Table 4.2: Ownership of Deposits with Scheduled Commercial Banks : 2004 and 2005

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Table 4.2: Ownership of Deposits with Scheduled Commercial Banks : 2004 and 2005

(Amount in Rs. crore)
Sector of the Economy				As on the last Friday of March
				Current		Savings		Term			Total

				2004	2005	2004	2005	2004		2005	2004	2005
				(1)	(2)	(3)	(4)	(5)		(6)	(7)	(8)
I.	Government Sector			33237	35389	27703	34190	167627	191285		228566	260864
				(16.2)	(15.8)	(7.3)	(7.2)	(17.0)		(17.6)	(14.5)	(14.6)
	1.	Central & State Governments		12746	13336	16624	15741	49592	59735		78962	88812
				(6.2)	(6.0)	(4.4)	(3.3)	(5.0)		(5.5)	(5.0)	(5.0)
		i)	Central Government	5858	4500	1494	1634	29774	37253		37126	43387
				(2.8)	(2.0)	(0.4)	(0.3)	(3.0)		(3.4)	(2.4)	(2.4)
		ii)	State Governments	6888	8836	15130	14107	19818	22482		41836	45425
				(3.3)	(4.0)	(4.0)	(3.0)	(2.0)		(2.1)	(2.7)	(2.5)
	2.	Local Authorities		3608	3576	5297	9490	19425		29466	28330	42532
				(1.8)	(1.6)	(1.4)	(2.0)	(2.0)		(2.7)	(1.8)	(2.4)
	3.	Quasi Government Bodies		8022	9650	2394	3209	31422	32672		41838	45531
				(3.9)	(4.3)	(0.6)	(0.7)	(3.2)		(3.0)	(2.7)	(2.6)
		Of which: State Electricity Boards		3408	2903	208	245	6777		3528	10393	6675
				(1.7)	(1.3)	(0.1)	(0.1)	(0.7)		(0.3)	(0.7)	(0.4)
	4.	Public Sector Corporations		8860	8826	3388	5750	67188		69412	79437	83988
		and Companies		(4.3)	(3.9)	(0.9)	(1.2)	(6.8)		(6.4)	(5.0)	(4.7)
		i)	Non - Departmental	5108	5878	376	416	46771		45490	52255	51784
			Commercial Undertakings	(2.5)	(2.6)	(0.1)	(0.1)	(4.7)		(4.2)	(3.3)	(2.9)
		ii)	Others	3752	2948	3012	5334	20418	23922		27182	32204
				(1.8)	(1.3)	(0.8)	(1.1)	(2.1)		(2.2)	(1.7)	(1.8)
II.	Private Corporate Sector			45870	49187	2147	2407	75630	103074		123646	154668
	(Non - Financial)			(22.3)	(22.0)	(0.6)	(0.5)	(7.7)		(9.5)	(7.9)	(8.7)
	1.	Non- Financial Companies		37871	37759	1040	566	62841	64270		101752	102596
				(18.4)	(16.9)	(0.3)	(0.1)	(6.4)		(5.9)	(6.5)	(5.7)
	2.	Non-Credit Co -operative		296	410	314	413	1429		1483	2039	2306
		Institutions		(0.1)	(0.2)	(0.1)	(0.1)	(0.1)		(0.1)	(0.1)	(0.1)
	3.	Others		7702	11017	792	1428	11361	37320		19856	49766
				(3.7)	(4.9)	(0.2)	(0.3)	(1.1)		(3.4)	(1.3)	(2.8)
III.	Financial Sector			26570	25358	4451	3181	102148	109987		133169	138526
				(12.9)	(11.3)	(1.2)	(0.7)	(10.3)		(10.1)	(8.5)	(7.8)
	1.	Banks		11534	10543	1921	435	45424	32758		58880	43735
				(5.6)	(4.7)	(0.5)	(0.1)	(4.6)		(3.0)	(3.7)	(2.4)

