(Amount in Rs.crore)

Item

1999-2000

2000-01

Variation of Col. (3) over Col.(2)

Absolute

Percentage

1

2

3

4

5

A.

Income

56,896.43

64,126.52

7,230.09

12.71

(i+ii)

(100.00)

(100.00)

i)

Interest Income

50,234.01

56,967.11

6,733.10

13.40

(88.29)

(88.84)

ii)

Other Income

6,662.42

7,159.41

496.99

7.46

(11.71)

(11.16)

B.

Expenditure

54,459.43

62,031.43

7,572.00

13.90

(i+ii+iii)

(100.00)

(100.00)

i)

Interest Expended

35,477.41

38,789.64

3,312.23

9.34

(65.14)

(62.53)

ia)

Interest on Recapitalisation Bonds

1,797.88

1,795.48

ii)

Provisions and Contingencies

4,766.15

5,958.24

1,192.09

25.01

(8.75)

(9.61)

iii)

Operating Expenses

14,215.87

17,283.55

3,067.68

21.58

(26.10)

(27.86)

of which : Wage Bill

10,468.28

13,142.78

2,674.50

25.55

(19.22)

(21.19)

C.

Profit

i)

Operating Profit

7,203.15

8,053.33

850.18

11.80

ia)

Operating Profit exclusive of

income from recapitalisation bonds

5,405.27

6,257.85

852.58

15.77

ii)

Net Profit

2,437.00

2,095.09

-341.91

-14.03

iia)

Net Profit exclusive of income

from recapitalisation bonds

639.12

299.61

-339.51

-53.12

D.

Total Assets

5,54,205.72

6,26,892.12

72,686.40

13.12

E.

Financial Ratios (per cent) @

i)

Operating Profit

1.30

1.28

-0.02

—

ia)

Operating Profit exclusive of

0.98

1.00

0.02

—

income from recapitalisation bonds

ii)

Net Profit

0.44

0.33

-0.11

—

iia)

Net Profit exclusive of income

0.12

0.05

-0.07

—

from recapitalisation bonds

iii)

Income

10.27

10.23

-0.04

—

iv)

Interest Income

9.06

9.09

0.03

—

v)

Other Income

1.20

1.14

-0.06

—

vi)

Expenditure

9.83

9.90

0.07

—

vii)

Interest Expended

6.40

6.19

-0.21

—

viii)

Operating Expenses

2.57

2.76

0.19

—

ix)

Wage Bill

1.89

2.10

0.21

—

x)

Provisions and Contingencies

0.86

0.95

0.09

—

xi)

Spread (Net Interest Income)

2.66

2.90

0.24

—

xia)

Spread exclusive of recapitalisation

2.34

2.61

0.27

—

Bonds

@ Ratios to Total Assets.

Note : Figures in brackets are percentage to the respective total.