OTHER SCHEDULED COMMERCIAL BANKS

(Amount in Rs. lakh)

As on 31st March

Items

Karur Vysya Bank

Lakshmi Vilas Bank

Lord Krishna Bank

Nainital Bank

Nedungadi Bank

1997

1998

1997

1998

1997

1998

1997

1998

1997

1998

(41)

(42)

(43)

(44)

(45)

(46)

(47)

(48)

(49)

(50)

1.

Capital

600

600

1149

1151

1200

1372

100

100

1020

1020

(0.3)

(0.2)

(0.9)

(0.7)

(1.7)

(1.7)

(0.3)

(0.3)

(1.6)

(1.1)

2.

Reserves and Surplus

11548

15529

6600

8361

1263

1470

807

945

2415

2667

(5.9)

(6.2)

(4.9)

(5.1)

(1.8)

(1.8)

(2.8)

(2.7)

(3.7)

(2.9)

2.1.

Statutory Reserves

3988

5303

3239

4397

617

739

250

297

527

747

2.2.

Capital Reserves

477

477

221

511

17

17

241

236

129

128

2.3.

Share Premium

500

500

1437

1442

-

-

-

-

1360

1360

2.4.

Revenue and other Reserves

6581

9246

1690

1990

624

674

316

411

179

408

2.5.

Balance of Profit

2

3

14

22

5

41

-

1

221

24

3.

Deposits

157549

213785

113251

141893

60346

67280

27188

32819

58344

83456

(81.2)

(84.7)

(84.6)

(86.1)

(84.6)

(84.0)

(93.9)

(94.1)

(89.0)

(89.5)

3.1.

Demand deposits

19816

21344

15907

19728

4482

4515

2783

3648

5749

6152

(i) From banks

1375

916

610

711

318

650

94

126

10

4

(ii) From others

18441

20428

15297

19018

4163

3865

2690

3522

5740

6148

3.2.

Savings bank deposits

13411

16643

11759

14913

5388

5390

9237

11984

10954

12684

3.3.

Term deposits

124322

175798

85585

107251

50477

57375

15168

17186

41641

64620

(i) From banks

14362

19210

11909

17776

1136

1632

506

691

524

4053

(ii) From others

109960

156588

73677

89475

49341

55743

14662

16495

41117

60567

3.A.

Deposits of branches in India

157549

213785

113251

141893

60346

67280

27188

32819

58344

83456

3.B.

Deposits of branches outside India

-

-

-

-

-

-

-

-

-

-

4.

Borrowings

12518

8213

5502

4838

4843

4835

49

4

1136

1295

(6.4)

(3.3)

(4.1)

(2.9)

(6.8)

(6.0)

(0.2)

(0.0)

(1.7)

(1.4)

4.1.

Borrowings in India

12386

7463

5405

4826

4843

4835

49

4

1119

893

(i) From Reserve Bank of India

-

-

46

-

-

-

-

-

-

-

(ii) From other banks

8597

-

48

-

-

24

31

-

4

11

(iii) From other institutions and agencies

3789

7462

5312

4826

4843

4811

18

4

1115

882

4.2.

Borrowings outside India

132

751

97

12

-

-

-

-

17

402

5.

Other liabilities

11876

14275

7345

8530

3664

5161

816

1018

2658

4784

(6.1)

(5.7)

(5.5)

(5.2)

(5.1)

(6.4)

(2.8)

(2.9)

(4.1)

(5.1)

5.1.

Bills payable

5047

4919

2619

2301

514

887

444

461

883

742

5.2.

Inter-office adjustments

3177

3902

482

1233

2065

1413

42

-

653

325

5.3.

Interest accrued

1539

1930

1224

458

631

522

184

235

729

1019

5.4.

Others (including provisions)

2113

3524

3019

4538

454

2339

147

321

394

2698

Total Liabilities

194091

252402

133847

164773

71316

80117

28961

34886

65574

93221

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(Amount in Rs. lakh)

As on 31st March

Items

Karur Vysya Bank

Lakshmi Vilas Bank

Lord Krishna Bank

Nainital Bank

Nedungadi Bank

1997

1998

1997

1998

1997

1998

1997

1998

1997

1998

(41)

(42)

(43)

(44)

(45)

(46)

(47)

(48)

(49)

(50)

1.

