(Amount in Rupees Lakh)

OCCUPATION

CASH CREDIT

OVERDRAFT

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

1,34,235

24990,66

17637,81

35,706

4688,74

3036,34

1. Direct Finance

1,15,546

11989,91

9471,34

26,974

2419,01

1494,78

2. Indirect Finance

18,689

13000,75

8166,47

8,732

2269,73

1541,56

II.

INDUSTRY

2,68,761

326899,50

231812,40

73,310

62570,73

37263,32

1. Mining & Quarrying

8,074

10326,12

6430,90

2,203

3687,70

1138,93

2. Food Manufacturing & Processing

38,200

37695,80

26129,02

4,848

3007,70

1913,46

  (a) Rice Mills, Flour & Dal Mills

17,955

12328,20

9692,58

1,245

595,43

405,08

  (b) Sugar

847

9130,72

5957,97

71

89,61

75,09

  (c) Edible Oils & Vanaspati

3,431

4369,46

3113,96

468

395,39

216,04

  (d) Tea Processing

774

1530,67

930,44

319

103,60

75,40

  (e) Processing of Fruits & Vegetables

1,367

735,52

578,04

198

107,58

46,32

  (f) Others

13,826

9601,23

5856,03

2,547

1716,08

1095,52

3. Beverage & Tobacco

2,919

3564,55

3013,87

615

965,02

685,73

4. Textiles

40,436

35671,84

26849,02

11,537

4571,47

4273,86

  (a) Cotton Textiles

12,870

16278,26

12468,53

2,512

1820,88

1401,34

  (b) Jute & Other Natural Fibre Textiles

932

628,11

495,14

192

131,16

55,76

  (c) Handloom Textiles & Khadi

3,789

1249,65

1015,89

557

210,81

1194,36

  (d) Other Textiles & Textile Products

22,845

17515,82

12869,46

8,276

2408,62

1622,41

5. Paper, Paper Products & Printing

11,885

8018,65

6210,44

2,370

1295,11

929,96

6. Woods and Wood Products

6,475

2218,69

1774,86

969

168,65

138,21

7. Leather & Leather Products

2,943

1797,07

1463,63

717

349,79

225,61

8. Gems and Jewellery

2,169

8821,94

5755,87

752

1808,26

1169,24

9. Rubber & Plastic Products

12,743

12366,58

6650,95

1,861

1029,24

686,41

10. Chemicals & Chemical Products

18,156

29006,05

19154,90

3,539

6217,48

2653,92

  (a) Heavy Industrial Chemicals

3,597

5010,84

3262,78

955

790,01

241,84

  (b) Fertilisers

493

5046,17

2591,02

197

513,05

79,77

  (c) Drugs & Pharmaceuticals

3,443

8385,59

5908,97

614

1621,89

1005,44

  (d) Non-Edible Oils

719

719,36

502,58

108

48,33

37,32

  (e) Other Chemicals & Chemical Products

9,904

9844,09

6889,55

1,665

3244,20

1289,55

11. Petroleum, Coal Products & Nuclear Fuels

1,621

15693,07

12441,04

536

3495,33

692,87

12. Manufacture of Cement & Cement Products

5,863

4371,05

2860,76

1,756

630,10

584,85

13. Basic Metals & Metal Products

27,232

49015,98

34633,32

6,027

5656,36

3003,07

  (a) Iron & Steel

11,224

34834,88

24231,06

3,276

3539,89

1830,18

  (b) Non-Ferrous Metals

3,508

4347,55

2988,57

427

391,56

205,59

  (c) Metal Products

12,500

9833,55

7413,69

2,324

1724,90

967,30

14. Engineering

35,057

40709,31

29292,56

7,402

6040,26

4015,89

  (a) Heavy Engineering

6,120

6900,15

4757,29

1,559

909,40

618,08

  (b) Light Engineering

18,038

16470,71

11567,93

3,764

1895,69

1116,37

  (c) Electrical Machinery & Goods

8,171

11843,62

8571,87

1,564

1952,77

1454,36

  (d) Electronic Machinery & Goods

2,728

5494,82

4395,47

515

1282,40

827,08

15. Vehicles, Vehicle Parts & Transport Equipments

6,523

14960,84

11534,57

2,062

4188,00

1943,11

16. Other Industries

32,205

14264,56

10593,40

13,546

6886,32

4840,24

17. Electricity, Gas & Water

1,495

10600,37

6428,25

752

1796,89

1001,55

  (a) Electricity Generation & Transmission

563

9568,41

5883,59

328

1516,47

839,29

  (b) Non-Conventional Energy

233

771,42

364,44

79

107,22

69,31

  (c) Gas, Steam & Water Supply

699

260,54

180,22

345

173,20

92,94

18. Construction

14,765

27797,05

20595,04

11,818

10777,06

7366,41

(a) Other than Infrastructure

9,385

9477,30

7072,88

8,575

5599,75

4000,15

(b) Infrastructure Construction

5,380

18319,75

13522,16

3,243

5177,31

3366,26

III.

