EASTERN REGION (Contd.)

(Amount in Rupees Lakh)

OCCUPATION

STATE BANK OF INDIA AND ITS ASSOCIATES

NATIONALISED BANKS

FOREIGN BANKS

No. of Accounts

Credit Limit

Amount  Outstanding

No. of Accounts

Credit Limit

Amount
Outstanding

No. of Accounts

Credit Limit

Amount
Outstanding

1

2

3

4

5

6

7

8

9

I.

AGRICULTURE

1,07,395

437,55

301,05

2,03,613

1114,05

885,84

-

-

-

1. Direct Finance

1,04,664

328,48

228,26

1,98,887

999,47

792,20

-

-

-

2. Indirect Finance

2,731

109,07

72,79

4,726

114,58

93,64

-

-

-

II.

INDUSTRY

7,485

3130,60

2300,42

20,320

5785,74

4178,61

39

103,23

80,97

1. Mining & Quarrying

199

372,99

255,90

435

126,07

99,13

-

-

-

2. Food Manufacturing & Processing

1,099

49,26

34,91

1,620

81,13

70,30

-

-

-

  (a) Rice Mills, Flour & Dal Mills

381

25,82

21,01

592

34,33

29,04

-

-

-

  (b) Sugar

1

6

4

5

27

24

-

-

-

  (c) Edible Oils & Vanaspati

63

1,40

1,41

51

9,90

8,92

-

-

-

  (d) Tea Processing

-

-

-

8

4

4

-

-

-

  (e) Processing of Fruits & Vegetables

6

3,25

91

13

1,42

1,21

-

-

-

  (f) Others

648

18,73

11,54

951

35,16

30,84

-

-

-

3. Beverage & Tobacco

37

4,76

4,02

23

18,61

16,33

-

-

-

4. Textiles

401

15,00

12,41

1,073

37,24

17,78

-

-

-

  (a) Cotton Textiles

34

1,19

70

55

1,22

95

-

-

-

  (b) Jute & Other Natural Fibre Textiles

47

5,65

5,02

130

1,52

1,39

-

-

-

  (c) Handloom Textiles & Khadi

37

16

16

178

62

57

-

-

-

  (d) Other Textiles & Textile Products

283

7,98

6,53

710

33,88

14,88

-

-

-

5. Paper, Paper Products & Printing

208

31,67

25,68

254

17,40

14,39

-

-

-

6. Woods and Wood Products

238

8,78

6,76

548

16,02

13,18

-

-

-

7. Leather & Leather Products

85

80

73

167

2,70

2,31

-

-

-

8. Gems and Jewellery

43

2,48

1,22

213

9,04

8,38

-

-

-

9. Rubber & Plastic Products

93

87,59

65,23

213

66,72

55,80

-

-

-

10. Chemicals & Chemical Products

178

55,82

43,62

597

203,26

116,89

-

-

-

  (a) Heavy Industrial Chemicals

28

14,80

9,02

28

142,24

62,84

-

-

-

  (b) Fertilisers

-

-

-

3

3

3

-

-

-

  (c) Drugs & Pharmaceuticals

6

1,57

1,59

78

18,59

16,36

-

-

-

  (d) Non-Edible Oils

2

35

29

12

3,07

1,84

-

-

-

  (e) Other Chemicals & Chemical Products

142

39,10

32,71

476

39,33

35,83

-

-

-

11. Petroleum, Coal Products & Nuclear Fuels

43

81,32

72,17

172

81,10

65,78

-

-

-

12. Manufacture of Cement & Cement Products

121

23,81

17,70

253

31,79

26,89

-

-

-

13. Basic Metals & Metal Products

631

852,85

571,70

4,136

2497,14

2133,73

1

75,61

74,31

  (a) Iron & Steel

272

756,43

489,74

399

2133,17

1903,16

1

75,61

74,31

  (b) Non-Ferrous Metals

27

9,81

7,08

32

14,12

12,51

-

-

-

  (c) Metal Products

332

86,61

74,88

3,705

349,85

218,06

-

-

-

14. Engineering

632

208,68

162,41

1,948

671,58

217,81

4

20,02

2,16

  (a) Heavy Engineering

29

131,73

