(Amount in Rs. lakh)

As on 31st March

Godavari

Golconda

Gomti

Gopalganj Kshetriya

Gorakhpur Kshetriya

Gurdaspur Amritsar

Items

Gramin Bank

Gramin Bank

Gramin Bank

Gramin Bank

Gramin Bank

Gramin Bank

1997

1998

1997

1998

1997

1998

1997

1998

1997

1998

1997

1998

(121)

(122)

(123)

(124)

(125)

(126)

(127)

(128)

(129)

(130)

(131)

(132)

1.

Capital

187

187

100

100

1077

1077

518

597

100

187

837

837

(3.2)

(2.9)

(3.0)

(2.3)

(5.5)

(4.6)

(5.1)

(4.8)

(0.2)

(0.2)

(8.2)

(6.8)

2.

Reserves and Surplus

278

421

-

-

-

-

-

-

7220

8672

-

-

(4.8)

(6.5)

-

-

-

-

-

-

(11.6)

(11.5)

-

-

3.

Deposits

3351

3733

2454

3262

16097

19893

8501

10467

41991

52292

7779

9401

(57.8)

(57.7)

(72.7)

(76.1)

(81.9)

(85.6)

(83.4)

(84.8)

(67.3)

(69.6)

(75.8)

(76.7)

3.1.

Demand deposits

113

73

331

440

735

840

448

522

1126

2148

402

197

3.2.

Savings bank deposits

787

759

609

961

6388

8349

4556

5719

22336

27498

2949

3752

3.3.

Term deposits

2451

2901

1513

1861

8974

10705

3497

4226

18529

22646

4428

5452

4.

Borrowings

1653

1764

398

434

1800

1973

252

281

5090

4417

760

853

(28.5)

(27.3)

(11.8)

(10.1)

(9.2)

(8.5)

(2.5)

(2.3)

(8.2)

(5.9)

(7.4)

(7.0)

4.1.

From banks*

1621

454

82

101

94

83

-

-

5090

-

51

59

4.2.

From others

33

1310

316

333

1706

1890

252

281

-

4417

708

794

5.

Other liabilities

330

362

424

491

685

299

927

999

8019

9572

884

1158

(5.7)

(5.6)

(12.6)

(11.4)

(3.5)

(1.3)

(9.1)

(8.1)

(12.8)

(12.7)

(8.6)

(9.5)

5.1.

Bills Payable

7

2

-

186

373

82

-

-

-

-

73

7

5.2.

Inter-office adjustments

-

-

48

-

-

13

-

6

159

516

-

-

5.3.

Interest accrued

25

24

156

-

-

27

-

-

5575

6375

8

11

5.4.

Others (including provisions)

298

336

221

305

312

176

927

992

2285

2681

803

1140

Total Liabilities

5799

6466

3376

4287

19659

23242

10197

12343

62420

75139

10259

12250

1.

Cash in hand

96

120

67

35

215

220

96

85

442

495

145

88

(1.7)

(1.8)

(2.0)

(0.8)

(1.1)

(0.9)

(0.9)

(0.7)

(0.7)

(0.7)

(1.4)

(0.7)

2.

Balances with RBI

120

121

68

104

480

600

255

313

1376

1739

240

285

(2.1)

(1.9)

(2.0)

(2.4)

(2.4)

(2.6)

(2.5)

(2.5)

(2.2)

(2.3)

(2.3)

(2.3)

3.

Balances with banks in India

1327

1264

137

212

7635

5590

5520

7471

1167

1173

208

2329

(22.9)

(19.6)

(4.0)

(5.0)

(38.8)

(24.1)

(54.1)

(60.5)

(1.9)

(1.6)

(2.0)

(19.0)

4.

Money at call and short notice

-

-

936

1290

-

-

-

-

31585

40468

3589

1035

-

-

(27.7)

(30.1)

-

-

-

-

(50.6)

(53.9)

(35.0)

(8.4)

5.

Investments

482

775

450

595

4074

8596

600

600

13528

14447

1633

3655

(8.3)

(12.0)

(13.3)

(13.9)

(20.7)

(37.0)

(5.9)

(4.9)

(21.7)

(19.2)

(15.9)

(29.8)

6.

Advances

3666

4036

1234

1491

4881

6007

2123

2258

11361

12657

3451

3759

(63.2)

(62.4)

(36.6)

(34.8)

(24.8)

(25.8)

(20.8)

(18.3)

(18.2)

(16.8)

(33.6)

(30.7)

6.1.

Bills purchased and discounted

15

17

-

-

9

-

-

-

11

8

3

-

6.2.

Cash credits, overdrafts & loans

2178

2666

716

918

-

266

270

313

4418

4677

849

2196

6.3.

Term loans

1474

1353

518

573

4872

5741

1853

1945

6932

7973

2598

1563

7.

Fixed Assets

29

32

13

15

22

26

10

10

34

37

28

29

(0.5)

(0.5)

(0.4)

(0.3)

(0.1)

(0.1)

(0.1)

(0.1)

(0.1)

-

(0.3)

(0.2)

8.

Other Assets

78

118

472

546

2352

2203

1593

1605

2927

4122

966

1069

(1.3)

(1.8)

(14.0)

(12.7)

(12.0)

(9.5)

(15.6)

(13.0)

(4.7)

(5.5)

(9.4)

(8.7)

8.1.

Inter - office adjustments (net)

22

22

-

201

76

-

46

-

-

-

9

105

8.2.

Interest accrued

5

32

43

52

741

1028

1223

1540

2890

4064

4

296

8.3.

