(Amount in Rupees crore)

Sector

Outstanding as on

Variations during

March 31, 2007 

March 28, 2008

March 27, 2009

2007-08

2008-09

Absolute

Per cent

Absolute

Per cent

1

2

3

4

5

6

7

8

I

Gross Bank Credit (II + III)

18,48,187

22,47,289

26,48,501

3,99,102

21.6

4,01,212

17.9

II

Food Credit

46,947

44,399

46,211

-2548

-5.4

1,812

4.1

III

Non-Food Gross Bank Credit (1 to 4)

18,01,240

22,02,890

26,02,290

4,01,650

22.3

3,99,400

18.1

1.

Agriculture & Allied Activities

2,30,377

2,75,343

3,38,656

44,966

19.5

63,313

23.0

2.

Industry

6,97,339

8,66,875

10,54,390

1,69,536

24.3

1,87,515

21.6

3.

Services

4,20,766

5,53,185

6,46,765

1,32,419

31.5

93,580

16.9

of which

3.1

Transport Operators

28,332

37,818

39,302

9,486

33.5

1,484

3.9

3.2

Professional and Other Services

23,932

27,133

45,373

3,201

13.4

18,240

67.2

3.3

Trade

1,06,662

1,23,721

1,44,377

17,059

16.0

20,656

16.7

3.4

Real Estate Loans

44,079

63,314

91,575

19,235

43.6

28,261

44.6

3.5

Non-Banking Financial Companies

48,924

79,018

98,853

30,094

61.5

19,835

25.1

4.

Personal Loans

4,52,758

5,07,488

5,62,479

54,730

12.1

54,991

10.8

of which

4.1

Consumer Durables

9,189

8,799

8,187

-390

-4.2

-612

-7.0

4.2

Housing @

2,30,990

2,57,792

2,76,957

26,802

11.6

19,165

7.4

4.3

Advances against Fixed Deposits (including FCNR(B), NRNR Deposits, etc.)

40,835

45,005

48,676

4,170

10.2

3,671

8.2

4.4

Credit Card Outstandings

18,299

26,393

28,000

8,094

44.2

1,607

6.1

4.5

Education

15,208

20,532

28,579

5,324

35.0

8,047

39.2

Memo:

5.

Priority Sector of which

6,35,966

7,47,380

9,15,886

1,11,414

17.5

1,68,506

22.5

Housing#

1,60,343

1,91,878

2,03,154

31,535

19.7

11,276

5.9

@ : Direct housing loans.
#  : Direct as well as indirect housing loans.
Note : 1.Data are provisional and relate to select banks. Data also include the effects of mergers of Bharat Overseas Bank with Indian Overseas Bank, American Express Bank with Standard Chartered Bank and State Bank of Suarashtra with State Bank of India.
2. Gross bank credit data include bills rediscounted with Reserve Bank, Exim Bank, other financial institutions and inter-bank participations.