109,55

132

447,79

37,56

2

15,00

15

  (b) Light Engineering

414

62,77

42,07

1,419

182,35

145,08

2

5,02

2,02

  (c) Electrical Machinery & Goods

153

13,13

9,79

302

32,80

27,22

-

-

-

  (d) Electronic Machinery & Goods

36

1,04

1,00

95

8,64

7,95

-

-

-

15. Vehicles, Vehicle Parts & Transport Equipments

299

824,67

572,35

597

482,78

268,89

1

3,00

1,96

16. Other Industries

1,553

84,33

71,90

6,595

263,51

211,59

4

80

48

17. Electricity, Gas & Water

16

22,84

7,53

51

848,59

536,19

-

-

-

  (a) Electricity Generation & Transmission

1

5

-

9

835,51

523,98

-

-

-

  (b) Non-Conventional Energy

-

-

-

6

52

38

-

-

-

  (c) Gas, Steam & Water Supply

15

22,79

7,53

36

12,55

11,83

-

-

-

18. Construction

1,609

402,96

374,18

1,425

331,06

303,23

29

3,80

2,05

  (a) Other than Infrastructure

158

90,02

72,38

744

238,98

219,46

-

-

-

  (b) Infrastructure Construction

1,451

312,94

301,80

681

92,08

83,77

29

3,80

2,05

III.

TRANSPORT OPERATORS

3,848

155,36

118,51

7,908

227,50

184,28

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

6,033

229,45

166,48

27,046

1057,28

861,37

-

-

-

1. Professional Services

230

7,01

5,20

4,700

182,93

145,67

-

-

-

2. Tourism, Hotel & Restaurants

316

28,49

24,45

1,601

121,69

89,24

-

-

-

3. Recreation services

146

3,75

2,48

120

3,47

2,54

-

-

-

4. IT and Telecommunications

50

6,74

4,39

99

7,34

6,42

-

-

-

5. Others

5,291

183,47

129,96

20,526

741,85

617,50

-

-

-

V.

PERSONAL LOANS

2,30,324

3876,69

2910,43

1,83,297

2719,09

2128,57

12

35

6

1. Housing

15,950

845,82

673,48

30,874

995,65

840,74

-

-

-

2. Consumer Durables

3,283

15,09

10,61

17,977

195,15

135,99

-

-

-

3. Vehicles

16,833

328,74

243,91

14,737

231,53

184,25

12

35

6

4. Education

9,262

290,41

193,35

12,655

299,65

231,09

-

-

-

5. Personal Credit Cards

-

-

-

28,007

182,19

114,07

-

-

-

6. Others

1,84,996

2396,63

1789,08

79,047

814,93

622,44

-

-

-

VI.

TRADE

34,688

1171,14

1008,72

96,763

2547,55

1651,84

23

28,96

21,80

1. Wholesale Trade

478

526,02

457,51

14,050

862,72

350,68

9

3,97

2,98

2. Retail Trade

34,210

645,12

551,20

82,713

1684,83

1301,16

14

24,99

18,82

VII.

FINANCE

36

3,75

2,31

677

31,53

17,54

-

-

-

VIII.

ALL OTHERS

1,533

22,44

20,81

17,337

276,57

208,31

-

-

-

TOTAL BANK CREDIT

3,91,342

9026,98

6828,73

5,56,961

13759,31

10116,35

74

132,54

102,83

TABLE NO. 5.6 – STATE AND BANK GROUP-WISE CLASSIFICATION OF OUTSTANDING
CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION – MARCH 2009

STATE : JHARKHAND

 (Amount in Rupees Lakh)

OCCUPATION

REGIONAL RURAL BANKS

PRIVATE SECTOR BANKS

ALL SCHEDULED COMMERCIAL BANKS

No. of Accounts

Credit Limit

Amount
Outstanding

No. of Accounts

Credit Limit

Amount
Outstanding

No. of Accounts

Credit Limit

Amount
Outstanding

10

11

12

13

14

15

16

17

18

I.

