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Appendix Table IV.17 (D) Financial Performance of State Bank Group

(Amount in Rs. crore)

Item

2007-08

2008-09

Variation

Absolute

Percentage

1

2

3

4

5

A.

Income (i+ii)

82,245

1,05,268

23,023

28.0

 

 

(100.00)

(100.00)

 

 

 

i) Interest Income

70,428

89,196

18,768

26.7

 

 

(85.6)

(84.7)

 

 

 

of which: Interest on Advances

51,354

65,903

14,549

28.3

 

Income on Investments

16,916

21,030

4,114

24.3

 

ii) Other Income

11,818

16,073

4,255

36.0

 

 

(14.4)

(15.3)

 

 

 

of which: Commission & Brokerage

7,926

9,739

1,813

22.9

B.

Expenditure (i+ii+iii)

73,240

93,373

20,133

27.5

 

 

(100.00)

(100.00)

 

 

 

i) Interest Expended

47,809

61,770

13,962

29.2

 

 

(65.3)

(66.2)

 

 

 

of which: Interest on Deposits

41,588

54,961

13,373

32.2

 

ii) Provisions and Contingencies

8,438

11,515

3,076

36.5

 

 

(11.5)

(12.3)

 

 

 

of which: Provision for NPAs

2,362

2,927

565

23.9

 

iii) Operating Expenses

16,993

20,088

3,095

18.2

 

 

(23.2)

(21.5)

 

 

 

of which: Wage Bill

10,294

12,331

2,037

19.8

C.

Profit

 

 

 

 

 

i) Operating Profit

17,444

23,410

5,966

34.2

 

ii) Net Profit

9,006

11,896

2,890

32.1

D.

Net Interest Income/Margin

22,619

27,425

4,806

21.3

E.

Total Assets

10,10,959

12,80,212

2,69,253

26.6

Note : Figures in parentheses are percentage shares to the respective total.
Source : Balance sheets of respective banks.

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