TABLE NO. 5.7 – STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF

SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2005

WESTERN REGION

STATE : MAHARASHTRA

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

7,55,068

3754,27

3222,91

3,71,502

2233,17

1933,03

1.

Direct Finance

7,44,478

3324,71

2808,72

3,65,480

2050,70

1778,19

2.

Indirect Finance

10,590

429,55

414,19

6,022

182,47

154,84

II.

INDUSTRY

32,867

7046,37

4620,78

29,081

5109,81

3641,93

1.

Mining & Quarrying

202

19,20

11,78

283

674,44

341,97

2.

Food Manufacturing & Processing

3,196

393,64

263,81

2,278

436,10

354,60

(a) Rice Mills, Flour & Dal Mills

1,113

38,52

31,48

848

89,00

72,79

(b) Sugar

32

138,85

93,51

42

155,75

133,75

(c) Edible Oils & Vanaspati

100

40,08

26,33

198

81,70

64,23

(d) Tea Processing

5

45

40

4

60

44

(e) Processing of Fruits & Vegetables

112

7,91

5,83

68

10,75

7,82

(f) Others

1,834

167,83

106,25

1,118

98,30

75,57

3.

Beverage & Tobacco

82

76,84

70,11

67

44,87

39,63

4.

Textiles

765

154,64

115,15

710

157,69

78,76

(a) Cotton Textiles

210

131,10

97,39

266

71,62

41,21

(b) Jute & Other Natural Fibre Textiles

58

1,96

1,69

38

1,03

1,00

(c) Handloom Textiles & Khadi

35

67

57

30

41

37

(d) Other Textiles & Textile Products

462

20,91

15,50

376

84,63

36,18

5.

Paper, Paper Products & Printing

326

41,22

34,36

585

56,55

36,27

6.

Leather & Leather Products

382

6,72

3,06

249

4,57

3,76

7.

Rubber & Plastic Products

282

60,25

42,99

416

62,58

49,65

8.

Chemicals & Chemical Products

975

262,68

185,48

890

342,60

260,38

(a) Heavy Industrial Chemicals

106

91,92

45,43

78

86,94

63,81

(b) Fertilisers

11

72

76

7

3,48

3,35

(c) Drugs & Pharmaceuticals

367

27,27

22,90

236

60,99

59,14

(d) Non-Edible Oils

12

1,10

74

43

8,13

5,00

(e) Other Chemicals & Chemical Products

479

141,68

115,65

526

183,06

129,09

9.

Petroleum, Coal Products & Nuclear Fuels

24

8,34

8,27

20

10,94

10,45

10.

Manufacture of Cement & Cement Products

152

215,67

69,91

191

89,67

56,94

11.

Basic Metals & Metal Products

923

3889,97

2874,75

938

707,77

651,48

(a) Iron & Steel

166

3564,91

2608,92

154

597,15

555,70

(b) Non-Ferrous Metals

35

254,30

212,77

71

18,95

16,70

(c) Metal Products

722

70,75

53,05

713

91,68

79,08

12.

Engineering

977

243,24

197,06

939

762,65

640,74

(a) Heavy Engineering

141

72,80

59,85

107

129,90

122,17

(b) Light Engineering

461

65,41

36,37

477

27,89

23,09

(c) Electrical Machinery & Goods

247

44,41

38,52

259

35,43

27,50

(d) Electronic Machinery & Goods

128

60,62

62,33

96

569,44

467,98

13.

Vehicles, Vehicle Parts & Transport Equipments

473

44,93

34,23

439

40,74

28,29

14.

Other Industries

21,971

216,84

169,97

18,022

217,01

178,04

15.

Electricity, Gas & Water

41

1104,31

265,63

60

1316,69

761,83

(a) Electricity Generation & Transmission

23

1101,03

262,59

18

1309,46

755,16

(b) Non-Conventional Energy

1

2

–

7

57

49

(c) Gas, Steam & Water Supply

17

3,26

3,04

35

6,67

6,18

16.

Construction

2,096

307,89

274,21

2,994

184,93

149,14

III.

TRANSPORT OPERATORS

12,805

163,68

132,92

10,439

108,48

81,50

IV.

PROFESSIONAL AND OTHER SERVICES

34,451

231,68

176,75

30,309

427,52

322,50

V.

PERSONAL LOANS

2,62,117

2452,43

2115,82

3,32,121

3515,69

2915,15

1.

Loans for Purchase of Consumer Durables

20,060

65,32

54,13

17,413

58,01

46,77

2.

Loans for Housing

44,210

1292,66

1163,15

73,513

1878,30

1639,73

3.

Rest of the Personal Loans

1,97,847

1094,45

898,53

2,41,195

1579,38

1228,65

VI.

TRADE

1,44,676

3371,97

3217,88

1,23,222

2106,38

1884,65

1.

Wholesale Trade

2,673

2686,51

2669,46

4,044

1175,49

1135,57

2.

Retail Trade

1,42,003

685,47

548,41

1,19,178

930,89

749,09

VII.

FINANCE

2,063

24,02

18,63

2,222

53,65

36,79

VIII.

ALL OTHERS

81,825

346,26

292,54

73,921

397,71

342,50

TOTAL BANK CREDIT

13,25,872

17390,69

13798,22

9,72,817

13952,41

11158,04

OF WHICH:1. Artisans and Village & Tiny Industries

11,259

105,57

80,16

10,422

208,14

160,74

2. Other Small Scale Industries

13,469

287,77

227,66

11,098

354,37

277,03

WESTERN REGION

STATE : MAHARASHTRA

(Amount in Rupees Lakh)

URBAN

METROPOLITAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

70,206

1403,18

1197,06

49,701

7490,53

5992,58

1.

