(Amount in Rs. lakh)

As on 31st March

Sriganganagar

Srirama

Subansiri Gaonlia

Sultanpur

Surat-Bharuch

Surendranagar

Kshetriya

Gramin Bank

Gramin Bank

Kshetriya

Gramin Bank

Bhavnagar

Items

Gramin Bank

Gramin Bank

Gramin Bank

1997

1998

1997

1998

1997

1998

1997

1998

1997

1998

1997

1998

(349)

(350)

(351)

(352)

(353)

(354)

(355)

(356)

(357)

(358)

(359)

(360)

1.

Capital

88

100

100

100

96

96

100

741

566

569

760

760

(1.8)

(1.7)

(1.8)

(1.5)

(2.2)

(1.6)

(0.4)

(2.7)

(7.1)

(6.3)

(14.8)

(10.7)

2.

Reserves and Surplus

-

-

248

358

-

-

-

-

27

27

21

30

-

-

(4.4)

(5.4)

-

-

-

-

(0.3)

(0.3)

(0.4)

(0.4)

3.

Deposits

3562

4565

2940

3746

3246

4468

17751

21221

5076

6202

2971

4549

(75.2)

(75.9)

(52.6)

(56.4)

(73.4)

(75.5)

(78.7)

(78.0)

(63.5)

(69.1)

(57.9)

(64.0)

3.1.

Demand deposits

251

288

150

138

234

338

275

385

168

305

206

190

3.2.

Savings bank deposits

848

944

845

1099

1590

2291

7878

9507

2422

2611

976

1378

3.3.

Term deposits

2463

3333

1945

2510

1422

1838

9599

11329

2487

3286

1789

2981

4.

Borrowings

518

766

1406

1438

119

120

2391

2368

1779

1605

951

1204

(10.9)

(12.7)

(25.2)

(21.6)

(2.7)

(2.0)

(10.6)

(8.7)

(22.2)

(17.9)

(18.5)

(16.9)

4.1.

From banks*

32

60

297

318

-

-

-

142

415

182

190

204

4.2.

From others

486

706

1109

1120

119

120

2391

2227

1364

1423

760

1001

5.

Other liabilities

571

582

893

1004

962

1231

2322

2867

551

578

426

570

(12.1)

(9.7)

(16.0)

(15.1)

(21.7)

(20.8)

(10.3)

(10.5)

(6.9)

(6.4)

(8.3)

(8.0)

5.1.

Bills Payable

-

-

99

58

1

-

22

19

-

-

-

-

5.2.

Inter-office adjustments

10

12

-

-

-

-

-

211

-

17

-

-

5.3.

Interest accrued

321

384

424

407

39

40

146

175

17

428

222

332

5.4.

Others (including provisions)

240

187

370

539

921

1191

2153

2463

535

132

204

238

Total Liabilities

4738

6013

5587

6645

4423

5915

22563

27198

7999

8980

5129

7113

1.

Cash in hand

22

35

32

44

27

31

169

234

33

53

73

88

(0.5)

(0.6)

(0.6)

(0.7)

(0.6)

(0.5)

(0.8)

(0.9)

(0.4)

(0.6)

(1.4)

(1.2)

2.

Balances with RBI

122

151

106

124

97

129

540

645

158

175

90

142

(2.6)

(2.5)

(1.9)

(1.9)

(2.2)

(2.2)

(2.4)

(2.4)

(2.0)

(1.9)

(1.8)

(2.0)

3.

Balances with banks in India

1255

1625

1630

2319

1597

2752

8092

11195

2858

2571

2346

3302

(26.5)

(27.0)

(29.2)

(34.9)

(36.1)

(46.5)

(35.9)

(41.2)

(35.7)

(28.6)

(45.7)

(46.4)

4.

Money at call and short notice

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

5.

Investments

590

793

775

1041

645

961

4277

4408

634

1169

108

542

(12.4)

(13.2)

(13.9)

(15.7)

(14.6)

(16.2)

(19.0)

(16.2)

(7.9)

(13.0)

(2.1)

(7.6)

6.

Advances

1645

2222

2875

3025

400

451

7157

7803

3718

4506

1619

2111

(34.7)

(36.9)

(51.5)

(45.5)

(9.1)

(7.6)

(31.7)

(28.7)

(46.5)

(50.2)

(31.6)

(29.7)

6.1.

Bills purchased and discounted

1

-

-

-

-

-

-

-

1

23

3

7

6.2.

Cash credits, overdrafts & loans

641

1059

2063

2198

58

320

1015

1356

77

251

1093

1369

6.3.

Term loans

1003

1163

812

827

342

131

6142

6447

3640

4232

523

736

7.

Fixed Assets

10

10

23

21

11

11

29

31

9

13

13

22

(0.2)

(0.2)

(0.4)

(0.3)

(0.2)

(0.2)

(0.1)

(0.1)

(0.1)

(0.1)

(0.2)

(0.3)

8.

Other Assets

1095

1177

146

72

1646

1580

2299

2881

589

492

880

905

(23.1)

(19.6)

(2.6)

(1.1)

(37.2)

(26.7)

(10.2)

(10.6)

(7.4)

(5.5)

(17.2)

(12.7)

8.1.

Inter - office adjustments (net)

-

-

43

3

28

38

588

-

95

18

30

73

8.2.

Interest accrued

75

118

67

59

150

135

83

1041

-

-

70

114

8.3.

