Appendix Table VI.5: Financial Performance of NBFCs - NDSI

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شائع کیا گیا پر ديسمبر 28, 2021

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(Amount in ₹ crore)
	2018-19	2019-20	2020-21	H1: 2020-21
A. Total Income	2,46,441	2,75,651	2,86,324	1,39,464
(i) Fund Based Income	2,31,082	2,58,821	2,69,100	1,32,665
	(93.8)	(93.9)	(94.0)	(95.1)
(ii) Fee Based Income	8,619	8,671	8,333	3,265
	(3.5)	(3.1)	(2.9)	(2.3)
B. Expenditure	2,03,285	2,34,347	2,38,837	1,08,239
(i) Financial Expenditure	1,24,731	1,42,789	1,39,775	67,187
	(61.4)	(60.9)	(58.5)	(62.1)
of which, Interest payment	63,436	67,596	68,750	33,284
	(31.2)	(28.8)	(28.8)	(30.8)
(ii) Operating Expenditure	37,786	42,144	39,193	18,947
	(18.6)	(18.0)	(16.4)	(17.5)
(iii) Others	40,767	49,414	59,868	22,106
	(20.1)	(21.1)	(25.1)	(20.4)
C. Tax Provisions	17,027	12,849	11,413	6,508
D. Profit Before Tax	43,157	41,303	47,487	31,224
E. Net Profit	26,130	28,454	36,074	24,717
F. Total Assets	24,03,310	25,94,456	29,57,352	29,78,006
G. Financial Ratios (as Per cent of Total Assets)
(i) Income	10.3	10.6	9.7	4.7
(ii) Fund Income	9.6	10.0	9.1	4.5
(iii) Fee Income	0.4	0.3	0.3	0.1
(iv) Expenditure	8.5	9.0	8.1	3.6
(v) Financial Expenditure	5.2	5.5	4.7	2.3
(vi) Operating Expenditure	1.6	1.6	1.3	0.6
(vii) Tax Provision	0.7	0.5	0.4	0.2
(viii) Net Profit	1.1	1.1	1.2	0.8
H. Cost to Income (percentage)	76.4	80.1	78.2	70.6
Note: 1. Data are provisional. 2. Total income includes non-financial income as well, which is not reported in the table. 3. Excluding Core Investment Companies (CICs). 4. Figures in parentheses are share (in per cent) to respective total. 5. Percentage figures are rounded-off. Source: Quarterly returns of NBFCs-NDSI, RBI.