NORTHERN REGION (Contd.)

CHANDIGARH

(Amount in Rupees Lakh)

OCCUPATION

STATE BANK OF INDIA AND
ITS ASSOCIATES

NATIONALISED BANKS

FOREIGN BANKS

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

1

2

3

4

5

6

7

8

9

I.

AGRICULTURE

154

250,74

166,97

2,267

3631,91

2794,60

-

-

-

1. Direct Finance

89

21,32

20,72

1,848

558,32

402,84

-

-

-

2. Indirect Finance

65

229,42

146,25

419

3073,60

2391,76

-

-

-

II.

INDUSTRY

1,579

4305,89

3077,52

13,586

11720,57

8736,40

84

262,77

196,56

1. Mining & Quarrying

20

41,16

6,78

13

17,63

9,53

-

-

-

2. Food Manufacturing & Processing

123

617,49

517,72

313

433,23

263,20

-

-

-

  (a) Rice Mills, Flour & Dal Mills

21

9,97

7,85

20

13,12

11,42

-

-

-

  (b) Sugar

30

377,01

339,99

7

73,69

72,88

-

-

-

  (c) Edible Oils & Vanaspati

12

85,61

66,02

80

33,70

11,53

-

-

-

  (d) Tea Processing

2

46

18

-

-

-

-

-

-

  (e) Processing of Fruits & Vegetables

5

66,31

41,85

7

1,79

1,72

-

-

-

  (f) Others

53

78,13

61,83

199

310,93

165,66

-

-

-

3. Beverage & Tobacco

10

81,33

59,57

14

111,83

93,00

-

-

-

4. Textiles

111

423,73

276,77

4,941

531,98

437,06

2

17,29

17,29

  (a) Cotton Textiles

15

73,70

46,98

4,697

355,92

292,39

1

3,50

3,50

  (b) Jute & Other Natural Fibre Textiles

3

3,67

3,47

14

1,16

39

-

-

-

  (c) Handloom Textiles & Khadi

9

11,94

4,11

2

8

7

-

-

-

  (d) Other Textiles & Textile Products

84

334,42

222,21

228

174,83

144,21

1

13,79

13,79

5. Paper, Paper Products & Printing

106

230,95

204,98

175

177,90

154,06

1

71

71

6. Woods and Wood Products

53

17,31

11,22

50

61,10

53,72

-

-

-

7. Leather & Leather Products

4

77

50

27

120,18

70,45

-

-

-

8. Gems and Jewellery

78

59,33

50,48

7

7,75

7,33

-

-

-

9. Rubber & Plastic Products

35

33,50

22,02

108

29,96

18,17

1

-

-

10. Chemicals & Chemical Products

190

1412,60

1069,65

680

1099,86

832,88

22

123,27

68,87

  (a) Heavy Industrial Chemicals

17

159,57

87,70

46

246,86

184,37

3

4,71

2,79

  (b) Fertilisers

1

60

5

7

2,48

2,43

-

-

-

  (c) Drugs & Pharmaceuticals

91

1035,91

818,38

369

771,60

592,06

16

115,31

65,45

  (d) Non-Edible Oils

-

-

-

1

25

13

-

-

-

  (e) Other Chemicals & Chemical Products

81

216,52

163,53

257

78,67

53,89

3

3,25

62

11. Petroleum, Coal Products & Nuclear Fuels

3

6,78

6,03

8

2,31

2,29

1

34

34

12. Manufacture of Cement & Cement Products

18

14,31

2,54

56

9,98

6,79

-

-

-

13. Basic Metals & Metal Products

345

447,68

339,60

1,919

5247,66

4310,03

1

13

1

  (a) Iron & Steel

84

314,98

233,68

135

3052,81

2641,04

-

-

-

  (b) Non-Ferrous Metals

27

61,70

54,06

31

36,38

16,87

-

-

-

  (c) Metal Products

234

71,00

51,86

1,753

2158,47

1652,12

1

13

1

14. Engineering

207

473,24

207,74

1,857

898,92

653,20

8

36,40

34,71

  (a) Heavy Engineering

14

11,12

8,01

167

167,91

58,92

-

-

-

  (b) Light Engineering

135

78,02

69,43

255

597,04

479,93

3

1,20

29

  (c) Electrical Machinery & Goods

39

375,60

124,47

1,407

121,62

104,65

4

15,96

15,17

  (d) Electronic Machinery & Goods

19

8,50

5,83

28

12,35

9,70

1

19,25

19,25

15. Vehicles, Vehicle Parts & Transport Equipments

51

154,41

87,38

1,361

213,22

152,32

3

78,38

70,02

16. Other Industries

130

76,08

62,72

1,658

302,16

232,58

24

3,45

3,15

17. Electricity, Gas & Water

7

18,34

18,07

16

916,96

690,24

-

-

-

  (a) Electricity Generation & Transmission

1

14,00

14,13

13

915,36

689,20

-

-

-

  (b) Non-Conventional Energy

2

1,20

1,15

3

1,60

1,05

-

-

-

  (c) Gas, Steam & Water Supply

4

3,14

2,78

-

-

-

-

-

-

18. Construction

88

196,90

133,76

383

1537,96

749,54

21

2,79

1,46

  (a) Other than Infrastructure

38

60,46

36,52

272

227,85

135,59

2

10

10

  (b) Infrastructure Construction

50

136,44

97,24

111

1310,11

613,95

19

2,69

1,36

III.

