Kerala - ربی - Reserve Bank of India
Kerala
SOUTHERN REGION |
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STATE : KERALA |
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(Amount in Rupees Lakh) |
|||||||
OCCUPATION |
RURAL |
SEMI-URBAN |
|||||
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
||
1 |
2 |
3 |
4 |
5 |
6 |
||
I. |
AGRICULTURE |
3,47,876 |
1779,15 |
1616,30 |
20,75,644 |
10091,59 |
8315,73 |
|
1. Direct Finance |
3,43,917 |
1641,50 |
1492,02 |
20,50,027 |
9345,94 |
7709,26 |
|
2. Indirect Finance |
3,959 |
137,65 |
124,28 |
25,617 |
745,66 |
606,47 |
II. |
INDUSTRY |
16,296 |
1482,90 |
1046,42 |
1,16,522 |
5431,24 |
3810,02 |
|
1. Mining & Quarrying |
48 |
16,33 |
11,55 |
321 |
123,34 |
91,98 |
|
2. Food Manufacturing & Processing |
1,788 |
287,68 |
137,91 |
11,299 |
1225,76 |
555,30 |
|
(a) Rice Mills, Flour & Dal Mills |
299 |
20,65 |
19,32 |
1,740 |
173,40 |
144,68 |
|
(b) Sugar |
1 |
44 |
44 |
12 |
67 |
75 |
|
(c) Edible Oils & Vanaspati |
84 |
3,81 |
2,96 |
719 |
58,75 |
48,37 |
|
(d) Tea Processing |
8 |
21,07 |
43,16 |
26 |
14,69 |
8,85 |
|
(e) Processing of Fruits & Vegetables |
17 |
99 |
92 |
87 |
10,30 |
9,32 |
|
(f) Others |
1,379 |
240,72 |
71,11 |
8,715 |
967,95 |
343,33 |
|
3. Beverage & Tobacco |
18 |
82 |
75 |
156 |
91,00 |
68,49 |
|
4. Textiles |
2,161 |
139,17 |
110,48 |
16,248 |
442,60 |
279,07 |
|
(a) Cotton Textiles |
102 |
106,02 |
81,81 |
1,894 |
68,69 |
42,77 |
|
(b) Jute & Other Natural Fibre Textiles |
57 |
31 |
22 |
513 |
27,29 |
24,26 |
|
(c) Handloom Textiles & Khadi |
107 |
10,40 |
10,06 |
1,375 |
57,72 |
50,68 |
|
(d) Other Textiles & Textile Products |
1,895 |
22,45 |
18,39 |
12,466 |
288,89 |
161,35 |
|
5. Paper, Paper Products & Printing |
250 |
14,20 |
12,95 |
2,117 |
179,43 |
147,46 |
|
6. Leather & Leather Products |
112 |
89 |
65 |
736 |
16,27 |
14,09 |
|
7. Rubber & Plastic Products |
354 |
103,40 |
76,09 |
2,387 |
477,31 |
322,06 |
|
8. Chemicals & Chemical Products |
299 |
82,34 |
73,06 |
2,595 |
264,12 |
203,96 |
|
(a) Heavy Industrial Chemicals |
11 |
2,22 |
2,01 |
54 |
43,63 |
30,20 |
|
(b) Fertilisers |
6 |
58 |
53 |
40 |
48,84 |
43,99 |
|
(c) Drugs & Pharmaceuticals |
87 |
2,64 |
2,23 |
807 |
71,08 |
60,87 |
|
(d) Non-Edible Oils |
- |
- |
- |
35 |
7,69 |
5,86 |
|
(e) Other Chemicals & Chemical Products |
195 |
76,90 |
68,29 |
1,659 |
92,88 |
63,05 |
|
9. Petroleum, Coal Products & Nuclear Fuels |
6 |
3,27 |
3,09 |
32 |
3,31 |
2,88 |
|
10. Manufacture of Cement & Cement Products |
263 |
9,25 |
7,52 |
1,479 |
55,01 |
39,73 |
|
11. Basic Metals & Metal Products |
487 |
199,13 |
79,05 |
2,540 |
130,77 |
111,20 |
|
(a) Iron & Steel |
45 |
21,59 |
9,17 |
122 |
71,75 |
57,84 |
|
(b) Non-Ferrous Metals |
22 |
164,45 |
58,27 |
48 |
5,12 |
4,72 |
|
(c) Metal Products |
420 |
13,09 |
11,61 |
2,370 |
53,89 |
48,64 |
|
12. Engineering |
522 |
34,55 |
21,22 |
3,299 |
120,00 |
103,73 |
|
(a) Heavy Engineering |
18 |
3,23 |
1,25 |
100 |
17,87 |
16,10 |
|
