NORTH-EASTERN REGION (Contd.)

STATE : MIZORAM

(Amount in Rupees Lakh)

OCCUPATION

STATE BANK OF INDIA AND
ITS ASSOCIATES

NATIONALISED BANKS

FOREIGN BANKS

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

1

2

3

4

5

6

7

8

9

I.

AGRICULTURE

5,213

86,59

77,45

782

5,40

5,25

-

-

-

1. Direct Finance

5,106

84,39

75,45

775

4,83

4,76

-

-

-

2. Indirect Finance

107

2,20

2,00

7

57

50

-

-

-

II.

INDUSTRY

1,833

44,37

40,93

275

26,56

23,04

-

-

-

1. Mining & Quarrying

10

1,04

89

6

90

1,84

-

-

-

2. Food Manufacturing & Processing

340

9,89

9,30

6

16

9

-

-

-

  (a) Rice Mills, Flour & Dal Mills

1

6

4

-

-

-

-

-

-

  (b) Sugar

-

-

-

-

-

-

-

-

-

  (c) Edible Oils & Vanaspati

-

-

-

-

-

-

-

-

-

  (d) Tea Processing

-

-

-

-

-

-

-

-

-

  (e) Processing of Fruits & Vegetables

1

3

3

2

10

5

-

-

-

  (f) Others

338

9,80

9,22

4

6

3

-

-

-

3. Beverage & Tobacco

2

9

8

1

10

3

-

-

-

4. Textiles

259

5,41

5,11

12

1,32

73

-

-

-

  (a) Cotton Textiles

7

28

29

1

4

4

-

-

-

  (b) Jute & Other Natural Fibre Textiles

-

-

-

-

-

-

-

-

-

  (c) Handloom Textiles & Khadi

69

1,32

1,25

8

77

57

-

-

-

  (d) Other Textiles & Textile Products

183

3,81

3,57

3

51

12

-

-

-

5. Paper, Paper Products & Printing

29

2,78

2,46

1

9

10

-

-

-

6. Woods and Wood Products

129

2,16

2,30

11

8

8

-

-

-

7. Leather & Leather Products

5

34

30

1

25

-

-

-

-

8. Gems and Jewellery

-

-

-

-

-

-

-

-

-

9. Rubber & Plastic Products

23

1,26

1,17

3

72

58

-

-

-

10. Chemicals & Chemical Products

10

31

19

4

5,15

5,15

-

-

-

  (a) Heavy Industrial Chemicals

-

-

-

-

-

-

-

-

-

  (b) Fertilisers

-

-

-

-

-

-

-

-

-

  (c) Drugs & Pharmaceuticals

1

1

1

-

-

-

-

-

-

  (d) Non-Edible Oils

1

15

6

-

-

-

-

-

-

  (e) Other Chemicals & Chemical Products

8

15

12

4

5,15

5,15

-

-

-

11. Petroleum, Coal Products & Nuclear Fuels

1

14

9

-

-

-

-

-

-

12. Manufacture of Cement & Cement Products

5

53

51

2

41

71

-

-

-

13. Basic Metals & Metal Products

38

1,08

1,09

12

10

11

-

-

-

  (a) Iron & Steel

5

45

37

-

-

-

-

-

-

  (b) Non-Ferrous Metals

1

2

3

-

-

-

-

-

-

  (c) Metal Products

32

61

69

12

10

11

-

-

-

14. Engineering

57

1,83

1,83

8

36

38

-

-

-

  (a) Heavy Engineering

2

7

7

3

21

22

-

-

-

  (b) Light Engineering

44

1,21

1,28

1

6

6

-

-

-

  (c) Electrical Machinery & Goods

6

31

29

1

2

2

-

-

-

  (d) Electronic Machinery & Goods

5

24

19

3

7

7

-

-

-

15. Vehicles, Vehicle Parts & Transport Equipments

10

41

37

1

3,50

2,53

-

-

-

16. Other Industries

147

3,44

3,22

197

4,08

4,18

-

-

-

17. Electricity, Gas & Water

1

20

19

-

-

-

-

-

-

  (a) Electricity Generation & Transmission

-

-

-

-

-

-

-

-

-

  (b) Non-Conventional Energy

-

-

-

-

-

-

-

-

-

  (c) Gas, Steam & Water Supply

1

20

19

-

-

-

-

-

-

18. Construction

767

13,47

11,84

10

9,34

6,55

-

-

-

  (a) Other than Infrastructure

30

2,44

2,23

4

4,16

4,87

-

-

-

  (b) Infrastructure Construction

737

11,03

9,61

6

5,18

1,68

-

-

-

III.