TRANSPORT OPERATORS

317

27,20

22,24

179

141,49

88,12

3

10,28

9,56

IV.

PROFESSIONAL AND OTHER SERVICES

713

539,16

387,66

3,148

2133,11

1733,89

828

80,85

67,60

1. Professional Services

48

24,00

17,97

393

291,30

184,16

91

15,63

15,63

2. Tourism, Hotel & Restaurants

65

146,87

100,61

209

225,08

158,64

2

27

27

3. Recreation services

11

1,99

1,65

26

40,31

38,69

10

1,57

1,57

4. IT and Telecommunications

13

4,21

3,94

29

424,65

414,08

3

19,91

19,91

5. Others

576

362,09

263,49

2,491

1151,78

938,32

722

43,47

30,22

V.

PERSONAL LOANS

42,538

1289,70

962,17

37,763

1534,54

1280,22

5,263

133,89

98,77

1. Housing

9,349

607,24

481,26

10,362

948,05

847,37

471

60,80

51,05

2. Consumer Durables

965

3,92

2,92

994

13,28

7,64

-

-

-

3. Vehicles

7,918

206,50

158,66

4,409

104,39

87,31

129

1,55

36

4. Education

1,954

91,86

52,80

2,514

85,11

66,24

-

-

-

5. Personal Credit Cards

-

-

-

617

3,54

2,24

65

2,07

79

6. Others

22,352

380,17

266,53

18,867

380,17

269,42

4,598

69,46

46,57

VI.

TRADE

4,161

42336,39

4773,33

4,923

1765,14

1137,97

142

49,44

40,97

1. Wholesale Trade

445

41996,09

4507,24

572

355,34

244,23

15

17,12

14,58

2. Retail Trade

3,716

340,30

266,08

4,351

1409,80

893,74

127

32,32

26,40

VII.

FINANCE

25

210,91

160,02

31

479,36

469,54

19

29,58

29,13

VIII.

ALL OTHERS

607

29,95

21,91

5,611

508,88

380,15

5

29

21

TOTAL BANK CREDIT

50,094

48989,94

9571,82

67,508

21914,99

16620,90

6,344

567,09

442,81

TABLE NO. 5.6 – STATE AND BANK GROUP-WISE CLASSIFICATION OF OUTSTANDING
CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION – MARCH 2009

CHANDIGARH

(Amount in Rupees Lakh)

OCCUPATION

REGIONAL RURAL BANKS

PRIVATE SECTOR BANKS

ALL SCHEDULED
COMMERCIAL BANKS

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

10

11

12

13

14

15

16

17

18

I.

AGRICULTURE

-

-

-

4,332

2751,77

2678,12

6,753

6634,42

5639,70

1. Direct Finance

-

-

-

3,706

2179,13

2128,70

5,643

2758,77

2552,27

2. Indirect Finance

-

-

-

626

572,63

549,42

1,110

3875,65

3087,43

II.