TRANSPORT OPERATORS

6,497

6235,69

5247,40

4,942

2462,39

2076,47

IV.

PROFESSIONAL AND OTHER SERVICES

56,455

33414,90

23873,49

56,728

27741,34

17813,29

1. Professional Services

620

428,82

284,12

498

206,12

149,38

2. Tourism, Hotel & Restaurants

5,693

2312,66

1462,03

4,342

1112,26

754,65

3. Recreation services

1,619

1200,89

930,45

946

711,35

569,44

4. IT and Telecommunications

2,921

3085,23

1936,20

1,971

1277,34

613,85

5. Others

45,602

26387,31

19260,68

48,971

24434,28

15725,98

V.

PERSONAL LOANS

-

-

-

2,33,966

16075,31

10864,43

1. Housing

-

-

-

-

-

-

2. Consumer Durables

-

-

-

-

-

-

3. Vehicles

-

-

-

6,311

296,36

204,50

4. Education

-

-

-

-

-

-

5. Personal Credit Cards

-

-

-

-

-

-

6. Others

-

-

-

2,27,655

15778,95

10659,93

VI.

TRADE

4,64,242

221035,26

113920,12

1,56,169

50796,56

33200,57

1. Wholesale Trade

65,903

157831,32

65139,41

27,470

19132,01

12344,18

2. Retail Trade

3,98,339

63203,93

48780,71

1,28,699

31664,55

20856,39

VII.

FINANCE

3,775

28525,29

16133,06

12,108

15906,60

8126,97

VIII.

ALL OTHERS

16,115

7672,86

5096,25

39,398

8367,76

5046,39

TOTAL BANK CREDIT

9,50,080

648774,16

413720,52

6,12,327

188609,42

117427,78

TABLE NO. 5.1 – TYPE OF ACCOUNT-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF
SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

 (Amount in Rupees Lakh)

OCCUPATION

DEMAND LOANS

MEDIUM TERM LOANS

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

5,15,805

35530,68

31093,77

6,52,963

79846,58

60192,98

1. Direct Finance

4,97,329

25967,09

22647,32

6,05,169

38533,04

29363,88

2. Indirect Finance

18,476

9563,59

8446,46

47,794

41313,54

30829,09

II.

