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Analytical Accounts of the Banking Sector
Scheduled Commercial Banks - Business in India (December 12, 2025)
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Date: Dec 12, 2025
| (₹ Crore) | ||||||
| Item | Outstanding as on Nov. 28, 2025 | Variation over | ||||
| Fortnight | Financial Year so far | Year-on-Year | ||||
| 2024-25 | 2025-26 | 2024 | 2025 | |||
| 1 | 2 | 3 | 4 | 5 | 6 | |
| 1 Liabilities to the Banking System | ||||||
| 1.1 Demand and Time Deposits from Banks | 322855 | -28081 | -20749 | 13441 | 24709 | 49133 |
| 1.2 Borrowings from Banks | 79670 | -1864 | -44832 | -32306 | -62704 | -57927 |
| 1.3 Other Demand and Time Liabilities | 31145 | 4148 | -47734 | 1230 | -46809 | 6428 |
| 2 Liabilities to Others | ||||||
| 2.1 Aggregate Deposits | 24260040 | 166497 | 1542239 | 1679439 | 2130970 | 2242574 |
| 2.1a Growth (Per cent) | 0.7 | 7.5 | 7.4 | 10.7 | 10.2 | |
| 2.1.1 Demand | 3013411 | 21744 | 132936 | 315362 | 242625 | 436622 |
| 2.1.2 Time | 21246629 | 144753 | 1409304 | 1364076 | 1888345 | 1805952 |
| 2.2 Borrowings | 878189 | 43205 | 173081 | -37059 | 108759 | -72834 |
| 2.3 Other Demand and Time Liabilities | 1055445 | 25036 | 84353 | -6186 | 68930 | 33664 |
| 3 Borrowings from Reserve Bank | 2144 | -14 | -201423 | -309322 | -69986 | -19149 |
| 4 Cash in Hand and Balances with Reserve Bank | 861145 | -7056 | 93766 | -103144 | 88203 | -253537 |
| 4.1 Cash in hand | 82870 | -3252 | 1434 | 996 | 2872 | -7997 |
| 4.2 Balances with Reserve Bank | 778275 | -3805 | 92332 | -104139 | 85331 | -245540 |
| 5 Assets with the Banking System | ||||||
| 5.1 Balances with Other Banks | 265101 | -13852 | -2656 | 49299 | 3616 | 69429 |
| 5.2 Money at Call and Short Notice | 36427 | 9844 | 6736 | 10589 | -987 | 17336 |
| 5.3 Advances to Banks | 32470 | 235 | -9727 | -7033 | -13285 | -6171 |
| 5.4 Other Assets | 72024 | 8747 | -54338 | 4671 | -34204 | 10938 |
| 6 Investments | 6886472 | 51736 | 432357 | 188544 | 507992 | 347557 |
| 6.1a Growth (Per cent) | 0.8 | 7.1 | 2.8 | 8.4 | 5.3 | |
| 6.1 Government Securities | 6886017 | 51736 | 432741 | 188719 | 508267 | 347666 |
| 6.2 Other Approved Securities | 455 | 0 | -384 | -175 | -275 | -109 |
| 7 Bank Credit | 19527313 | 156364 | 1076792 | 1283341 | 1683500 | 2018357 |
| 7.1a Growth (Per cent) | 0.8 | 6.6 | 7.0 | 10.6 | 11.5 | |
| 7a.1 Food Credit | 79801 | 610 | 28173 | 43270 | 9561 | 28547 |
| 7a.2 Non-food credit | 19447512 | 155754 | 1048619 | 1240071 | 1673939 | 1989810 |
| 7b.1 Loans, Cash credit and Overdrafts | 19155407 | 150522 | 1064312 | 1245556 | 1647660 | 1956792 |
| 7b.2 Inland Bills - Purchased | 88732 | 1525 | 7884 | 13769 | 19691 | 20381 |
| 7b.3 Discounted | 248003 | 3925 | 7895 | 26944 | 18339 | 42750 |
| 7b.4 Foreign Bills - Purchased | 12927 | 26 | -1226 | -2195 | -1311 | -2258 |
| 7b.5 Discounted | 22244 | 366 | -2074 | -733 | -879 | 693 |
| Note: Data include the impact of merger of a non-bank with a bank w.e.f. July 1, 2023. | ||||||
Analytical Accounts of Central Bank
Reserve Bank of India - Liabilities and Assets (December 12, 2025)
Date: Dec 12, 2025
| (₹ Crore) | |||||
| Item | 2024 | 2025 | Variation | ||
| Dec. 06 | Nov. 28 | Dec. 05 | Week | Year | |
| 1 | 2 | 3 | 4 | 5 | |
| 1 Notes Issued | 3527114 | 3827333 | 3852285 | 24952 | 325171 |
| 1.1 Notes in Circulation | 3527096 | 3827317 | 3852270 | 24953 | 325175 |
| 1.2 Notes held in Banking Department | 19 | 16 | 15 | -1 | -4 |
| 2 Deposits | |||||
| 2.1 Central Government | 101 | 100 | 101 | 1 | 0 |
| 2.2 Market Stabilisation Scheme | 0 | 0 | 0 | 0 | 0 |
| 2.3 State Governments | 42 | 42 | 42 | 0 | 0 |
| 2.4 Scheduled Commercial Banks | 1033128 | 778275 | 743882 | -34393 | -289246 |
| 2.5 Scheduled State Co-operative Banks | 8510 | 6733 | 6955 | 222 | -1556 |
| 2.6 Other Banks | 55752 | 44645 | 41197 | -3448 | -14555 |
| 2.7 Others | 293899 | 586643 | 549664 | -36979 | 255765 |
| 3 Other Liabilities | 1941476 | 2670951 | 2741647 | 70696 | 800171 |
| Total Liabilities/Assets | 6860023 | 7914722 | 7935773 | 21051 | 1075750 |
| 1 Foreign Currency Assets | 4827263 | 5011479 | 5041075 | 29596 | 213811 |
| 2 Gold | 566898 | 946227 | 962880 | 16653 | 395982 |
| 3 Rupee Securities (including Treasury Bills) | 1272179 | 1732147 | 1733202 | 1055 | 461023 |
| 4 Loans and Advances | |||||
| 4.1 Central Government | 11131 | 0 | 0 | 0 | -11131 |
| 4.2 State Governments | 34432 | 18966 | 40349 | 21383 | 5917 |
| 4.3 NABARD | 0 | 0 | 0 | 0 | 0 |
| 4.4 Scheduled Commercial Banks | 9846 | 2144 | 2101 | -43 | -7745 |
| 4.5 Scheduled State Co-op.Banks | 0 | 0 | 0 | 0 | 0 |
| 4.6 Industrial Development Bank of India | - | - | - | - | - |
| 4.7 Export- Import Bank of India | - | - | - | - | - |
| 4.8 Others | 118239 | 179427 | 131895 | -47533 | 13655 |
| 5 Bills Purchased and Discounted | |||||
| 5.1 Commercial | - | - | - | - | - |
| 5.2 Treasury | - | - | - | - | - |
| 6 Investments | 2064 | 2064 | 2064 | 0 | 0 |
| 7 Other Assets | 17970 | 22267 | 22207 | -60 | 4237 |
| * Data are provisional; difference, if any, is due to rounding off. | |||||
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