TRANSPORT OPERATORS

88

3,13

2,23

53

3,09

3,06

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

309

17,84

17,86

206

31,51

10,97

-

-

-

1. Professional Services

11

2,29

2,46

122

90

69

-

-

-

2. Tourism, Hotel & Restaurants

44

91

78

11

41

38

-

-

-

3. Recreation services

15

42

31

-

-

-

-

-

-

4. IT and Telecommunications

9

1,19

1,06

6

31

23

-

-

-

5. Others

230

13,03

13,25

67

29,89

9,67

-

-

-

V.

PERSONAL LOANS

26,646

646,40

542,27

1,137

31,04

29,79

-

-

-

1. Housing

7,724

307,94

265,97

380

16,56

17,81

-

-

-

2. Consumer Durables

1,084

5,28

3,89

25

24

18

-

-

-

3. Vehicles

1,645

38,09

29,08

58

1,66

1,46

-

-

-

4. Education

328

13,94

11,49

47

1,58

1,17

-

-

-

5. Personal Credit Cards

-

-

-

14

32

7

-

-

-

6. Others

15,865

281,15

231,84

613

10,68

9,10

-

-

-

VI.

TRADE

1,725

65,87

58,13

461

46,88

40,38

1

40

34

1. Wholesale Trade

27

12,08

8,97

8

6,97

3,71

-

-

-

2. Retail Trade

1,698

53,79

49,17

453

39,91

36,66

1

40

34

VII.

FINANCE

5

1

1

-

-

-

-

-

-

VIII.

ALL OTHERS

132

1,30

1,35

491

19,58

19,38

-

-

-

TOTAL BANK CREDIT

35,951

865,51

740,22

3,405

164,05

131,88

1

40

34

TABLE NO. 5.6 – STATE AND BANK GROUP-WISE CLASSIFICATION OF OUTSTANDING
CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION – MARCH 2009

STATE : MIZORAM

(Amount in Rupees Lakh)

OCCUPATION

REGIONAL RURAL BANKS

PRIVATE SECTOR BANKS

ALL SCHEDULED
COMMERCIAL BANKS

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

10

11

12

13

14

15

16

17

18

I.

AGRICULTURE

7,624

44,52

34,98

248

2,16

2,13

13,867

138,66

119,81

1. Direct Finance

7,622

44,42

34,92

248

2,16

2,13

13,751

135,80

117,25

2. Indirect Finance

2

10

6

-

-

-

116

2,87

2,56

II.