AGRICULTURE

1,82,713

327,22

222,05

1,828

21,61

20,36

4,95,549

1900,43

1429,30

1. Direct Finance

1,76,172

299,01

200,44

1,810

18,17

17,57

4,81,533

1645,13

1238,46

2. Indirect Finance

6,541

28,21

21,62

18

3,45

2,79

14,016

255,31

190,84

II.

INDUSTRY

12,301

50,04

38,53

1,411

1169,90

602,07

41,556

10239,51

7200,59

1. Mining & Quarrying

23

2,19

1,78

15

22,93

20,58

672

524,18

377,40

2. Food Manufacturing & Processing

1,980

4,67

3,29

73

13,71

11,71

4,772

148,77

120,22

  (a) Rice Mills, Flour & Dal Mills

725

2,72

2,07

1

85

82

1,699

63,72

52,95

  (b) Sugar

-

-

-

-

-

-

6

33

28

  (c) Edible Oils & Vanaspati

244

52

39

-

-

-

358

11,81

10,72

  (d) Tea Processing

72

14

6

3

12

4

83

30

13

  (e) Processing of Fruits & Vegetables

-

-

-

1

1,00

1,01

20

5,67

3,14

  (f) Others

939

1,30

78

68

11,73

9,84

2,606

66,92

53,00

3. Beverage & Tobacco

-

-

-

5

3,35

2,97

65

26,71

23,32

4. Textiles

1,097

2,69

1,91

56

3,23

2,40

2,627

58,16

34,51

  (a) Cotton Textiles

422

1,08

80

1

19

-

512

3,69

2,45

  (b) Jute & Other Natural Fibre Textiles

110

22

18

-

-

-

287

7,40

6,59

  (c) Handloom Textiles & Khadi

210

34

14

2

16

7

427

1,29

95

  (d) Other Textiles & Textile Products

355

1,04

79

53

2,88

2,33

1,401

45,79

24,53

5. Paper, Paper Products & Printing

127

52

46

5

1,03

76

594

50,63

41,29

6. Woods and Wood Products

700

1,69

85

-

-

-

1,486

26,49

20,79

7. Leather & Leather Products

127

21

14

1

7

7

380

3,77

3,25

8. Gems and Jewellery

3,178

7,03

4,48

3

2,79

1,90

3,437

21,35

15,98

9. Rubber & Plastic Products

57

1,94

1,72

20

5,51

3,43

383

161,77

126,18

10. Chemicals & Chemical Products

160

52

43

12

9,20

3,33

947

268,80

164,27

  (a) Heavy Industrial Chemicals

-

-

-

3

7

4

59

157,11

71,90

  (b) Fertilisers

16

6

4

-

-

-

19

9

6

  (c) Drugs & Pharmaceuticals

144

47

39

-

-

-

228

20,62

18,35

  (d) Non-Edible Oils

-

-

-

-

-

-

14

3,42

2,13

  (e) Other Chemicals & Chemical Products

-

-

-

9

9,13

3,29

627

87,56

71,83

11. Petroleum, Coal Products & Nuclear Fuels

4

1,20

1,18

9

6,25

1,13

228

169,86

140,27

12. Manufacture of Cement & Cement Products

28

20

18

10

7,48

7,38

412

63,27

52,14

13. Basic Metals & Metal Products

190

89

65

56

215,85

137,48

5,014

3642,34

2917,87

  (a) Iron & Steel

3

15

10

41

188,17

112,35

716

3153,53

2579,65

  (b) Non-Ferrous Metals

-

-

-

1

29

28

60

24,22

19,87

  (c) Metal Products

187

74

56

14

27,39

24,85

4,238

464,59

318,35

14. Engineering

192

1,42

1,33

254

202,34

73,20

3,030

1104,04

456,91

