REGIONAL RURAL BANKS

(Amount in Rs. lakh)

As on 31 March

Varada

Vidisha Bhopal

Vidur

Vindhyavasini

Visweshwaraya

Yavatmal

Gramin Bank

Kshetriya Gramin Bank

Gramin Bank

Gramin Bank

Gramin Bank

Gramin Bank

Items

1996

1997

1996

1997

1996

1997

1996

1997

1996

1997

1996

1997

(381)

(382)

(383)

(384)

(385)

(386)

(387)

(388)

(389)

(390)

(391)

(392)

1.

Capital

75

466

75

100

75

96

369

369

75

100

75

430

(2.1)

(8.3)

(3.4)

(2.9)

(1.7)

(1.6)

(5.5)

(4.1)

(3.6)

(3.8)

(2.2)

(10.5)

2.

Reserves and Surplus

-221

-72

-

-

-

697

-

-

-

-

-

-

(-6.2)

(-1.3)

-

-

-

(11.5)

-

-

-

-

-

-

2.1.

Statutory Reserves

-

-

-

-

-

-

-

-

-

-

-

-

2.2.

Capital Reserves

-

-

-

-

-

-

-

-

-

-

-

-

2.3.

Share Premium

-

-

-

-

-

697

-

-

-

-

-

-

2.4.

Revenue and other Reserves

-

-

-

-

-

-

-

-

-

-

-

-

2.5.

Balance of Profit

-221

-72

-

-

-

-

-

-

-

-

-

-

3.

Deposits

2135

3133

1804

2914

3359

4311

5319

6663

1496

2002

2609

2820

(60.4)

(55.5)

(82.1)

(85.4)

(77.1)

(71.2)

(78.9)

(74.8)

(72.6)

(75.1)

(77.0)

(69.0)

3.1.

Demand Deposits

76

77

98

162

215

172

572

553

49

84

92

95

(i) From Banks

-

-

-

-

-

-

-

-

-

-

-

-

(ii) From Others

76

77

98

162

215

172

572

553

49

84

92

95

3.2.

Savings Deposits

430

612

667

953

1934

2531

2154

2578

550

836

1620

1607

3.3.

Term Deposits

1629

2444

1038

1799

1210

1608

2593

3532

898

1082

897

1117

(i) From Banks

-

-

-

-

-

-

-

-

-

-

-

-

(ii) From Others

1629

2444

1038

1799

1210

1608

2593

3532

898

1082

897

1117

3.A.

Deposits of branches in India

2135

3133

1804

2914

3359

4311

5319

6663

1496

2002

2609

2820

3.B.

Deposits of branches outside India

-

-

-

-

-

-

-

-

-

-

-

-

4.

Borrowings

1415

1854

105

197

686

676

780

845

305

380

445

542

(40.0)

(32.8)

(4.8)

(5.8)

(15.7)

(11.2)

(11.6)

(9.5)

(14.8)

(14.3)

(13.1)

(13.3)

4.1.

Borrowings in India

1415

1854

105

197

686

676

780

845

305

380

445

542

(i) From Reserve Bank of India

-

-

-

-

91

-

-

-

-

-

-

-

(ii) From other Banks

157

181

-

-

595

81

26

53

34

74

62

101

(iii) From other Institutions and Agencies

1258

1673

105

197

-

595

755

792

271

306

383

441

4.2.

Borrowings outside India

-

-

-

-

-

-

-

-

-

-

-

-

5.

Other liabilities

131

264

212

199

236

274

276

1028

185

182

261

293

(3.7)

(4.7)

(9.6)

(5.8)

(5.4)

(4.5)

(4.1)

(11.5)

(9.0)

(6.8)

(7.7)

(7.2)

5.1.

Bills Payable

40

111

3

23

9

7

20

21

1

-

38

13

5.2.

Inter-office Adjustments

-

-

-

-

1

19

-

22

4

-

-

-

5.3.

Interest Accrued

4

4

71

136

6

17

-

-

181

5

16

15

5.4.

Others (including provisions)

87

150

137

40

221

230

255

985

-

177

207

265

Total Liabilities

3535

5646

2196

3410

4357

6054

6743

8904

2061

2664

3390

4085

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

REGIONAL RURAL BANKS

(Amount in Rs. lakh)

As on 31st March

Varada

Vidisha Bhopal

Vidur

Vindhyavasini

Visweshwaraya

Yavatmal

Gramin Bank

Kshetriya Gramin Bank

Gramin Bank

Gramin Bank

Gramin Bank

Gramin Bank

Items

1996

1997

1996

1997

1996

1997

1996

1997

1996

1997

1996

1997

(381)

(382)

(383)

(384)

(385)

(386)

(387)

(388)

(389)

(390)

(391)

(392)

1.

