(Amount in Rs. lakh)

Items

As on March 31

Arab
Bangladesh
Bank

Bank
International
Indonesia

Bank of America

Bank of Bahrain &Kuwait

2005

2006

2005

2006

2005

2006

2005

2006

(9)

(10)

(11)

(12)

(13)

(14)

(15)

(16)

Income

I.

Interest Earned

299

375

355

399

25718

32641

3432

2895

a)

Interest/discount on advances/bills

110

233

84

149

15357

20244

1633

1707

b)

Income on Investments

33

37

188

144

8537

10948

1318

869

c)

Interest on balances with

156

105

83

106

977

293

103

331

RBI and other inter-Bnaks Funds

d)

Others

—

—

—

—

847

1156

378

- 12

II.

Other Income

368

404

- 35

75

11873

21951

247

494

a)

Commission, exchange and brokerage

289

308

4

4

2992

3469

284

234

b)

Net Profit (loss) on sale of investments

—

—

- 106

—

- 1654

- 793

- 269

29

c)

Net Profit (loss) on revaluation of

—

—

—

—

—

—

—

—

investments

d)

Net Profit (loss) on sale of land and

—

—

—

—

87

155

1

- 4

other Assets

e)

Net profit (loss) on exchange transactions

38

41

- 14

- 34

6952

13669

74

80

f)

Miscellaneous income

41

55

81

105

3496

5451

157

155

Total (I+II)

667

779

320

474

37591

54592

3679

3389

Expenditure & Provisions

III.

Interest expended

35

38

69

93

12757

14701

2178

1993

a)

Interest on deposits

28

28

40

42

4920

4644

1756

1643

b)

Interest on RBI/inter-bank borrowings

7

10

27

51

7837

10057

369

228

c)

Others

—

—

2

—

—

—

53

122

IV.

Operating Expenses

208

228

282

268

9100

11266

1319

1191

a)

Payments to and provisions for employees

60

64

69

69

4338

5535

507

503

b)

Rent, taxes and lighting

9

17

14

13

901

1037

251

248

c)

Printing and stationery

6

5

12

14

118

131

13

14

d)

Advertisement and publicity

7

5

1

2

—

—

2

2

e)

Depreciation on bank’s property

17

15

68

67

719

738

176

132

f)

Directors’ fees, allowances and expenses

1

17

—

—

—

—

1

—

g)

Auditors’ fees and expenses

1

1

3

3

9

13

5

8

h)

Law charges

—

1

—

—

38

37

6

19

i)

Postage, telegrams, telephones, etc.

20

20

28

24

455

334

46

45

j)

Repairs and maintenance

9

8

23

14

248

279

58

59

k)

Insurance

3

3

4

4

140

197

32

35

l)

Other expenditure

75

72

60

58

2134

2965

222

126

V.

Provisions and contingencies

179

226

54

229

7691

14167

2448

875

Total expenses @

243

266

351

361

21857

25967

3497

3184

VI.

Profit (loss) during the year

246

287

-85

-116

8043

14458

-2266

-670

Total (III+IV+V+VI)

667

779

320

474

37591

54592

3679

3389

Notes: @ Excluding ‘Provisions and Contingencies’.
Source: Annual accounts of banks of respective years.

(Amount in Rs. lakh)

Items

As on March 31

Bank of Ceylon

Bank of Nova Scotia

Barclays Bank

Mitsubishi
UFJ #

2005

2006

2005

2006

2005

2006

2005

2006

(17)

(18)

(19)

(20)

(21)

(22)

(23)

(24)

Income

I.

Interest Earned

848

972

15896

17454

3134

6566

5703

7901

a)

Interest/discount on advances/bills

550

503

10242

12130

59

67

2923

4699

b)

Income on Investments

152

138

4499

4911

2537

5248

1632

1957

c)

Interest on balances with

146

331

800

262

149

1170

611

1045

RBI and other inter-Bnaks Funds

d)

Others

—

—

355

151

389

81

537

200

II.

Other Income

582

431

5192

5820

12647

23392

5731

3616

a)

Commission, exchange and brokerage

236

247

819

688

1427

1600

547

882

b)

Net Profit (loss) on sale of investments

—

—

54

- 73

675

478

—

1

c)

Net Profit (loss) on revaluation of

—

—

—

—

—

—

—

—

investments

d)

Net Profit (loss) on sale of land and

—

—

4

3

- 1

- 3

- 46

- 80

other Assets

e)

Net profit (loss) on exchange transactions

221

144

2540

3177

1256

3598

1097

1454

f)

Miscellaneous income

125

40

1775

2025

9290

17719

4133

1359

Total (I+II)

1430

1403

21088

23274

15781

29958

11434

11517

Expenditure & Provisions

III.

