STATE : PUNJAB |
(Amount in Rupees Lakh) |
OCCUPATION |
RURAL |
SEMI-URBAN |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
Accounts |
Limit |
Outstanding |
Accounts |
Limit |
Outstanding |
1 |
2 |
3 |
4 |
5 |
6 |
I. |
AGRICULTURE |
4,48,815 |
5936,09 |
4850,05 |
3,76,568 |
6299,59 |
5520,37 |
|
1. |
Direct Finance |
4,40,760 |
5612,70 |
4592,74 |
3,67,880 |
5735,82 |
5076,08 |
|
2. |
Indirect Finance |
8,055 |
323,39 |
257,31 |
8,688 |
563,77 |
444,29 |
II. |
INDUSTRY |
16,811 |
1464,98 |
1032,13 |
19,876 |
3107,97 |
2273,12 |
|
1. |
Mining & Quarrying |
258 |
38,67 |
30,93 |
194 |
91,70 |
57,95 |
|
2. |
Food Manufacturing & Processing |
1,603 |
461,91 |
313,84 |
3,556 |
1131,65 |
785,75 |
|
|
(a) Rice Mills, Flour & Dal Mills |
797 |
389,27 |
252,40 |
2,360 |
820,13 |
555,83 |
|
|
(b) Sugar |
3 |
9,86 |
8,43 |
7 |
18,29 |
17,25 |
|
|
(c) Edible Oils & Vanaspati |
52 |
15,50 |
13,67 |
183 |
122,57 |
94,62 |
|
|
(d) Tea Processing |
1 |
4 |
4 |
7 |
1,84 |
1,03 |
|
|
(e) Processing of Fruits & Vegetables |
11 |
1,88 |
1,71 |
19 |
5,72 |
4,75 |
|
|
(f) Others |
739 |
45,37 |
37,60 |
980 |
163,10 |
112,27 |
|
3. |
Beverage & Tobacco |
25 |
26,34 |
21,95 |
97 |
13,97 |
10,12 |
|
4. |
Textiles |
1,139 |
270,78 |
228,30 |
962 |
280,42 |
204,48 |
|
|
(a) Cotton Textiles |
102 |
120,55 |
115,96 |
244 |
168,69 |
107,15 |
|
|
(b) Jute & Other Natural Fibre Textiles |
75 |
1,16 |
28 |
30 |
5,10 |
3,29 |
|
|
(c) Handloom Textiles & Khadi |
575 |
3,23 |
2,39 |
399 |
10,91 |
8,64 |
|
|
(d) Other Textiles & Textile Products |
387 |
145,84 |
109,67 |
289 |
95,72 |
85,40 |
|
5. |
Paper, Paper Products & Printing |
107 |
59,07 |
34,22 |
288 |
90,23 |
75,47 |
|
6. |
Leather & Leather Products |
64 |
5,16 |
4,84 |
82 |
4,22 |
3,41 |
|
7. |
Rubber & Plastic Products |
147 |
16,43 |
9,74 |
362 |
39,42 |
28,46 |
|
8. |
Chemicals & Chemical Products |
130 |
19,21 |
6,70 |
670 |
89,58 |
56,34 |
|
|
(a) Heavy Industrial Chemicals |
7 |
11,06 |
1,10 |
42 |
14,47 |
11,42 |
|
|
(b) Fertilisers |
– |
– |
– |
10 |
5,42 |
4,22 |
|
|
(c) Drugs & Pharmaceuticals |
37 |
2,04 |
77 |
385 |
16,12 |
7,42 |
|
|
(d) Non-Edible Oils |
4 |
46 |
40 |
13 |
4,15 |
3,43 |
|
|
(e) Other Chemicals & Chemical Products |
82 |
5,66 |
4,43 |
220 |
49,42 |
29,85 |
|
9. |
Petroleum, Coal Products & Nuclear Fuels |
27 |
17,49 |
15,48 |
32 |
9,71 |
8,16 |
|
10. |
Manufacture of Cement & Cement Products |
90 |
8,47 |
7,18 |
142 |
8,55 |
5,54 |
|
11. |
Basic Metals & Metal Products |
297 |
36,43 |
30,04 |
1,584 |
