SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006

(Amount in Rupees Lakh)

OCCUPATION

ABOVE Rs. 50 LAKH AND UPTO Rs. 1 CRORE

ABOVE Rs. 1 CRORE AND UPTO Rs. 4 CRORE

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

19

20

21

22

23

24

I.

AGRICULTURE

5,879

4285,95

3505,84

4,820

9577,07

7800,05

1.

Direct Finance

2,576

1902,44

1488,18

1,646

3221,57

2602,37

2.

Indirect Finance

3,303

2383,50

2017,66

3,174

6355,49

5197,68

II.

INDUSTRY

35,552

27214,25

20526,68

39,977

85323,84

64238,08

1.

Mining & Quarrying

698

531,43

391,31

723

1599,28

1185,67

2.

Food Manufacturing & Processing

5,156

3923,90

2949,84

4,412

9006,32

6781,07

(a)

Rice Mills, Flour & Dal Mills

2,494

1874,81

1360,48

1,436

2689,95

1967,67

(b)

Sugar

160

129,74

99,88

237

536,57

422,81

(c)

Edible Oils & Vanaspati

426

329,51

253,69

695

1534,70

1225,12

(d)

Tea Processing

392

297,50

236,85

496

1013,48

808,38

(e)

Processing of Fruits & Vegetables

171

131,08

96,81

147

292,09

229,82

(f)

Others

1,513

1161,26

902,12

1,401

2939,53

2127,26

3.

Beverage & Tobacco

279

221,44

163,11

410

929,76

702,39

4.

Textiles

6,955

5297,71

3953,45

7,824

16470,82

12273,37

(a)

Cotton Textiles

2,675

2044,71

1502,50

3,270

6966,52

5313,69

(b)

Jute & Other Natural Fibre Textiles

118

90,18

65,96

137

288,07

202,77

(c)

Handloom Textiles & Khadi

229

175,33

128,87

167

355,25

245,27

(d)

Other Textiles & Textile Products

3,933

2987,50

2256,12

4,250

8860,98

6511,64

5.

Paper, Paper Products & Printing

1,303

996,19

761,61

1,460

3050,92

2409,53

6.

Leather & Leather Products

868

653,77

477,89

824

1697,53

1207,25

7.

Rubber & Plastic Products

1,432

1086,39

830,15

1,338

2755,59

2076,74

8.

Chemicals & Chemical Products

2,939

2273,98

1668,77

3,922

8765,59

6493,30

(a)

Heavy Industrial Chemicals

662

513,09

364,50

814

1809,06

1274,01

(b)

Fertilisers

103

81,84

61,58

191

420,45

327,02

(c)

Drugs & Pharmaceuticals

796

620,47

463,59

1,345

3207,28

2574,15

(d)

Non-Edible Oils

63

49,30

42,49

87

165,40

125,18

(e)

Other Chemicals & Chemical Products

1,315

1009,28

736,61

1,485

3163,41

2192,94

9.

Petroleum, Coal Products & Nuclear Fuels

226

175,36

125,09

251

543,86

397,12

10.

Manufacture of Cement & Cement Products

301

228,22

164,89

513

1139,12

726,15

11.

Basic Metals & Metal Products

3,790

2934,85

2252,38

4,983

10648,64

8195,05

(a)

Iron & Steel

1,977

1545,98

1202,25

2,944

6394,58

4975,21

(b)

Non-Ferrous Metals

497

388,80

295,92

638

1274,12

927,70

(c)

Metal Products

1,316

1000,08

754,22

1,401

2979,94

2292,14

12.

Engineering

3,737

2856,50

2150,21

4,046

8615,98

6391,91

(a)

Heavy Engineering

693

529,20

388,41

799

1691,89

1196,99

(b)

Light Engineering

1,391

1061,88

786,39

1,381

2935,48

2174,98

(c)

Electrical Machinery & Goods

1,172

888,97

689,85

1,175

2497,96

1852,65

(d)

Electronic Machinery & Goods

481

376,46

285,56

691

1490,64

1167,29

13.

Vehicles, Vehicle Parts & Transport Equipments

1,407

1100,76

793,74

1,944

4369,76

3318,32

14.

Other Industries

3,098

2380,96

1821,93

3,674

7788,46

5633,60

15.

Electricity, Gas & Water

323

238,95

192,52

496

1117,58

918,54

(a)

Electricity Generation & Transmission

197

144,91

119,96

336

767,22

610,22

(b)

Non-Conventional Energy

40

29,87

23,20

88

197,04

168,45

(c)

Gas, Steam & Water Supply

86

64,17

49,36

72

153,31

139,87

16.

Construction

3,040

2313,83

1829,77

3,157

6824,61

5528,07

III.

TRANSPORT OPERATORS

665

497,11

390,10

486

979,11

794,19

IV.