(Amount in Rs. crore)
Sector of the Economy				As on the last Friday of March
				Current		Savings		Term		Total
				2004	2005	2004	2005	2004	2005	2004	2005
				(1)	(2)	(3)	(4)	(5)	(6)	(7)	(8)
2.	Other Financial Institutions			7448	8543	1583	1770	38334	55974	47366	66288
				(3.6)	(3.8)	(0.4)	(0.4)	(3.9)	(5.1)	(3.0)	(3.7)
	i)	Financial Companies		860	934	31	28	1759	1909	2651	2871
				(0.4)	(0.4)	(0.0)	(0.0)	(0.2)	(0.2)	(0.2)	(0.2)
		a.	Housing Finance	548	791	29	23	1507	1790	2085	2604
			Companies	(0.3)	(0.4)	(0.0)	(0.0)	(0.2)	(0.2)	(0.1)	(0.1)
		b.	Auto Finance
			Companies	312	144	2	4	252	119	566	267
				(0.2)	(0.1)	(0.0)	(0.0)	(0.0)	(0.0)	(0.0)	(0.0)
	ii)	Total of Mutual Funds		391	385	40	—	10081	18509	10513	18894
		(including Private Sector		(0.2)	(0.2)	(0.0)		(1.0)	(1.7)	(0.7)	(1.1)
		Mutual Funds)
		a.	Mutual Funds in	239	148	30	—	3378	5842	3646	5990
			Private Sector	(0.1)	(0.1)	(0.0)		(0.3)	(0.5)	(0.2)	(0.3)
		b.	Other Mutual Funds	152	237	11	—	6703	12667	6867	12904
				(0.1)	(0.1)	(0.0)		(0.7)	(1.2)	(0.4)	(0.7)
	iii)	Unit Trust of India		408	618	1	12	926	1416	1335	2046
				(0.2)	(0.3)	(0.0)	(0.0)	(0.1)	(0.1)	(0.1)	(0.1)
	iv)	Insurance Corporations		4325	4336	104	89	13680	13983	18109	18408
		and Companies		(2.1)	(1.9)	(0.0)	(0.0)	(1.4)	(1.3)	(1.2)	(1.0)
		(Life and General)
	v)	Term Lending Institutions		617	712	6	7	3225	6308	3848	7027
				(0.3)	(0.3)	(0.0)	(0.0)	(0.3)	(0.6)	(0.2)	(0.4)
	vi)	Provident Fund Institutions		847	1558	1401	1635	8662	13848	10910	17042
				(0.4)	(0.7)	(0.4)	(0.3)	(0.9)	(1.3)	(0.7)	(1.0)
3.	Other Financial Companies			7587	6271	946	976	18390	21256	26924	28503
				(3.7)	(2.8)	(0.2)	(0.2)	(1.9)	(2.0)	(1.7)	(1.6)
	i)	Financial Services		2666	1309	13	10	2774	3764	5453	5083
		Companies		(1.3)	(0.6)	(0.0)	(0.0)	(0.3)	(0.3)	(0.3)	(0.3)
	ii)	Other Financial		3120	2711	125	93	8057	9930	11302	12734
		Companies		(1.5)	(1.2)	(0.0)	(0.0)	(0.8)	(0.9)	(0.7)	(0.7)
	iii)	Others		1801	2252	809	873	7559	7561	10169	10685
				(0.9)	(1.0)	(0.2)	(0.2)	(0.8)	(0.7)	(0.6)	(0.6)
Note : Figures in brackets indicate percentages to total. Source: Reserve Bank of India Bulletin, July 2006.

