Financial Sector - RBI - Reserve Bank of India
Analytical Accounts of the Banking Sector
Scheduled Commercial Banks - Business in India (May 16, 2025)
EXCEL (
Date: May 16, 2025
| (₹ Crore) | ||||||
| Item | Outstanding as on May 2, 2025 | Variation over | ||||
| Fortnight | Financial year so far | Year-on-Year | ||||
| 2024-25 | 2025-26 | 2024 | 2025 | |||
| 1 | 2 | 3 | 4 | 5 | 6 | |
| 1 Liabilities to the Banking System | ||||||
| 1.1 Demand and Time Deposits from Banks | 350035 | 3516 | -3416 | 40621 | 47941 | 58980 |
| 1.2 Borrowings from Banks | 110268 | 5134 | -14743 | -1708 | 130466 | -57418 |
| 1.3 Other Demand and Time Liabilities | 23236 | -689 | 4075 | -6679 | 16755 | -53290 |
| 2 Liabilities to Others | ||||||
| 2.1 Aggregate Deposits | 23033418 | 172553 | 463155 | 452817 | 2503500 | 2095037 |
| (22976086) | (2400862) | (2140342) | ||||
| 2.1a Growth (Per cent) | 0.8 | 2.3 | 2.0 | 13.6 | 10.0 | |
| (13.0) | (10.3) | |||||
| 2.1.1 Demand | 2918196 | 279633 | -6263 | 220147 | 258966 | 480606 |
| 2.1.2 Time | 20115223 | -107080 | 469418 | 232670 | 2244534 | 1614431 |
| 2.2 Borrowings | 868035 | -570 | 2291 | -47213 | 299359 | 87802 |
| 2.3 Other Demand and Time Liabilities | 1035053 | 19968 | -34496 | -26579 | 70543 | 132122 |
| 3. Borrowings from Reserve Bank | 23458 | -1305 | -51357 | -288008 | 129428 | -147901 |
| 4 Cash in Hand and Balances with Reserve Bank | 1018803 | 27822 | 30279 | 54515 | 116224 | -32392 |
| 4.1 Cash in hand | 85733 | 4021 | 46 | 3859 | -7736 | -3746 |
| 4.2 Balances with Reserve Bank | 933070 | 23802 | 30234 | 50656 | 123960 | -28646 |
| 5 Assets with the Banking System | ||||||
| 5.1 Balances with Other Banks | 230558 | -7646 | -6857 | 14756 | -7169 | 39088 |
| 5.2 Money at Call and Short Notice | 22531 | 237 | 2714 | -3307 | -11659 | 7461 |
| 5.3 Advances to Banks | 38604 | -1663 | 5748 | -900 | 14904 | -15512 |
| 5.4 Other Assets | 76467 | 5249 | -5874 | 9115 | 38066 | -33083 |
| 6 Investments | 6713521 | 20078 | 114131 | 15593 | 701231 | 492832 |
| (6666937) | (615871) | (531608) | ||||
| 6.1a Growth (Per cent) | 0.3 | 1.9 | 0.2 | 12.7 | 7.9 | |
| (11.2) | (8.7) | |||||
| 6.1 Government Securities | 6712907 | 20080 | 113962 | 15609 | 700920 | 493335 |
| 6.2 Other Approved Securities | 614 | -2 | 168 | -16 | 310 | -503 |
| 7 Bank Credit | 18286313 | 98445 | 199556 | 42341 | 2731032 | 1654592 |
| (17875824) | (2213915) | (1761221) | ||||
| 7.1a Growth (Per cent) | 0.5 | 1.2 | 0.2 | 19.6 | 9.9 | |
| (15.9) | (10.9) | |||||
| 7a.1 Food Credit | 62446 | 30321 | 14699 | 25915 | 4595 | 24666 |
| 7a.2 Non-food credit | 18223867 | 68124 | 184858 | 16426 | 2726437 | 1629926 |
| 7b.1 Loans, Cash credit and Overdrafts | 17945698 | 99273 | 183581 | 35847 | 2675965 | 1627815 |
| 7b.2 Inland Bills - Purchased | 80615 | 1322 | 4089 | 5653 | 22281 | 16059 |
| 7b.3 Discounted | 223815 | -955 | 12135 | 2756 | 41717 | 14322 |
| 7b.4 Foreign Bills - Purchased | 14047 | -680 | -496 | -1075 | -3377 | -1869 |
| 7b.5 Discounted | 22138 | -515 | 248 | -839 | -5553 | -1734 |
| 1. Data since July 14, 2023 include the impact of the merger of a non-bank with a bank. 2. Figures in parentheses exclude the impact of the merger. |
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Analytical Accounts of Central Bank
Reserve Bank of India - Liabilities and Assets (May 16, 2025)
Date: May 16, 2025
| (₹ Crore) | |||||
| Item | 2024 | 2025 | Variation | ||
| May 10 | May 2 | May 9 | Week | Year | |
| 1 | 2 | 3 | 4 | 5 | |
| 1 Notes Issued | 3556914 | 3774272 | 3804166 | 29894 | 247252 |
| 1.1 Notes in Circulation | 3556902 | 3774260 | 3804149 | 29889 | 247248 |
| 1.2 Notes held in Banking Department | 12 | 11 | 17 | 5 | 5 |
| 2 Deposits | |||||
| 2.1 Central Government | 101 | 100 | 100 | 0 | 0 |
| 2.2 Market Stabilisation Scheme | 0 | 0 | 0 | 0 | |
| 2.3 State Governments | 42 | 42 | 42 | 0 | 0 |
| 2.4 Scheduled Commercial Banks | 945241 | 933070 | 925199 | -7871 | -20042 |
| 2.5 Scheduled State Co-operative Banks | 8406 | 8423 | 8277 | -145 | -129 |
| 2.6 Other Banks | 54630 | 52767 | 53050 | 283 | -1580 |
| 2.7 Others | 567873 | 506132 | 569875 | 63743 | 2002 |
| 3 Other Liabilities | 1799957 | 2269533 | 2337286 | 67752 | 537329 |
| Total Liabilities/Assets | 6933164 | 7544340 | 7697996 | 153656 | 764833 |
| 1 Foreign Currency Assets | 4762366 | 4943657 | 4995894 | 52237 | 233528 |
| 2 Gold | 467218 | 691478 | 737220 | 45742 | 270002 |
| 3 Rupee Securities (including Treasury Bills) | 1359843 | 1702840 | 1753694 | 50854 | 393851 |
| 4 Loans and Advances | |||||
| 4.1 Central Government | - | 0 | 0 | 0 | 0 |
| 4.2 State Governments | 11584 | 38480 | 51342 | 12862 | 39758 |
| 4.3 NABARD | - | 0 | 0 | 0 | 0 |
| 4.4 Scheduled Commercial Banks | 176586 | 23458 | 25291 | 1833 | -151295 |
| 4.5 Scheduled State Co-op.Banks | 0 | 0 | 0 | 0 | 0 |
| 4.6 Industrial Development Bank of India | - | - | - | - | - |
| 4.7 Export- Import Bank of India | - | - | - | - | - |
| 4.8 Others | 146908 | 124409 | 114419 | -9991 | -32490 |
| 5 Bills Purchased and Discounted | |||||
| 5.1 Commercial | - | - | - | - | - |
| 5.2 Treasury | - | - | - | - | - |
| 6 Investments | 2064 | 2064 | 2064 | 0 | 0 |
| 7 Other Assets | 6595 | 17954 | 18073 | 119 | 11479 |
| * Data are provisional; difference, if any, is due to rounding off. | |||||
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