  (a) Heavy Engineering

2

50

48

23

164,89

51,77

188

759,91

199,51

  (b) Light Engineering

90

44

39

223

31,32

18,78

2,148

281,90

208,34

  (c) Electrical Machinery & Goods

41

40

39

7

6,09

2,65

503

52,42

40,05

  (d) Electronic Machinery & Goods

59

8

6

1

4

-

191

9,80

9,02

15. Vehicles, Vehicle Parts & Transport Equipments

367

3,93

3,18

71

547,57

237,49

1,335

1861,95

1083,87

16. Other Industries

3,817

12,35

9,04

190

18,42

15,39

12,159

379,41

308,40

17. Electricity, Gas & Water

2

6

6

5

10,17

10

74

881,65

543,88

  (a) Electricity Generation & Transmission

-

-

-

-

-

-

10

835,56

523,98

  (b) Non-Conventional Energy

-

-

-

-

-

-

6

52

38

  (c) Gas, Steam & Water Supply

2

6

6

5

10,17

10

58

45,57

19,51

18. Construction

252

8,52

7,85

626

100,02

82,74

3,941

846,36

770,04

  (a) Other than Infrastructure

149

7,96

7,33

491

94,94

77,47

1,542

431,89

376,64

  (b) Infrastructure Construction

103

56

52

135

5,08

5,26

2,399

414,47

393,40

III.

TRANSPORT OPERATORS

4,054

56,42

41,27

3,212

237,37

178,31

19,022

676,66

522,36

IV.

PROFESSIONAL AND OTHER SERVICES

14,402

56,83

42,82

2,743

157,01

105,89

50,224

1500,57

1176,56

1. Professional Services

6,799

14,33

10,13

133

38,34

23,77

11,862

242,61

184,77

2. Tourism, Hotel & Restaurants

366

1,36

82

61

10,35

8,37

2,344

161,89

122,89

3. Recreation services

359

77

25

-

-

-

625

7,99

5,27

4. IT and Telecommunications

4

10

10

18

72

46

171

14,90

11,37

5. Others

6,874

40,27

31,51

2,531

107,60

73,29

35,222

1073,19

852,26

V.

PERSONAL LOANS

30,847

236,37

173,65

51,890

1083,17

760,72

4,96,370

7915,66

5973,43

1. Housing

2,794

43,70

36,72

6,498

512,83

425,31

56,116

2397,99

1976,26

2. Consumer Durables

3,942

21,06

15,76

88

87

69

25,290

232,18

163,04

3. Vehicles

3,155

14,75

10,70

34,309

409,54

245,45

69,046

984,90

684,37

4. Education

297

5,52

3,99

81

2,46

2,14

22,295

598,04

430,56

5. Personal Credit Cards

-

-

-

565

16,20

1,89

28,572

198,38

115,96

6. Others

20,659

151,34

106,47

10,349

141,28

85,24

2,95,051

3504,17

2603,23

VI.

TRADE

56,104

234,34

167,73

879

177,50

154,43

1,88,457

4159,49

3004,52

1. Wholesale Trade

1,913

23,26

18,57

175

47,95

42,55

16,625

1463,92

872,29

2. Retail Trade

54,191

211,09

149,17

704

129,55

111,88

1,71,832

2695,57

2132,23

VII.

FINANCE

3,292

11,43

7,47

156

21,54

13,56

4,161

68,26

40,89

VIII.

ALL OTHERS

13,937

66,63

50,00

6,829

67,91

51,26

39,636

433,55

330,38

TOTAL BANK CREDIT

3,17,650

1039,29

743,51

68,948

2936,01

1886,60

13,34,975

26894,13

19678,02