(Per cent)

Sr.
No.

Region/State/
Union Territory

Credit-Deposit Ratio

Investment plus Credit-Deposit
Ratio@

Investment plus Credit plus
RIDF-Deposit Ratio @

March 2007

March 2008

March
2009

March
2007

March
2008

March
2007

March
2008

As per
Sanction

As per
Utilisation

As per
Sanction

As per
Utilisation

As per
Sanction

As per
Utilisation

As per
Sanction

As per
Sanction

As per
Utilisation

As per
Sanction

As per
Utilisation

As per
Sanction

As per
Utilisation

1

2

3

4

5

6

7

8

9

10

11

12

13

14

15

ALL INDIA

75.0

75.0

74.4

74.4

72.6

79.8

79.8

79.2

79.2

80.5

80.5

80.2

80.2

1

NORTHERN REGION

69.6

71.2

67.7

70.1

68.5

73.0

74.6

71.4

73.8

73.6

75.2

72.7

75.1

Haryana

56.9

68.4

60.1

67.2

61.5

61.7

73.2

63.6

70.7

62.9

74.3

64.7

71.8

Himachal Pradesh

42.8

51.1

43.4

51.3

38.5

58.1

66.5

62.7

70.6

60.9

69.2

65.9

73.8

Jammu & Kashmir

62.5

60.9

56.4

56.3

46.3

69.9

68.3

68.3

68.3

73.0

71.4

71.6

71.5

Punjab

65.6

65.3

67.2

76.1

65.5

71.8

71.5

75.4

84.3

73.0

72.7

76.6

85.6

Rajasthan

82.9

90.9

82.4

100.0

80.2

96.4

104.5

95.9

113.6

97.9

106.0

97.8

115.5

Chandigarh

95.9

101.1

96.2

95.8

114.1

95.9

101.1

96.2

95.8

95.9

101.1

96.2

95.8

Delhi

70.8

69.6

66.9

64.4

68.5

70.8

69.6

66.9

64.4

70.8

69.6

68.0

65.4

2

NORTH-EASTERN REGION

40.7

48.6

40.7

48.3

35.8

51.7

59.7

50.3

58.0

53.7

61.7

52.5

60.1

Arunachal Pradesh

28.0

46.0

31.7

57.7

24.8

36.6

54.7

40.3

66.3

46.2

64.2

48.2

74.2

Assam

42.8

52.5

42.4

49.8

38.3

51.7

61.5

50.3

57.8

53.1

62.9

51.9

59.4

Manipur

55.1

55.6

48.4

50.3

38.7

76.8

77.4

65.0

66.8

77.5

78.0

65.8

67.6

Meghalaya

35.7

41.2

33.2

41.1

27.6

46.6

52.1

42.9

50.8

48.3

53.8

44.8

52.7

Mizoram

53.8

58.4

62.9

65.5

58.7

74.7

79.3

83.2

85.9

78.7

83.3

87.3

90.0

Nagaland

29.1

31.9

34.0

43.9

30.7

53.7

56.5

56.4

66.3

57.8

60.6

60.6

70.5

Tripura

35.3

36.2

36.1

36.8

29.8

45.9

46.8

44.2

45.0

47.7

48.6

46.2

47.0

3

EASTERN REGION

54.1

60.6

51.5

58.2

48.9

61.8

68.3

59.1

65.7

62.8

69.3

60.1

66.7

Bihar

32.4

49.0

28.2

45.0

27.3

41.3

57.9

36.0

52.8

41.9

58.5

37.0

53.8

Jharkhand

32.8

33.3

35.3

40.2

32.0

36.8

37.3

38.8

43.6

38.4

38.9

40.2

45.0

Orissa

64.6

72.6

56.3

62.4

50.8

74.4

82.4

62.4

68.5

75.8

83.8

63.8

69.9

Sikkim

52.8

51.2

46.8

53.7

42.4

62.5

61.0

56.7

63.7

64.0

62.5

58.4

65.4

West Bengal

64.7

68.4

62.4

65.8

60.8

72.3

76.0

71.1

74.5

73.1

76.9

71.9

75.3

Andaman & Nicobar Islands

27.7

56.6

30.7

75.0

32.2

27.7

56.6

30.7

75.0

27.7

