(Amount in ` Lakh)

OCCUPATION

STATE BANK OF INDIA AND
ITS ASSOCIATES

NATIONALISED BANKS

FOREIGN BANKS

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

1

2

3

4

5

6

7

8

9

I.

AGRICULTURE

1,45,247

1476,56

1127,76

88,323

3739,79

3477,52

-

-

-

1. Direct Finance

1,41,851

1158,83

919,60

86,850

2393,15

2169,57

-

-

-

2. Indirect Finance

3,396

317,73

208,16

1,473

1346,64

1307,95

-

-

-

II.

INDUSTRY

8,147

4585,81

3329,94

16,193

7642,30

4740,24

91

34,95

20,02

1. Mining & Quarrying

311

549,71

508,38

535

318,79

213,96

1

65

4

2. Food Manufacturing & Processing

2,728

571,21

431,05

1,606

421,71

345,75

-

-

-

(a) Rice Mills, Flour & Dal Mills

1,607

441,06

334,45

906

267,08

227,46

-

-

-

(b) Sugar

4

21

11

-

-

-

-

-

-

(c) Edible Oils & Vanaspati

222

28,98

19,24

61

82,41

55,86

-

-

-

(d) Tea Processing

11

4,65

3,84

2

4

-

-

-

-

(e) Processing of Fruits & Vegetables

16

5,41

3,58

8

2,87

2,22

-

-

-

(f) Others

868

90,90

69,82

629

69,31

60,21

-

-

-

3. Beverage & Tobacco

50

17,05

14,64

37

75,97

57,10

-

-

-

4. Textiles

468

15,38

12,92

821

35,63

25,98

-

-

-

(a) Cotton Textiles

52

1,33

96

79

6,68

2,09

-

-

-

(b) Jute & Other Natural Fibre Textiles

17

1,13

1,05

33

1,34

1,08

-

-

-

(c) Handloom Textiles & Khadi

66

1,09

90

224

7,66

6,15

-

-

-

(d) Other Textiles & Textile Products

333

11,83

10,01

485

19,94

16,66

-

-

-

5. Paper, Paper Products & Printing

179

33,48

21,80

211

86,56

74,14

-

-

-

6. Woods and Wood Products

383

14,75

11,04

723

20,54

15,93

-

-

-

7. Leather & Leather Products

73

1,35

1,00

127

1,02

74

-

-

-

8. Gems and Jewellery

19

1,48

97

44

7,02

5,53

-

-

-

9. Rubber & Plastic Products

146

40,28

28,99

226

68,31

41,25

-

-

-

10. Chemicals & Chemical Products

227

107,79

91,23

282

137,45

87,74

-

-

-

(a) Heavy Industrial Chemicals

43

53,76

46,21

44

48,47

17,15

-

-

-

(b) Fertilisers

26

22,03

19,77

61

24,25

20,79

-

-

-

(c) Drugs & Pharmaceuticals

12

52

44

19

3,72

3,39

-

-

-

(d) Non-Edible Oils

10

6,61

4,43

12

23,87

13,28

-

-

-

(e) Other Chemicals & Chemical Products

136

24,88

20,39

146

37,13

33,13

-

-

-

11. Petroleum, Coal Products & Nuclear Fuels

33

40,90

36,15

48

24,78

20,27

-

-

-

12. Manufacture of Cement & Cement Products

343

47,43

31,25

194

21,25

17,25

-

-

-

13. Basic Metals & Metal Products

852

2525,10

1746,34

2,066

4010,94

2856,18

-

-

-

(a) Iron & Steel

508

2078,06

1453,47

554

3064,68

2250,93

-

-

-

(b) Non-Ferrous Metals

53

387,48

241,81

42

157,09

23,66

-

-

-

(c) Metal Products

291

59,56

51,05

1,470

789,18

581,59

-

-

-

14. Engineering

719

148,63

113,51

5,237

193,57

149,99

6

5,38

4,85

(a) Heavy Engineering

72

36,07

22,62

107

35,76

29,45

-

-

-

(b) Light Engineering

518

83,29

65,89

4,944

137,01

106,11

6

5,38

4,85

(c) Electrical Machinery & Goods

109

26,90

23,23

144

19,03

13,27

-

-

-

(d) Electronic Machinery & Goods

20

2,37

1,78

42

1,78

1,17

-

-

-

15. Vehicles, Vehicle Parts & Transport Equipments

41

18,69

15,76

176

31,47

17,03

-

-

-

16. Other Industries

1,290

52,05

38,00

3,042

1174,46

150,02

1

6

3

17. Electricity, Gas & Water

44

145,80

70,17

73

674,38

392,11

-

-

-

(a) Electricity Generation & Transmission

17

120,35

49,97

45

660,49

381,96

-

-

-

(b) Non-Conventional Energy

4

2,81

2,30

3

2,45

2,21

-

-

-

(c) Gas, Steam & Water Supply

23

22,63

17,90

25

11,45

7,94

-

-

-

18. Construction

241

254,74

156,74

745

338,47

269,28

83

28,86

15,11

(a) Other than Infrastructure

28

4,73

2,80

556

194,90

150,21

-

-

-

(b) Infrastructure Construction

213

250,02

153,95

189

143,57

119,07

83

28,86

15,11

III.