662,89 |
507,97 |
|
|
(a) Iron & Steel |
71 |
20,53 |
17,80 |
831 |
526,55 |
392,37 |
|
|
(b) Non-Ferrous Metals |
6 |
41 |
42 |
40 |
7,23 |
6,74 |
|
|
(c) Metal Products |
220 |
15,49 |
11,81 |
713 |
129,11 |
108,86 |
|
12. |
Engineering |
568 |
53,58 |
37,86 |
1,218 |
164,77 |
129,82 |
|
|
(a) Heavy Engineering |
134 |
11,35 |
8,07 |
258 |
51,28 |
42,86 |
|
|
(b) Light Engineering |
302 |
12,34 |
9,83 |
664 |
52,00 |
36,99 |
|
|
(c) Electrical Machinery & Goods |
94 |
21,35 |
17,22 |
219 |
58,58 |
47,70 |
|
|
(d) Electronic Machinery & Goods |
38 |
8,55 |
2,73 |
77 |
2,91 |
2,27 |
|
13. |
Vehicles,Vehicle Parts & Transport Equipments |
157 |
66,68 |
64,40 |
321 |
92,00 |
74,68 |
|
14. |
Other Industries |
9,891 |
187,93 |
105,29 |
8,017 |
245,50 |
177,69 |
|
15. |
Electricity, Gas & Water |
110 |
17,98 |
15,43 |
261 |
27,76 |
20,92 |
|
|
(a) Electricity Generation & Transmission |
93 |
16,93 |
14,51 |
226 |
22,15 |
17,00 |
|
|
(b) Non-Conventional Energy |
3 |
24 |
23 |
6 |
54 |
38 |
|
|
(c) Gas, Steam & Water Supply |
14 |
81 |
69 |
29 |
5,07 |
3,54 |
|
16. |
Construction |
2,198 |
178,84 |
105,96 |
2,090 |
155,63 |
126,37 |
III. |
TRANSPORT OPERATORS |
2,737 |
35,43 |
28,14 |
1,193 |
16,08 |
13,19 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
8,046 |
486,09 |
394,56 |
15,086 |
659,21 |
516,68 |
V. |
PERSONAL LOANS |
1,25,233 |
2376,25 |
1891,04 |
1,92,367 |
3804,59 |
2969,22 |
|
1. |
Loans for Purchase of Consumer Durables |
7,984 |
72,13 |
57,87 |
9,004 |
84,05 |
67,51 |
|
2. |
Loans for Housing |
31,041 |
905,50 |
775,78 |
46,418 |
1649,03 |
1396,58 |
|
3. |
Rest of the Personal Loans |
86,208 |
1398,62 |
1057,39 |
1,36,945 |
2071,50 |
1505,13 |
VI. |
TRADE |
40,206 |
589,03 |
451,37 |
46,368 |
1669,67 |
1129,20 |
|
1. |
Wholesale Trade |
2,056 |
107,57 |
89,16 |
2,439 |
306,70 |
241,91 |
|
2. |
Retail Trade |
38,150 |
481,46 |
362,21 |
43,929 |
1362,98 |
887,29 |
VII. |
FINANCE |
404 |
9,14 |
6,97 |
467 |
47,56 |
31,81 |
VIII. |
ALL OTHERS |
45,594 |
1120,34 |
830,58 |
46,024 |
1007,89 |
738,13 |
|
|
|
|
|
|
|
|
|
TOTAL BANK CREDIT |
6,87,846 |
12017,33 |
9484,84 |
6,97,949 |
16612,55 |
13191,71 |
OF WHICH : 1. Artisans and Village & Tiny Industries |
6,617 |
79,19 |
60,89 |
3,488 |
240,68 |
173,42 |
|
|
2. Other Small Scale Industries |
5,084 |
357,97 |
240,39 |
9,090 |
1360,05 |
943,82 |
TABLE NO. 5.7 – STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF |
SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION |
MARCH 2007 |
NORTHERN REGION |
