Table 109: State-wise Credit Deposit Ratio of Scheduled Commercial Banks According to Place of Utilisation - ربی - Reserve Bank of India
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Table 109: State-wise Credit Deposit Ratio of Scheduled Commercial Banks According to Place of Utilisation
(As at end-March) | ||||||||
(Per cent) | ||||||||
Regions/States/Union Territories | 1990 | 1991 | 1992 | 1993 | 1994 | 1995 | 1996 | 1997 |
NORTHERN REGION | 47.6 | 52.4 | 49.3 | 56.7 | 56.6 | 47.5 | 50.4 | 47.0 |
Haryana | 75.0 | 76.0 | 69.1 | 69.0 | 58.4 | 56.0 | 54.0 | 53.2 |
Himachal Pradesh | 38.4 | 41.4 | 37.8 | 34.5 | 23.7 | 29.7 | 29.1 | 23.7 |
Jammu and Kashmir | 33.5 | 55.1 | 51.1 | 46.7 | 39.4 | 28.4 | 28.7 | 26.0 |
Punjab | 46.2 | 49.7 | 46.4 | 44.1 | 41.0 | 43.3 | 43.3 | 40.3 |
Rajasthan | 61.5 | 60.5 | 59.3 | 60.2 | 52.1 | 51.0 | 45.3 | 50.2 |
Chandigarh | 55.0 | 58.7 | 55.3 | 42.0 | 60.1 | 86.9 | 61.0 | 55.7 |
Delhi | 40.4 | 46.6 | 44.1 | 63.7 | 69.2 | 46.5 | 57.0 | 51.0 |
NORTH-EASTERN REGION | 70.0 | 60.9 | 66.3 | 64.0 | 50.0 | 45.9 | 41.1 | 36.1 |
Arunachal Pradesh | 55.4 | 50.5 | 39.2 | 35.5 | 27.6 | 20.1 | 24.6 | 17.6 |
Assam | 78.4 | 69.9 | 79.0 | 75.9 | 55.6 | 47.4 | 45.4 | 41.5 |
Manipur | 77.5 | 71.3 | 66.9 | 75.1 | 65.8 | 58.9 | 55.7 | 63.4 |
Meghalaya | 25.3 | 25.9 | 23.0 | 21.3 | 20.2 | 47.2 | 23.6 | 14.1 |
Mizoram | 41.3 | 30.4 | 28.8 | 37.6 | 41.1 | 35.1 | 23.5 | 14.7 |
Nagaland | 37.7 | 47.6 | 49.4 | 46.3 | 45.8 | 44.8 | 37.3 | 29.9 |
Tripura | 92.3 | 60.7 | 60.6 | 61.8 | 60.6 | 48.5 | 44.7 | 39.3 |
EASTERN REGION | 52.6 | 49.2 | 49.1 | 50.4 | 43.9 | 46.6 | 46.4 | 42.1 |
Bihar | 39.0 | 39.5 | 38.5 | 40.9 | 37.0 | 33.8 | 31.1 | 29.7 |
Jharkhand | - | - | - | - | - | - | - | - |
Odisha | 92.5 | 72.3 | 71.1 | 69.5 | 62.1 | 55.9 | 58.0 | 48.1 |
Sikkim | 44.6 | 32.6 | 24.6 | 31.2 | 23.7 | 24.9 | 22.3 | 18.1 |
West Bengal | 53.9 | 50.7 | 51.0 | 52.1 | 44.4 | 52.0 | 53.3 | 48.6 |
Andaman & Nicobar Islands | 33.1 | 45.9 | 35.7 | 29.9 | 19.2 | 17.1 | 17.8 | 15.4 |
CENTRAL REGION | 49.8 | 52.8 | 50.2 | 49.7 | 44.3 | 41.2 | 42.0 | 40.7 |
Chhattisgarh | - | - | - | - | - | - | - | - |