Cash in hand

2729

2847

2027

2038

916

698

471

408

880

1085

(1.4)

(1.1)

(1.5)

(1.2)

(1.3)

(0.9)

(1.6)

(1.2)

(1.3)

(1.2)

2.

Balances with RBI

16494

22114

9454

15637

6789

5767

2726

4187

5603

8546

(8.5)

(8.8)

(7.1)

(9.5)

(9.5)

(7.2)

(9.4)

(12.0)

(8.5)

(9.2)

3.

Balances with banks in India

6628

18710

6979

13700

4358

4204

6360

9551

441

1806

(3.4)

(7.4)

(5.2)

(8.3)

(6.1)

(5.2)

(22.0)

(27.4)

(0.7)

(1.9)

4.

Money at call and short notice

-

4000

-

-

-

3000

-

-

-

-

-

(1.6)

-

-

-

(3.7)

-

-

-

-

5.

Balances with banks outside India

420

350

-

-

-

-

-

-

40

16

(0.2)

(0.1)

-

-

-

-

-

-

(0.1)

-

6.

Investments

57517

76762

46988

49406

17511

24105

10451

11791

19671

28514

(29.6)

(30.4)

(35.1)

(30.0)

(24.6)

(30.1)

(36.1)

(33.8)

(30.0)

(30.6)

6.A.

Investments in India

57517

76762

46988

49406

17511

24105

10451

11791

19671

28514

(i)

Government securities

45919

53731

26729

26109

12113

15362

6620

8680

14166

20651

(ii)

Other approved securities

4493

5030

5157

5073

2640

2671

579

499

2243

2332

(iii)

Shares

1073

1747

429

718

23

572

2

28

36

339

(iv)

Debentures and bonds

5929

16139

14575

17410

2649

5430

1959

1981

2534

4272

(v)

Subsidiaries and joint ventures

-

-

-

-

-

-

-

-

-

920

(vi)

Others

104

114

99

95

84

70

1292

603

692

-

6.B.

Investments outside India

-

-

-

-

-

-

-

-

-

-

(i)

Government securities

-

-

-

-

-

-

-

-

-

-

(ii)

Subsidiaries and joint ventures

-

-

-

-

-

-

-

-

-

-

(iii)

Others

-

-

-

-

-

-

-

-

-

-

7.

Advances

95626

115470

60838

75791

39306

39361

7427

7341

36307

49291

(49.3)

(45.7)

(45.5)

(46.0)

(55.1)

(49.1)

(25.6)

(21.0)

(55.4)

(52.9)

7.1.

Bills purchased and discounted

14368

16959

9443

11837

3923

3047

210

176

2528

3660

7.2.

Cash credits, overdrafts & loans

50131

62299

33529

41385

26875

28809

7217

7165

23577

32404

7.3.

Term loans

31127

36212

17867

22569

8508

7505

-

-

10203

13227

8.

Fixed Assets

4908

4368

3060

2827

1151

1214

348

343

494

778

(2.5)

(1.7)

(2.3)

(1.7)

(1.6)

(1.5)

(1.2)

(1.0)

(0.8)

(0.8)

8.1.

Premises

590

727

842

1094

3

2

273

266

215

378

8.2.

Fixed assets under construction

-

-

-

-

-

-

-

-

-

-

8.3.

Other fixed assets

4318

3640

2218

1733

1148

1211

75

77

279

400

9.

Other Assets

9769

7781

4500

5374

1286

1770

1177

1265

2137

3185

(5.0)

(3.1)

(3.4)

(3.3)

(1.8)

(2.2)

(4.1)

(3.6)

(3.3)

(3.4)

9.1.

Inter - office adjustments (net)

-

-

-

-

-

-

661

-

-

-

9.2.

Interest accrued

2213

2300

1216

1537

528

791

-

744

746

1174

9.3.

Tax paid

2257

2992

2534

3082

137

257

264

177

554

642

9.4.

Stationery and stamps

90

99

54

59

19

31

4

2

57

56

9.5.

