Appendix Table VI.6_Financial Performance of NBFCs-D

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شائع کیا گیا پر ديسمبر 27, 2023

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(Amount in ₹ crore)
Items	2020-21	2021-22	2022-23	H1: 2023-24
1	2	3	4	5
A. Total Income	70,327	73,025	87,205	49,583
(i) Fund Based Income	68,777	70,708	83,795	47,584
	(97.8)	(96.8)	(96.1)	(96)
(ii) Fee Based Income	104	349	537	294
	(0.1)	(0.5)	(0.6)	(0.6)
B. Expenditure	58,306	55,732	59,344	34,284
(i) Financial Expenditure	30,560	29,028	32,485	18,825
	(52.4)	(52.1)	(54.7)	(54.9)
of which, Interest payment	16,036	15,654	17,844	9,949
	(27.5)	(28.1)	(30.1)	(29.0)
(ii) Operating Expenditure	11,406	13,227	16,687	9,283
	(19.6)	(23.7)	(28.1)	(27.1)
(iii) Others	16,340	13,478	10,173	6,177
	(28.0)	(24.2)	(17.1)	(18.0)
C. Tax Provisions	3,026	4,305	6,916	3,729
D. Profit Before Tax	12,020	17,293	27,861	15,298
E. Net Profit	8,994	12,988	20,946	11,569
F. Total Assets	5,18,199	5,54,726	6,60,937	7,16,871
G. Financial Ratios (as Per cent of Total Assets)
(i) Income	13.6	13.2	13.2	13.8
(ii) Fund Income	13.3	12.7	12.7	13.3
(iii) Fee Income	0.0	0.1	0.1	0.1
(iv) Expenditure	11.3	10.0	9.0	9.6
(v) Financial Expenditure	5.9	5.2	4.9	5.3
(vi) Operating Expenditure	2.2	2.4	2.5	2.6
(vii) Tax Provision	0.6	0.8	1.0	1.0
(viii) Net Profit	1.7	2.3	3.2	3.2
H. Cost to Income (percentage)*	82.9	76.3	68.1	69.1
*: Cost to Income Ratio = Total Expenditure / Total Income. Notes: 1. Data are provisional. 2. Total income includes non-financial income as well, which is not reported in the table. 3. Excluding Core Investment Companies (CICs). 4. Figures in parentheses are share (in per cent) to respective total. 5. Percentage figures are rounded-off. Source: Quarterly returns of NBFCs-D, RBI.