TRANSPORT OPERATORS

1,305

132,00

98,91

2,012

82,99

61,76

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

3,693

270,23

192,71

11,619

973,16

786,12

20

1,33

72

1. Professional Services

120

8,54

7,09

2,675

72,38

63,69

-

-

-

2. Tourism, Hotel & Restaurants

426

64,70

45,07

823

104,78

97,83

-

-

-

3. Recreation services

157

2,04

1,41

167

20,45

19,71

-

-

-

4. IT and Telecommunications

62

5,32

4,44

36

4,66

3,61

-

-

-

5. Others

2,928

189,63

134,71

7,918

770,88

601,28

20

1,33

72

V.

PERSONAL LOANS

1,92,173

4308,42

3157,91

72,917

1590,14

1319,74

878

5,29

3,74

1. Housing

40,757

2018,34

1515,51

19,815

900,00

795,88

-

-

-

2. Consumer Durables

2,051

13,43

9,23

5,229

36,94

29,74

-

-

-

3. Vehicles

15,145

407,29

304,90

6,418

106,65

88,80

43

1,19

28

4. Education

6,601

188,32

122,80

4,860

104,23

89,34

-

-

-

5. Personal Credit Cards

-

-

-

4,254

24,13

17,40

19

69

7

6. Others

1,27,619

1681,04

1205,48

32,341

418,20

298,59

816

3,41

3,39

VI.

TRADE

24,479

4958,50

1608,18

50,001

2428,26

2060,98

34

18,86

11,89

1. Wholesale Trade

557

4306,09

1088,93

1,809

581,22

422,61

19

12,57

7,54

2. Retail Trade

23,922

652,42

519,25

48,192

1847,04

1638,37

15

6,28

4,35

VII.

FINANCE

990

8,32

8,06

789

40,46

32,25

-

-

-

VIII.

ALL OTHERS

679

10,88

10,13

14,492

436,66

311,31

-

-

-

TOTAL BANK CREDIT

3,76,713

15750,73

9533,60

2,56,346

16933,75

12789,93

1,023

60,42

36,37

TABLE NO. 5.6 – STATE AND BANK GROUP–WISE CLASSIFICATION OF OUTSTANDING CREDIT
OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION – MARCH 2010

STATE:CHHATTISGARH

(Amount in ` Lakh)

OCCUPATION

REGIONAL RURAL BANKS

PRIVATE SECTOR BANKS

ALL SCHEDULED
COMMERCIAL BANKS

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

10

11

12

13

14

15

16

17

18

I.

AGRICULTURE

1,63,495

701,69

521,05

5,409

594,46

540,91

4,02,474

6512,50

5667,25

1. Direct Finance

1,61,864

688,11

511,49

5,360

567,59

516,34

3,95,925

4807,68

4117,00

2. Indirect Finance

1,631

13,58

9,56

49

26,87

24,57

6,549

1704,82

1550,25

II.

