Himachal Pradesh - ربی - Reserve Bank of India
Himachal Pradesh
NORTHERN REGION |
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STATE : HIMACHAL PRADESH |
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(Amount in Rupees Lakh) |
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OCCUPATION |
RURAL |
SEMI-URBAN |
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No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
|||
Accounts |
Limit |
Outstanding |
Accounts |
Limit |
Outstanding |
|||
1 |
2 |
3 |
4 |
5 |
6 |
|||
I. |
AGRICULTURE |
1,25,405 |
492,91 |
366,30 |
10,227 |
90,56 |
67,50 |
|
1. Direct Finance |
1,23,473 |
446,09 |
324,57 |
9,918 |
58,41 |
39,65 |
||
2. Indirect Finance |
1,932 |
46,81 |
41,74 |
309 |
32,15 |
27,85 |
||
II. |
INDUSTRY |
11,561 |
1038,37 |
922,37 |
3,040 |
1256,69 |
850,47 |
|
1. Mining & Quarrying |
86 |
6,48 |
5,26 |
33 |
2,48 |
2,06 |
||
2. Food Manufacturing & Processing |
814 |
32,14 |
25,99 |
178 |
19,48 |
17,42 |
||
(a) Rice Mills, Flour & Dal Mills |
272 |
12,97 |
9,33 |
35 |
2,09 |
1,63 |
||
(b) Sugar |
3 |
20 |
15 |
1 |
10 |
9 |
||
(c) Edible Oils & Vanaspati |
42 |
6,58 |
6,73 |
8 |
1,10 |
50 |
||
(d) Tea Processing |
2 |
5 |
1 |
4 |
17 |
8 |
||
(e) Processing of Fruits & Vegetables |
15 |
4,07 |
3,63 |
10 |
2,17 |
2,02 |
||
(f) Others |
480 |
8,27 |
6,13 |
120 |
13,84 |
13,10 |
||
3. Beverage & Tobacco |
27 |
6,42 |
5,89 |
9 |
1,09 |
99 |
||
4. Textiles |
504 |
103,26 |
74,46 |
203 |
32,11 |
17,29 |
||
(a) Cotton Textiles |
63 |
82,41 |
56,41 |
10 |
8,71 |
5,29 |
||
(b) Jute & Other Natural Fibre Textiles |
30 |
1,78 |
1,76 |
6 |
9 |
8 |
||
(c) Handloom Textiles & Khadi |
203 |
4,13 |
3,07 |
117 |
1,23 |
1,05 |
||
(d) Other Textiles & Textile Products |
208 |
14,93 |
13,21 |
70 |
22,07 |
10,86 |
||
5. Paper, Paper Products & Printing |
144 |
15,53 |
12,35 |
82 |
12,04 |
10,76 |
||
6. Leather & Leather Products |
39 |
1,25 |
76 |
21 |
21 |
15 |
||
7. Rubber & Plastic Products |
276 |
39,69 |
30,90 |
55 |
7,91 |
7,50 |
||
8. Chemicals & Chemical Products |
128 |
49,96 |
43,68 |
76 |
16,56 |
15,42 |
||
(a) Heavy Industrial Chemicals |
22 |
9,92 |
9,55 |
7 |
2,54 |
1,71 |
||
(b) Fertilisers |
1 |
30 |
20 |
2 |
32 |
19 |
||
(c) Drugs & Pharmaceuticals |
20 |
19,38 |
17,96 |
15 |
8,65 |
8,58 |
||
(d) Non-Edible Oils |
2 |
24 |
21 |
2 |
49 |
48 |
||
(e) Other Chemicals & Chemical Products |
83 |
20,11 |
15,75 |
50 |
4,56 |
4,47 |
||
9. Petroleum, Coal Products & Nuclear Fuels |
12 |
1,69 |
1,66 |
4 |
17 |
15 |
||
10. Manufacture of Cement & Cement Products |
49 |
2,03 |
1,69 |
20 |
2,24 |
1,02 |
||