Direct Finance

67,506

1040,12

898,86

46,258

2932,40

2136,38

2.

Indirect Finance

2,700

363,06

298,20

3,443

4558,12

3856,20

II.

INDUSTRY

33,036

9082,36

6516,69

1,82,036

181558,97

110753,33

1.

Mining & Quarrying

192

50,02

40,21

733

15006,42

5051,65

2.

Food Manufacturing & Processing

2,350

1200,49

819,37

5,437

4020,62

2685,00

(a) Rice Mills, Flour & Dal Mills

664

227,78

168,24

229

216,50

137,84

(b) Sugar

49

328,66

229,51

38

258,50

172,43

(c) Edible Oils & Vanaspati

216

206,31

131,98

301

842,00

575,59

(d) Tea Processing

13

4,32

3,65

51

526,07

251,05

(e) Processing of Fruits & Vegetables

87

29,40

18,61

136

320,76

259,50

(f) Others

1,321

404,03

267,40

4,682

1856,78

1288,59

3.

Beverage & Tobacco

106

117,68

92,30

272

862,83

612,29

4.

Textiles

4,165

889,62

607,50

8,229

20249,27

11773,40

(a) Cotton Textiles

2,335

446,71

324,58

2,275

8862,34

4841,50

(b) Jute & Other Natural Fibre Textiles

97

28,14

24,96

72

52,42

40,49

(c) Handloom Textiles & Khadi

170

15,40

14,03

251

1307,59

1012,54

(d) Other Textiles & Textile Products

1,563

399,37

243,93

5,631

10026,93

5878,86

5.

Paper, Paper Products & Printing

1,086

347,90

249,93

2,787

2560,61

1988,83

6.

Leather & Leather Products

404

14,13

12,90

704

234,96

177,04

7.

Rubber & Plastic Products

1,259

275,33

197,75

3,422

4097,02

2275,47

8.

Chemicals & Chemical Products

1,850

762,89

511,15

8,431

21000,14

12003,07

(a) Heavy Industrial Chemicals

186

113,73

82,23

1,251

4994,04

2855,91

(b) Fertilisers

44

87,08

52,92

159

2272,50

1356,55

(c) Drugs & Pharmaceuticals

463

197,99

131,93

2,516

6779,92

3857,22

(d) Non-Edible Oils

28

9,24

7,15

53

322,89

170,66

(e) Other Chemicals & Chemical Products

1,129

354,85

236,92

4,452

6630,79

3762,73

9.

Petroleum, Coal Products & Nuclear Fuels

89

43,01

38,80

456

6646,87

4664,16

10.

Manufacture of Cement & Cement Products

230

25,95

22,32

424

1979,45

1378,27

11.

Basic Metals & Metal Products

2,721

1614,29

1325,47

36,656

21974,73

13537,16

(a) Iron & Steel

684

1174,40

968,18

2,347

15004,12

9731,57

(b) Non-Ferrous Metals

118

50,20

40,59

638

3797,02

1684,09

(c) Metal Products

1,919

389,68

316,70

33,671

3173,59

2121,50

12.

Engineering

3,479

1507,67

1124,92

10,212

14730,89

9637,91

(a) Heavy Engineering

601

280,80

226,84

1,554

3385,53

2583,13

(b) Light Engineering

1,630

318,48

235,76

4,625

5342,58

2925,80

(c) Electrical Machinery & Goods

788

365,85

255,63

2,666

2450,05

1526,81

(d) Electronic Machinery & Goods

460

542,55

406,70

1,367

3552,74

2602,17

13.

Vehicles, Vehicle Parts & Transport Equipments

1,008

1101,83

531,39

2,368

7015,13

4523,74

14.

Other Industries

11,227

454,61

385,72

94,712

39422,02

23967,41

15.

Electricity, Gas & Water

93

31,93

24,03

403

5088,12

4098,68

(a) Electricity Generation & Transmission

22

6,85

4,79

189

4538,51

3753,62

(b) Non-Conventional Energy

21

16,25

13,11

53

168,79

98,82

(c) Gas, Steam & Water Supply

50

8,83

6,13

161

380,82

246,24

16.

Construction

2,777

645,02

532,94

6,790

16669,89

12379,25

III.

TRANSPORT OPERATORS

9,681

119,56

94,07

42,623

5699,31

4198,15

IV.

PROFESSIONAL AND OTHER SERVICES

29,080

1075,32

776,40

47,798

21864,66

12523,08

V.

PERSONAL LOANS

3,87,375

6035,98

5031,79

52,69,709

50408,32

35634,63

1.

Loans for Purchase of Consumer Durables

41,307

185,60

150,57

1,15,552

759,09

628,48

2.

Loans for Housing

1,01,760

3441,90

3053,37

2,71,950

20990,91

18919,96

3.

Rest of the Personal Loans

2,44,308

2408,47

1827,85

48,82,207

28658,32

16086,19

VI.

TRADE

83,522

1852,80

1376,13

62,234

44234,41

31238,60

1.

Wholesale Trade

5,654

583,34

403,84

24,045

32039,01

23230,97

2.

Retail Trade

77,868

1269,46

972,28

38,189

12195,39

8007,63

VII.

FINANCE

1,803

360,74

243,59

5,003

49975,07

42083,56

VIII.

ALL OTHERS

96,141

878,65

676,82

2,10,266

10069,41

6807,51

TOTAL BANK CREDIT

7,10,844

20808,58

15912,55

58,69,370

371300,68

249231,45

OF WHICH:1. Artisans and Village & Tiny Industries

3,409

42,30

35,55

2,228

88,97

76,24

2. Other Small Scale Industries

16,945

1597,77

1211,89

38,407

9674,47

7151,21