Others

52

63

429

293

1535

1175

325

66

37

58

953

669

Total Assets

5799

6466

3376

4287

19659

23242

10197

12343

62420

75139

10259

12250

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(Amount in Rs. lakh)

As on 31st March

Gurgaon

Gwalior Datia

Hadoti Kshetriya

Haryana Kshetriya

Hazaribagh Kshetriya

Himachal

Gramin Bank

Kshetriya

Gramin Bank

Gramin Bank

Gramin Bank

Gramin Bank

Items

Gramin Bank

1997

1998

1997

1998

1997

1998

1997

1998

1997

1998

1997

1998

(133)

(134)

(135)

(136)

(137)

(138)

(139)

(140)

(141)

(142)

(143)

(144)

1.

Capital

1649

1649

91

461

100

100

88

96

258

287

997

997

(4.1)

(3.7)

(2.2)

(9.1)

(0.7)

(0.6)

(0.5)

(0.4)

(5.2)

(4.1)

(4.6)

(4.0)

2.

Reserves and Surplus

-967

349

-

-

-

-

-

-

-

-

-

-

(-2.4)

(0.8)

-

-

-

-

-

-

-

-

-

-

3.

Deposits

32865

35111

2967

3707

10576

12436

14671

17189

4090

5952

18491

22001

(81.1)

(78.0)

(72.2)

(73.5)

(76.9)

(76.9)

(84.8)

(77.9)

(82.0)

(84.1)

(86.0)

(87.5)

3.1.

Demand deposits

337

559

145

174

1147

801

80

91

184

152

299

498

3.2.

Savings bank deposits

11417

13736

959

1073

3528

4545

5131

6400

2118

3437

4741

6345

3.3.

Term deposits

21111

20817

1863

2460

5902

7090

9459

10698

1789

2363

13451

15158

4.

Borrowings

4763

5584

361

476

1090

1467

1609

2146

269

346

1279

1292

(11.8)

(12.4)

(8.8)

(9.5)

(7.9)

(9.1)

(9.3)

(9.7)

(5.4)

(4.9)

(5.9)

(5.1)

4.1.

From banks*

1303

1356

-

22

63

137

26

13

-

-

129

126

4.2.

From others

3460

4228

361

454

1027

1330

1583

2133

269

346

-

1166

5.

Other liabilities

2203

2330

690

397

1989

2166

933

2625

371

492

736

855

(5.4)

(5.2)

(16.8)

(7.9)

(14.5)

(13.4)

(5.4)

(11.9)

(7.4)

(7.0)

(3.4)

(3.4)

5.1.

Bills Payable

-

-

-

-

-

-

18

-

2

-

10

8

5.2.

Inter-office adjustments

120

86

1

13

-

-

-

-

-

-

70

90

5.3.

Interest accrued

240

256

689

-

26

31

17

20

-

-

35

37

5.4.

Others (including provisions)

1843

1988

-

384

1963

2134

898

2604

369

492

622

721

Total Liabilities

40511

45023

4109

5041

13756

16169

17300

22055

4989

7077

21503

25144

1.

Cash in hand

644

733

50

44

467

302

173

271

35

56

203

353

(1.6)

(1.6)

(1.2)

(0.9)

(3.4)

(1.9)

(1.0)

(1.2)

(0.7)

(0.8)

(0.9)

(1.4)

2.

Balances with RBI

996

1061

89

113

288

376

455

540

109

164

570

675

(2.5)

(2.4)

(2.2)

(2.2)

(2.1)

(2.3)

(2.6)

(2.5)

(2.2)

(2.3)

(2.7)

(2.7)

3.

Balances with banks in India

18067

19144

228

73

985

3574

284

286

2507

2179

5090

7523

(44.6)

(42.5)

(5.5)

(1.4)

(7.2)

(22.1)

(1.6)

(1.3)

(50.2)

(30.8)

(23.7)

(29.9)

4.

Money at call and short notice

-

-

1602

2180

3181

2192

4787

5425

-

-

-

-

-

-

(39.0)

(43.3)

(23.1)

(13.6)

(27.7)

(24.6)

-

-

-

-

5.

Investments

7625

8915

-

-

726

400

2500

2786

951

3019

8734

9560

(18.8)

(19.8)

-

-

(5.3)

(2.5)

(14.5)

(12.6)

(19.1)

(42.7)

(40.6)

(38.0)

6.

Advances

10486

12523

1450

1755

4620

5582

5144

8687

1032

1304

4014

4553

(25.9)

(27.8)

(35.3)

(34.8)

(33.6)

(34.5)

(29.7)

(39.4)

(20.7)

(18.4)

(18.7)

(18.1)

6.1.

Bills purchased and discounted

3

-

38

-

7

-

-

-

-

-

240

454

6.2.

Cash credits, overdrafts & loans

3116

3380

85

139

958

1194

555

644

161

237

2052

2138

6.3.

Term loans

7367

9142

1327

1616

3654

4388

4589

8042

871

1066

1721

1961

7.

Fixed Assets

35

55

10

11

19

23

31

32

10

12

16

21

(0.1)

(0.1)

(0.2)

(0.2)

(0.1)

(0.1)

(0.2)

(0.1)

(0.2)

(0.2)

(0.1)

(0.1)

8.

Other Assets

2658

2592

681

865

3470

3720

3926

4030

345

343

2876

2460

(6.6)

(5.8)

(16.6)

(17.2)

(25.2)

(23.0)

(22.7)

(18.3)

(6.9)

(4.8)

(13.4)