Interest expended

531

411

10754

12968

857

2816

1584

2979

a)

Interest on deposits

530

382

9270

10920

321

1125

1090

2270

b)

Interest on RBI/inter-bank borrowings

1

29

1246

2041

415

1124

21

73

c)

Others

—

—

238

7

121

567

473

636

IV.

Operating Expenses

241

254

3462

3385

3136

5183

3384

4352

a)

Payments to and provisions for employees

79

93

1304

1342

1823

3406

1485

2574

b)

Rent, taxes and lighting

35

35

461

432

203

237

498

481

c)

Printing and stationery

5

6

55

59

13

18

44

50

d)

Advertisement and publicity

2

5

3

5

9

12

3

1

e)

Depreciation on bank’s property

11

7

170

160

357

289

315

260

f)

Directors’ fees, allowances and expenses

—

—

—

—

—

—

—

1

g)

Auditors’ fees and expenses

1

3

11

17

9

12

5

7

h)

Law charges

10

4

60

69

4

—

31

65

i)

Postage, telegrams, telephones, etc.

36

38

142

140

170

204

73

65

j)

Repairs and maintenance

9

9

207

211

46

253

163

145

k)

Insurance

1

1

110

124

7

12

63

72

l)

Other expenditure

52

53

939

826

495

740

704

631

V.

Provisions and contingencies

443

695

8049

3755

5538

9765

5409

4152

Total expenses @

772

665

14216

16353

3993

7999

4968

7331

VI.

Profit (loss) during the year

215

43

-1177

3166

6250

12194

1057

34

Total (III+IV+V+VI)

1430

1403

21088

23274

15781

29958

11434

11517

Notes: @ Excluding ‘Provisions and Contingencies’.
# See ‘Explanatory Notes’.
Source: Annual accounts of banks of respective years.

(Amount in Rs. lakh)

Items

As on March 31

BNP Paribas

Calyon Bank

Chinatrust
Commercial Bank

Chohung Bank

2005

2006

2005

2006

2005

2006

2005

2006

(25)

(26)

(27)

(28)

(29)

(30)

(31)

(32)

Income

I.

Interest Earned

17623

22319

11704

12982

909

871

1265

1679

a)

Interest/discount on advances/bills

8101

11539

4998

6238

595

606

439

455

b)

Income on Investments

9004

10217

6289

5385

297

212

348

503

c)

Interest on balances with

422

533

417

1359

17

53

452

710

RBI and other inter-Bnaks Funds

d)

Others

96

30

—

—

—

—

26

11

II.

Other Income

6760

7290

2246

10713

142

93

494

464

a)

Commission, exchange and brokerage

3331

4884

1007

1494

45

65

275

216

b)

Net Profit (loss) on sale of investments

- 2808

- 1999

- 1023

-
1147

—

2

-12

—

c)

Net Profit (loss) on revaluation of

- 18

- 7

—

—

—

—

—

—

investments

d)

Net Profit (loss) on sale of land and

1612

- 22

20

—

—

—

—

—

other Assets

e)

Net profit (loss) on exchange transactions

3769

4034

2127

10314

22

- 10

209

229

f)

Miscellaneous income

874

400

115

52

75

36

22

19

Total (I+II)

24383

29609

13950

23695

1051

964

1759

2143

Expenditure & Provisions

III.

Interest expended

9062

11314

9792

10460

331

285

288

714

a)

Interest on deposits

7053

6002

7727

8302

228

152

123

392

b)

Interest on RBI/inter-bank borrowings

1380

4466

1848

1438

98

133

13

41

c)

Others

629

846

217

720

5

—

152

281

IV.

Operating Expenses

9665

10418

5301

5274

451

374

441

492

a)

Payments to and provisions for employees

4634

5001

1983

2801

130

122

120

138

b)

Rent, taxes and lighting

620

610

197

237

116

115

101

88

c)

Printing and stationery

127

103

27

21

2

3

6

5

d)

Advertisement and publicity

115

108

117

113

1

1

1

3

e)

Depreciation on bank’s property

596

543

307

262

61

27

26

26

f)

Directors’ fees, allowances and expenses

—

—

—

—

—

—

—

—

g)

Auditors’ fees and expenses

4

4

3

3

5

5

2

2

h)

Law charges

20

5

32

23

19

15

—

—

i)

Postage, telegrams, telephones, etc.