STATE : PUNJAB |
(Amount in Rupees Lakh) |
OCCUPATION |
URBAN |
METROPOLITAN |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
Accounts |
Limit |
Outstanding |
Accounts |
Limit |
Outstanding |
7 |
8 |
9 |
10 |
11 |
12 |
I. |
AGRICULTURE |
56,935 |
2438,04 |
1984,97 |
10,618 |
938,76 |
820,82 |
|
1. |
Direct Finance |
53,527 |
1166,15 |
962,99 |
8,544 |
545,26 |
502,55 |
|
2. |
Indirect Finance |
3,408 |
1271,90 |
1021,97 |
2,074 |
393,50 |
318,27 |
II. |
INDUSTRY |
31,930 |
15730,03 |
9792,90 |
18,308 |
7248,60 |
4660,09 |
|
1. |
Mining & Quarrying |
525 |
226,86 |
140,29 |
160 |
57,87 |
41,56 |
|
2. |
Food Manufacturing & Processing |
1,691 |
781,16 |
540,77 |
525 |
390,29 |
271,75 |
|
|
(a) Rice Mills, Flour & Dal Mills |
1,099 |
341,34 |
212,08 |
155 |
300,18 |
201,18 |
|
|
(b) Sugar |
20 |
166,64 |
108,04 |
1 |
15 |
16 |
|
|
(c) Edible Oils & Vanaspati |
81 |
85,45 |
70,84 |
74 |
19,09 |
14,57 |
|
|
(d) Tea Processing |
1 |
8 |
5 |
– |
– |
– |
|
|
(e) Processing of Fruits & Vegetables |
20 |
15,71 |
14,69 |
18 |
24,16 |
16,58 |
|
|
(f) Others |
470 |
171,94 |
135,06 |
277 |
46,72 |
39,25 |
|
3. |
Beverage & Tobacco |
36 |
23,69 |
21,52 |
11 |
23,60 |
16,47 |
|
4. |
Textiles |
6,205 |
6248,79 |
3011,42 |
7,286 |
3610,64 |
2460,42 |
|
|
(a) Cotton Textiles |
1,813 |
2508,64 |
1402,38 |
1,201 |
2029,50 |
1370,27 |
|
|
(b) Jute & Other Natural Fibre Textiles |
1,403 |
42,17 |
33,04 |
191 |
21,61 |
18,53 |
|
|
(c) Handloom Textiles & Khadi |
109 |
13,70 |
9,88 |
196 |
82,53 |
66,58 |
|
|
(d) Other Textiles & Textile Products |
2,880 |
3684,28 |
1566,12 |
5,698 |
1477,00 |
1005,04 |
|
5. |
Paper, Paper Products & Printing |
681 |
379,63 |
246,37 |
501 |
645,43 |
472,75 |
|
6. |
Leather & Leather Products |
320 |
128,48 |
92,49 |
120 |
73,44 |
48,91 |
|
7. |
Rubber & Plastic Products |
963 |
419,15 |
218,50 |
409 |
128,44 |
98,64 |
|
8. |
Chemicals & Chemical Products |
606 |
359,71 |
288,81 |
753 |
118,11 |
87,69 |
|
|
(a) Heavy Industrial Chemicals |
75 |
115,39 |
85,50 |
51 |
46,06 |
39,19 |
|
|
(b) Fertilisers |
8 |
9,89 |
9,62 |
14 |
2,10 |
1,22 |
|
|
(c) Drugs & Pharmaceuticals |
123 |
92,46 |
80,80 |
487 |
42,55 |
26,84 |
|
|
(d) Non-Edible Oils |
11 |
6,11 |
5,00 |
5 |
63 |
56 |
|
|
(e) Other Chemicals & Chemical Products |
389 |
135,86 |
107,89 |
196 |
26,78 |
19,89 |
|
9. |
Petroleum, Coal Products & Nuclear Fuels |
48 |
21,50 |
15,22 |
49 |
23,34 |
20,28 |
|
10. |
Manufacture of Cement & Cement Products |
158 |
22,45 |
17,75 |
248 |
37,40 |
