Appendix Table II.5(F): Financial Performance of New Private Sector Banks - ربی - Reserve Bank of India
Appendix Table II.5(F): Financial Performance of New Private Sector Banks
(Amount in Rs. crore) |
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|
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Item |
2000-01 |
2001-02 |
Variation of Col. (3) over Col.(2) |
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Absolute |
Percentage |
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|
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1 |
2 |
3 |
4 |
5 |
|
|
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A. |
Income |
7,498.23 |
9,871.40 |
2,373.17 |
31.65 |
(i+ii) |
(100.00) |
(100.00) |
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i) Interest Income |
6,437.61 |
7,823.41 |
1,385.80 |
21.53 |
|
(85.86) |
(79.25) |
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of which: Interest on Advances |
3,031.79 |
3,452.54 |
420.75 |
13.88 |
|
(40.43) |
(34.98) |
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ii) Other Income |
1,060.62 |
2,047.99 |
987.37 |
93.09 |
|
(14.14) |
(20.75) |
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of which: Commission & Brokerage |
549.11 |
647.19 |
98.08 |
17.86 |
|
(7.32) |
(6.56) |
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B. |
Expenditure |
6,858.82 |
9,096.78 |
2,237.96 |
32.63 |
(i+ii+iii) |
(100.00) |
(100.00) |
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i) Interest Expended |
4,752.76 |
5,813.23 |
1,060.47 |
22.31 |
|
(69.29) |
(63.90) |
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of which: Interest on Deposits |
4,097.03 |
5,040.05 |
943.02 |
23.02 |
|
(59.73) |
(55.40) |
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ii) Provisions and Contingencies |
729.55 |
1,337.45 |
607.90 |
83.33 |
|
(10.64) |
(14.70) |
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of which: Provision for NPAs |
363.62 |
777.39 |
413.77 |
113.79 |
|
(5.30) |
(8.55) |
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iii) Operating Expenses |
1,376.51 |
1,946.10 |
569.59 |
41.38 |
|
(20.07) |
(21.39) |
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of which: Wage Bill |
249.55 |
434.80 |
185.25 |
74.23 |
|
(3.64) |
(4.78) |
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C. |
Profit |
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i) Operating Profit |
1,368.96 |
2,112.07 |
743.11 |
54.28 |
|
ii) Net Profit |
639.41 |
774.62 # |
135.21 |
21.15 |
|
D. |
Spread (Net Interest Income) |
1,684.85 |
2,010.18 |
325.33 |
19.31 |
(Interest Income - Interest Expended) |
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E. |
Total Assets |
78,796.48 |
1,74,454.14 |
95,657.66 |
121.40 |
|
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# The profit after tax for 2001-02 of ICICI Bank includes about Rs. 8 crore attributable to ICICI, ICICI Personal Financial Services Ltd. and ICICI Capital Services Ltd. for March 30 and March 31, 2002. |