IST,
Search
errorSearch
Page
Official Website of Reserve Bank of India
Analytical Accounts of the Banking Sector
Scheduled Commercial Banks - Business in India (December 05, 2025)
EXCEL (
Date: Dec 05, 2025
| (₹ Crore) | ||||||
| Item | Outstanding | Variation over | ||||
| as on Oct. 31, 2025 | Fortnight | Financial Year so far | Year-on-Year | |||
| 2024-25 | 2025-26 | 2024 | 2025 | |||
| 1 | 2 | 3 | 4 | 5 | 6 | |
| 1 Liabilities to the Banking System | ||||||
| 1.1 Demand and Time Deposits from Banks | 350945 | 26353 | -8433 | 41531 | 44914 | 64907 |
| 1.2 Borrowings from Banks | 81534 | -3573 | -47165 | -30442 | -52103 | -53730 |
| 1.3 Other Demand and Time Liabilities | 26997 | -468 | -47801 | -2918 | -47113 | 2347 |
| 2 Liabilities to Others | ||||||
| 2.1 Aggregate Deposits | 24093532 | -82225 | 1380663 | 1512931 | 2204030 | 2237643 |
| 2.1a Growth (Per cent) | -0.3 | 6.7 | 6.7 | 11.2 | 10.2 | |
| 2.1.1 Demand | 2991666 | -109282 | 71704 | 293617 | 208379 | 476108 |
| 2.1.2 Time | 21101867 | 27057 | 1308959 | 1219314 | 1995651 | 1761535 |
| 2.2 Borrowings | 834189 | -12051 | 139421 | -81059 | 74847 | -83174 |
| 2.3 Other Demand and Time Liabilities | 1026265 | -56502 | 3555 | -35366 | 53750 | 85283 |
| 3 Borrowings from Reserve Bank | 2158 | -3331 | -216093 | -309308 | -124419 | -4465 |
| 4 Cash in Hand and Balances with Reserve Bank | 868202 | -62308 | 81394 | -96087 | 102607 | -234107 |
| 4.1 Cash in hand | 86122 | -1440 | 4426 | 4248 | 4981 | -7737 |
| 4.2 Balances with Reserve Bank | 782080 | -60868 | 76967 | -100335 | 97627 | -226370 |
| 5 Assets with the Banking System | ||||||
| 5.1 Balances with Other Banks | 278957 | 32379 | 12983 | 63155 | 24741 | 67646 |
| 5.2 Money at Call and Short Notice | 26583 | 10793 | 9372 | 745 | -1314 | 4856 |
| 5.3 Advances to Banks | 32235 | -484 | -7246 | -7268 | -10616 | -8887 |
| 5.4 Other Assets | 63277 | -636 | -54280 | -4076 | -36514 | 2133 |
| 6 Investments | 6835685 | -54225 | 383419 | 137758 | 420109 | 345709 |
| 6.1a Growth (Per cent) | -0.8 | 6.3 | 2.1 | 6.9 | 5.3 | |
| 6.1 Government Securities | 6835230 | -54185 | 383787 | 137932 | 420350 | 345833 |
| 6.2 Other Approved Securities | 455 | -40 | -369 | -175 | -241 | -124 |
| 7 Bank Credit | 19345790 | -47865 | 930654 | 1101818 | 1742011 | 1982973 |
| 7.1a Growth (Per cent) | -0.2 | 5.7 | 6.0 | 11.2 | 11.4 | |
| 7a.1 Food Credit | 79191 | 8820 | 22076 | 42660 | 4896 | 34034 |
| 7a.2 Non-food credit | 19266599 | -56685 | 908578 | 1059158 | 1737115 | 1948938 |
| 7b.1 Loans, Cash credit and Overdrafts | 18979726 | -49677 | 922309 | 1069874 | 1705960 | 1923114 |
| 7b.2 Inland Bills - Purchased | 87207 | 1266 | 6380 | 12244 | 19456 | 20359 |
| 7b.3 Discounted | 244018 | 462 | 5429 | 22958 | 18081 | 41230 |
| 7b.4 Foreign Bills - Purchased | 12904 | 186 | -1400 | -2218 | -796 | -2108 |
| 7b.5 Discounted | 21937 | -102 | -2064 | -1040 | -690 | 376 |
| Note: Data include the impact of merger of a non-bank with a bank w.e.f. July 1, 2023. | ||||||
Analytical Accounts of Central Bank
Reserve Bank of India - Liabilities and Assets (December 05, 2025)
Date: Dec 05, 2025
| (₹ Crore) | |||||
| Item | 2024 | 2025 | Variation | ||
| Nov. 29 | Nov. 21 | Nov. 28 | Week | Year | |
| 1 | 2 | 3 | 4 | 5 | |
| 1 Notes Issued | 3511564 | 3822610 | 3827333 | 4723 | 315768 |
| 1.1 Notes in Circulation | 3511550 | 3822597 | 3827317 | 4720 | 315767 |
| 1.2 Notes held in Banking Department | 14 | 13 | 16 | 3 | 2 |
| 2 Deposits | |||||
| 2.1 Central Government | 101 | 100 | 100 | 0 | -1 |
| 2.2 Market Stabilisation Scheme | 0 | 0 | 0 | 0 | 0 |
| 2.3 State Governments | 42 | 43 | 42 | -1 | 0 |
| 2.4 Scheduled Commercial Banks | 1023815 | 781205 | 778275 | -2930 | -245540 |
| 2.5 Scheduled State Co-operative Banks | 8311 | 6691 | 6733 | 42 | -1578 |
| 2.6 Other Banks | 55842 | 44277 | 44645 | 368 | -11197 |
| 2.7 Others | 353719 | 668654 | 586643 | -82011 | 232924 |
| 3 Other Liabilities | 1914051 | 2635356 | 2670951 | 35595 | 756900 |
| Total Liabilities/Assets | 6867445 | 7958935 | 7914722 | -44213 | 1047277 |
| 1 Foreign Currency Assets | 4843980 | 5044497 | 5011479 | -33018 | 167499 |
| 2 Gold | 565949 | 932008 | 946227 | 14219 | 380278 |
| 3 Rupee Securities (including Treasury Bills) | 1270656 | 1730988 | 1732147 | 1159 | 461491 |
| 4 Loans and Advances | |||||
| 4.1 Central Government | 0 | 0 | 0 | 0 | 0 |
| 4.2 State Governments | 16465 | 27060 | 18966 | -8094 | 2501 |
| 4.3 NABARD | 0 | 0 | 0 | 0 | 0 |
| 4.4 Scheduled Commercial Banks | 21293 | 15485 | 2144 | -13341 | -19149 |
| 4.5 Scheduled State Co-op.Banks | 0 | 0 | 0 | 0 | 0 |
| 4.6 Industrial Development Bank of India | - | - | - | - | - |
| 4.7 Export- Import Bank of India | - | - | - | - | - |
| 4.8 Others | 128919 | 186046 | 179427 | -6618 | 50508 |
| 5 Bills Purchased and Discounted | |||||
| 5.1 Commercial | - | - | - | - | - |
| 5.2 Treasury | - | - | - | - | - |
| 6 Investments | 2064 | 2064 | 2064 | 0 | 0 |
| 7 Other Assets | 18117 | 20787 | 22267 | 1480 | 4150 |
| * Data are provisional; difference, if any, is due to rounding off. | |||||
Install the RBI mobile application and get quick access to the latest news!
Scan the QR code to install our app