29,42 |
|
11. |
Basic Metals & Metal Products |
3,387 |
1632,32 |
973,23 |
1,271 |
1019,87 |
281,37 |
|
|
(a) Iron & Steel |
1,097 |
1023,65 |
580,05 |
375 |
237,84 |
207,95 |
|
|
(b) Non-Ferrous Metals |
349 |
140,09 |
102,43 |
42 |
17,30 |
13,48 |
|
|
(c) Metal Products |
1,941 |
468,58 |
290,75 |
854 |
764,73 |
59,93 |
|
12. |
Engineering |
4,893 |
1572,50 |
1141,01 |
1,980 |
490,55 |
342,70 |
|
|
(a) Heavy Engineering |
411 |
107,40 |
74,83 |
445 |
333,12 |
233,07 |
|
|
(b) Light Engineering |
2,385 |
1148,71 |
811,41 |
956 |
133,34 |
94,04 |
|
|
(c) Electrical Machinery & Goods |
577 |
161,53 |
135,15 |
339 |
14,31 |
8,20 |
|
|
(d) Electronic Machinery & Goods |
1,520 |
154,86 |
119,62 |
240 |
9,78 |
7,40 |
|
13. |
Vehicles,Vehicle Parts & Transport Equipments |
1,944 |
941,25 |
647,80 |
1,242 |
191,41 |
126,82 |
|
14. |
Other Industries |
8,446 |
1069,85 |
742,61 |
2,592 |
226,61 |
180,06 |
|
15. |
Electricity, Gas & Water |
33 |
1362,70 |
1240,85 |
43 |
79,68 |
75,19 |
|
|
(a) Electricity Generation & Transmission |
16 |
1189,01 |
1086,83 |
34 |
77,99 |
73,66 |
|
|
(b) Non-Conventional Energy |
2 |
22 |
27 |
3 |
53 |
52 |
|
|
(c) Gas, Steam & Water Supply |
15 |
173,47 |
153,75 |
6 |
1,16 |
1,00 |
|
16. |
Construction |
1,994 |
540,01 |
454,26 |
1,118 |
131,90 |
106,05 |
III. |
TRANSPORT OPERATORS |
3,610 |
132,94 |
121,30 |
3,603 |
104,90 |
96,92 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
24,920 |
1322,09 |
918,24 |
28,801 |
804,98 |
577,34 |
V. |
PERSONAL LOANS |
2,27,403 |
5858,32 |
4626,73 |
1,77,185 |
4418,19 |
3442,80 |
|
1. |
Loans for Purchase of Consumer Durables |
10,204 |
97,22 |
76,45 |
4,743 |
40,76 |
33,26 |
|
2. |
Loans for Housing |
62,128 |
2877,75 |
2450,94 |
32,948 |
2002,43 |
1729,20 |
|
3. |
Rest of the Personal Loans |
1,55,071 |
2883,35 |
2099,34 |
1,39,494 |
2374,99 |
1680,33 |
VI. |
TRADE |
35,393 |
2853,59 |
2061,36 |
17,351 |
1675,24 |
1050,18 |
|
1. |
Wholesale Trade |
6,291 |
804,50 |
547,90 |
3,378 |
834,29 |
428,27 |
|
2. |
Retail Trade |
29,102 |
2049,09 |
1513,46 |
13,973 |
840,95 |
621,91 |
VII. |
FINANCE |
377 |
401,47 |
295,47 |
353 |
273,43 |
120,90 |
VIII. |
ALL OTHERS |
42,743 |
1964,22 |
1508,74 |
30,170 |
750,87 |
524,30 |
TOTAL BANK CREDIT |
4,23,311 |
30700,69 |
21309,71 |
2,86,389 |
16214,95 |
11293,35 |
OF WHICH : 1. Artisans and Village & Tiny Industries |
760 |
30,49 |
24,34 |
544 |
44,81 |
28,43 |
|
|
2. Other Small Scale Industries |
17,363 |
3331,22 |
2267,52 |
11,136 |
2767,60 |
1387,78 |
|