INDUSTRY

1,62,501

221209,40

164218,21

1,57,945

200178,99

160063,92

1. Mining & Quarrying

1,204

4162,55

3237,49

2,186

2622,96

2153,17

2. Food Manufacturing & Processing

4,298

9671,93

7253,87

14,986

8024,39

6115,25

  (a) Rice Mills, Flour & Dal Mills

1,980

2555,25

1875,26

2,277

699,69

514,77

  (b) Sugar

141

2437,25

2063,08

332

2209,96

1846,76

  (c) Edible Oils & Vanaspati

324

1204,47

856,32

439

797,71

666,83

  (d) Tea Processing

90

368,10

228,57

206

601,91

496,55

  (e) Processing of Fruits & Vegetables

219

345,43

152,54

326

266,94

143,74

  (f) Others

1,544

2761,43

2078,10

11,406

3448,18

2446,60

3. Beverage & Tobacco

352

3546,62

2352,66

611

1303,09

955,77

4. Textiles

14,854

11919,73

7789,01

16,980

13785,04

11180,87

  (a) Cotton Textiles

10,931

6110,10

3944,75

3,576

7784,22

6349,66

  (b) Jute & Other Natural Fibre Textiles

100

68,33

50,17

269

181,84

153,63

  (c) Handloom Textiles & Khadi

276

256,83

146,23

1,067

265,13

207,05

  (d) Other Textiles & Textile Products

3,547

5484,46

3647,87

12,068

5553,85

4470,53

5. Paper, Paper Products & Printing

1,479

3247,21

2147,28

2,581

3084,21

2300,07

6. Woods and Wood Products

362

271,53

186,29

602

302,06

201,65

7. Leather & Leather Products

731

734,66

393,65

882

512,94

436,31

8. Gems and Jewellery

1,113

5011,08

2273,76

603

533,80

411,84

9. Rubber & Plastic Products

1,204

2416,58

1658,88

2,764

2011,76

1487,21

10. Chemicals & Chemical Products

3,489

17156,17

12132,57

3,743

11143,87

9155,50

  (a) Heavy Industrial Chemicals

1,013

1429,88

1082,18

708

2140,62

1477,88

  (b) Fertilisers

144

6612,80

4355,03

84

1398,52

1260,90

  (c) Drugs & Pharmaceuticals

1,100

5114,13

3672,50

844

4124,32

3471,38

  (d) Non-Edible Oils

50

159,67

126,74

79

141,36

124,05

  (e) Other Chemicals & Chemical Products

1,182

3839,69

2896,12

2,028

3339,05

2821,28

11. Petroleum, Coal Products & Nuclear Fuels

161

18911,24

16731,78

364

12184,39

11192,67

12. Manufacture of Cement & Cement Products

399

2239,07

1744,33

2,107

4427,26

3804,63

13. Basic Metals & Metal Products

6,032

67557,64

47198,50

5,420

23953,85

18610,12

  (a) Iron & Steel

1,328

12670,05

7690,01

2,475

16811,33

12570,50

  (b) Non-Ferrous Metals

355

2427,03

1042,77

637

3602,58

3124,89

  (c) Metal Products

4,349

52460,56

38465,72

2,308

3539,93

2914,73

14. Engineering

9,309

16596,59

12244,51

28,373

14101,14

10381,71

  (a) Heavy Engineering

6,523

5547,90

3821,72

2,506

2862,31

2292,00

  (b) Light Engineering

1,421

3353,24

2633,27

23,896

6957,00

4533,60

  (c) Electrical Machinery & Goods

928

4140,81

3035,12

1,420

2080,18

1593,20

  (d) Electronic Machinery & Goods

437

3554,65

2754,40

551

2201,65

1962,90

15. Vehicles, Vehicle Parts & Transport Equipments

1,657

8450,32

5546,58

2,171

7771,51

5915,71

16. Other Industries

1,08,328

12441,46

9296,39

24,294

9267,92

7035,31

17. Electricity, Gas & Water

421

13432,88

11784,76

1,019

29062,76

23170,35

  (a) Electricity Generation & Transmission

274

12213,50

10930,19

528

27579,59

22017,75

  (b) Non-Conventional Energy

69

528,70

249,61

173

823,32

689,87

  (c) Gas, Steam & Water Supply

78

690,68

604,97

318

659,85

462,73

18. Construction

7,108

23442,14

20245,92

48,259

56086,05

45555,79

(a) Other than Infrastructure

5,795

6152,11

5301,15

35,615

16597,16

12973,88

(b) Infrastructure Construction

1,313

17290,03

14944,77

12,644

39488,89

32581,91

III.

TRANSPORT OPERATORS

4,066

13254,37

12467,35

1,17,105

15620,33

12451,51

IV.

PROFESSIONAL AND OTHER SERVICES

24,924

40578,59

35242,01

1,31,108

69799,67

53701,08

1. Professional Services

3,474

5510,13

4601,44

14,072

11997,40

8045,85

2. Tourism, Hotel & Restaurants

1,164

2009,43

1638,31

4,486

3903,60

2911,91

3. Recreation services

622

1451,59

1273,36

860

2737,83

2293,14

4. IT and Telecommunications

358

10039,71

9710,00

878

10462,46

8650,12

5. Others

19,306

21567,73

18018,91

1,10,812

40698,39

31800,06

V.

PERSONAL LOANS

9,68,102

33387,69

14629,48

15,62,607

70036,58

43037,14

1. Housing

-

-

-

38

493,91

477,37

2. Consumer Durables

-

-

-

45,254

1717,48

1275,31

3. Vehicles

16,885

636,65

506,01

6,52,020

26299,23

14039,07

4. Education

-

-

-

81,777

3797,43

2633,04

5. Personal Credit Cards

7,07,860

22087,64

4645,78

-

-

-

6. Others

2,43,357

10663,40

9477,69

7,83,518

37728,53

24612,35

VI.

TRADE

44,071

30858,43

24977,49

1,19,339

26853,54

20924,79

1. Wholesale Trade

8,740

17823,87

13526,92

16,277

12596,78

9778,69

2. Retail Trade

35,331

13034,55

11450,57

1,03,062

14256,76

11146,11

VII.