292

344

93

85

7

8

12

11

j)

Repairs and maintenance

585

534

158

95

9

7

22

28

k)

Insurance

144

170

44

50

9

8

10

17

l)

Other expenditure

2528

2996

2340

1584

92

63

141

174

V.

Provisions and contingencies

4178

5968

438

343

1163

592

451

404

Total expenses @

18727

21732

15093

15734

782

659

729

1206

VI.

Profit (loss) during the year

1478

1909

- 1581

7618

-894

-287

579

533

Total (III+IV+V+VI)

24383

29609

13950

23695

1051

964

1759

2143

Notes: @ Excluding ‘Provisions and Contingencies’.
Source: Annual accounts of banks of respective years.

(Amount in Rs. lakh)

Items

As on March 31

Citibank

DBS Bank

Deutsche Bank

Hongkong
& Banking Shanghai
Corporation

2005

2006

2005

2006

2005

2006

2005

2006

(33)

(34)

(35)

(36)

(37)

(38)

(39)

(40)

Income

I.

Interest Earned

220270

306439

3454

15445

39016

60373

162683

220194

a)

Interest/discount on advances/bills

151187

203607

1098

2819

12446

15548

87408

128369

b)

Income on Investments

55242

88379

1744

6385

10998

17941

69476

83177

c)

Interest on balances with

12728

14302

612

6241

15482

26884

3735

8286

RBI and other inter-Bnaks Funds

d)

Others

1113

151

—

—

90

—

2064

362

II.

Other Income

94379

104307

356

- 881

40808

56030

66107

92826

a)

Commission, exchange and brokerage

60719

57432

289

898

10525

18452

35284

53846

b)

Net Profit (loss) on sale of investments

-11052

-13542

-34

- 769

476

-
2189

-8204

-24885

c)

Net Profit (loss) on revaluation of

—

—

—

—

—

—

—

—

investments

d)

Net Profit (loss) on sale of land and

78

1074

- 22

—

429

802

-396

3033

other Assets

e)

Net profit (loss) on exchange transactions

39312

54986

123

-1074

27250

31514

25157

33630

f)

Miscellaneous income

5322

4357

—

64

2128

7451

14266

27202

Total (I+II)

314649

410746

3810

14564

79824

116403

228790

313020

Expenditure & Provisions

III.

Interest expended

75210

100571

852

6046

30470

36830

64444

82787

a)

Interest on deposits

59836

70552

456

4261

4445

5823

43075

60546

b)

Interest on RBI/inter-bank borrowings

11091

25725

396

1785

26015

30972

16114

17971

c)

Others

4283

4294

—

—

10

35

5255

4270

IV.

Operating Expenses

122288

152465

1846

3905

27473

47119

69848

102522

a)

Payments to and provisions for employees

24391

34422

1040

2265

7632

14942

25538

42202

b)

Rent, taxes and lighting

7711

8443

164

491

1244

3409

4073

4463

c)

Printing and stationery

2847

2202

6

19

181

347

1436

1788

d)

Advertisement and publicity

16377

17882

9

—

161

1560

3050

9397

e)

Depreciation on bank’s property

8260

9268

161

302

1171

1825

4995

4843

f)

Directors’ fees, allowances and expenses

—

—

—

—

—

—

—

—

g)

Auditors’ fees and expenses

28

45

2

5

20

27

10

15

h)

Law charges

151

611

19

13

55

189

355

557

i)

Postage, telegrams, telephones, etc.

8339

9806

121

174

2070

2771

4020

4234

j)

Repairs and maintenance

7843

8446

11

37

847

1434

2109

2409

k)

Insurance

1461

2378

13

27

370

525

1798

2502

l)

Other expenditure

44880

58962

300

572

13722

20090

22464

30112

V.

Provisions and contingencies

57149

87156

212

3010

14163

19862

60808

76215

Total expenses @

197498

253036

2698

9951

57943

83949

134292

185309

VI.

Profit (loss) during the year

60002

70554

900

1603

7718

12592

33690

51496

Total (III+IV+V+VI)

314649

410746

3810

14564

79824

116403

228790

313020

Notes: @ Excluding ‘Provisions and Contingencies’.
Source: Annual accounts of banks of respective years.

(Amount in Rs. lakh)

Items

As on March 31

ING Bank #

J P Morgan
Chase Bank

Krung Thai Bank

Mashreq Bank

2005

2006

2005

2006

2005

2006

2005

2006

(41)

(42)

(43)

(44)

(45)

(46)

(47)

(48)

Income

I.