INDUSTRY

9,324

63,05

45,23

2,053

2244,91

807,53

35,808

14571,03

8942,96

1. Mining & Quarrying

26

1,63

1,02

31

1177,22

77,60

904

2048,00

801,00

2. Food Manufacturing & Processing

931

14,37

11,11

82

96,87

63,69

5,347

1104,16

851,60

(a) Rice Mills, Flour & Dal Mills

666

11,29

9,14

25

53,98

39,03

3,204

773,41

610,08

(b) Sugar

-

-

-

-

-

-

4

21

11

(c) Edible Oils & Vanaspati

166

74

45

1

10,00

1,88

450

122,13

77,43

(d) Tea Processing

-

-

-

1

24

2

14

4,93

3,86

(e) Processing of Fruits & Vegetables

17

68

41

3

2,70

1,87

44

11,66

8,09

(f) Others

82

1,64

1,11

52

29,96

20,89

1,631

191,82

152,02

3. Beverage & Tobacco

1

22

22

3

16,15

14,92

91

109,39

86,88

4. Textiles

198

1,48

1,01

19

4,26

2,15

1,506

56,75

42,06

(a) Cotton Textiles

33

70

45

3

1,26

1,15

167

9,98

4,64

(b) Jute & Other Natural Fibre Textiles

51

25

24

-

-

-

101

2,72

2,37

(c) Handloom Textiles & Khadi

75

28

13

-

-

-

365

9,04

7,19

(d) Other Textiles & Textile Products

39

25

18

16

3,00

1,00

873

35,02

27,86

5. Paper, Paper Products & Printing

63

63

38

13

2,94

1,86

466

123,61

98,17

6. Woods and Wood Products

342

1,34

80

4

37

35

1,452

37,00

28,13

7. Leather & Leather Products

168

38

29

4

4,21

3,88

372

6,96

5,91

8. Gems and Jewellery

16

11

8

2

11

2

81

8,72

6,60

9. Rubber & Plastic Products

44

16

9

17

3,76

3,67

433

112,51

74,00

10. Chemicals & Chemical Products

79

1,24

86

15

34,66

33,57

603

281,14

213,40

(a) Heavy Industrial Chemicals

-

-

-

2

65

41

89

102,88

63,77

(b) Fertilisers

58

17

13

4

28,57

28,57

149

75,02

69,26

(c) Drugs & Pharmaceuticals

17

8

7

-

-

-

48

4,32

3,90

(d) Non-Edible Oils

-

-

-

-

-

-

22

30,48

17,71

(e) Other Chemicals & Chemical Products

4

99

66

9

5,44

4,59

295

68,44

58,77

11. Petroleum, Coal Products & Nuclear Fuels

7

79

62

13

12,43

7,02

101

78,90

64,05

12. Manufacture of Cement & Cement Products

69

31

17

6

1,49

1,49

612

70,47

50,16

13. Basic Metals & Metal Products

115

1,62

1,18

154

573,76

405,93

3,187

7111,41

5009,63

(a) Iron & Steel

5

55

48

125

435,47

285,46

1,192

5578,76

3990,33

(b) Non-Ferrous Metals

-

-

-

5

6,54

5,62

100

551,12

271,10

(c) Metal Products

110

1,06

71

24

131,74

114,85

1,895

981,54

748,20

14. Engineering

194

2,32

1,81

35

10,80

10,70

6,191

360,71

280,85

(a) Heavy Engineering

1

6

5

4

3,11

3,37

184

75,01

55,49

(b) Light Engineering

68

1,04

84

8

76

47

5,544

227,48

178,16

(c) Electrical Machinery & Goods

70

1,02

78

16

6,36

6,34

339

53,31

43,61

(d) Electronic Machinery & Goods

55

19

13

7

57

52

124

4,91

3,59

15. Vehicles, Vehicle Parts & Transport Equipments

247

1,13

81

88

18,55

14,87

552

69,83

48,48

16. Other Industries

6,529

25,01

16,52

100

33,93

31,77

10,962

1285,51

236,34

17. Electricity, Gas & Water

2

18

13

1

14,00

10,91

120

834,35

473,31

(a) Electricity Generation & Transmission

-

-

-

1

14,00

10,91

63

794,84

442,84

(b) Non-Conventional Energy

1

4

4

-

-

-

8

5,29

4,55

(c) Gas, Steam & Water Supply

1

14

9

-

-

-

49

34,22

25,92

18. Construction

293

10,15

8,12

1,466

239,39

123,13

2,828

871,61

572,38

(a) Other than Infrastructure

233

9,73

7,81

1,102

170,69

73,05

1,919

380,04

233,87

(b) Infrastructure Construction

60

42

32

364

68,70

50,08

909

491,57

338,52

III.

TRANSPORT OPERATORS

1,940

21,31

15,16

5,749

553,73

262,14

11,006

790,03

437,97

IV.

PROFESSIONAL AND OTHER SERVICES

7,860

42,97

29,62

1,675

138,18

91,23

24,867

1425,85

1100,41

1. Professional Services

2,068

14,60

10,27

81

26,64

16,77

4,944

122,16

97,82

2. Tourism, Hotel & Restaurants

466

3,39

2,24

96

6,26

3,16

1,811

179,13

148,31

3. Recreation services

74

43

31

1

15

15

399

23,07

21,58

4. IT and Telecommunications

3

9

7

6

36

22

107

10,43

8,35

5. Others

5,249

24,47

16,73

1,491

104,76

70,92

17,606

1091,06

824,35

V.

PERSONAL LOANS

57,368

415,06

293,97

32,150

810,92

557,17

3,55,486

7129,84

5332,53

1. Housing

3,203

51,37

39,81

4,224

393,22

329,18

67,999

3362,92

2680,37

2. Consumer Durables

3,577

19,44

12,67

241

2,96

1,98

11,098

72,77

53,61

3. Vehicles

1,584

13,22

8,67

18,764

202,14

84,50

41,954

730,48

487,14

4. Education

439

4,82

3,38

326

13,65

11,94

12,226

311,03

227,46

5. Personal Credit Cards

-

-

-

160

5,04

91

4,433

29,86

18,38

6. Others

48,565

326,22

229,44

8,435

193,91

128,67

2,17,776

2622,78

1865,56

VI.

TRADE

43,184

245,06

174,80

906

503,11

407,82

1,18,604

8153,79

4263,68

1. Wholesale Trade

2,971

17,31

12,87

165

75,10

51,88

5,521

4992,29

1583,82

2. Retail Trade

40,213

227,75

161,94

741

428,01

355,94

1,13,083

3161,50

2679,86

VII.

FINANCE

2,875

9,71

5,97

67

4,19

3,71

4,721

62,68

49,99

VIII.

ALL OTHERS

23,711

145,25

110,70

20,444

159,50

108,77

59,326

752,29

540,91

TOTAL BANK CREDIT

3,09,757

1644,11

1196,50

68,453

5009,01

2779,30

10,12,292

39398,02

26335,70