(Amount in Rs. lakh)

As on 31st March

Dungarpur-Banswara

Durg Rajnandgaon

Ellaquai Dehati

Etah Gramin

Etawah Kshetriya

Faizabad Kshetriya

Kshetriya

Gramin Bank

Gramin Bank

Bank

Gramin Bank

Gramin Bank

Items

Gramin Bank

1997

1998

1997

1998

1997

1998

1997

1998

1997

1998

1997

1998

(97)

(98)

(99)

(100)

(101)

(102)

(103)

(104)

(105)

(106)

(107)

(108)

1.

Capital

96

890

1444

2145

100

93

1150

787

787

100

1224

(2.4)

(14.5)

(7.0)

(9.4)

(1.4)

(0.8)

(8.7)

(10.4)

(9.6)

(0.8)

(7.2)

2.

Reserves and Surplus

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

3.

Deposits

3240

4312

13583

16819

5805

7434

9630

5516

6035

11291

13745

(79.3)

(70.5)

(66.3)

(74.0)

(78.5)

(67.8)

(72.9)

(73.1)

(74.0)

(85.7)

(81.2)

3.1.

Demand deposits

176

166

653

1012

212

254

368

59

58

358

412

3.2.

Savings bank deposits

1108

1608

5774

7425

2485

2909

3814

2485

2880

5992

7545

3.3.

Term deposits

1955

2538

7156

8382

3107

4270

5449

2971

3097

4940

5788

4.

Borrowings

347

530

1599

1804

208

1658

1723

834

827

941

1011

(8.5)

(8.7)

(7.8)

(7.9)

N

(2.8)

(15.1)

(13.0)

(11.1)

(10.1)

(7.1)

(6.0)

4.1.

From banks*

347

4

112

117

O

-

182

210

32

21

862

89

4.2.

From others

-

527

1488

1687

T

208

1476

1513

801

806

80

921

5.

Other liabilities

403

386

3870

1954

A

1282

1778

703

405

505

841

951

(9.9)

(6.3)

(18.9)

(8.6)

V

(17.3)

(16.2)

(5.3)

(5.4)

(6.2)

(6.4)

(5.6)

5.1.

Bills Payable

12

36

18

19

A

24

246

130

10

5

15

21

5.2.

Inter-office adjustments

-

-

99

95

I

-

459

369

-

20

119

108

5.3.

Interest accrued

21

28

991

1152

L

665

59

82

43

43

-

-

5.4.

Others (including provisions)

370

322

2762

688

A

594

1013

122

352

437

707

822

Total Liabilities

4086

6119

20496

22722

B

7395

10962

13205

7542

8154

13173

16930

1.

Cash in hand

49

57

192

204

L

45

393

220

49

68

157

139

(1.2)

(0.9)

(0.9)

(0.9)

E

(0.6)

(3.6)

(1.7)

(0.6)

(0.8)

(1.2)

(0.8)

2.

Balances with RBI

97

140

439

535

191

255

320

168

183

358

450

(2.4)

(2.3)

(2.1)

(2.4)

(2.6)

(2.3)

(2.4)

(2.2)

(2.2)

(2.8)

(2.7)

3.

Balances with banks in India

1146

2378

525

1185

2268

3589

5304

2740

2722

706

8992

(28.0)

(38.9)

(2.6)

(5.2)

(30.7)

(32.7)

(40.2)

(36.3)

(33.4)

(5.3)

(53.1)

4.

Money at call and short notice

-

-

6238

6604

-

-

-

-

-

5444

-

-

-

(30.4)

(29.1)

-

-

-

-

-

(41.3)

-

5.

Investments

200

443

3402

5716

-

1384

1447

400

400

1860

1740

(4.9)

(7.2)

(16.6)

(25.2)

-

(12.6)

(11.0)

(5.3)

(4.9)

(14.1)

(10.3)

6.

Advances

1500

1755

6437

5309

1252

4243

4982

2486

2575

2521

2799

(36.7)

(28.7)

(31.4)

(23.4)

(16.9)

(38.7)

(37.7)

(33.0)

(31.6)

(19.1)

(16.5)

6.1.

Bills purchased and discounted

54

5

-

-

-

-

-

-

-

-

20

6.2.

Cash credits, overdrafts & loans

246

317

1104

1139

1044

1390

1529

295

297

-

310

6.3.

Term loans

1200

1434

5333

4170

207

2853

3453

2191

2278

-

2469

7.

Fixed Assets

14

16

27

40

14

18

17

11

10

17

14

(0.3)

(0.3)

(0.1)

(0.2)

(0.2)

(0.2)

(0.1)

(0.1)

(0.1)

(0.1)

(0.1)

8.

Other Assets

1081

1332

3236

3130

3626

1081

915

1688

2195

2110

2797

(26.4)

(21.8)

(15.8)

(13.8)

(49.0)

(9.9)

(6.9)

(22.4)

(26.9)

(16.0)

(16.5)

8.1.

Inter - office adjustments (net)

20

25

-

-

6

-

-

27

-

-

-

8.2.

Interest accrued

52

228

356

419

25

108

154

224

402

75

1525

8.3.