(Amount in Rs. crore)
Sector of the Economy				As on the last Friday of March
				Current		Savings		Term			Total
				2004	2005	2004	2005	2004		2005	2004	2005
				(1)	(2)	(3)	(4)	(5)		(6)	(7)	(8)
IV.	Household Sector			94452	107836	317934	406335	506622	569053		919008	1083224
				(45.9)	(48.2)	(83.6)	(86.1)	(51.3)		(52.2)	(58.4)	(60.7)
	1.	Individuals (including Hindu		51421	51333	273513	364869	383804	447820		708737	864021
		Undivided Families)		(25.0)	(23.0)	(72.0)	(77.3)	(38.8)		(41.1)	(45.0)	(48.4)
		i)	Farmers	617	778	43908	60144	59881	69358		104406	130280
				(0.3)	(0.3)	(11.6)	(12.7)	(6.1)		(6.4)	(6.6)	(7.3)
		ii)	Businessmen Traders,	29676	32219	45267	54027	76746	85382		151689	171627
			Professionals and	(14.4)	(14.4)	(11.9)	(11.4)	(7.8)		(7.8)	(9.6)	(9.6)
			Self - Employed Persons
		iii)	Wage and Salary Earners	1637	1940	87337	82051	92553	79503		181527	163495
				(0.8)	(0.9)	(23.0)	(17.4)	(9.4)		(7.3)	(11.5)	(9.2)
		iv)	Shroffs, Money Lenders,	593	969	1889	3110	3253		4725	5734	8804
			Stock Brokers, Dealers	(0.3)	(0.4)	(0.5)	(0.7)	(0.3)		(0.4)	(0.4)	(0.5)
			in Bullion etc.
		v)	Other Individuals	18898	15427	95112	165536	151370	208852		265381	389816
				(9.2)	(6.9)	(25.0)	(35.1)	(15.3)		(19.2)	(16.9)	(21.8)
	2.	Trusts, Associations, Clubs etc.		3753	5713	6036	6295	21812		27249	31601	39257
				(1.8)	(2.6)	(1.6)	(1.3)	(2.2)		(2.5)	(2.0)	(2.2)
	3.	Proprietary and Partnership		27104	32540	1975	2511	18853		24921	47932	59972
		concerns etc.		(13.2)	(14.6)	(0.5)	(0.5)	(1.9)		(2.3)	(3.0)	(3.4)
	4.	Educational Institutions		2365	2397	5415	6699	13320		12034	21100	21130
				(1.1)	(1.1)	(1.4)	(1.4)	(1.3)		(1.1)	(1.3)	(1.2)
	5.	Religious Institutions		305	300	1325	1741	4677		5016	6307	7057
				(0.1)	(0.1)	(0.3)	(0.4)	(0.5)		(0.5)	(0.4)	(0.4)
	6.	Others		9505	15553	29669	24221	64158	52013		103332	91786
		(not elsewhere classified)		(4.6)	(7.0)	(7.8)	(5.1)	(6.5)		(4.8)	(6.6)	(5.1)
V.	Foreign Sector			5647	5772	27863	26033	136357	116366		169867	148171
				(2.7)	(2.6)	(7.3)	(5.5)	(13.8)		(10.7)	(10.8)	(8.3)
	1.	Foreign Consulates, Embassies,		429	224	352	119	1590		590	2370	932
		Trade Missions, Information		(0.2)	(0.1)	(0.1)	(0.0)	(0.2)		(0.1)	(0.2)	(0.1)
		Services etc.
	2.	Non-Residents		2896	2591	24094	23800	123736	108674		150726	135064
				(1.4)	(1.2)	(6.3)	(5.0)	(12.5)		(10.0)	(9.6)	(7.6)
	3.	Others		2322	2957	3418	2115	11031		7102	16771	12175
				(1.1)	(1.3)	(0.9)	(0.4)	(1.1)		(0.7)	(1.1)	(0.7)
	Total			205775	223541	380097	472147	988385	1089764		1574257	1785452
				(100.0)	(100.0)	(100.0)	(100.0)	(100.0)	(100.0)		(100.0)	(100.0)
Note : Figures in brackets indicate percentages to total. Source : Reserve Bank of India Bulletin, July 2006.