Others

1020

1059

35

9

1468

1407

1627

1840

494

474

780

718

Total Assets

4738

6013

5587

6645

4423

5915

22563

27198

7999

8980

5129

7113

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(Amount in Rs. lakh)

As on 31st March

Surguja

Thane

Thar Anchalik

Tripura

Tulsi

Tungabhadra

Kshetriya

Gramin Bank

Gramin Bank

Gramin Bank

Gramin Bank

Gramin Bank

Items

Gramin Bank

1997

1998

1997

1998

1997

1998

1997

1998

1997

1998

1997

1998

(361)

(362)

(363)

(364)

(365)

(366)

(367)

(368)

(369)

(370)

(371)

(372)

1.

Capital

100

100

245

245

88

100

100

1626

100

100

320

320

(1.0)

(0.8)

(6.8)

(6.0)

(1.4)

(1.4)

(0.6)

(7.7)

(0.8)

(0.6)

(0.9)

(0.8)

2.

Reserves and Surplus

-

-

92

215

-

-

-10416

-11714

-

-

1375

2500

-

-

(2.6)

(5.3)

-

-

(-59.1)

(-55.3)

-

-

(3.7)

(6.0)

3.

Deposits

9200

11734

2844

3175

4558

5514

17212

20314

10112

12170

22856

25171

(89.0)

(91.7)

(79.6)

(77.6)

(74.9)

(76.4)

(97.6)

(95.8)

(79.6)

(77.0)

(60.9)

(60.1)

3.1.

Demand deposits

686

606

144

141

215

337

2165

2608

1278

1413

1744

1820

3.2.

Savings bank deposits

4082

5712

1604

1661

1646

2003

7410

7847

4751

5725

7374

7928

3.3.

Term deposits

4432

5416

1096

1373

2697

3174

7637

9860

4083

5033

13738

15424

4.

Borrowings

326

358

163

148

521

688

2342

2148

925

1134

10650

11409

(3.2)

(2.8)

(4.6)

(3.6)

(8.6)

(9.5)

(13.3)

(10.1)

(7.3)

(7.2)

(28.4)

(27.2)

4.1.

From banks*

4

2

2

-

-

12

186

-

5

1

10650

-

4.2.

From others

322

356

161

148

521

676

2156

2148

921

1133

-

11409

5.

Other liabilities

706

607

232

309

920

917

8391

8819

1563

2397

2357

2513

(6.8)

(4.7)

(6.5)

(7.6)

(15.1)

(12.7)

(47.6)

(41.6)

(12.3)

(15.2)

(6.3)

(6.0)

5.1.

Bills Payable

62

57

78

97

51

38

-

-

30

20

530

499

5.2.

Inter-office adjustments

-

9

-

-

66

41

12

-

41

46

141

110

5.3.

Interest accrued

4

7

24

30

352

449

908

1047

11

10

175

161

5.4.

Others (including provisions)

640

534

129

182

450

389

7471

7772

1482

2321

1511

1743

Total Liabilities

10331

12799

3575

4092

6087

7219

17629

21194

12700

15801

37558

41913

1.

Cash in hand

61

65

28

24

91

130

369

457

605

383

1157

1247

(0.6)

(0.5)

(0.8)

(0.6)

(1.5)

(1.8)

(2.1)

(2.2)

(4.8)

(2.4)

(3.1)

(3.0)

2.

Balances with RBI

254

352

92

104

134

163

501

586

300

393

728

825

(2.5)

(2.7)

(2.6)

(2.5)

(2.2)

(2.3)

(2.8)

(2.8)

(2.4)

(2.5)

(1.9)

(2.0)

3.

Balances with banks in India

3124

4177

1215

928

1877

2196

4720

6304

2942

3950

6228

8647

(30.2)

(32.6)

(34.0)

(22.7)

(30.8)

(30.4)

(26.8)

(29.7)

(23.2)

(25.0)

(16.6)

(20.6)

4.

Money at call and short notice

2064

2761

-

-

-

-

-

-

-

-

-

-

(20.0)

(21.6)

-

-

-

-

-

-

-

-

-

-

5.

Investments

50

130

1410

2127

570

770

2413

3338

1851

2301

8170

7357

(0.5)

(1.0)

(39.4)

(52.0)

(9.4)

(10.7)

(13.7)

(15.7)

(14.6)

(14.6)

(21.8)

(17.6)

6.

Advances

1838

1846

553

575

1828

2218

9128

9491

3741

4855

20726

23137

(17.8)

(14.4)

(15.5)

(14.1)

(30.0)

(30.7)

(51.8)

(44.8)

(29.5)

(30.7)

(55.2)

(55.2)

6.1.

Bills purchased and discounted

-

-

2

-

9

23

-

-

218

472

298

172

6.2.

Cash credits, overdrafts & loans

183

272

10

7

224

255

255

266

-

-

12790

14325

6.3.

Term loans

1655

1573

541

568

1595

1940

8874

9225

3523

4383

7637

8641

7.

Fixed Assets

20

27

16

16

11

12

27

26

27

35

90

87

(0.2)

(0.2)

(0.4)

(0.4)

(0.2)

(0.2)

(0.2)

(0.1)

(0.2)

(0.2)

(0.2)

(0.2)

8.

Other Assets

2918

3441

261

319

1577

1731

470

991

3234

3884

460

613

(28.2)

(26.9)