FINANCE

2,960

46546,28

40900,47

9,558

63678,58

54120,40

VIII.

ALL OTHERS

41,586

19927,79

13240,69

59,760

15212,26

10787,20

TOTAL BANK CREDIT

17,64,015

441293,22

336769,47

28,10,385

541226,53

415279,01

TABLE NO. 5.1 – TYPE OF ACCOUNT-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF
SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

(Amount in Rupees Lakh)

OCCUPATION

LONG TERM LOANS

PACKING CREDIT

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

13

14

15

16

17

18

I.

AGRICULTURE

10,21,833

69495,06

59123,76

2,209

1945,81

975,63

1. Direct Finance

9,60,983

46108,36

40402,66

2,105

1723,86

785,40

2. Indirect Finance

60,850

23386,69

18721,10

104

221,96

190,23

II.

INDUSTRY

3,01,384

591790,44

414132,39

28,780

106181,80

51998,06

1. Mining & Quarrying

6,696

17283,14

11765,71

778

5426,65

2050,05

2. Food Manufacturing & Processing

24,933

24046,36

17495,70

3,083

11628,56

5279,57

  (a) Rice Mills, Flour & Dal Mills

8,699

3040,98

2208,38

226

3671,18

1683,67

  (b) Sugar

753

9138,67

7219,29

24

237,27

128,83

  (c) Edible Oils & Vanaspati

1,544

2792,32

1846,15

116

790,23

584,34

  (d) Tea Processing

522

1762,74

1102,96

87

505,74

179,65

  (e) Processing of Fruits & Vegetables

1,043

385,21

273,07

234

341,01

195,18

  (f) Others

12,372

6926,45

4845,84

2,396

6083,14

2507,91

3. Beverage & Tobacco

2,153

3951,56

3046,81

98

1119,16

440,90

4. Textiles

35,833

63473,99

45704,32

12,651

28591,03

10921,61

  (a) Cotton Textiles

11,892

33513,90

23259,27

3,640

6908,07

3714,34

  (b) Jute & Other Natural Fibre Textiles

566

514,10

363,99

166

143,39

116,81

  (c) Handloom Textiles & Khadi

2,143

894,10

608,20

269

282,18

216,97

  (d) Other Textiles & Textile Products

21,232

28551,89

21472,86

8,576

21257,38

6873,49

5. Paper, Paper Products & Printing

9,333

11644,27

8574,50

208

517,59

319,24

6. Woods and Wood Products

2,361

1122,47

793,69

146

118,00

82,03

7. Leather & Leather Products

1,685

1133,93

752,55

2,417

4110,99

1857,54

8. Gems and Jewellery

990

1133,48

746,71

1,021

7358,87

5104,90

9. Rubber & Plastic Products

7,545

8021,79

5677,92

725

1651,10

1175,75

10. Chemicals & Chemical Products

10,011

27112,76

19063,84

1,855

18092,47

8594,49

  (a) Heavy Industrial Chemicals

1,659

7224,19

5068,47

459

2452,09

1717,68

  (b) Fertilisers

264

2086,84

1522,70

38

85,40

51,72

  (c) Drugs & Pharmaceuticals

2,438

8054,36

5644,63

573

6987,69

5022,85

  (d) Non-Edible Oils

339

480,82

278,41

53

243,78

184,73

  (e) Other Chemicals & Chemical Products

5,311

9266,53

6549,62

732

8323,53

1617,52

11. Petroleum, Coal Products & Nuclear Fuels

880

21680,33

14860,40

43

3733,48

1176,96

12. Manufacture of Cement & Cement Products

3,499

15370,77

11060,62

68

255,95

119,94

13. Basic Metals & Metal Products

15,434

84356,20

56662,36

2,100

10101,63

5451,00

  (a) Iron & Steel

6,751

66984,22

45347,71

758

4977,33