Madhya Pradesh | 68.1 | 66.7 | 63.2 | 63.4 | 57.5 | 51.8 | 60.6 | 56.4 |
Uttar Pradesh | 32.8 | 47.6 | 45.3 | 44.6 | 39.5 | 37.3 | 35.0 | 34.7 |
Uttarakhand | - | - | - | - | - | - | - | - |
WESTERN REGION | 63.7 | 66.1 | 56.5 | 58.5 | 52.2 | 62.4 | 71.4 | 66.2 |
Goa | 32.8 | 31.1 | 29.9 | 24.4 | 19.0 | 25.5 | 26.3 | 25.4 |
Gujarat | 63.2 | 62.7 | 57.3 | 57.9 | 49.3 | 49.6 | 56.9 | 52.3 |
Maharashtra | 65.1 | 68.4 | 57.1 | 59.7 | 54.0 | 67.4 | 77.3 | 71.8 |
Dadra & Nagar Haveli | 194.9 | 191.6 | 157.2 | 175.7 | 112.2 | 94.8 | 129.1 | 89.9 |
Daman & Diu | 57.5 | 58.3 | 59.8 | 45.3 | 40.1 | 50.5 | 48.6 | 45.1 |
SOUTHERN REGION | 83.2 | 82.1 | 77.7 | 72.3 | 67.9 | 69.9 | 74.8 | 75.3 |
Andhra Pradesh | 82.0 | 81.1 | 81.1 | 80.8 | 71.8 | 74.6 | 81.2 | 77.4 |
Karnataka | 84.6 | 81.1 | 80.5 | 67.3 | 66.4 | 65.1 | 71.1 | 72.2 |
Kerala | 63.1 | 59.6 | 52.2 | 47.1 | 44.2 | 45.2 | 44.7 | 45.7 |
Tamil Nadu | 95.4 | 97.2 | 89.1 | 86.2 | 82.7 | 86.8 | 94.4 | 97.3 |
Lakshadweep | 19.2 | 17.0 | 13.4 | 9.4 | 9.1 | 9.7 | 17.3 | 9.4 |
Puducherry | 61.8 | 59.3 | 54.2 | 48.7 | 49.4 | 50.4 | 50.2 | 53.0 |
Telangana | - | - | - | - | - | - | - | - |
ALL INDIA | 60.7 | 61.9 | 57.7 | 58.9 | 54.3 | 55.6 | 59.8 | 56.8 |
TABLE 109: STATE-WISE CREDIT DEPOSIT RATIO OF SCHEDULED COMMERCIAL BANKS ACCORDING TO PLACE OF UTILISATION (As at end-March) (Contd.) |
|||||||||
(Per cent) | |||||||||
Regions/States/Union Territories | 1998 | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 |
NORTHERN REGION | 47.5 | 49.4 | 49.6 | 52.5 | 55.0 | 55.5 | 56.8 | 62.2 | 67.9 |
Haryana | 55.1 | 54.9 | 53.4 | 54.0 | 55.0 | 58.3 | 59.6 | 63.2 | 69.6 |
Himachal Pradesh | 25.3 | 26.0 | 26.8 | 25.7 | 32.5 | 37.7 | 42.7 | 50.9 | 53.0 |
Jammu and Kashmir | 35.7 | 37.2 | 30.9 | 33.5 | 40.9 | 39.0 | 41.7 | 50.9 | 52.7 |
Punjab | 38.9 | 40.9 | 40.9 | 42.3 | 43.9 | 43.4 | 45.7 | 49.7 | 56.3 |
Rajasthan | 51.7 | 49.3 | 50.1 | 49.6 | 55.4 | 55.3 | 62.8 | 76.5 | 86.0 |
Chandigarh | 56.2 | 81.4 | 79.5 | 99.3 | 102.3 | 107.6 | 107.0 | 97.0 | 85.8 |
Delhi | 50.7 | 52.7 | 53.7 | 57.6 | 59.1 | 59.2 | 57.9 | 62.5 | 68.0 |
