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ناشر الأصول

83744155

Karnataka

SOUTHERN REGION

STATE : KARNATAKA

(Amount in Rupees Lakh)

 

OCCUPATION

STATE BANK OF INDIA AND
ITS ASSOCIATES

NATIONALISED BANKS

FOREIGN BANKS

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

 

1

2

3

4

5

6

7

8

9

I.

AGRICULTURE

5,33,778

9031,45

7238,43

11,29,066

14255,05

11964,12

3

1,67

1,64

 

1. Direct Finance

5,24,358

6818,47

5756,09

11,11,297

10831,55

9995,31

1

1,65

1,62

 

2. Indirect Finance

9,420

2212,98

1482,34

17,769

3423,50

1968,80

2

2

2

II.

INDUSTRY

30,902

27325,76

18829,09

1,54,851

51494,34

36640,82

3,244

11792,44

7484,18

 

1. Mining & Quarrying

653

2936,77

1132,52

936

1785,73

937,60

5

120,69

69,34

 

2. Food Manufacturing & Processing

3,073

1598,38

1353,91

8,914

2514,30

1960,82

54

255,18

124,66

 

(a) Rice Mills, Flour & Dal Mills

855

294,37

239,85

1,423

247,88

205,86

5

1,19

1,19

 

(b) Sugar

65

691,76

608,77

107

1221,19

984,99

-

-

-

 

(c) Edible Oils & Vanaspati

151

73,02

62,48

190

63,36

27,24

-

-

-

 

(d) Tea Processing

19

3,86

3,62

70

4,87

4,79

-

-

-

 

(e) Processing of Fruits & Vegetables

91

115,38

110,82

87

51,07

28,24

-

-

-

 

(f) Others

1,892

419,99

328,38

7,037

925,93

709,71

49

253,99

123,47

 

3. Beverage & Tobacco

193

673,15

595,45

274

1207,51

1095,33

25

1471,42

635,22

 

4. Textiles

2,811

1281,27

955,37

59,972

7747,93

2766,65

147

558,50

459,89

 

(a) Cotton Textiles

321

230,05

170,10

3,022

784,88

452,15

50

195,90

175,10

 

(b) Jute & Other Natural Fibre Textiles

74

4,24

6,56

467

6,48

5,69

-

-

-

 

(c) Handloom Textiles & Khadi

634

37,01

31,76

1,009

30,95

26,88

3

9,20

9,20

 

(d) Other Textiles & Textile Products

1,782

1009,97

746,94

55,474

6925,62

2281,93

94

353,40

275,59

 

5. Paper, Paper Products & Printing

1,317

368,42

248,65

2,212

653,61

501,18

25

24,10

20,37

 

6. Woods and Wood Products

678

76,79

56,01

4,604

214,36

173,84

10

51

51

 

7. Leather & Leather Products

222

85,60

63,64

768

39,08

28,40

39

168,65

163,22

 

8. Gems and Jewellery

181

457,71

350,72

5,488

202,20

167,48

7

87,96

71,07

 

9. Rubber & Plastic Products

821

441,35

299,69

2,801

730,25

523,12

21

28,58

14,50

 

10. Chemicals & Chemical Products

1,372

1005,69

773,59

4,998

1231,11

813,72

65

1184,51

908,52

 

(a) Heavy Industrial Chemicals

70

111,07

78,85

125

85,86

45,85

12

548,75

527,09

 

(b) Fertilisers

40

145,55

54,78

118

192,83

93,43

-

-

-

 

(c) Drugs & Pharmaceuticals

93

417,06

399,97

2,882

679,90

455,65

24

341,85

255,62

 

(d) Non-Edible Oils

125

57,67

47,61

33

10,82

7,62

-

-

-

 

(e) Other Chemicals & Chemical Products

1,044

274,35

192,38

1,840

261,70

211,16

29

293,91

125,81

 

11. Petroleum, Coal Products & Nuclear Fuels

42

34,46

25,38

44

528,16

58,93

4

6,57

1,57

 

12. Manufacture of Cement & Cement Products

541

276,11

188,73

687

358,92

338,58

5

135,04

81,38

 

13. Basic Metals & Metal Products

1,797

2594,98

1799,43

5,831

4489,43

3161,09

101

2152,80

483,90

 

(a) Iron & Steel

524

1828,55

1267,32

642

2526,41

1812,25

57

1658,63

229,58

 

(b) Non-Ferrous Metals

201

221,81

127,92

145

222,95

147,65

15

382,56

185,12

 