Others

5209

2389

696

696

602

692

247

342

780

1313

Total Assets

194091

252402

133847

164773

71316

80117

28961

34886

65574

93221

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(Amount in Rs. lakh)

As on 31st March

Items

Ratnakar Bank

Sangli Bank

SBI Commercial & Intl. Bank

South Indian Bank

Tamilnad Mercantile Bank

1997

1998

1997

1998

1997

1998

1997

1998

1997

1998

(51)

(52)

(53)

(54)

(55)

(56)

(57)

(58)

(59)

(60)

1.

Capital

150

239

650

857

10000

10000

1418

1928

28

28

(0.6)

(0.7)

(0.6)

(0.7)

(23.1)

(15.8)

(0.6)

(0.6)

-

-

2.

Reserves and Surplus

686

1080

2958

4421

-823

589

6749

9334

11317

15107

(2.7)

(3.3)

(2.9)

(3.8)

(-1.9)

(0.9)

(2.9)

(3.0)

(7.4)

(7.9)

2.1.

Statutory Reserves

450

610

713

818

1

283

1867

2492

3497

4664

2.2.

Capital Reserves

39

21

130

130

-

-

1532

1930

81

206

2.3.

Share Premium

-

40

-

-

-

-

1850

2869

-

-

2.4.

Revenue and other Reserves

194

360

2112

3469

-

-

1477

2027

7724

10224

2.5.

Balance of Profit

4

49

3

3

-824

305

24

16

15

13

3.

Deposits

21802

27407

93693

107058

29012

43262

209659

273827

125830

160445

(84.4)

(83.4)

(92.1)

(92.3)

(66.9)

(68.2)

(88.5)

(89.4)

(82.0)

(83.5)

3.1.

Demand deposits

2587

3092

15783

20396

1501

1770

14131

16882

28837

29984

(i) From banks

66

63

234

440

244

244

141

137

100

92

(ii) From others

2521

3029

15550

19956

1257

1526

13990

16745

28737

29893

3.2.

Savings bank deposits

3524

3756

23269

25291

619

638

32802

37060

15182

17178

3.3.

Term deposits

15690

20560

54642

61370

26892

40854

162726

219885

81811

113284

(i) From banks

116

601

4200

702

-

-

-

1878

246

1191

(ii) From others

15574

19958

50442

60668

26892

40854

162726

218007

81565

112093

3.A.

Deposits of branches in India

21802

27407

93693

107058

29012

43262

209659

273827

125830

160445

3.B.

Deposits of branches outside India

-

-

-

-

-

-

-

-

-

-

4.

Borrowings

897

1320

344

248

-

4500

4182

2993

5778

5374

(3.5)

(4.0)

(0.3)

(0.2)

-

(7.1)

(1.8)

(1.0)

(3.8)

(2.8)

4.1.

Borrowings in India

897

1320

310

196

-

4500

3997

2821

5778

5374

(i) From Reserve Bank of India

-

-

-

-

-

4500

-

-

-

-

(ii) From other banks

100

800

5

-

-

-

-

-

-

-

(iii) From other institutions and agencies

797

520

305

196

-

-

3997

2821

5778

5374

4.2.

Borrowings outside India

-

-

34

52

-

-

185

172

-

-

5.

Other liabilities

2294

2829

4092

3427

5171

5118

14765

18327

10493

11292

(8.9)

(8.6)

(4.0)

(3.0)

(11.9)

(8.1)

(6.2)

(6.0)

(6.8)

(5.9)

5.1.

Bills payable

797

1228

1239

1053

214

170

3865

3968

7227

7633

5.2.

Inter-office adjustments

128

-

-

-

470

-

324

1781

-

-

5.3.

Interest accrued

207

317

942

831

4487

573

2082

2829

1553

1676

5.4.

Others (including provisions)

1162

1284

1911

1543

-

4376

8494

9749

1713

1983

Total Liabilities

25829

32875

101738

116009

43360

63469

236772

306409

153447

192247

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(Amount in Rs. lakh)

As on 31st March

Items

Ratnakar Bank

Sangli Bank

SBI Commercial & Intl. Bank

South Indian Bank

Tamilnad Mercantile Bank

1997

1998

1997

1998

1997

1998

1997

1998

1997

1998

(51)