(b) Light Engineering |
347 |
20,54 |
10,25 |
1,555 |
53,18 |
43,99 |
|
(c) Electrical Machinery & Goods |
95 |
9,67 |
8,79 |
1,102 |
33,10 |
28,09 |
|
(d) Electronic Machinery & Goods |
62 |
1,11 |
92 |
542 |
15,86 |
15,56 |
|
13. Vehicles, Vehicle Parts & Transport Equipments |
81 |
2,85 |
2,56 |
1,013 |
27,52 |
24,44 |
|
14. Other Industries |
7,582 |
132,26 |
109,07 |
59,398 |
676,20 |
566,11 |
|
15. Electricity, Gas & Water |
14 |
4,02 |
3,70 |
52 |
33,23 |
18,71 |
|
(a) Electricity Generation & Transmission |
1 |
2,80 |
2,80 |
11 |
25,99 |
12,68 |
|
(b) Non-Conventional Energy |
7 |
64 |
51 |
10 |
3,11 |
2,26 |
|
(c) Gas, Steam & Water Supply |
6 |
58 |
38 |
31 |
4,13 |
3,77 |
|
16. Construction |
2,311 |
452,75 |
396,77 |
12,850 |
1565,37 |
1260,82 |
III. |
TRANSPORT OPERATORS |
4,915 |
131,88 |
115,35 |
24,742 |
453,86 |
369,45 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
13,714 |
252,31 |
189,59 |
1,08,332 |
1647,37 |
1347,18 |
V. |
PERSONAL LOANS |
1,41,315 |
3764,10 |
2922,51 |
10,29,301 |
17981,72 |
14811,87 |
|
1. Loans for Purchase of Consumer Durables |
1,715 |
12,85 |
11,85 |
17,979 |
166,78 |
138,94 |
|
2. Loans for Housing |
46,123 |
2076,07 |
1751,37 |
3,19,726 |
9349,83 |
7977,44 |
|
3. Rest of the Personal Loans |
93,477 |
1675,18 |
1159,29 |
6,91,596 |
8465,12 |
6695,50 |
VI. |
TRADE |
40,491 |
890,13 |
783,49 |
3,38,926 |
5684,42 |
4606,30 |
|
1. Wholesale Trade |
1,329 |
421,73 |
389,96 |
9,718 |
1232,24 |
901,76 |
|
2. Retail Trade |
39,162 |
468,39 |
393,53 |
3,29,208 |
4452,18 |
3704,54 |
VII. |
FINANCE |
1,562 |
75,26 |
51,47 |
4,410 |
155,84 |
123,71 |
VIII. |
ALL OTHERS |
24,090 |
310,77 |
245,42 |
2,31,710 |
2457,49 |
2196,35 |
|
TOTAL BANK CREDIT |
5,90,259 |
8686,49 |
6970,55 |
39,29,587 |
43903,54 |
35580,62 |
TABLE NO. 5.7 – STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT |
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SOUTHERN REGION |
|||||||
STATE : KERALA |
|||||||
(Amount in Rupees Lakh) |
|||||||
OCCUPATION |
URBAN |
METROPOLITAN |
|||||
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
||
|
7 |
8 |
9 |
10 |
11 |
12 |
|
I. |
AGRICULTURE |
3,03,847 |
2602,31 |
2131,07 |
- |
- |
- |
|
1. Direct Finance |
2,98,394 |
2014,72 |
1665,19 |
- |
- |
- |
|
2. Indirect Finance |
5,453 |
587,59 |
465,89 |
- |
- |
- |
II. |
INDUSTRY |
57,530 |
10370,35 |
6707,46 |
- |
- |
- |
|
1. Mining & Quarrying |
105 |
62,92 |
56,11 |
- |
- |
- |
|
2. Food Manufacturing & Processing |
3,997 |
3125,82 |
1349,84 |
- |
- |
- |
|
(a) Rice Mills, Flour & Dal Mills |
241 |
75,71 |
45,81 |
- |
- |
- |
|
(b) Sugar |
3 |
10 |
10 |
- |
- |
- |
|
(c) Edible Oils & Vanaspati |
183 |
42,61 |
23,37 |
- |
- |
- |
|
(d) Tea Processing |
56 |
75,91 |
55,36 |
- |
- |
- |
|
(e) Processing of Fruits & Vegetables |
35 |
26,18 |
20,47 |
- |
- |
- |
|
(f) Others |
3,479 |
2905,32 |
1204,73 |
- |
- |
- |
|
3. Beverage & Tobacco |
76 |
92,54 |
60,80 |
- |
- |
- |
|
4. Textiles |
5,153 |
944,66 |