(c) Metal Products

1,072

544,62

404,19

5,044

1740,08

1201,18

29

111,61

69,20

 

14. Engineering

4,610

3728,08

2702,62

13,617

4603,40

3563,26

230

2669,05

2090,73

 

(a) Heavy Engineering

676

625,74

456,00

1,008

872,56

633,60

37

244,65

80,98

 

(b) Light Engineering

2,680

1508,17

1050,12

7,363

2245,67

1635,30

62

246,90

165,07

 

(c) Electrical Machinery & Goods

806

1008,85

740,04

4,225

942,38

823,45

89

1266,02

1116,22

 

(d) Electronic Machinery & Goods

448

585,32

456,46

1,021

542,79

470,91

42

911,48

728,46

 

15. Vehicles, Vehicle Parts & Transport Equipments

1,220

675,10

411,45

4,426

723,36

332,72

70

675,74

462,79

 

16. Other Industries

8,040

1331,58

990,42

25,831

2156,36

1469,03

2,147

469,54

307,67

 

17. Electricity, Gas & Water

164

2156,68

1326,49

416

11998,36

10091,23

21

681,84

603,66

 

(a) Electricity Generation & Transmission

115

2117,57

1297,71

227

11778,78

9893,19

3

45,18

45,18

 

(b) Non-Conventional Energy

13

30,02

22,06

73

174,29

161,49

-

-

-

 

(c) Gas, Steam & Water Supply

36

9,08

6,72

116

45,29

36,54

18

636,66

558,48

 

18. Construction

3,167

7603,65

5555,04

13,032

10310,24

8657,84

268

1101,77

985,17

 

(a) Other than Infrastructure

971

3632,77

2666,35

8,473

3505,32

2959,85

91

777,11

716,65

 

(b) Infrastructure Construction

2,196

3970,89

2888,69

4,559

6804,93

5697,99

177

324,65

268,52

III.

TRANSPORT OPERATORS

7,034

1407,21

1151,57

30,416

1162,92

1009,99

67

175,67

134,60

IV.

PROFESSIONAL AND OTHER SERVICES

15,564

5881,66

4155,88

1,10,273

16827,49

11572,01

12,605

5166,59

4125,42

 

1. Professional Services

1,290

335,01

278,69

32,374

1555,16

1477,68

4,276

567,15

560,46

 

2. Tourism, Hotel & Restaurants

3,378

674,19

411,95

9,674

1290,15

943,78

77

134,29

128,66

 

3. Recreation services

387

42,21

15,58

841

354,27

341,67

65

9,10

9,09

 

4. IT and Telecommunications

142

392,59

358,34

451

1086,01

567,25

103

95,10

85,81

 

5. Others

10,367

4437,65

3091,32

66,933

12541,90

8241,63

8,084

4360,94

3341,39

V.

PERSONAL LOANS

5,96,174

16078,88

12287,12

11,52,722

24536,29

21203,68

20,28,000

14180,68

4225,02

 

1. Housing

1,40,330

10043,21

7929,49

2,58,369

14419,02

12973,63

14,453

2415,73

2036,81

 

2. Consumer Durables

7,881

64,09

47,92

59,393

471,52

363,67

-

-

-

 

3. Vehicles

50,852

1049,06

767,05

71,633

1313,79

1092,52

411

15,35

6,51

 

4. Education

38,107

1052,10

697,42

79,824

1381,23

1158,70

-

-

-

 

5. Personal Credit Cards

-

-

-

67,234

315,24

124,76

19,35,373

10378,38

1275,12

 

6. Others

3,59,004

3870,43

2845,24

6,16,269

6635,49

5490,39

77,763

1371,22

906,59

VI.

TRADE

79,531

4005,29

3017,68

2,15,162

11912,83

7155,85

1,843

1028,53

695,97

 

1. Wholesale Trade

5,094

2004,28

1421,67

15,610

3217,67

2252,62

354

637,05

347,53

 

2. Retail Trade

74,437

2001,01

1596,01

1,99,552

8695,17

4903,23

1,489

391,47

348,44

VII.

FINANCE

686

930,11

828,55

6,386

8341,93

6784,33

151

129,74

87,23

VIII.