2740,52

  (b) Non-Ferrous Metals

1,641

7384,16

4855,39

335

2600,30

1276,39

  (c) Metal Products

7,042

9987,82

6459,26

1,007

2524,00

1434,09

14. Engineering

32,186

28374,21

20618,36

1,528

6325,53

4495,28

  (a) Heavy Engineering

6,187

5491,77

4167,18

281

1069,38

895,02

  (b) Light Engineering

20,200

12247,85

8776,79

786

2027,15

1133,44

  (c) Electrical Machinery & Goods

4,425

6096,48

4501,34

350

2275,82

1720,33

  (d) Electronic Machinery & Goods

1,374

4538,11

3173,05

111

953,19

746,49

15. Vehicles, Vehicle Parts & Transport Equipments

5,684

19026,94

12913,73

614

3157,01

2137,38

16. Other Industries

56,619

22188,72

17602,85

1,232

2245,08

1522,04

17. Electricity, Gas & Water

2,883

88062,52

63002,97

25

513,50

426,31

  (a) Electricity Generation & Transmission

1,424

79562,58

57780,70

8

200,52

164,01

  (b) Non-Conventional Energy

671

4486,61

3080,15

10

152,29

129,14

  (c) Gas, Steam & Water Supply

788

4013,33

2142,12

7

160,69

133,15

18. Construction

82,659

153806,98

103789,37

188

1235,21

843,06

(a) Other than Infrastructure

74,019

39970,30

29401,34

77

197,96

125,11

(b) Infrastructure Construction

8,640

113836,68

74388,03

111

1037,25

717,95

III.

TRANSPORT OPERATORS

1,81,951

29432,18

22615,56

127

419,08

356,75

IV.

PROFESSIONAL AND OTHER SERVICES

2,47,053

139413,76

101166,76

1,632

4212,41

2352,06

1. Professional Services

44,545

19510,75

14570,76

10

90,80

59,89

2. Tourism, Hotel & Restaurants

16,488

18673,47

12103,11

36

8,08

6,55

3. Recreation services

2,515

5136,33

3976,11

33

174,02

138,25

4. IT and Telecommunications

2,698

12292,01

8884,37

54

255,22

134,11

5. Others

1,80,807

83801,20

61632,41

1,499

3684,28

2013,25

V.

PERSONAL LOANS

59,93,053

424678,59

344541,31

-

-

-

1. Housing

34,99,354

314056,70

264829,69

-

-

-

2. Consumer Durables

43,479

1593,99

1291,33

-

-

-

3. Vehicles

11,93,882

46960,30

32516,85

-

-

-

4. Education

4,31,120

19312,74

13399,41

-

-

-

5. Personal Credit Cards

-

-

-

-

-

-

6. Others

8,25,218

42754,86

32504,04

-

-

-

VI.

TRADE

1,66,779

47842,47

36904,89

5,967

16032,78

7829,68

1. Wholesale Trade

13,389

10488,01

9004,17

3,923

9869,80

6138,79

2. Retail Trade

1,53,390

37354,46

27900,72

2,044

6162,98

1690,88

VII.

FINANCE

16,060

79668,05

62625,90

23

551,48

549,23

VIII.

ALL OTHERS

87,007

22923,44

17792,73

4,874

1500,87

1132,93

TOTAL BANK CREDIT

80,15,120

1405243,98

1058903,31

43,612

130844,24

65194,32

TABLE NO. 5.1 – TYPE OF ACCOUNT-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF
SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

(Amount in Rupees Lakh)

OCCUPATION

EXPORT BILLS PURCHASED

EXPORT  BILLS DISCOUNTED

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

19

20

21

22

23

24

I.

AGRICULTURE

16

9,78

4,40

20

112,52

31,33

1. Direct Finance

3

11

6

1

8,00

1,32

2. Indirect Finance

13

9,67

4,34

19

104,52

30,00

II.