56.6

30.7

75.0

4

CENTRAL REGION

47.4

52.3

46.1

54.6

44.8

56.0

61.0

53.8

62.2

57.3

62.3

55.1

63.6

Chhattisgarh

50.0

58.3

49.8

66.0

53.3

54.2

62.6

53.1

69.3

56.6

64.9

55.0

71.2

Madhya Pradesh

61.8

64.6

60.1

65.9

57.4

71.5

74.4

67.5

73.3

73.8

76.6

69.9

75.7

Uttar Pradesh

45.1

50.4

43.7

52.6

42.1

54.2

59.4

52.1

61.0

55.1

60.3

53.0

61.9

Uttaranchal

26.7

32.1

26.2

31.6

25.6

33.8

39.2

33.6

38.9

35.5

40.8

35.2

40.6

5

WESTERN REGION

90.1

77.3

88.6

76.0

85.2

92.5

79.7

91.4

78.8

92.9

80.1

91.9

79.3

Goa

26.2

30.0

29.4

33.6

26.5

29.9

33.7

34.3

38.4

30.0

33.8

34.3

38.5

Gujarat

63.7

88.4

66.5

97.8

63.2

69.6

94.3

74.3

105.6

71.8

96.5

76.4

107.7

Maharashtra

96.8

76.5

93.9

73.1

90.8

98.5

78.2

95.8

75.0

98.6

78.3

95.9

75.2

Dadra & Nagar Haveli

20.6

116.4

23.9

121.9

20.8

20.6

116.4

23.9

122.0

20.6

116.4

23.9

122.0

Daman & Diu

15.6

57.1

15.0

58.2

18.9

15.6

57.1

15.0

58.2

15.6

57.1

15.0

58.2

6

SOUTHERN REGION

87.0

96.6

89.1

96.8

88.4

92.7

102.3

95.1

102.8

93.6

103.2

96.1

103.8

Andhra Pradesh

87.3

91.2

90.4

97.2

97.6

95.5

99.3

99.0

105.7

97.1

101.0

100.8

107.6

Karnataka

76.3

99.8

78.1

94.3

76.6

79.9

103.4

81.2

97.3

80.4

103.9

81.7

97.9

Kerala

60.9

63.8

63.4

66.4

60.4

67.7

70.7

71.4

74.4

68.3

71.3

72.1

75.0

Tamil Nadu

114.5

118.6

114.7

117.0

108.9

119.6

123.7

120.4

122.8

120.5

124.6

121.5

123.9

Lakshadweep

10.2

24.7

7.5

14.9

5.4

10.2

24.7

7.5

14.9

10.2

24.7

7.5

14.9

Puducherry

47.9

51.5

49.7

50.1

51.9

47.9

51.5

57.1

57.5

47.9

51.5

57.1

57.5

@ : Bank’s State-wise investment represent their holdings of state-level securities, such as, state Government loans and shares, bonds, debentures, etc. of regional rural banks, co-operative institutions, state electricity boards, municipal corporations, municipalities and port trusts, state financial corporations, housing boards, state industrial development corporations, road transport corporations and other government and quasi-government bodies.
All-India investments plus credit-deposit ratio is worked out by excluding investments in Central Government and other securities not mentioned above.
Note : 1. Deposits and Credit (as per place of sanction and utilisation) data for 2007 and 2008 are based on BSR-1 and 2 Surveys as on March 31.
2. Deposits and credit data (as per sanction) for 2009 are based on BSR 7 as on March 31,2009.
3. The investment figures are based on BSR-5 survey as on March 31,2007 and March 31,2008.
4. RIDF outstanding data are based on information provided by NABARD.