Table No. 4.2 - Interest Rate Range and Type of account-Wise Classification of Outstanding Loans and Advances of Scheduled Commercial Banks - ربی - Reserve Bank of India
Table No. 4.2 - Interest Rate Range and Type of account-Wise Classification of Outstanding Loans and Advances of Scheduled Commercial Banks
MARCH 2002 |
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(Amount in Rupees Lakh) |
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CASH CREDIT |
OVERDRAFTS |
DEMAND LOANS |
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INTEREST RATE RANGE |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
Accounts |
Limit |
Out- |
Accounts |
Limit |
Out- |
Accounts |
Limit |
Out- |
|
standing |
standing |
standing |
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1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
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Less than 6% |
25 |
10,36 |
8,24 |
9 |
3,41 |
1,40 |
14 |
96 |
87 |
6% and above but less than 10% |
533 |
485,29 |
418,94 |
929 |
215,47 |
174,90 |
1,193 |
2999,39 |
2789,31 |
10% and above but less than 12% |
12,152 |
70245,23 |
53894,67 |
10,918 |
6440,82 |
4791,63 |
6,876 |
13324,73 |
11074,72 |
12% and above but less than 13% |
22,776 |
12389,17 |
8466,75 |
27,886 |
5276,98 |
3265,20 |
18,405 |
7136,29 |
6190,17 |
13% an dabove but less than 14% |
82,021 |
20958,48 |
15815,64 |
15,876 |
3791,72 |
2676,70 |
14,195 |
11251,97 |
10408,58 |
14% and above but less than 15% |
87,111 |
30627,16 |
21546,53 |
21,898 |
4822,24 |
3248,35 |
12,386 |
8534,58 |
7320,35 |
15% anda bove but less than 16% |
1,16,810 |
36728,23 |
30351,93 |
43,198 |
5652,01 |
4397,95 |
30,933 |
8881,55 |
7709,40 |
16% and above but less than 17% |
95,886 |
25632,56 |
20809,55 |
30,275 |
7690,40 |
6775,69 |
12,618 |
10662,93 |
9757,54 |
17% and above but less than 18% |
22,829 |
5158,70 |
4640,35 |
8,583 |
1519,14 |
1317,52 |
3,647 |
1612,26 |
1552,83 |
18%and above but less than 20% |
14,070 |
12370,50 |
3607,10 |
8,018 |
2729,66 |
2523,07 |
6,115 |
2907,47 |
2655,78 |
20% and above |
4,420 |
2048,96 |
1570,06 |
4,382 |
649,53 |
583,44 |
26,808 |
2175,34 |
1444,76 |
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TOTAL LOANS & ADVANCES |
4,58,633 |
216654,63 |
161129,76 |
1,71,972 |
38791,38 |
29755,84 |
1,33,190 |
69487,47 |
60904,31 |
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MEDIUM TERM LOANS |
LONG TERM LOANS |
PACKING CREDIT |
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INTEREST RATE RANGE |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
Accounts |
Limit |
Out- |
Accounts |
Limit |
Out- |
Accounts |
Limit |
Out- |
|
standing |
standing |
standing |
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10 |
11 |
12 |
13 |
14 |
15 |
16 |
17 |
18 |
|
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Less than 6% |
274 |
16,04 |
13,90 |
21,579 |
776,02 |
690,76 |
1 |
2,03 |
2,03 |
6% and above but less than 10% |
924 |
1105,75 |
518,61 |
5,824 |
1324,17 |
1238,24 |
8,643 |
14359,41 |
10513,74 |
10% and above but less than 12% |
11,588 |
14297,17 |
10669,21 |
2,24,316 |
34067,64 |
28888,12 |
5,690 |
12073,78 |
8807,02 |
12% and above but less than 13% |
34,310 |
10663,67 |
7175,25 |
1,89,758 |
32758,87 |
26023,88 |
421 |
548,65 |
428,70 |
13% an dabove but less than 14% |
36,121 |
7457,52 |
5785,66 |
1,72,759 |
28459,74 |
22013,50 |
751 |
759,50 |
460,92 |
14% and above but less than 15% |
60,186 |
12063,30 |
7630,04 |
2,02,631 |
35101,66 |
28191,74 |
452 |
492,84 |
366,13 |
15% anda bove but less than 16% |
60,136 |
11915,76 |
8846,73 |
1,51,468 |
28417,29 |
23003,02 |
638 |
797,79 |
635,85 |
16% and above but less than 17% |
38,363 |
9286,12 |
7480,10 |
88,576 |
14386,91 |
11782,85 |
2,903 |
5175,28 |
3932,43 |
17% and above but less than 18% |
14,300 |
2149,78 |
1724,25 |
37,552 |
6328,95 |
4814,41 |
327 |
278,28 |
194,60 |
18%and above but less than 20% |
11,916 |
2075,99 |
1708,34 |
30,255 |
6488,90 |
4596,13 |
281 |
233,28 |
194,85 |
20% and above |
8,585 |
1126,74 |
914,59 |
10,408 |
2932,50 |
2061,32 |
–– |
–– |
–– |
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TOTAL LOANS & ADVANCES |
2,76,703 |
72157,84 |
52466,67 |
11,35,126 |
191042,64 |
153303,98 |
20,107 |
34720,83 |
25536,28 |
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See Notes on Tables |