NORTH-EASTERN REGION | 33.5 | 33.7 | 30.6 | 32.0 | 53.2 | 48.2 | 33.7 | 44.6 | 52.3 |
Arunachal Pradesh | 16.8 | 18.5 | 22.3 | 22.1 | 27.4 | 22.1 | 25.2 | 30.0 | 41.6 |
Assam | 37.8 | 38.7 | 35.5 | 38.1 | 70.3 | 61.6 | 35.7 | 41.9 | 49.1 |
Manipur | 58.6 | 47.8 | 37.9 | 40.7 | 27.3 | 30.0 | 31.8 | 42.6 | 51.8 |
Meghalaya | 15.7 | 19.3 | 16.3 | 17.3 | 24.3 | 31.8 | 42.6 | 85.7 | 113.9 |
Mizoram | 25.2 | 23.6 | 26.0 | 29.0 | 36.2 | 30.5 | 39.7 | 59.1 | 53.7 |
Nagaland | 21.2 | 18.1 | 15.6 | 13.6 | 18.1 | 13.3 | 15.2 | 23.2 | 23.2 |
Tripura | 35.1 | 31.1 | 25.7 | 21.7 | 21.6 | 23.7 | 24.7 | 29.0 | 33.9 |
EASTERN REGION | 40.4 | 38.0 | 37.2 | 36.6 | 41.4 | 42.8 | 45.2 | 50.4 | 55.6 |
Bihar | 28.7 | 27.4 | 23.2 | 20.7 | 21.9 | 23.7 | 26.9 | 31.4 | 40.0 |
Jharkhand | - | - | - | 30.6 | 31.0 | 30.9 | 26.9 | 30.6 | 31.6 |
Odisha | 49.4 | 44.2 | 42.8 | 41.6 | 51.4 | 56.9 | 58.6 | 74.7 | 78.7 |
Sikkim | 18.0 | 18.8 | 15.2 | 14.5 | 22.5 | 19.3 | 23.0 | 29.3 | 44.8 |
West Bengal | 45.7 | 43.4 | 44.9 | 43.4 | 49.2 | 50.0 | 53.8 | 56.8 | 61.4 |
Andaman & Nicobar Islands | 16.5 | 22.3 | 27.6 | 27.5 | 57.2 | 49.7 | 42.2 | 43.8 | 49.2 |
CENTRAL REGION | 39.2 | 36.8 | 36.8 | 36.9 | 38.4 | 38.6 | 39.9 | 45.8 | 50.0 |
Chhattisgarh | - | - | - | 49.9 | 54.2 | 43.8 | 44.9 | 49.9 | 52.5 |
Madhya Pradesh | 56.7 | 52.2 | 52.5 | 52.5 | 50.3 | 51.7 | 50.1 | 61.2 | 67.2 |
Uttar Pradesh | 32.7 | 31.1 | 30.9 | 31.9 | 34.3 | 36.0 | 38.0 | 42.2 | 46.3 |
Uttarakhand | - | - | - | 23.9 | 26.0 | 21.4 | 23.4 | 29.1 | 30.9 |
WESTERN REGION | 65.0 | 67.0 | 74.6 | 74.8 | 71.3 | 71.5 | 63.2 | 71.8 | 78.9 |
Goa | 25.6 | 26.3 | 25.4 | 27.3 | 28.2 | 27.8 | 27.3 | 30.3 | 27.6 |
Gujarat | 53.8 | 54.2 | 53.5 | 53.6 | 54.7 | 56.0 | 54.8 | 60.9 | 75.3 |
Maharashtra | 69.8 | 72.6 | 83.4 | 83.5 | 77.5 | 77.4 | 66.5 | 75.9 | 81.3 |
Dadra & Nagar Haveli | 127.6 | 103.3 | 135.6 | 135.2 | 189.0 | 168.7 | 118.8 | 110.8 | 136.7 |
Daman & Diu | 69.9 | 94.6 | 87.6 | 75.3 | 79.4 | 66.1 | 49.8 | 48.3 | 45.7 |
SOUTHERN REGION | 72.0 | 68.7 | 66.8 | 66.8 | 68.9 | 71.2 | 72.7 | 83.9 | 90.8 |
Andhra Pradesh | 72.4 | 69.1 | 65.5 | 64.9 | 67.7 | 69.3 | 70.9 | 83.3 | 86.2 |