INDUSTRY

679

16,99

10,92

84

6,80

5,99

2,871

94,72

80,88

1. Mining & Quarrying

10

73

53

-

-

-

26

2,68

3,26

2. Food Manufacturing & Processing

68

1,21

80

-

-

-

414

11,26

10,19

  (a) Rice Mills, Flour & Dal Mills

-

-

-

-

-

-

1

6

4

  (b) Sugar

-

-

-

-

-

-

-

-

-

  (c) Edible Oils & Vanaspati

-

-

-

-

-

-

-

-

-

  (d) Tea Processing

-

-

-

-

-

-

-

-

-

  (e) Processing of Fruits & Vegetables

17

67

40

-

-

-

20

80

48

  (f) Others

51

54

41

-

-

-

393

10,40

9,66

3. Beverage & Tobacco

-

-

-

-

-

-

3

19

12

4. Textiles

160

4,30

3,10

-

-

-

431

11,04

8,93

  (a) Cotton Textiles

-

-

-

-

-

-

8

32

33

  (b) Jute & Other Natural Fibre Textiles

-

-

-

-

-

-

-

-

-

  (c) Handloom Textiles & Khadi

152

4,16

3,00

-

-

-

229

6,25

4,81

  (d) Other Textiles & Textile Products

8

14

10

-

-

-

194

4,47

3,79

5. Paper, Paper Products & Printing

15

55

24

-

-

-

45

3,42

2,80

6. Woods and Wood Products

106

99

72

-

-

-

246

3,23

3,10

7. Leather & Leather Products

10

57

43

-

-

-

16

1,16

73

8. Gems and Jewellery

-

-

-

-

-

-

-

-

-

9. Rubber & Plastic Products

-

-

-

-

-

-

26

1,98

1,75

10. Chemicals & Chemical Products

5

2

2

-

-

-

19

5,48

5,36

  (a) Heavy Industrial Chemicals

-

-

-

-

-

-

-

-

-

  (b) Fertilisers

-

-

-

-

-

-

-

-

-

  (c) Drugs & Pharmaceuticals

3

-

-

-

-

-

4

2

2

  (d) Non-Edible Oils

-

-

-

-

-

-

1

15

6

  (e) Other Chemicals & Chemical Products

2

2

2

-

-

-

14

5,32

5,28

11. Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

1

14

9

12. Manufacture of Cement & Cement Products

4

3

3

-

-

-

11

97

1,25

13. Basic Metals & Metal Products

4

6

6

-

-

-

54

1,25

1,25

  (a) Iron & Steel

-

-

-

-

-

-

5

45

37

  (b) Non-Ferrous Metals

-

-

-

-

-

-

1

2

3

  (c) Metal Products

4

6

6

-

-

-

48

77

86

14. Engineering

2

2

2

-

-

-

67

2,21

2,23

  (a) Heavy Engineering

-

-

-

-

-

-

5

28

30

  (b) Light Engineering

-

-

-

-

-

-

45

1,27

1,34

  (c) Electrical Machinery & Goods

2

2

2

-

-

-

9

35

33

  (d) Electronic Machinery & Goods

-

-

-

-

-

-

8

31

26

15. Vehicles, Vehicle Parts & Transport Equipments

12

16

16

-

-

-

23

4,07

3,06

16. Other Industries

282

8,31

4,77

-

-

-

626

15,82

12,16

17. Electricity, Gas & Water

-

-

-

-

-

-

1

20

19

  (a) Electricity Generation & Transmission

-

-

-

-

-

-

-

-

-

  (b) Non-Conventional Energy

-

-

-

-

-

-

-

-

-

  (c) Gas, Steam & Water Supply

-

-

-

-

-

-

1

20

19

18. Construction

1

3

3

84

6,80

5,99

862

29,64

24,40

  (a) Other than Infrastructure

1

3

3

59

6,52

5,70

94

13,14

12,83

  (b) Infrastructure Construction

-

-

-

25

29

29

768

16,50

11,57

III.

TRANSPORT OPERATORS

89

3,84

2,61

38

1,50

1,50

268

11,56

9,39

IV.

PROFESSIONAL AND OTHER SERVICES

175

6,56

4,43

895

7,37

7,20

1,585

63,28

40,47

1. Professional Services

62

2,63

1,82

-

-

-

195

5,82

4,97

2. Tourism, Hotel & Restaurants

17

1,09

88

1

30

30

73

2,70

2,34

3. Recreation services

1

10

4

-

-

-

16

52

35

4. IT and Telecommunications

1

50

43

1

40

33

17

2,40

2,06

5. Others

94

2,25

1,27

893

6,67

6,56

1,284

51,84

30,75

V.

PERSONAL LOANS

8,989

121,70

97,80

562

2,08

1,99

37,334

801,23

671,85

1. Housing

2,557

89,85

74,80

1

18

16

10,662

414,53

358,75

2. Consumer Durables

2,715

17,24

13,18

-

-

-

3,824

22,76

17,25

3. Vehicles

52

45

27

555

1,82

1,76

2,310

42,02

32,57

4. Education

95

59

37

-

-

-

470

16,11

13,02

5. Personal Credit Cards

-

-

-

-

-

-

14

32

7

6. Others

3,570

13,56

9,18

6

8

6

20,054

305,49

250,18

VI.

TRADE

663

18,12

13,21

2

1,67

77

2,852

132,94

112,84

1. Wholesale Trade

154

4,50

3,07

-

-

-

189

23,55

15,75

2. Retail Trade

509

13,61

10,15

2

1,67

77

2,663

109,38

97,09

VII.

FINANCE

684

4,86

3,45

-

-

-

689

4,87

3,46

VIII.

ALL OTHERS

300

5,44

4,45

22

2,26

1,43

945

28,58

26,61

TOTAL BANK CREDIT

19,203

222,03

171,86

1,851

23,84

21,01

60,411

1275,83

1065,30