Table No.5.7–State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation March 2002

CENTRAL REGION

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out

Accounts

Limit

Out

standing

standing

1

2

3

4

5

6

I.

AGRICULTURE

1,49,845

339,36

262,39

34,935

148,79

114,11

1.

Direct Finance

1,43,093

320,35

247,62

33,783

140,12

108,37

2.

Indirect Finance

6,752

19,01

14,77

1,152

8,67

5,74

II.

INDUSTRY

27,913

536,66

415,02

7,951

712,21

581,28

1.

Mining & Quarrying

15

7,22

6,91

35

121,96

20,98

2.

Food Manufacturing & Processing

1,319

25,53

18,31

556

38,34

25,66

(a) RiceMills, Flour & DalMills

667

14,16

11,14

434

34,92

23,82

(b) Sugar

—

—

—

—

—

—

(c) Edible Oils & Vanaspati

20

9,40

5,90

8

1,48

86

(d) Tea Processing

—

—

—

—

—

—

(e) Processing of Fruits & Vegetables

1

25

5

—

—

—

(f) Others

631

1,71

1,21

114

1,93

98

3.

Beverage & Tobacco

—

—

—

5

1,27

63

4.

Textiles

447

239,35

164,85

136

9,91

9,76

(a) Cotton Textiles

32

166,36

131,66

9

8,33

8,65

(b) Jute & Other Natural Fibre Textiles

6

4

2

17

10

9

(c) Handloom Textiles & Khadi

135

39

33

13

57

21

(d) Other Textiles & Textile Products

274

72,56

32,84

97

91

81

5.

Paper, Paper Products & Printing

49

49

32

96

7,51

2,65

6.

Leather & Leather Products

75

22

18

19

8

7

7.

Rubber & Plastic Products

51

69,68

69,34

22

53

45

8.

Chemicals & Chemical Products

119

35,27

28,23

65

4,09

2,28

(a) Heavy Industrial Chemicals

—

—

—

3

55

37

(b) Fertilisers

3

5,23

5,19

2

20

14

(c) Drugs & Pharmaceuticals

12

21,73

21,37

27

67

57

(d) Non-Edible Oils

—

—

—

3

1,63

54

(e) Other Chemicals & Chemical Products

104

8,30

1,67

30

1,04

66

9.

Petroleum, Coal Products & Nuclear Fuels

—

—

—

10

3,34

3,02

10.

Manufacture of Cement & Cement Products

26

72

59

42

1,76

1,38

11.

Basic Metals & Metal Products

174

97,54

77,72

136

460,52

461,14

(a) Iron & Steel

29

80,82

62,13

31

452,69

453,64

(b) Non-Ferrous Metals

—

—

—

4

24

18

(c) Metal Products

145

16,73

15,59

101

7,59

7,32

12.

Engineering

125

7,07

6,49

71

1,38

1,14

(a) Heavy Engineering

3

20

17

3

18

16

(b) Light Engineering

57

41

36

39

82

64

(c) Electrical Machinery & Goods

33

6,39

5,91

15

20

17

(d) Electronic Machinery &Goods

32

8

6

14

18

17

13.

Vehicles, Vehicle Parts & Transport Equipments

946

2,06

1,41

438

78

47

14.

Other Industries

23,564

47,50

37,67

5,955

32,48

24,69

15.

Electricity, Gas & Water

5

71

31

18

1,65

1,17

(a) Electricity Generation & Transmission

5

71

31

10

93

69

(b) Non-Conventional Energy

—

—

—

—

—

—

(c) Gas, Steam & Water Supply

—

—

—

8

72

48

16.

Construction

998

3,31

2,69

347

26,63

25,79

III.

TRANSPORT OPERATORS

2,502

18,76

12,30

2,127

16,40

11,78

IV.

PROFESSIONAL AND OTHER SERVICES

5,750

17,89

14,08

2,796

20,51

14,47

V.

PERSONAL LOANS

60,567

176,31

147,07

36,223

180,84

147,64

1.

Loans for Purchase of Consumer Durables

8,201

19,88

15,26

6,138

17,13

12,94

2.

Loans for Housing

3,551

34,91

30,58

2,716

48,28

42,20

3.

Rest of the Personal Loans

48,815

121,53

101,24

27,369

115,44

92,50

VI.

TRADE

46,985

145,32

109,49

21,271

146,64

117,89

1.

Wholesale Trade

1,713

25,40

17,58

681

41,33

33,54

2.

Retail Trade

45,272

119,92

91,91

20,590

105,31

84,35

VII.

FINANCE

164

59

48

68

2,71

2,23

VIII.

