.0 | -2976 | -2.6 | 21808 | 30.4 | 16721 | 17.9 |
| 2 Sources (2.1+2.2+2.3+2.4-2.5) | ||||||||||||
| 2.1 Net Bank Credit to Government | 8510825 | 8747072 | 161128 | 1.9 | 250444 | 3.3 | 236246 | 2.8 | 324175 | 4.3 | 893056 | 11.4 |
| 2.1.1 Reserve Bank | 1508105 | 1607508 | 95801 | -28181 | 99402 | -79936 | 442476 | |||||
| 2.1.2 Other Banks | 7002720 | 7139564 | 65327 | 0.9 | 278625 | 4.3 | 136844 | 2.0 | 404111 | 6.4 | 450581 | 6.7 |
| 2.2 Bank Credit to Commercial Sector | 19068129 | 19600293 | 150785 | 0.8 | 608026 | 3.5 | 532165 | 2.8 | 2037902 | 12.9 | 1789436 | 10.0 |
| 2.2.1 Reserve Bank | 38246 | 9833 | -3236 | -5553 | -28413 | 4432 | 980 | |||||
| 2.2.2 Other Banks | 19029883 | 19590460 | 154021 | 0.8 | 613579 | 3.6 | 560577 | 2.9 | 2033470 | 12.9 | 1788456 | 10.0 |
| 2.3 Net Foreign Exchange Assets of Banking Sector | 6148527 | 6582594 | 114021 | 1.8 | 426221 | 7.7 | 434066 | 7.1 | 989528 | 19.8 | 588869 | 9.8 |
| 2.4 Government's Currency Liabilities to the Public | 36632 | 38057 | 0 | 0 | 1163 | 3.5 | 1426 | 3.9 | 3194 | 10.2 | 3463 | 10.0 |
| 2.5 Banking Sector's Net Non-Monetary Liabilities | 6477524 | 6491160 | 257580 | 4.1 | 214868 | 3.9 | 13636 | 0.2 | 970740 | 20.6 | 808814 | 14.2 |
| 2.5.1 Net Non-Monetary Liabilities of RBI | 2147427 | 2431271 | 142360 | 6.2 | 151905 | 8.5 | 283844 | 13.2 | 421666 | 27.7 | 489232 | 25.2 |
| Note: Figures in parentheses include the impact of merger of a non-bank with a bank. | ||||||||||||
Interest Rates
Ratios and Rates (September 19, 2025)
Date: Sep 19, 2025
| (Per cent) | ||||||
| Item/Week Ended | 2024 | 2025 | ||||
| Sep. 12 6 |
Sep. 12 6 |
Sep. 12 6 |
Sep. 12 6 |
Sep. 12 6 |
Sep. 12 6 |
|
| 1 | 2 | 3 | 4 | 5 | 6 | |
| Ratios | ||||||
| Cash Reserve Ratio | 4.50 | 4.00 | 4.00 | 4.00 | 4.00 | 3.75 |
| Statutory Liquidity Ratio | 18.00 | 18.00 | 18.00 | 18.00 | 18.00 | 18.00 |
| Cash-Deposit Ratio | .. | .. | 4.33 | .. | 4.27 | .. |
| Credit-Deposit Ratio | .. | .. | 79.33 | .. | 79.43 | .. |
| Incremental Credit-Deposit Ratio | .. | .. | 43.60 | .. | 51.12 | .. |
| Investment-Deposit Ratio | .. | .. | 28.75 | .. | 28.81 | .. |
| Incremental Investment-Deposit Ratio | .. | .. | 6.39 | .. | 11.21 | .. |
| Rates | ||||||
| Policy Repo Rate | 6.50 | 5.50 | 5.50 | 5.50 | 5.50 | 5.50 |
| Fixed Reverse Repo Rate | 3.35 | 3.35 | 3.35 | 3.35 | 3.35 | 3.35 |
| Standing Deposit Facility (SDF) Rate * | 6.25 | 5.25 | 5.25 | 5.25 | 5.25 | 5.25 |
| Marginal Standing Facility (MSF) Rate | 6.75 | 5.75 | 5.75 | 5.75 | 5.75 | 5.75 |
| Bank Rate | 6.75 | 5.75 | 5.75 | 5.75 | 5.75 | 5.75 |
| Base Rate | 9.10/10.40 | 8.50/10.30 | 8.50/10.30 | 8.50/10.30 | 8.50/10.30 | 8.50/10.30 |
| MCLR (Overnight) | 8.15/8.45 | 7.85/8.15 | 7.80/8.15 | 7.80/8.15 | 7.80/8.00 | 7.80/8.00 |
| Term Deposit Rate >1 Year | 6.00/7.25 | 5.85/6.60 | 5.85/6.60 | 5.85/6.60 | 5.85/6.60 | 5.85/6.60 |
| Savings Deposit Rate | 2.70/3.00 | 2.50 | 2.50 | 2.50 | 2.50 | 2.50 |
| Call Money Rate (Weighted Average) | 6.54 | 5.43 | 5.47 | 5.45 | 5.38 | 5.36 |
| 91-Day Treasury Bill (Primary) Yield | 6.65 | 5.49 | 5.48 | 5.51 | 5.51 | 5.51 |
| 182-Day Treasury Bill (Primary) Yield | 6.72 | 5.57 | 5.58 | 5.60 | 5.62 | 5.62 |
| 364-Day Treasury Bill (Primary) Yield | 6.70 | 5.59 | 5.60 | 5.64 | 5.67 | 5.67 |
| 10-Year G-Sec Par Yield (FBIL) | 6.84 | 6.47 | 6.61 | 6.67 | 6.59 | 6.57 |
| Reference Rate and Forward Premia @ | ||||||
| INR-US$ Spot Rate (₹ Per Foreign Currency) | 83.92 | 87.49 | 87.44 | 87.85 | 88.32 | 88.28 |
| INR-Euro Spot Rate (₹ Per Foreign Currency) | 92.95 | 102.38 | 101.34 | 102.47 | 103.08 | 103.60 |
| Forward Premia of US$ 1-month | 1.41 | 1.63 | 1.74 | 1.76 | 1.78 | 1.85 |
| 3-month | 1.58 | 1.77 | 1.87 | 1.80 | 1.83 | 1.97 |
| 6-month | 1.84 | 1.91 | 1.96 | 1.97 | 2.01 | 2.13 |
| *As per Press Release No. 2022-2023/41 dated April 08, 2022. | ||||||
| @ Financial Benchmarks India Private Limited (FBIL) has taken over from RBI, the computation and dissemination of reference rate for spot USD/INR and exchange rate of other major currencies with effect from July 10, 2018. Data on forward premia are sourced from FBIL with effect from October 13, 2023. | ||||||
| Figures in parentheses include the impact of merger of a non-bank with a bank. | ||||||
Stock Market
BSE Sensitive Index and NSE Nifty Index of Ordinary Share Prices - Mumbai
Date: Dec 28, 2012
|
2011 |
2012 |
||||
Dec. 21 |
Dec. 17 |
Dec. 18 |
Dec. 19 |
Dec. 20 |
Dec. 21 |
|
1 |
2 |
3 |
4 |
5 |
6 |
|
BSE SENSEX (1978-79=100) |
15685.21 |
19244.42 |
19364.75 |
19476.00 |
19453.92 |
19242.00 |
S & P CNX NIFTY (3.11.1995=1000) |
4693.15 |
5857.90 |
5896.80 |
5929.60 |
5916.40 |
5847.70 |
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