Cash in hand

48

73

44

79

124

180

37

62

38

65

105

110

(1.4)

(1.3)

(2.0)

(2.3)

(2.8)

(3.0)

(0.6)

(0.7)

(1.8)

(2.4)

(3.1)

(2.7)

2.

Balances with RBI

67

94

50

89

117

138

154

195

46

61

72

74

(1.9)

(1.7)

(2.3)

(2.6)

(2.7)

(2.3)

(2.3)

(2.2)

(2.2)

(2.3)

(2.1)

(1.8)

3.

Balances with banks in India

874

1831

233

223

245

171

1914

2588

653

936

971

1625

(24.7)

(32.4)

(10.6)

(6.5)

(5.6)

(2.8)

(28.4)

(29.1)

(31.7)

(35.1)

(28.6)

(39.8)

4.

Money at call and short notice

-

-

404

962

936

2450

-

-

-

-

-

-

-

-

(18.4)

(28.2)

(21.5)

(40.5)

-

-

-

-

-

-

5.

Balances with banks outside India

-

-

-

-

-

-

-

-

-

-

-

-

6.

Investments

148

293

150

225

701

736

1220

1520

100

114

180

230

(4.2)

(5.2)

(6.8)

(6.6)

(16.1)

(12.2)

(18.1)

(17.1)

(4.9)

(4.3)

(5.3)

(5.6)

6.A.

Investments in India

148

293

150

225

701

736

1220

1520

100

114

180

230

(i) Government securities

148

293

-

-

-

-

420

420

-

114

30

30

(ii) Other approved securities

-

-

-

-

-

-

-

-

-

-

150

200

(iii) Shares

-

-

-

-

-

-

-

-

-

-

-

-

(iv) Debentures and Bonds

-

-

50

125

-

635

800

1100

-

-

-

-

(v) Subsidiaries and joint ventures

-

-

100

-

600

-

-

-

-

-

-

-

(vi) Others

-

-

-

100

101

101

-

-

100

-

-

-

6.B.

Investments outside India

-

-

-

-

-

-

-

-

-

-

-

-

(i) Government securities

-

-

-

-

-

-

-

-

-

-

-

-

(ii) Subsidiaries and joint ventures

-

-

-

-

-

-

-

-

-

-

-

-

(iii) Others

-

-

-

-

-

-

-

-

-

-

-

-

7.

Advances

2299

3129

871

1225

1376

1441

3076

3508

902

1118

1593

1422

(65.0)

(55.4)

(39.7)

(35.9)

(31.6)

(23.8)

(45.6)

(39.4)

(43.8)

(42.0)

(47.0)

(34.8)

7.1.

Bills purchased and discounted

3

2

-

-

-

-

-

75

19

38

409

96

7.2.

Cash credits, overdrafts & loans

545

804

212

406

119

138

92

-

20

40

349

489

7.3.

Term loans

1751

2323

659

819

1256

1303

2984

3433

864

1040

835

838

8.

Fixed Assets

10

31

17

17

8

8

16

16

6

11

7

9

(0.3)

(0.6)

(0.8)

(0.5)

(0.2)

(0.1)

(0.2)

(0.2)

(0.3)

(0.4)

(0.2)

(0.2)

8.1.

Premises

1

-

-

-

-

-

-

-

-

-

-

-

8.2.

Other Fixed assets

9

31

17

17

8

8

16

16

6

11

7

9

9.

Other Assets

89

194

426

591

850

931

326

1017

316

360

462

615

(2.5)

(3.4)

(19.4)

(17.3)

(19.5)

(15.4)

(4.8)

(11.4)

(15.3)

(13.5)

(13.6)

(15.1)

9.1.

Inter - office adjustments (net)

27

101

21

13

-

-

12

-

11

15

121

233

9.2.

Interest accrued

36

71

30

51

60

123

101

162

18

40

-

-

9.3.

Tax paid

-

-

-

-

-

-

-

-

-

-

-

-

9.4.

Stationery and Stamps

5

6

9

8

2

2

9

9

2

3

4

4

9.5.

Others

22

16

365

518

789

806

204

846

285

302

337

379

Total Assets

3535

5646

2196

3410

4357

6054

6743

8904

2061

2664

3390

4085

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

Note

:

Figures in brackets indicate percent share in total.

-

:

Nil or negligible.

Source

:

Annual accounts of banks.