Interest Earned

259

3996

12579

372

449

2883

2043

a)

Interest/discount on advances/bills

2

7

3

134

90

133

174

b)

Income on Investments

—

1799

7916

145

161

2359

1458

c)

Interest on balances with

79

504

3095

93

198

304

309

RBI and other inter-Bnaks Funds

d)

Others

178

1686

1565

—

—

87

102

II.

Other Income

132

9270

10082

27

615

367

664

a)

Commission, exchange and brokerage

—

12

37

19

23

292

397

b)

Net Profit (loss) on sale of investments

—

- 180

- 1933

- 1

—

—

110

c)

Net Profit (loss) on revaluation of

—

—

- 85

—

—

—

—

investments

d)

Net Profit (loss) on sale of land and

—

4

—

—

- 1

- 1

1

other Assets

e)

Net profit (loss) on exchange transactions

—

1835

- 2084

8

10

70

49

f)

Miscellaneous income

132

7599

14147

1

583

6

107

Total (I+II)

391

13266

22661

399

1064

3250

2707

Expenditure & Provisions

III.

Interest expended

—

1626

5157

57

67

2459

1849

a)

Interest on deposits

—

1506

4016

57

67

2454

1819

b)

Interest on RBI/inter-bank borrowings

—

59

385

—

—

5

26

c)

Others

—

61

756

—

—

—

4

IV.

Operating Expenses

53

2695

4248

242

325

365

375

a)

Payments to and provisions for employees

—

1308

1973

60

64

96

120

b)

Rent, taxes and lighting

—

152

199

87

84

87

68

c)

Printing and stationery

—

12

16

2

2

5

4

d)

Advertisement and publicity

—

3

1

1

1

—

1

e)

Depreciation on bank’s property

—

83

119

25

28

31

20

f)

Directors’ fees, allowances and expenses

—

—

—

—

—

—

—

g)

Auditors’ fees and expenses

6

8

12

2

2

2

2

h)

Law charges

—

9

9

1

63

7

12

i)

Postage, telegrams, telephones, etc.

—

96

126

5

5

3

6

j)

Repairs and maintenance

—

57

99

12

16

20

16

k)

Insurance

—

43

122

1

2

5

6

l)

Other expenditure

47

924

1572

46

58

109

120

V.

Provisions and contingencies

809

4259

5963

98

257

54

107

Total expenses @

53

4321

9405

299

392

2824

2224

VI.

Profit (loss) during the year

- 471

4686

7293

2

415

372

376

Total (III+IV+V+VI)

391

13266

22661

399

1064

3250

2707

Notes: @ Excluding ‘Provisions and Contingencies’.
# See ‘Explanatory Notes’.
Source: Annual accounts of banks of respective years.

(Amount in Rs. lakh)

Items

As on March 31

Mizuho Corporate Bank

Oman International Bank

Societe Generale

Sonali Bank

2005

2006

2005

2006

2005

2006

2005

2006

(49)

(50)

(51)

(52)

(53)

(54)

(55)

(56)

Income

I.

Interest Earned

1726

2393

1790

1692

3706

9286

143

133

a)

Interest/discount on advances/bills

1154

1849

49

39

802

1429

61

52

b)

Income on Investments

561

526

1074

976

2705

7318

45

41

c)

Interest on balances with

9

10

644

677

199

539

12

20

RBI and other inter-Bnaks Funds

d)

Others

2

8

23

—

—

—

25

20

II.

Other Income

622

785

169

96

1242

2382

486

376

a)

Commission, exchange and brokerage

488

542

53

47

597

1677

400

309

b)

Net Profit (loss) on sale of investments

—

—

4

- 6

193

- 1269

—

—

c)

Net Profit (loss) on revaluation of

—

—

—

—

—

—

—

—

investments

d)

Net Profit (loss) on sale of land and

3

—

—

—

1

—

—

—

other Assets

e)

Net profit (loss) on exchange transactions

131

243

84

39

229

451

83

61

f)

Miscellaneous income

—

—

28

16

222

1523

3

6

Total (I+II)

2348

3178

1959

1788

4948

11668

629

509

Expenditure & Provisions

III.

Interest expended

582

1135

1484

1378

2157

5177

81

79

a)

Interest on deposits

273

476

1394

1235

1985

3254

67

54

b)

Interest on RBI/inter-bank borrowings

223

562

90

143

172

1923

—

—

c)

Others

86

97

—

—

—

—

14

25

IV.