11. Basic Metals & Metal Products |
388 |
76,62 |
72,68 |
119 |
15,93 |
13,53 |
||
(a) Iron & Steel |
34 |
46,30 |
45,12 |
12 |
6,03 |
5,53 |
||
(b) Non-Ferrous Metals |
5 |
70 |
36 |
2 |
15 |
13 |
||
(c) Metal Products |
349 |
29,62 |
27,20 |
105 |
9,75 |
7,88 |
||
12. Engineering |
455 |
113,87 |
98,98 |
140 |
81,71 |
18,92 |
||
(a) Heavy Engineering |
37 |
45,73 |
42,18 |
14 |
4,99 |
2,22 |
||
(b) Light Engineering |
240 |
7,71 |
6,83 |
65 |
3,87 |
2,51 |
||
(c) Electrical Machinery & Goods |
106 |
41,84 |
37,55 |
27 |
1,42 |
1,03 |
||
(d) Electronic Machinery & Goods |
72 |
18,58 |
12,42 |
34 |
71,43 |
13,15 |
||
13. Vehicles, Vehicle Parts & Transport Equipments |
126 |
19,96 |
10,37 |
31 |
12,05 |
8,24 |
||
14. Other Industries |
7,988 |
52,59 |
42,09 |
1,694 |
44,17 |
40,01 |
||
15. Electricity, Gas & Water |
58 |
390,49 |
371,64 |
15 |
398,85 |
380,78 |
||
(a) Electricity Generation & Transmission |
51 |
389,78 |
371,02 |
12 |
398,71 |
380,64 |
||
(b) Non-Conventional Energy |
- |
- |
- |
- |
- |
- |
||
(c) Gas, Steam & Water Supply |
7 |
71 |
62 |
3 |
14 |
15 |
||
16. Construction |
467 |
126,38 |
123,98 |
360 |
609,69 |
316,23 |
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III. |
TRANSPORT OPERATORS |
6,200 |
127,73 |
94,23 |
1,750 |
118,32 |
72,17 |
|
IV. |
PROFESSIONAL AND OTHER SERVICES |
7,304 |
158,92 |
141,74 |
2,527 |
505,34 |
496,22 |
|
V. |
PERSONAL LOANS |
92,566 |
726,25 |
597,80 |
40,204 |
483,90 |
401,70 |
|
1. Loans for Purchase of Consumer Durables |
5,335 |
20,94 |
15,17 |
2,036 |
9,22 |
6,67 |
||
2. Loans for Housing |
15,640 |
293,66 |
263,25 |
8,007 |
230,09 |
204,66 |
||
3. Rest of the Personal Loans |
71,591 |
411,65 |
319,38 |
30,161 |
244,59 |
190,37 |
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VI. |
TRADE |
38,112 |
339,20 |
265,19 |
10,464 |
206,42 |
158,82 |
|
1. Wholesale Trade |
977 |
27,52 |
22,74 |
526 |
32,01 |
26,88 |
||
2. Retail Trade |
37,135 |
311,68 |
242,46 |
9,938 |
174,41 |
131,94 |
||
VII. |
FINANCE |
796 |
5,21 |
4,16 |
101 |
73,82 |
63,12 |
|
VIII. |
ALL OTHERS |
19,797 |
155,35 |
119,17 |
7,507 |
146,75 |
62,97 |
|
TOTAL BANK CREDIT |
3,01,741 |
3043,92 |
2510,95 |
75,820 |
2881,81 |
2172,97 |
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OF WHICH : 1. Artisans and Village & Tiny Industries |
6,318 |
66,97 |
51,76 |
1,003 |
17,59 |
14,13 |
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2. Other Small Scale Industries |
3,258 |
144,22 |
119,59 |
1,177 |
49,20 |
42,05 |
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Note : There are no Urban and Metropolitan Centres in Himachal Pradesh. |