ALL OTHERS

19,069

159,89

112,91

8,810

137,72

117,99

TOTAL BANK CREDIT

3,12,795

1394,79

1073,74

1,14,181

1365,82

1107,38

OF WHICH:1.Artisansand Village & TinyIndustries

15,398

27,90

21,23

3,005

34,44

24,08

2.Other Small Scale Industries

8,180

52,19

44,09

3,485

37,46

29,12

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out

Accounts

Limit

Out

standing

standing

7

8

9

10

11

12

I.

AGRICULTURE

5,964

99,50

77,10

—

—

—

1.

Direct Finance

5,758

72,12

57,20

—

—

—

2.

Indirect Finance

206

27,38

19,90

—

—

—

II.

INDUSTRY

7,791

1129,32

791,57

—

—

—

1.

Mining & Quarrying

51

4,95

4,30

—

—

—

2.

Food Manufacturing & Processing

560

150,38

117,42

—

—

—

(a) RiceMills, Flour & DalMills

383

56,24

43,46

—

—

—

(b) Sugar

—

—

—

—

—

—

(c) Edible Oils & Vanaspati

38

78,99

64,44

—

—

—

(d) Tea Processing

3

90

60

—

—

—

(e) Processing of Fruits & Vegetables

5

54

46

—

—

—

(f) Others

131

13,70

8,46

—

—

—

3.

Beverage & Tobacco

28

18,63

17,65

—

—

—

4.

Textiles

139

31,16

27,99

—

—

—

(a) Cotton Textiles

7

11,82

15,01

—

—

—

(b) Jute & Other Natural Fibre Textiles

14

89

66

—

—

—

(c) Handloom Textiles & Khadi

12

9

9

—

—

—

(d) Other Textiles & Textile Products

106

18,35

12,23

—

—

—

5.

Paper, Paper Products & Printing

138

10,63

8,73

—

—

—

6.

Leather & Leather Products

22

38

20

—

—

—

7.

Rubber & Plastic Products

156

32,70

29,62

—

—

—

8.

Chemicals & Chemical Products

411

108,63

32,70

—

—

—

(a) Heavy Industrial Chemicals

13

3,09

2,67

—

—

—

(b) Fertilisers

7

14,88

14,81

—

—

—

(c) Drugs & Pharmaceuticals

47

1,17

1,03

—

—

—

(d) Non-Edible Oils

8

1,31

1,30

—

—

—

(e) Other Chemicals & Chemical Products

336

88,18

12,90

—

—

—

9.

Petroleum, Coal Products & Nuclear Fuels

23

7,40

5,20

—

—

—

10.

Manufacture of Cement & Cement Products

40

12,09

4,82

—

—

—

11.

Basic Metals & Metal Products

677

566,94

376,96

—

—

—

(a) Iron & Steel

307

444,07

290,00

—

—

—

(b) Non-Ferrous Metals

21

71,30

50,50

—

—

—

(c) Metal Products

349

51,57

36,46

—

—

—

12.

Engineering

292

43,69

50,36

—

—

—

(a) Heavy Engineering

21

3,41

3,07

—

—

—

(b) Light Engineering

184

25,06

32,23

—

—

—

(c) Electrical Machinery & Goods

69

12,01

13,93

—

—

—

(d) Electronic Machinery &Goods

18

3,20

1,13

—

—

—

13.

Vehicles, Vehicle Parts & Transport Equipments

69

3,11

2,23

—

—

—

14.

Other Industries

4,846

89,92

70,66

—

—

—

15.

Electricity, Gas & Water

41

26,63

24,44

—

—

—

(a) Electricity Generation & Transmission

22

24,06

22,34

—

—

—

(b) Non-Conventional Energy

—

—

—

—

—

—

(c) Gas, Steam & Water Supply

19

2,57

2,10

—

—

—

16.

Construction

298

22,07

18,30

—

—

—

III.

TRANSPORT OPERATORS

1,791

23,23

18,29

—

—

—

IV.

PROFESSIONAL AND OTHER SERVICES

3,653

874,39

65,31

—

—

—

V.

PERSONAL LOANS

51,263

437,37

355,68

—

—

—

1.

Loans for Purchase of Consumer Durables

4,305

15,70

12,13

—

—

—

2.

Loans for Housing

8,267

193,56

162,70

—

—

—

3.

Rest of the Personal Loans

38,691

228,10

180,84

—

—

—

VI.

TRADE

15,401

665,08

532,35

—

—

—

1.

Wholesale Trade

1,717

445,00

383,54

—

—

—

2.

Retail Trade

13,684

220,08

148,81

—

—

—

VII.

FINANCE

442

16,23

14,73

—

—

—

VIII.

ALL OTHERS

15,079

1205,32

1107,85

—

—

—

TOTAL BANK CREDIT

1,01,384

4450,43

2962,87

—

—

—

OF WHICH:1.Artisansand Village & TinyIndustries

1,302

61,32

45,81

—

—

—

2.Other Small Scale Industries

4,526

170,17

130,52

—

—

—