ALL OTHERS

8,508

144,01

104,23

2,22,648

4498,11

3743,16

968

731,46

547,73

 

TOTAL BANK CREDIT

12,72,177

64804,37

47612,56

30,21,524

133028,96

100073,96

20,46,881

33206,78

17301,79


TABLE NO. 5.6 – STATE AND BANK GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT
OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION MARCH 2009

SOUTHERN REGION

STATE : KARNATAKA

 (Amount in Rupees Lakh)

OCCUPATION

REGIONAL RURAL BANKS

PRIVATE SECTOR BANKS

ALL SCHEDULED
COMMERCIAL BANKS

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

 

10

11

12

13

14

15

16

17

18

I.

AGRICULTURE

7,78,039

4739,70

4514,79

1,10,481

3559,17

3016,60

25,51,367

31587,05

26735,57

 

1. Direct Finance

7,54,149

4390,39

4193,14

1,04,459

2235,83

1848,58

24,94,264

24277,90

21794,75

 

2. Indirect Finance

23,890

349,31

321,64

6,022

1323,34

1168,01

57,103

7309,15

4940,82

II.

INDUSTRY

22,364

425,62

362,85

18,108

15442,91

10203,54

2,29,469

106481,08

73520,49

 

1. Mining & Quarrying

65

6,73

5,27

228

140,22

126,60

1,887

4990,14

2271,33

 

2. Food Manufacturing & Processing

2,906

28,90

20,56

1,492

1102,08

793,61

16,439

5498,84

4253,56

 

(a) Rice Mills, Flour & Dal Mills

917

17,90

13,33

230

115,72

103,53

3,430

677,05

563,74

 

(b) Sugar

-

-

-

28

191,24

107,21

200

2104,20

1700,97

 

(c) Edible Oils & Vanaspati

580

2,24

1,15

77

35,01

26,95

998

173,63

117,81

 

(d) Tea Processing

419

1,18

40

19

2,72

2,23

527

12,65

11,03

 

(e) Processing of Fruits & Vegetables

14

1,16

1,08

41

93,66

45,38

233

261,27

185,52

 

(f) Others

976

6,41

4,60

1,097

663,72

508,32

11,051

2270,04

1674,48

 

3. Beverage & Tobacco

35

2,38

2,18

60

778,45

726,50

587

4132,92

3054,68

 

4. Textiles

1,592

31,31

29,23

1,580

725,40

511,78

66,102

10344,41

4722,91

 

(a) Cotton Textiles

946

28,27

26,78

170

149,95

131,22

4,509

1389,06

955,35

 

(b) Jute & Other Natural Fibre Textiles

174

47

37

8

1,94

1,74

723

13,12

14,35

 

(c) Handloom Textiles & Khadi

260

1,10

98

48

93,17

8,84

1,954

171,43

77,66

 

(d) Other Textiles & Textile Products

212

1,47

1,10

1,354

480,34

369,99

58,916

8770,79

3675,55

 

5. Paper, Paper Products & Printing

247

1,93

1,12

441

123,37

92,04

4,242

1171,42

863,36

 

6. Woods and Wood Products

581

4,22

3,51

315

42,64

35,78

6,188

338,52

269,65

 

7. Leather & Leather Products

165

61

48

132

58,12

24,08

1,326

352,06

279,81

 

8. Gems and Jewellery

2,527

6,22

5,57

210

219,36

44,27

8,413

973,44

639,11

 

9. Rubber & Plastic Products

65

59

49

332

114,94

85,10

4,040

1315,70

922,89

 

10. Chemicals & Chemical Products

439

4,08

3,08

389

889,56

626,57

7,263

4314,96

3125,47

 

(a) Heavy Industrial Chemicals

1

12

10

46

32,01

30,21

254

777,82

682,10

 

(b) Fertilisers

178

2,02

1,72

17

104,34

56,58

353

444,73

206,51

 

(c) Drugs & Pharmaceuticals

185

56

42

107

167,44

93,41

3,291

1606,81

1205,08

 

(d) Non-Edible Oils

-

-

-

-

-

-

158

68,49

55,23

 

(e) Other Chemicals & Chemical Products

75

1,38

84

219

585,77

446,36

3,207

1417,11

976,55

 

11. Petroleum, Coal Products & Nuclear Fuels

2

8

4

36

266,84

45,05

128

836,11

130,98

 

12. Manufacture of Cement & Cement Products

60

79

64

87

26,36

22,55

1,380

797,22

631,88

 

13. Basic Metals & Metal Products

391

2,15

1,72

653

1765,98

859,31

8,773

11005,34

6305,44

 

(a) Iron & Steel

-

-

-

174

1548,58

691,30

1,397

7562,17

4000,45

 

(b) Non-Ferrous Metals

-

-

-

29

6,54

6,36

390

833,85

467,06

 