Operating Expenses

815

909

520

557

1658

3067

300

330

a)

Payments to and provisions for employees

375

402

138

149

754

1695

160

182

b)

Rent, taxes and lighting

163

162

36

47

120

220

56

61

c)

Printing and stationery

2

9

4

5

12

18

5

4

d)

Advertisement and publicity

1

1

1

2

1

1

2

2

e)

Depreciation on bank’s property

59

71

124

120

326

354

4

5

f)

Directors’ fees, allowances and expenses

—

—

1

2

—

—

—

—

g)

Auditors’ fees and expenses

3

3

6

6

3

3

3

3

h)

Law charges

3

12

48

44

4

2

1

1

i)

Postage, telegrams, telephones, etc.

34

33

13

18

108

135

22

28

j)

Repairs and maintenance

22

37

23

36

52

58

1

1

k)

Insurance

2

7

25

24

46

62

4

2

l)

Other expenditure

151

172

101

104

232

519

42

41

V.

Provisions and contingencies

- 20

656

1342

233

- 390

1698

107

49

Total expenses @

1397

2044

2004

1935

3815

8244

381

409

VI.

Profit (loss) during the year

971

478

- 1387

- 380

1523

1726

141

51

Total (III+IV+V+VI)

2348

3178

1959

1788

4948

11668

629

509

Notes: @ Excluding ‘Provisions and Contingencies’.
Source: Annual accounts of banks of respective years.

(Amount in Rs. lakh)

Items

As on March 31

Standard Chartered Bank

State Bank of Mauritius

UFJ
Bank #

2005

2006

2005

2006

2005

2006

(57)

(58)

(59)

(60)

(61)

(62)

Income

I.

Interest Earned

249295

305635

3613

3966

1627

a)

Interest/discount on advances/bills

167479

201482

2057

1836

533

b)

Income on Investments

70199

87096

778

1113

370

c)

Interest on balances with

3688

5722

778

1017

—

RBI and other inter-Bnaks Funds

d)

Others

7929

11335

—

—

724

II.

Other Income

52543

82160

208

178

514

a)

Commission, exchange and brokerage

43523

43778

110

65

175

b)

Net Profit (loss) on sale of investments

- 25746

- 9034

- 33

- 72

- 3

c)

Net Profit (loss) on revaluation of

—

—

—

—

—

investments

d)

Net Profit (loss) on sale of land and

705

134

2

—

—

other Assets

e)

Net profit (loss) on exchange transactions

18111

21689

96

128

325

f)

Miscellaneous income

15950

25593

33

57

17

Total (I+II)

301838

387795

3821

4144

2141

Expenditure & Provisions

III.

Interest expended

110744

119017

2264

2468

199

a)

Interest on deposits

70037

82270

1001

1177

144

b)

Interest on RBI/inter-bank borrowings

17767

31985

1263

1291

1

c)

Others

22940

4762

—

—

54

IV.

Operating Expenses

84219

96496

460

487

595

a)

Payments to and provisions for employees

28578

39439

136

170

211

b)

Rent, taxes and lighting

4382

5351

26

29

168

c)

Printing and stationery

2848

2810

5

7

12

d)

Advertisement and publicity

3988

3921

3

1

1

e)

Depreciation on bank’s property

2684

2925

88

92

56

f)

Directors’ fees, allowances and expenses

—

—

—

—

—

g)

Auditors’ fees and expenses

41

40

2

2

3

h)

Law charges

2158

1793

8

1

2

i)

Postage, telegrams, telephones, etc.

4810

5127

61

69

7

j)

Repairs and maintenance

7719

6555

27

31

29

k)

Insurance

1611

2393

16

20

1

l)

Other expenditure

25400

26142

88

65

105

V.

Provisions and contingencies

46717

81797

549

886

665

Total expenses @

194963

215513

2724

2955

794

VI.

Profit (loss) during the year

60158

90485

548

303

682

Total (III+IV+V+VI)

301838

387795

3821

4144

2141

Notes: @ Excluding ‘Provisions and Contingencies’.
# See ‘Explanatory Notes’.
Source: Annual accounts of banks of respective years.

(Amount in Rs. lakh)

Items

As on March 31

Bank of
Punjab #

Bank of Rajasthan

Bharat
Overseas Bank

Catholic
Syrian Bank

2005

2006

2005

2006

2005

2006

2005

2006

(1)

(2)