INDUSTRY

8,970

25678,22

14276,73

7,788

31918,14

11677,46

1. Mining & Quarrying

277

1466,72

1265,04

140

841,92

500,17

2. Food Manufacturing & Processing

551

2029,09

1246,05

541

2989,61

672,17

  (a) Rice Mills, Flour & Dal Mills

70

292,69

273,00

46

388,07

169,82

  (b) Sugar

1

2

2

1

10,00

4,24

  (c) Edible Oils & Vanaspati

28

225,43

152,23

27

317,81

136,29

  (d) Tea Processing

13

33,20

22,92

12

24,46

36,10

  (e) Processing of Fruits & Vegetables

37

108,86

45,91

36

62,42

52,16

  (f) Others

402

1368,89

751,97

419

2186,85

273,56

3. Beverage & Tobacco

20

26,97

15,43

9

94,67

88,93

4. Textiles

4,346

6200,49

3495,46

3,698

3963,01

2112,28

  (a) Cotton Textiles

701

2491,00

1222,94

747

1459,80

586,08

  (b) Jute & Other Natural Fibre Textiles

66

101,74

67,99

65

47,76

23,17

  (c) Handloom Textiles & Khadi

105

92,33

55,92

28

16,33

6,79

  (d) Other Textiles & Textile Products

3,474

3515,41

2148,61

2,858

2439,11

1496,25

5. Paper, Paper Products & Printing

78

138,37

76,61

51

114,82

43,85

6. Woods and Wood Products

32

39,27

24,89

41

34,68

27,75

7. Leather & Leather Products

675

845,13

429,48

514

659,36

272,51

8. Gems and Jewellery

400

2807,54

1671,74

453

9691,28

2294,83

9. Rubber & Plastic Products

206

476,35

239,04

213

441,61

236,32

10. Chemicals & Chemical Products

729

3378,26

1682,12

596

2020,54

1110,13

  (a) Heavy Industrial Chemicals

198

525,20

314,66

139

498,97

268,21

  (b) Fertilisers

17

168,42

119,47

7

18,97

14,76

  (c) Drugs & Pharmaceuticals

230

1597,16

760,00

255

660,83

387,18

  (d) Non-Edible Oils

27

71,39

17,11

2

1,27

27

  (e) Other Chemicals & Chemical Products

257

1016,09

470,88

193

840,51

439,71

11. Petroleum, Coal Products & Nuclear Fuels

19

780,16

378,60

16

1395,45

438,23

12. Manufacture of Cement & Cement Products

17

63,55

33,71

12

37,33

23,36

13. Basic Metals & Metal Products

537

3768,94

1853,22

434

5694,16

1839,15

  (a) Iron & Steel

244

2664,64

1229,67

233

3425,04

1089,76

  (b) Non-Ferrous Metals

89

480,08

289,64

35

897,40

124,65

  (c) Metal Products

204

624,22

333,91

166

1371,72

624,74

14. Engineering

499

1401,82

802,05

326

1757,83

632,61

  (a) Heavy Engineering

96

373,65

189,44

82

423,20

221,22

  (b) Light Engineering

245

457,00

269,68

134

842,35

200,21

  (c) Electrical Machinery & Goods

129

421,52

283,14

90

460,93

181,30

  (d) Electronic Machinery & Goods

29

149,66

59,79

20

31,35

29,89

15. Vehicles, Vehicle Parts & Transport Equipments

169

1090,37

448,90

301

1142,60

993,44

16. Other Industries

370

570,40

317,52

400

736,65

174,02

17. Electricity, Gas & Water

15

291,59

38,56

22

39,14

42,61

  (a) Electricity Generation & Transmission

7

279,88

27,14

4

1,01

7,13

  (b) Non-Conventional Energy

6

10,69

10,41

17

35,13

33,34

  (c) Gas, Steam & Water Supply

2

1,02

1,01

1

3,00

2,15

18. Construction

30

303,19

258,32

21

263,47

175,09

(a) Other than Infrastructure

10

85,60

58,39

9

57,21

57,38

(b) Infrastructure Construction

20

217,59

199,93

12

206,26

117,72

III.

TRANSPORT OPERATORS

16

21,05

13,82

10

14,80

4,88

IV.

PROFESSIONAL AND OTHER SERVICES

247

1764,73

690,13

264

812,63

633,30

1. Professional Services

4

8,08

5,66

2

7,00

4,33

2. Tourism, Hotel & Restaurants

13

10,52

7,98

-

-

-

3. Recreation services

3

5,41

4,35

3

99,83

99,82

4. IT and Telecommunications

8

14,16

3,52

8

69,31

10,29

5. Others

219

1726,54

668,62

251

636,49

518,87

V.

PERSONAL LOANS

-

-

-

-

-

-

1. Housing

-

-

-

-

-

-

2. Consumer Durables

-

-

-

-

-

-

3. Vehicles

-

-

-

-

-

-

4. Education

-

-

-

-

-

-

5. Personal Credit Cards

-

-

-

-

-

-

6. Others

-

-

-

-

-

-

VI.

TRADE

2,364

7229,57

4270,93

1,881

5043,11

2392,78

1. Wholesale Trade

1,638

6476,00

3772,52

1,141

4475,40

2068,75

2. Retail Trade

726

753,57

498,42

740

567,71

324,03

VII.

FINANCE

221

783,90

504,99

71

1135,74

358,91

VIII.