INDUSTRY

-

-

-

4,001

1195,26

826,43

19,250

17484,49

12836,91

1. Mining & Quarrying

-

-

-

2

1,77

85

35

60,56

17,16

2. Food Manufacturing & Processing

-

-

-

267

54,01

44,56

703

1104,73

825,47

  (a) Rice Mills, Flour & Dal Mills

-

-

-

1

6

4

42

23,15

19,31

  (b) Sugar

-

-

-

6

9,55

9,62

43

460,25

422,49

  (c) Edible Oils & Vanaspati

-

-

-

3

3,00

1,70

95

122,31

79,24

  (d) Tea Processing

-

-

-

4

35

4

6

81

22

  (e) Processing of Fruits & Vegetables

-

-

-

1

20,00

20,31

13

88,10

63,88

  (f) Others

-

-

-

252

21,05

12,84

504

410,12

240,33

3. Beverage & Tobacco

-

-

-

2

77

77

26

193,93

153,34

4. Textiles

-

-

-

143

20,92

15,44

5,197

993,93

746,56

  (a) Cotton Textiles

-

-

-

1

94

94

4,714

434,06

343,82

  (b) Jute & Other Natural Fibre Textiles

-

-

-

6

21

5

23

5,04

3,91

  (c) Handloom Textiles & Khadi

-

-

-

12

53

14

23

12,55

4,32

  (d) Other Textiles & Textile Products

-

-

-

124

19,23

14,31

437

542,27

394,52

5. Paper, Paper Products & Printing

-

-

-

30

22,09

18,99

312

431,65

378,75

6. Woods and Wood Products

-

-

-

5

30

20

108

78,71

65,13

7. Leather & Leather Products

-

-

-

10

57

29

41

121,51

71,23

8. Gems and Jewellery

-

-

-

1

-

-

86

67,09

57,82

9. Rubber & Plastic Products

-

-

-

33

14,89

11,09

177

78,34

51,27

10. Chemicals & Chemical Products

-

-

-

108

260,99

199,37

1,000

2896,71

2170,77

  (a) Heavy Industrial Chemicals

-

-

-

32

25,34

21,51

98

436,49

296,36

  (b) Fertilisers

-

-

-

-

-

-

8

3,08

2,48

  (c) Drugs & Pharmaceuticals

-

-

-

56

227,97

174,48

532

2150,79

1650,37

  (d) Non-Edible Oils

-

-

-

-

-

-

1

25

13

  (e) Other Chemicals & Chemical Products

-

-

-

20

7,68

3,38

361

306,11

221,42

11. Petroleum, Coal Products & Nuclear Fuels

-

-

-

6

1,66

1,08

18

11,08

9,74

12. Manufacture of Cement & Cement Products

-

-

-

13

1,30

1,10

87

25,59

10,43

13. Basic Metals & Metal Products

-

-

-

39

20,36

15,28

2,304

5715,83

4664,92

  (a) Iron & Steel

-

-

-

29

16,67

12,03

248

3384,46

2886,75

  (b) Non-Ferrous Metals

-

-

-

1

34

30

59

98,42

71,23

  (c) Metal Products

-

-

-

9

3,35

2,94

1,997

2232,95

1706,94

14. Engineering

-

-

-

753

95,12

48,53

2,825

1503,68

944,18

  (a) Heavy Engineering

-

-

-

10

21,49

16,14

191

200,52

83,07

  (b) Light Engineering

-

-

-

717

60,12

23,07

1,110

736,38

572,72

  (c) Electrical Machinery & Goods

-

-

-

23

12,19

8,02

1,473

525,36

252,32

  (d) Electronic Machinery & Goods

-

-

-

3

1,32

1,29

51

41,42

36,07

15. Vehicles, Vehicle Parts & Transport Equipments

-

-

-

81

99,71

40,99

1,496

545,72

350,71

16. Other Industries

-

-

-

2,037

269,77

225,23

3,849

651,46

523,68

17. Electricity, Gas & Water

-

-

-

8

167,41

110,54

31

1102,71

818,86

  (a) Electricity Generation & Transmission

-

-

-

8

167,41

110,54

22

1096,77

813,88

  (b) Non-Conventional Energy

-

-

-

-

-

-

5

2,80

2,20

  (c) Gas, Steam & Water Supply

-

-

-

-

-

-

4

3,14

2,78

18. Construction

-

-

-

463

163,63

92,13

955

1901,28

976,90

  (a) Other than Infrastructure

-

-

-

203

66,64

33,48

515

355,05

205,69

  (b) Infrastructure Construction

-

-

-

260

97,00

58,65

440

1546,23

771,21

III.

TRANSPORT OPERATORS

-

-

-

2,646

163,24

115,29

3,145

342,21

235,22

IV.

PROFESSIONAL AND OTHER SERVICES

-

-

-

3,238

961,02

811,83

7,927

3714,14

3000,98

1. Professional Services

-

-

-

271

56,48

20,00

803

387,41

237,76

2. Tourism, Hotel & Restaurants

-

-

-

82

5,88

5,02

358

378,09

264,54

3. Recreation services

-

-

-

4

1,45

1,40

51

45,32

43,31

4. IT and Telecommunications

-

-

-

11

6,10

3,62

56

454,87

441,55

5. Others

-

-

-

2,870

891,12

781,79

6,659

2448,45

2013,83

V.

PERSONAL LOANS

-

-

-

68,844

2386,23

1612,00

1,54,408

5344,35

3953,16

1. Housing

-

-

-

6,606

1000,60

792,69

26,788

2616,70

2172,38

2. Consumer Durables

-

-

-

689

23,55

19,52

2,648

40,76

30,07

3. Vehicles

-

-

-

42,305

910,51

520,36

54,761

1222,95

766,68

4. Education

-

-

-

134

4,02

3,61

4,602

181,00

122,66

5. Personal Credit Cards

-

-

-

996

31,37

11,14

1,678

36,97

14,17

6. Others

-

-

-

18,114

416,17

264,68

63,931

1245,97

847,20

VI.

TRADE

-

-

-

1,358

288,15

224,63

10,584

44439,12

6176,89

1. Wholesale Trade

-

-

-

101

137,26

117,97

1,133

42505,81

4884,01

2. Retail Trade

-

-

-

1,257

150,89

106,66

9,451

1933,31

1292,88

VII.

FINANCE

-

-

-

205

622,78

314,08

280

1342,62

972,78

VIII.

ALL OTHERS

-

-

-

5,326

164,69

117,90

11,549

703,81

520,17

TOTAL BANK CREDIT

-

-

-

89,950

8533,14

6700,28

2,13,896

80005,16

33335,80