PROFESSIONAL AND OTHER SERVICES

8,444

6292,98

4774,50

6,636

13564,79

11011,12

V.

PERSONAL LOANS

10,110

7296,52

6015,74

2,970

5289,19

4587,36

1.

Loans for Purchase of Consumer Durables

–

–

–

–

–

–

2.

Loans for Housing

9,547

6854,27

5651,59

2,829

5033,32

4351,64

3.

Rest of the Personal Loans

563

442,25

364,15

141

255,87

235,72

VI.

TRADE

14,652

11122,74

8363,70

9,938

20147,79

15003,99

1.

Wholesale Trade

6,076

4626,82

3583,89

4,326

8966,11

6599,84

2.

Retail Trade

8,576

6495,92

4779,81

5,612

11181,68

8404,16

VII.

FINANCE

801

626,29

455,26

1,488

2706,51

2125,47

VIII.

ALL OTHERS

4,896

3698,12

1885,47

3,084

5979,98

2910,16

TOTAL BANK CREDIT

80,999

61033,96

45917,29

69,399

143568,28

108470,41

OF WHICH: 1.

Artisans and Village & Tiny Industries

1,652

1160,87

870,05

–

–

–

   2.

Other Small Scale Industries

13,128

9928,20

7472,99

10,172

19858,62

14941,14

TABLE NO.5.4 - SIZE OF CREDIT LIMIT-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF

SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006

(Amount in Rupees Lakh)

OCCUPATION

ABOVE Rs. 4 CRORE AND UPTO Rs. 6 CRORE

ABOVE Rs. 6 CRORE AND UPTO Rs. 10 CRORE

No. of
Accounts

Credit
Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

25

26

27

28

29

30

I.

AGRICULTURE

804

4004,95

3095,95

591

4758,25

3709,91

1.

Direct Finance

314

1575,59

1186,17

206

1729,13

1328,68

2.

Indirect Finance

490

2429,36

1909,79

385

3029,13

2381,23

II.

INDUSTRY

8,715

43703,77

32722,39

7,208

59128,65

42957,73

1.

Mining & Quarrying

214

1017,57

814,44

109

914,11

646,36

2.

Food Manufacturing & Processing

681

3398,43

2585,16

622

5165,85

3742,19

(a)

Rice Mills, Flour & Dal Mills

104

514,70

382,03

65

532,73

362,14

(b)

Sugar

109

550,51

440,14

146

1233,55

920,04

(c)

Edible Oils & Vanaspati

120

598,86

463,21

117

972,84

721,87

(d)

Tea Processing

70

341,90

291,41

61

508,93

402,43

(e)

Processing of Fruits & Vegetables

36

180,85

145,45

23

184,43

154,01

(f)

Others

242

1211,61

862,92

210

1733,38

1181,69

3.

Beverage & Tobacco

124

621,48

516,83

79

641,34

471,79

4.

Textiles

1,955

9866,97

7590,93

1,284

10313,01

7344,71

(a)

Cotton Textiles

1,126

5730,85

4645,55

610

4940,37

3659,11

(b)

Jute & Other Natural Fibre Textiles

27

130,19

73,80

22

178,48

120,11

(c)

Handloom Textiles & Khadi

18

92,62

56,81

24

193,11

146,23

(d)

Other Textiles & Textile Products

784

3913,31

2814,77

628

5001,05

3419,26

5.

Paper, Paper Products & Printing

248

1247,01

976,48

203

1644,51

1220,56

6.

Leather & Leather Products

120

607,94

458,62

79

611,45

460,69

7.

Rubber & Plastic Products

305

1515,10

1084,35

191

1572,24

1167,52

8.

Chemicals & Chemical Products

945

4698,68

3319,27

855

7086,72

4916,35

(a)

Heavy Industrial Chemicals

245

1203,38

790,03

193

1598,42

986,48

(b)

Fertilisers

51

254,20

179,57

55

475,37

366,08

(c)

Drugs & Pharmaceuticals

301

1506,62

1118,34

296

2450,03

1730,89

(d)

Non-Edible Oils

13

62,51

40,46

18

147,58

95,12

(e)

Other Chemicals & Chemical Products

335

1671,97

1190,88

293

2415,32

1737,77

9.

Petroleum, Coal Products & Nuclear Fuels

77

388,68

262,52

69

579,76

404,43

10.

Manufacture of Cement & Cement Products

129

639,56

445,91

122

996,23

700,93

11.

Basic Metals & Metal Products

1,061

5296,84

3888,31

958

7817,09

5881,93

(a)

Iron & Steel

676

3404,10

2609,31

628

5159,38

4050,37

(b)

Non-Ferrous Metals

141

672,05

401,66

134

1049,52

656,30

(c)

Metal Products

244

1220,69

877,35

196

1608,18

1175,27

12.