Karnataka | 70.3 | 66.7 | 65.5 | 61.8 | 68.9 | 71.1 | 69.0 | 80.5 | 93.4 |
Kerala | 44.7 | 41.8 | 41.7 | 42.3 | 43.7 | 43.6 | 47.8 | 57.5 | 64.3 |
Tamil Nadu | 92.6 | 90.3 | 87.5 | 90.6 | 88.5 | 93.1 | 96.1 | 105.4 | 109.3 |
Lakshadweep | 9.8 | 9.6 | 9.1 | 11.8 | 9.6 | 5.9 | 10.0 | 23.7 | 41.6 |
Puducherry | 48.3 | 41.4 | 38.7 | 35.8 | 39.2 | 39.6 | 42.6 | 43.9 | 48.7 |
Telangana | - | - | - | - | - | - | - | - | - |
ALL INDIA | 55.3 | 54.8 | 56.0 | 56.7 | 58.4 | 59.2 | 58.2 | 66.0 | 72.4 |
TABLE 109: STATE-WISE CREDIT DEPOSIT RATIO OF SCHEDULED COMMERCIAL BANKS ACCORDING TO PLACE OF UTILISATION (As at end-March) (Concld.) |
|||||||||
(Per cent) | |||||||||
Regions/States/Union Territories | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 |
NORTHERN REGION | 71.2 | 70.1 | 71.1 | 74.9 | 83.4 | 89.6 | 89.5 | 93.6 | 91.8 |
Haryana | 68.4 | 67.2 | 74.0 | 76.1 | 85.6 | 94.5 | 86.0 | 88.5 | 85.2 |
Himachal Pradesh | 51.1 | 51.3 | 47.1 | 51.0 | 48.6 | 45.0 | 41.6 | 37.8 | 36.6 |
Jammu and Kashmir | 60.9 | 56.3 | 47.3 | 47.8 | 35.7 | 34.1 | 37.2 | 40.4 | 42.5 |
Punjab | 65.3 | 76.1 | 65.5 | 73.0 | 92.9 | 83.2 | 78.9 | 81.3 | 76.8 |
Rajasthan | 90.9 | 100.0 | 87.5 | 96.6 | 95.8 | 96.1 | 102.9 | 91.4 | 90.1 |
Chandigarh | 101.1 | 95.8 | 119.9 | 133.7 | 119.8 | 114.5 | 123.1 | 122.4 | 110.2 |
Delhi | 69.6 | 64.4 | 68.8 | 70.6 | 80.8 | 93.8 | 94.9 | 105.1 | 105.0 |
NORTH-EASTERN REGION | 48.6 | 48.3 | 39.2 | 39.1 | 36.3 | 37.8 | 35.3 | 36.6 | 35.2 |
Arunachal Pradesh | 46.0 | 57.7 | 33.9 | 34.4 | 27.4 | 28.4 | 38.4 | 24.8 | 29.1 |
Assam | 52.5 | 49.8 | 41.5 | 40.5 | 38.9 | 40.3 | 37.2 | 39.9 | 37.2 |
Manipur | 55.6 | 50.3 | 37.1 | 44.8 | 36.6 | 33.2 | 30.2 | 34.0 | 34.5 |
Meghalaya | 41.2 | 41.1 | 34.6 | 32.7 | 29.6 | 28.2 | 24.6 | 28.6 | 26.9 |
Mizoram | 58.4 | 65.5 | 60.2 | 57.7 | 49.8 | 41.9 | 38.7 | 40.5 | 39.9 |
Nagaland | 31.9 | 43.9 | 31.6 | 40.2 | 27.5 | 47.6 | 33.5 | 32.5 | 34.1 |
Tripura | 36.2 | 36.8 | 31.5 | 31.6 | 33.2 | 31.7 | 35.7 | 32.5 | 34.0 |
EASTERN REGION | 60.6 | 58.2 | 50.8 | 53.5 | 53.3 | 52.5 | 52.2 | 51.1 | 48.4 |
Bihar | 49.0 | 45.0 | 26.6 | 29.7 | 31.6 | 31.7 | 35.0 | 34.8 | 34.3 |