Others

1008

1079

2880

2711

3595

972

761

1436

1793

2030

1271

Total Assets

4086

6119

20496

22722

7395

10962

13205

7542

8154

13173

16930

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(Amount in Rs. lakh)

As on 31st March

Faridkot Bhatinda

Farrukhabad

Fatehpur Kshetriya

Ganga Yamuna

Gaur

Giridih Kshetriya

Kshetriya

Gramin Bank

Gramin Bank

Gramin Bank

Gramin Bank

Gramin Bank

Items

Gramin Bank

1997

1998

1997

1998

1997

1998

1997

1998

1997

1998

1997

1998

(109)

(110)

(111)

(112)

(113)

(114)

(115)

(116)

(117)

(118)

(119)

(120)

1.

Capital

100

100

100

100

100

1242

485

485

100

79

100

(1.6)

(2.0)

(0.6)

(0.5)

(1.3)

(11.3)

(9.6)

(7.9)

(0.4)

(2.2)

(2.0)

2.

Reserves and Surplus

275

425

557

984

-

-

-

-

-

164

172

(4.5)

(8.6)

(3.1)

(4.7)

-

-

-

-

-

(4.5)

(3.5)

3.

Deposits

4712

3450

15076

17124

6215

7977

3526

4458

24099

2798

4032

(76.3)

(70.0)

(83.1)

(82.0)

(80.3)

(72.8)

(69.9)

(72.4)

(86.6)

(77.4)

(81.0)

3.1.

Demand deposits

168

249

997

1180

155

183

192

246

353

84

105

3.2.

Savings bank deposits

638

835

7506

8398

3273

4337

1068

1388

8765

1268

1947

3.3.

Term deposits

3907

2365

6573

7546

2787

3458

2266

2823

14982

1446

1981

4.

Borrowings

648

594

1614

1766

865

889

438

539

2501

226

266

(10.5)

(12.1)

(8.9)

(8.5)

(11.2)

(8.1)

(8.7)

(8.7)

N

(9.0)

(6.2)

(5.3)

4.1.

From banks*

181

81

244

285

-

-

68

76

O

-

-

-

4.2.

From others

467

513

1369

1481

865

889

370

463

T

2501

226

266

5.

Other liabilities

444

361

799

908

560

842

596

676

A

1113

348

408

(7.2)

(7.3)

(4.4)

(4.3)

(7.2)

(7.7)

(11.8)

(11.0)

V

(4.0)

(9.6)

(8.2)

5.1.

Bills Payable

7

10

28

31

14

19

49

46

A

-

50

40

5.2.

Inter-office adjustments

103

-

1

-

33

19

-

-

I

-

-

-

5.3.

Interest accrued

49

13

42

9

21

29

366

428

L

314

-

-

5.4.

Others (including provisions)

286

338

728

868

492

775

181

202

A

798

299

368

Total Liabilities

6180

4930

18146

20882

7740

10951

5045

6158

B

27813

3615

4979

1.

Cash in hand

28

33

345

439

71

85

41

55

L

393

27

37

(0.4)

(0.7)

(1.9)

(2.1)

(0.9)

(0.8)

(0.8)

(0.9)

E

(1.4)

(0.7)

(0.8)

2.

Balances with RBI

81

96

475

540

190

256

108

134

737

82

117

(1.3)

(1.9)

(2.6)

(2.6)

(2.4)

(2.3)

(2.1)

(2.2)

(2.6)

(2.3)

(2.3)

3.

Balances with banks in India

3622

1736

3818

6009

2603

4760

112

1174

5233

107

220

(58.6)

(35.2)

(21.0)

(28.8)

(33.6)

(43.5)

(2.2)

(19.1)

(18.8)

(3.0)

(4.4)

4.

Money at call and short notice

-

-

5263

4793

-

-

2165

2000

-

1469

2321

-

-

(29.0)

(23.0)

-

-

(42.9)

(32.5)

-

(40.6)

(46.6)

5.

Investments

550

912

3423

3529

1001

1119

602

534

4709

450

583

(8.9)

(18.5)

(18.9)

(16.9)

(12.9)

(10.2)

(11.9)

(8.7)

(16.9)

(12.4)

(11.7)

6.

Advances

1644

1883

3761

4289

1750

2017

1259

1470

8924

1037

1256

(26.6)

(38.2)

(20.7)

(20.5)

(22.6)

(18.4)

(24.9)

(23.9)

(32.1)

(28.7)

(25.2)

6.1.

Bills purchased and discounted

3

1

-

-

-

-

-

-

1

-

14

6.2.

Cash credits, overdrafts & loans

696

807

854

935

183

194

332

457

1958

176

249

6.3.

Term loans

945

1076

2907

3354

1567

1823

927

1014

6965

861

994

7.

Fixed Assets

13

15

20

18

16

18

7

6

45

13

12

(0.2)

(0.3)

(0.1)

(0.1)

(0.2)

(0.2)

(0.1)

(0.1)

(0.2)

(0.4)

(0.2)

8.

Other Assets

242

255

1041

1264

2109

2697

752

784

7773

430

431

(3.9)

(5.2)

(5.7)

(6.1)

(27.3)

(24.6)

(14.9)

(12.7)

(27.9)

(11.9)

(8.7)

8.1.

Inter - office adjustments (net)

-

4

-

75

-

-

20

8

-

26

12

8.2.

Interest accrued

220

246

976

1120

25

35

140

225

469

-

-

8.3.

Others

22

4

66

69

2084

2663

592

551

7304

404