ALL OTHERS

815

550,11

337,17

1,561

446,40

383,77

TOTAL BANK CREDIT

12,649

36037,34

20098,16

11,595

39483,33

15482,44

TABLE NO. 5.1 – TYPE OF ACCOUNT-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF
SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

(Amount in Rupees Lakh)

OCCUPATION

EXPORT BILLS ADVANCED AGAINST

ADVANCES AGAINST EXPORT CASH INCENTIVES AND DUTY DRAW BACK CLAIMS

No. of Accounts

Credit Limit

Amount Outstanding

No. of  Accounts

Credit Limit

Amount Outstanding

25

26

27

28

29

30

I.

AGRICULTURE

3

2,08

2,00

1

7,90

2,83

1. Direct Finance

-

-

-

-

-

-

2. Indirect Finance

3

2,08

2,00

1

7,90

2,83

II.

INDUSTRY

991

5040,39

2678,72

210

1368,68

883,74

1. Mining & Quarrying

48

113,88

65,17

2

28,36

28,36

2. Food Manufacturing & Processing

23

95,81

52,56

4

7,72

1,88

  (a) Rice Mills, Flour & Dal Mills

-

-

-

3

6,11

27

  (b) Sugar

-

-

-

-

-

-

  (c) Edible Oils & Vanaspati

-

-

-

-

-

-

  (d) Tea Processing

1

40

41

-

-

-

  (e) Processing of Fruits & Vegetables

3

7,00

3,04

-

-

-

  (f) Others

19

88,41

49,12

1

1,61

1,61

3. Beverage & Tobacco

4

86,00

39,04

-

-

-

4. Textiles

223

280,75

143,94

36

53,11

32,64

  (a) Cotton Textiles

61

63,93

28,86

19

42,34

22,05

  (b) Jute & Other Natural Fibre Textiles

13

2,49

2,71

-

-

-

  (c) Handloom Textiles & Khadi

1

19

19

-

-

-

  (d) Other Textiles & Textile Products

148

214,14

112,19

17

10,77

10,59

5. Paper, Paper Products & Printing

14

21,83

4,90

11

68,00

42,14

6. Woods and Wood Products

1

78

60

-

-

-

7. Leather & Leather Products

40

24,23

11,94

1

10

8

8. Gems and Jewellery

277

2349,87

1280,92

-

-

-

9. Rubber & Plastic Products

18

21,79

15,57

7

37,71

36,12

10. Chemicals & Chemical Products

43

311,10

104,92

20

180,15

95,44

  (a) Heavy Industrial Chemicals

17

71,20

20,70

5

7,47

7,04

  (b) Fertilisers

1

10,00

7,94

-

-

-

  (c) Drugs & Pharmaceuticals

17

47,24

30,00

8

59,94

28,41

  (d) Non-Edible Oils

-

-

-

-

-

-

  (e) Other Chemicals & Chemical Products

8

182,65

46,28

7

112,74

59,99

11. Petroleum, Coal Products & Nuclear Fuels

2

177,20

177,06

1

4,54

4,54

12. Manufacture of Cement & Cement Products

6

1,75

1,77

1

65

65

13. Basic Metals & Metal Products

137

955,45

471,21

45

283,31

126,60

  (a) Iron & Steel

42

77,15

41,67

12

48,04

28,29

  (b) Non-Ferrous Metals

3

1,14

47

1

4,50

3,48

  (c) Metal Products

92

877,17

429,07

32

230,77

94,83

14. Engineering

79

375,51

195,35

33

208,68

122,43

  (a) Heavy Engineering

46

109,61

15,82

2

15,74

15,74

  (b) Light Engineering

17

52,27

17,83

11

48,76

20,52

  (c) Electrical Machinery & Goods

15

212,62

160,79

14

118,13

66,41

  (d) Electronic Machinery & Goods

1

1,00

91

6

26,04

19,77

15. Vehicles, Vehicle Parts & Transport Equipments

4

20,63

19,42

39

126,11

91,70

16. Other Industries

69

129,64

42,62

3

79,01

72,99

17. Electricity, Gas & Water

2

67,01

51,72

-

-

-

  (a) Electricity Generation & Transmission

1

66,31

51,72

-

-

-

  (b) Non-Conventional Energy

-

-

-

-

-

-

  (c) Gas, Steam & Water Supply

1

70

-

-

-

-

18. Construction

1

7,17

-

7

291,22

228,16

(a) Other than Infrastructure

-

-

-

3

208,00

193,57

(b) Infrastructure Construction

1

7,17

-

4

83,22

34,59

III.

TRANSPORT OPERATORS

1

9

8

3

1,92

62

IV.

