Financial Sector - RBI - Reserve Bank of India
Analytical Accounts of the Banking Sector
Scheduled Commercial Banks - Business in India (November 08, 2024)
Date: Nov 08, 2024
(₹ Crore) | ||||||
Item | Outstanding as on Oct. 18, 2024 |
Variation over | ||||
Fortnight | Financial year so far | Year-on-Year | ||||
2023-24 | 2024-25 | 2023 | 2024 | |||
1 | 2 | 3 | 4 | 5 | 6 | |
1 Liabilities to the Banking System | ||||||
1.1 Demand and Time Deposits from Banks | 294003 | 6082 | 14172 | -468 | 54102 | 53712 |
1.2 Borrowings from Banks | 130776 | 2877 | 133749 | -51652 | 144992 | -70172 |
1.3 Other Demand and Time Liabilities | 23257 | 1032 | 13113 | -49195 | 18179 | -48380 |
2 Liabilities to Others | ||||||
2.1 Aggregate Deposits | 21807565 | -112561 | 1471896 | 1332339 | 2311707 | 2291755 |
(21734994) | (1337701) | (2177512) | (2353379) | |||
2.1a Growth (Per cent) | -0.5 | 8.2 | 6.5 | 13.4 | 11.7 | |
(7.4) | (12.7) | (12.1) | ||||
2.1.1 Demand | 2544470 | -47428 | 68307 | 100616 | 223089 | 295732 |
2.1.2 Time | 19263096 | -65133 | 1403589 | 1231722 | 2088618 | 1996023 |
2.2 Borrowings | 865397 | 9659 | 378553 | 87455 | 275801 | 41515 |
2.3 Other Demand and Time Liabilities | 949790 | -18247 | 110472 | 12362 | 188351 | 49668 |
3. Borrowings from Reserve Bank | 7756 | 680 | -21279 | -214960 | -1576 | -136050 |
4 Cash in Hand and Balances with Reserve Bank | 1075809 | -5875 | 108489 | 54894 | 98060 | 67151 |
4.1 Cash in hand | 91269 | -4911 | 540 | 1835 | -26370 | 466 |
4.2 Balances with Reserve Bank | 984541 | -963 | 107949 | 53058 | 124431 | 66685 |
5 Assets with the Banking System | ||||||
5.1 Balances with Other Banks | 210032 | 15297 | -3581 | 11705 | 7809 | 20191 |
5.2 Money at Call and Short Notice | 17922 | 526 | -1571 | 5567 | 6959 | -5371 |
5.3 Advances to Banks | 46894 | 3096 | 8892 | -1475 | 7920 | -3183 |
5.4 Other Assets | 64675 | 504 | 26120 | -50749 | 35922 | -28575 |
6 Investments | 6487716 | 31406 | 638281 | 381158 | 1001670 | 434287 |
(6426126) | (527024) | (890413) | (483954) | |||
6.1a Growth (Per cent) | 0.5 | 11.8 | 6.2 | 19.8 | 7.2 | |
(9.7) | (17.6) | (8.1) | ||||
6.1 Government Securities | 6486975 | 31345 | 638411 | 381366 | 1001853 | 434242 |
6.2 Other Approved Securities | 741 | 61 | -130 | -208 | -183 | 45 |
7 Bank Credit | 17238250 | -59528 | 1782651 | 806086 | 2574483 | 1780363 |
(16772606) | (1196221) | (1988053) | (1901149) | |||
7.1a Growth (Per cent) | -0.3 | 13.0 | 4.9 | 20.0 | 11.5 | |
(8.7) | (15.4) | (12.8) | ||||
7a.1 Food Credit | 18654 | 853 | -65 | -4427 | -5814 | -1187 |
7a.2 Non-food credit | 17219596 | -60381 | 1782716 | 810513 | 2580296 | 1781550 |
7b.1 Loans, Cash credit and Overdrafts | 16921898 | -54750 | 1764456 | 787595 | 2546137 | 1732536 |
7b.2 Inland Bills - Purchased | 68083 | -1639 | 7291 | 7616 | 9290 | 21357 |
7b.3 Discounted | 210239 | -3171 | 19707 | 12881 | 25670 | 27622 |
7b.4 Foreign Bills - Purchased | 15826 | 17 | -3352 | -586 | -1494 | -367 |
7b.5 Discounted | 22203 | 15 | -5452 | -1421 | -5120 | -784 |
1. Data since July 14, 2023 include the impact of the merger of a non-bank with a bank. | ||||||
2. Figures in parentheses exclude the impact of the merger. |
Analytical Accounts of Central Bank
Reserve Bank of India - Liabilities and Assets (November 08, 2024)
Date: Nov 08, 2024
(₹ Crore) | |||||
Item | 2023 | 2024 | Variation | ||
Nov. 3 | Oct. 25 | Nov. 1 | Week | Year | |
1 | 2 | 3 | 4 | 5 | |
1 Notes Issued | 3280964 | 3499615 | 3527282 | 27667 | 246318 |
1.1 Notes in Circulation | 3280952 | 3499601 | 3527267 | 27666 | 246315 |
1.2 Notes held in Banking Department | 12 | 15 | 15 | 1 | 3 |
2 Deposits | |||||
2.1 Central Government | 100 | 101 | 101 | 0 | 1 |
2.2 Market Stabilisation Scheme | 0 | 0 | 0 | 0 | 0 |
2.3 State Governments | 42 | 42 | 42 | 0 | 0 |
2.4 Scheduled Commercial Banks | 934236 | 1042981 | 991970 | -51011 | 57733 |
2.5 Scheduled State Co-operative Banks | 8330 | 8265 | 8314 | 49 | -16 |
2.6 Other Banks | 52942 | 55967 | 55984 | 17 | 3042 |
2.7 Others | 560180 | 619764 | 601299 | -18465 | 41118 |
3 Other Liabilities | 1545179 | 1925821 | 1915994 | -9827 | 370815 |
TOTAL LIABILITIES/ASSETS | 6381974 | 7152555 | 7100985 | -51570 | 719011 |
1 Foreign Currency Assets | 4391796 | 5030178 | 4997797 | -32381 | 606001 |
2 Gold | 384148 | 576181 | 586521 | 10340 | 202373 |
3 Rupee Securities (including Treasury Bills) | 1369163 | 1310982 | 1310750 | -232 | -58413 |
4 Loans and Advances | |||||
4.1 Central Government | 0 | 0 | 0 | 0 | 0 |
4.2 State Governments | 26781 | 24079 | 31294 | 7214 | 4513 |
4.3 NABARD | 0 | 0 | 0 | 0 | 0 |
4.4 Scheduled Commercial Banks | 63816 | 30948 | 9032 | -21916 | -54784 |
4.5 Scheduled State Co-op.Banks | 0 | 0 | 0 | 0 | 0 |
4.6 Industrial Development Bank of India | - | - | - | - | - |
4.7 Export-Import Bank of India | - | - | - | - | - |
4.8 Others | 132114 | 161705 | 146546 | -15159 | 14432 |
5 Bills Purchased and Discounted | |||||
5.1 Commercial | - | - | - | - | - |
5.2 Treasury | - | - | - | - | - |
6 Investments | 2064 | 2064 | 2064 | 0 | 0 |
7 Other Assets | 12092 | 16418 | 16981 | 563 | 4889 |
* Data are provisional; difference, if any, is due to rounding off. |