Jharkhand | 33.3 | 40.2 | 35.7 | 36.8 | 35.6 | 34.3 | 35.8 | 33.0 | 30.6 |
Odisha | 72.6 | 62.4 | 55.7 | 58.1 | 55.7 | 50.6 | 50.9 | 46.2 | 43.9 |
Sikkim | 51.2 | 53.7 | 53.7 | 49.5 | 62.4 | 57.9 | 37.5 | 37.3 | 37.0 |
West Bengal | 68.4 | 65.8 | 62.2 | 64.8 | 65.1 | 65.1 | 63.3 | 63.9 | 60.3 |
Andaman & Nicobar Islands | 56.6 | 75.0 | 38.1 | 41.1 | 39.1 | 41.6 | 38.9 | 38.5 | 39.3 |
CENTRAL REGION | 52.3 | 54.6 | 48.7 | 51.0 | 50.9 | 50.7 | 53.6 | 51.8 | 51.3 |
Chhattisgarh | 58.3 | 66.0 | 52.3 | 55.1 | 56.1 | 56.1 | 61.0 | 61.5 | 63.4 |
Madhya Pradesh | 64.6 | 65.9 | 61.9 | 63.7 | 60.1 | 60.7 | 57.4 | 63.3 | 57.6 |
Uttar Pradesh | 50.4 | 52.6 | 46.5 | 47.4 | 48.2 | 47.4 | 53.0 | 48.0 | 48.9 |
Uttarakhand | 32.1 | 31.6 | 28.6 | 38.2 | 39.1 | 39.0 | 37.3 | 36.7 | 35.2 |
WESTERN REGION | 77.3 | 76.0 | 77.0 | 74.7 | 74.1 | 80.7 | 79.9 | 80.3 | 80.9 |
Goa | 30.0 | 33.6 | 26.6 | 27.9 | 31.1 | 30.1 | 29.5 | 30.2 | 28.2 |
Gujarat | 88.4 | 97.8 | 74.6 | 75.2 | 74.4 | 78.1 | 81.5 | 81.0 | 79.0 |
Maharashtra | 76.5 | 73.1 | 78.7 | 75.8 | 75.0 | 82.5 | 80.8 | 81.3 | 82.7 |
Dadra & Nagar Haveli | 116.4 | 121.9 | 87.7 | 92.9 | 56.2 | 60.5 | 60.3 | 52.9 | 36.2 |
Daman & Diu | 57.1 | 58.2 | 49.1 | 44.7 | 43.8 | 33.8 | 34.2 | 34.0 | 33.6 |
SOUTHERN REGION | 96.6 | 96.8 | 94.1 | 94.8 | 98.3 | 99.3 | 99.3 | 97.4 | 92.4 |
Andhra Pradesh | 91.2 | 97.2 | 104.9 | 109.7 | 114.9 | 119.8 | 116.0 | 115.9 | 108.3 |
Karnataka | 99.8 | 94.3 | 82.8 | 80.4 | 76.3 | 74.7 | 76.5 | 76.5 | 72.6 |
Kerala | 63.8 | 66.4 | 61.7 | 64.5 | 73.8 | 75.7 | 74.0 | 67.8 | 65.4 |
Tamil Nadu | 118.6 | 117.0 | 115.2 | 113.5 | 119.4 | 119.5 | 122.2 | 120.6 | 117.5 |
Lakshadweep | 24.7 | 14.9 | 7.5 | 7.7 | 8.8 | 9.6 | 9.9 | 8.6 | 9.1 |
Puducherry | 51.5 | 50.1 | 55.8 | 59.2 | 63.7 | 69.9 | 80.4 | 80.8 | 74.4 |
Telangana | - | - | - | - | - | - | - | - | 107.8 |
ALL INDIA | 75.0 | 74.4 | 72.6 | 73.3 | 75.6 | 79.0 | 78.8 | 79.0 | 77.1 |
‘-’: Nil/Not Applicable/Negligible. Source : Basic Statistical Returns of Scheduled Commercial Banks in India, RBI, Various Issues. |
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