Indicators

June

March

March

March

March

March

March

March

March

1969

1992

1993

1994

1995

1996

1997

1998

1999

Number of Commercial Banks

89

276

276

276

284

288

296

300

301

(a) Scheduled Commercial Banks

73

272

272

272

281

287

295

299

301

of which: Regional Rural Banks

-

196

196

196

196

196

196

196

196

(b) Non-Scheduled Commercial Banks

16

4

4

4

3

1

1

1

-

Number of Bank Offices in India

8262

60570

61169

63755

64234

64937

65562

66306

67041

(a) Rural

1833

35269

35389

33126

33021

32982

32929

32890

32894

(b) Semi-Urban

3342

11356

11465

13374

13581

13832

13979

14208

14390

(c) Urban

1584

8279

8562

9533

9717

9964

10263

10555

10816

(d) Metropolitan

1503

5666

5753

7722

7915

8159

8391

8653

8941

Population per Office (in thousands)

64

14

14

15

15

15

15

15

15

Deposits of Scheduled Commercial

4646

237566

274938

323632

386859

433819

505599

605410

722203

Banks in India (Rs. crore)

(a) Demand

2104

48893

49541

60700

76903

80614

90610

102513

117423

(b) Time

2542

188672

225397

262932

309956

353205

414989

502897

604780

Credit of Scheduled Commercial

3599

131520

154838

166844

211560

254015

278401

324079

368837

Banks in India (Rs. crore)

Investments of Scheduled Commercial

1361

90334

104563

133314

149254

164782

190514

218705

254594

Banks in India (Rs. crore)

Deposits of Scheduled Commercial

56

392

449

524

620

688

796

943

1078

Banks per office (Rs. lakh)

Credit of Scheduled Commercial

44

217

253

270

339

403

438

505

598

Banks per office (Rs. lakh)

Per capita Deposits of Scheduled

88

2738

3111

3596

4242

4644

5323

6270

7152

Commercial Banks (Rs.)

Per capita Credit of Scheduled

68

1516

1752

1854

2320

2719

2931

3356

3969

Commercial Banks (Rs.)

Deposits of Scheduled Commercial

15.5

49.5

50.4

46.0

46.4

44.5

44.3

47.9

49.3

Banks as percentage to National Income

(at current prices)

Scheduled Commercial Banks’

504

47318

51739

59097

69209

80831

93807

108905

NA

Advances to Priority Sector (Rs. Crore)

Share of Priority Sector

14.0

37.1

34.4

36.5

33.7

32.8

34.8

36.3

NA

Advances in total credit of

Scheduled Commercial Banks (per cent)

Share of Priority Sector Advances

15.0

38.6

36.1

38.8

35.8

34.1

35.8

34.9

NA

in total non-food credit of Scheduled

Commercial Banks (per cent)

Credit-Deposit Ratio

77.5

55.4

56.3

51.6

54.7

58.6

55.1

53.5

51.1

Investment-Deposit Ratio

29.3

38.0

38.0

41.2

38.6

38.0

37.7

36.1

35.3

Cash-Deposit Ratio

8.2

18.2

13.6

17.2

16.3

12.4

10.5

10.1

9.4

Notes:

1) Classification of bank offices according to population for the year 1969 is based on 1961 census. For the period 1990 to 1993, it is based on 1981 census and for the subsequent years it is based on 1991 census. Population per office, per capita deposits and per capita credit are based on the estimated mid year population figures supplied by the Office of the Registrar General, India.

2) Deposits, credit and investments of Scheduled Commercial Banks in India are as per "Form-A" return under Section 42(2) of the Reserve Bank of India Act, 1934 and relate to the last Friday of the reference period.

3) Scheduled Commercial Banks’ advances to priority sectors and the related ratios are exclusive of Regional Rural Banks.

4) For working out cash-deposit ratio, cash is taken as the total of‘cash in hand’ and ‘balances with the Reserve Bank of India’. The data for ‘cash in hand’ are taken from "Form-A" return as per Section 42(2) of the Reserve Bank of India Act, 1934 and ‘balances with the Reserve Bank of India’ are taken from the "Weekly Statement of Affairs of the Reserve Bank of India".

NA : Not available.