(c) Metal Products

391

2,15

1,72

450

210,85

161,65

6,986

2609,31

1837,94

 

14. Engineering

734

3,36

2,55

3,306

1211,13

720,87

22,497

12215,01

9080,02

 

(a) Heavy Engineering

5

24

25

119

285,82

130,69

1,845

2029,00

1301,51

 

(b) Light Engineering

167

1,26

78

2,887

403,57

217,04

13,159

4405,57

3068,31

 

(c) Electrical Machinery & Goods

112

65

49

213

440,78

334,41

5,445

3658,69

3014,62

 

(d) Electronic Machinery & Goods

450

1,21

1,03

87

80,96

38,73

2,048

2121,75

1695,58

 

15. Vehicles, Vehicle Parts & Transport Equipments

673

4,55

3,30

332

309,93

197,56

6,721

2388,67

1407,82

 

16. Other Industries

3,994

35,22

29,97

5,073

1251,24

910,26

45,085

5243,95

3707,35

 

17. Electricity, Gas & Water

144

16,24

14,74

102

2044,70

1232,13

847

16897,82

13268,26

 

(a) Electricity Generation & Transmission

1

12

6

38

1945,36

1167,19

384

15887,02

12403,34

 

(b) Non-Conventional Energy

142

16,07

14,63

26

74,51

45,91

254

294,89

244,10

 

(c) Gas, Steam & Water Supply

1

5

5

38

24,83

19,03

209

715,91

620,82

 

18. Construction

7,744

276,27

238,40

3,340

4372,60

3149,50

27,551

23664,54

18585,96

 

(a) Other than Infrastructure

4,449

246,77

214,08

1,913

3200,53

2121,42

15,897

11362,49

8678,35

 

(b) Infrastructure Construction

3,295

29,50

24,33

1,427

1172,08

1028,08

11,654

12302,05

9907,61

III.

TRANSPORT OPERATORS

5,936

83,64

63,33

19,406

2277,43

1626,35

62,859

5106,88

3985,84

IV.

PROFESSIONAL AND OTHER SERVICES

38,517

285,49

232,58

33,514

5427,72

4015,71

2,10,473

33588,94

24101,59

 

1. Professional Services

9,123

54,50

46,01

4,013

890,07

674,38

51,076

3401,89

3037,22

 

2. Tourism, Hotel & Restaurants

4,436

25,36

19,16

1,488

347,12

261,39

19,053

2471,11

1764,94

 

3. Recreation services

535

3,74

3,15

112

23,55

20,93

1,940

432,86

390,42

 

4. IT and Telecommunications

5

21

16

191

203,18

181,08

892

1777,09

1192,64

 

5. Others

24,418

201,68

164,10

27,710

3963,81

2877,92

1,37,512

25505,99

17716,37

V.

PERSONAL LOANS

3,02,786

1733,45

1532,48

5,45,743

20621,24

15428,58

46,25,425

77150,54

54676,88

 

1. Housing

15,477

345,90

313,19

83,710

12003,25

9980,47

5,12,339

39227,11

33233,59

 

2. Consumer Durables

26,499

123,33

115,01

16,040

300,56

242,59

1,09,813

959,50

769,19

 

3. Vehicles

17,942

102,27

81,01

1,97,297

4340,21

2501,37

3,38,135

6820,68

4448,47

 

4. Education

5,261

52,11

44,43

4,044

96,56

77,58

1,27,236

2581,99

1978,12

 

5. Personal Credit Cards

-

-

-

17,554

551,80

198,08

20,20,161

11245,42

1597,96

 

6. Others

2,37,607

1109,85

978,83

2,27,098

3328,85

2428,49

15,17,741

16315,84

12649,54

VI.

TRADE

84,480

466,90

400,84

26,627

3834,48

2975,83

4,07,643

21248,03

14246,17

 

1. Wholesale Trade

11,313

76,24

68,59

3,511

1437,49

1002,78

35,882

7372,73

5093,19

 

2. Retail Trade

73,167

390,66

332,26

23,116

2396,99

1973,05

3,71,761

13875,30

9152,98

VII.

FINANCE

29,947

272,93

200,83

1,346

1217,19

1006,00

38,516

10891,90

8906,95

VIII.

ALL OTHERS

70,939

317,79

266,51

77,832

1859,34

1490,00

3,80,895

7550,70

6151,64

 

TOTAL BANK CREDIT

13,33,008

8325,52

7574,21

8,33,057

54239,49

39762,61

85,06,647

293605,11

212325,13

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