PROFESSIONAL AND OTHER SERVICES

49

69,00

48,69

9

152,10

38,78

1. Professional Services

-

-

-

3

14,92

7,92

2. Tourism, Hotel & Restaurants

3

1,21

1,21

-

-

-

3. Recreation services

1

4

3

-

-

-

4. IT and Telecommunications

-

-

-

-

-

-

5. Others

45

67,75

47,45

6

137,19

30,85

V.

PERSONAL LOANS

-

-

-

-

-

-

1. Housing

-

-

-

-

-

-

2. Consumer Durables

-

-

-

-

-

-

3. Vehicles

-

-

-

-

-

-

4. Education

-

-

-

-

-

-

5. Personal Credit Cards

-

-

-

-

-

-

6. Others

-

-

-

-

-

-

VI.

TRADE

1,010

946,03

709,49

94

207,39

100,71

1. Wholesale Trade

240

553,44

345,92

46

51,62

35,73

2. Retail Trade

770

392,59

363,57

48

155,77

64,98

VII.

FINANCE

4

46,97

46,95

-

-

-

VIII.

ALL OTHERS

43

21,71

16,68

8

5,15

4,26

TOTAL BANK CREDIT

2,101

6126,26

3502,60

325

1743,14

1030,95

(Amount in Rupees Lakh)

OCCUPATION

INLAND BILLS -  PURCHASED

INLAND BILLS -  DISCOUNTED

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

31

32

33

34

35

36

I.

AGRICULTURE

56

160,67

140,70

258

191,37

123,11

1. Direct Finance

11

9,39

1,67

212

99,06

78,63

2. Indirect Finance

45

151,27

139,03

46

92,31

44,48

II.

INDUSTRY

5,417

23370,30

12307,71

7,414

38171,94

18981,52

1. Mining & Quarrying

157

1240,45

1054,23

189

540,31

306,72

2. Food Manufacturing & Processing

229

584,43

289,37

137

767,58

358,77

  (a) Rice Mills, Flour & Dal Mills

27

44,13

42,06

41

184,48

104,94

  (b) Sugar

5

16,06

2,98

4

60,29

3,16

  (c) Edible Oils & Vanaspati

30

195,71

87,44

32

266,98

94,86

  (d) Tea Processing

4

2,39

81

-

-

-

  (e) Processing of Fruits & Vegetables

25

13,78

8,91

8

2,00

1,72

  (f) Others

138

312,36

147,16

52

253,83

154,09

3. Beverage & Tobacco

41

81,11

22,86

39

161,87

64,55

4. Textiles

652

1605,92

877,09

767

3243,66

1790,93

  (a) Cotton Textiles

288

540,99

311,72

358

1316,89

845,86

  (b) Jute & Other Natural Fibre Textiles

22

69,22

46,61

20

49,92

33,39

  (c) Handloom Textiles & Khadi

9

2,38

2,98

23

17,41

16,08

  (d) Other Textiles & Textile Products

333

993,32

515,79

366

1859,44

895,61

5. Paper, Paper Products & Printing

197

174,20

104,48

236

363,33

143,31

6. Woods and Wood Products

83

34,66

26,30

63

233,85

130,11

7. Leather & Leather Products

71

116,11

52,90

65

138,89

76,81

8. Gems and Jewellery

41

425,98

399,50

8

69,63

20,13

9. Rubber & Plastic Products

235

507,42

239,00

235

507,78

254,78

10. Chemicals & Chemical Products

460

946,96

539,55

796

4077,31

2040,77

  (a) Heavy Industrial Chemicals

88

207,88

119,21

158

793,72

150,32

  (b) Fertilisers

6

51,88

36,90

29

355,03

159,45

  (c) Drugs & Pharmaceuticals

157

206,73

113,85

217

862,08

646,10

  (d) Non-Edible Oils

6

13,59

1,74

10

52,59

52,08

  (e) Other Chemicals & Chemical Products

203

466,87

267,85

382

2013,90

1032,82

11. Petroleum, Coal Products & Nuclear Fuels

46

253,44

96,98

61

299,51

135,14

12. Manufacture of Cement & Cement Products

36

38,38

25,76

28

201,87

122,83

13. Basic Metals & Metal Products

1,181

10763,38

4892,10

1,579

8723,16

4340,57

  (a) Iron & Steel

536

6202,37

3031,85

633

4950,90

2367,24

  (b) Non-Ferrous Metals

114

1594,96

690,02

343

1126,58

688,38

  (c) Metal Products

531

2966,04