786,31 |
- |
- |
- |
|
(a) Cotton Textiles |
1,305 |
307,09 |
289,06 |
- |
- |
- |
|
(b) Jute & Other Natural Fibre Textiles |
431 |
65,43 |
47,20 |
- |
- |
- |
|
(c) Handloom Textiles & Khadi |
178 |
1,95 |
1,39 |
- |
- |
- |
|
(d) Other Textiles & Textile Products |
3,239 |
570,19 |
448,66 |
- |
- |
- |
|
5. Paper, Paper Products & Printing |
1,065 |
192,91 |
142,89 |
- |
- |
- |
|
6. Leather & Leather Products |
314 |
11,53 |
9,74 |
- |
- |
- |
|
7. Rubber & Plastic Products |
1,596 |
893,32 |
615,29 |
- |
- |
- |
|
8. Chemicals & Chemical Products |
1,168 |
517,43 |
429,07 |
- |
- |
- |
|
(a) Heavy Industrial Chemicals |
48 |
85,67 |
73,43 |
- |
- |
- |
|
(b) Fertilisers |
17 |
129,03 |
103,45 |
- |
- |
- |
|
(c) Drugs & Pharmaceuticals |
387 |
59,74 |
46,66 |
- |
- |
- |
|
(d) Non-Edible Oils |
34 |
11,80 |
10,71 |
- |
- |
- |
|
(e) Other Chemicals & Chemical Products |
682 |
231,19 |
194,82 |
- |
- |
- |
|
9. Petroleum, Coal Products & Nuclear Fuels |
30 |
62,84 |
58,11 |
- |
- |
- |
|
10. Manufacture of Cement & Cement Products |
296 |
25,34 |
21,47 |
- |
- |
- |
|
11. Basic Metals & Metal Products |
22,577 |
331,10 |
260,18 |
- |
- |
- |
|
(a) Iron & Steel |
105 |
107,66 |
89,19 |
- |
- |
- |
|
(b) Non-Ferrous Metals |
21 |
49,59 |
35,27 |
- |
- |
- |
|
(c) Metal Products |
22,451 |
173,85 |
135,71 |
- |
- |
- |
|
12. Engineering |
2,195 |
410,89 |
317,85 |
- |
- |
- |
|
(a) Heavy Engineering |
73 |
10,09 |
7,19 |
- |
- |
- |
|
(b) Light Engineering |
909 |
104,34 |
80,50 |
- |
- |
- |
|
(c) Electrical Machinery & Goods |
462 |
141,83 |
93,89 |
- |
- |
- |
|
(d) Electronic Machinery & Goods |
751 |
154,62 |
136,27 |
- |
- |
- |
|
13. Vehicles, Vehicle Parts & Transport Equipments |
431 |
192,06 |
115,75 |
- |
- |
- |
|
14. Other Industries |
12,109 |
590,67 |
466,59 |
- |
- |
- |
|
15. Electricity, Gas & Water |
70 |
605,16 |
390,29 |
- |
- |
- |
|
(a) Electricity Generation & Transmission |
32 |
383,45 |
179,53 |
- |
- |
- |
|
(b) Non-Conventional Energy |
10 |
8,67 |
7,82 |
- |
- |
- |
|
(c) Gas, Steam & Water Supply |
28 |
213,04 |
202,94 |
- |
- |
- |
|
16. Construction |
6,348 |
2311,15 |
1627,17 |
- |
- |
- |
III. |
TRANSPORT OPERATORS |
12,615 |
451,98 |
366,82 |
- |
- |
- |
IV. |
PROFESSIONAL AND OTHER SERVICES |
52,940 |
3253,71 |
2520,60 |
- |
- |
- |
V. |
PERSONAL LOANS |
5,41,423 |
12845,35 |
10415,95 |
- |
- |
- |
|
1. Loans for Purchase of Consumer Durables |
15,654 |
97,45 |
80,57 |
- |
- |
- |
|
2. Loans for Housing |
1,27,085 |
7006,09 |
5959,86 |
- |
- |
- |
|
3. Rest of the Personal Loans |
3,98,684 |
5741,81 |
4375,52 |
- |
- |
- |
VI. |
TRADE |
92,567 |
6773,70 |
4826,05 |
- |
- |
- |
|
1. Wholesale Trade |
6,341 |
3658,92 |
2330,47 |
- |
- |
- |
|
2. Retail Trade |
86,226 |
3114,79 |
2495,58 |
- |
- |
- |
VII. |
FINANCE |
1,820 |
1599,49 |
1435,70 |
- |
- |
- |
VIII. |
ALL OTHERS |
1,60,754 |
2831,55 |
1989,80 |
- |
- |
- |
|
TOTAL BANK CREDIT |
12,23,496 |
40728,43 |
30393,45 |
- |
- |
- |