Engineering

881

4427,83

3203,79

703

5733,19

4206,68

(a)

Heavy Engineering

175

875,04

567,18

133

1084,01

707,05

(b)

Light Engineering

285

1430,34

1004,48

221

1807,49

1279,00

(c)

Electrical Machinery & Goods

276

1388,79

1037,84

194

1561,88

1164,30

(d)

Electronic Machinery & Goods

145

733,66

594,29

155

1279,81

1056,33

13.

Vehicles, Vehicle Parts & Transport Equipments

415

2101,83

1518,97

372

3052,87

2248,22

14.

Other Industries

756

3783,71

2883,62

702

5746,24

4223,05

15.

Electricity, Gas & Water

154

785,17

608,05

189

1603,68

1080,62

(a)

Electricity Generation & Transmission

108

548,93

440,21

148

1266,22

855,26

(b)

Non-Conventional Energy

22

112,27

89,58

24

194,49

136,85

(c)

Gas, Steam & Water Supply

24

123,97

78,26

17

142,97

88,51

16.

Construction

650

3306,97

2565,13

671

5650,36

4241,70

III.

TRANSPORT OPERATORS

77

377,18

296,93

61

502,96

361,97

IV.

PROFESSIONAL AND OTHER SERVICES

1,154

5762,92

4628,95

1,001

8299,53

6496,06

V.

PERSONAL LOANS

218

1074,98

913,36

166

1345,53

1063,71

1.

Loans for Purchase of Consumer Durables

–

–

–

–

–

–

2.

Loans for Housing

199

982,02

829,77

159

1290,67

1017,54

3.

Rest of the Personal Loans

19

92,96

83,58

7

54,86

46,17

VI.

TRADE

1,445

7276,81

5182,12

1,084

8791,53

6141,07

1.

Wholesale Trade

717

3636,94

2561,45

546

4451,79

2987,62

2.

Retail Trade

728

3639,87

2620,67

538

4339,73

3153,45

VII.

FINANCE

362

1812,87

1325,95

352

3096,76

2184,71

VIII.

ALL OTHERS

425

2134,40

778,97

273

2340,49

957,61

TOTAL BANK CREDIT

13,200

66147,89

48944,61

10,736

88263,70

63872,75

OF WHICH: 1.

Artisans and Village & Tiny Industries

–

–

–

–

–

–

   2.

Other Small Scale Industries

1,109

5532,62

4031,68

739

5833,79

4144,08

TABLE NO.5.4 - SIZE OF CREDIT LIMIT-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF

SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006

(Amount in Rupees Lakh)

OCCUPATION

ABOVE Rs. 10 CRORE AND UPTO Rs. 25 CRORE

ABOVE Rs. 25 CRORE

No. of Accounts

Credit
 Limit

Amount Outstanding

No. of Accounts

Credit
 Limit

Amount Outstanding

31

32

33

34

35

36

I.

AGRICULTURE

592

9835,71

7384,10

432

36912,82

28981,78

1.

Direct Finance

215

3810,30

2780,78

73

5218,94

3256,18

2.

Indirect Finance

377

6025,40

4603,32

359

31693,88

25725,61

II.

INDUSTRY

7,468

124320,98

90535,67

4,830

439279,53

255858,33

1.

Mining & Quarrying

135

2203,69

1473,19

157

16515,79

10553,25

2.

Food Manufacturing & Processing

556

9084,28

6205,04

227

15564,41

8359,46

(a)

Rice Mills, Flour & Dal Mills

74

1339,45

754,64

38

2049,15

1624,80

(b)

Sugar

164

2681,21

1988,17

89

4192,10

2820,23

(c)

Edible Oils & Vanaspati

76

1209,48

838,42

25

1515,05

844,70

(d)

Tea Processing

33

551,26

418,66

19

1000,98

786,31

(e)

Processing of Fruits & Vegetables

15

229,53

121,48

3

199,14

185,41

(f)

Others

194

3073,36

2083,67

53

6608,00

2098,01

3.

Beverage & Tobacco

107

1670,24

1231,08

31

1719,88

1108,99

4.

Textiles

1,056

16706,85

12017,48

481

33068,11

14711,53

(a)

Cotton Textiles

543

8498,01

6034,99

278

17263,43

8752,23

(b)

Jute & Other Natural Fibre Textiles

17

249,47

144,12

3

82,59

48,68

(c)

Handloom Textiles & Khadi

15

233,15

171,94

15

1118,80

596,72

(d)

Other Textiles & Textile Products

481

7726,23

5666,43

185

14603,30

5313,91

5.

Paper, Paper Products & Printing

157

2490,61

1782,82

95

6241,11

3714,76

6.

Leather & Leather Products

54

847,51

655,08

17

2259,46

350,92

7.

Rubber & Plastic Products

139

2219,64

1547,61

73

3927,53

2216,49

8.

Chemicals & Chemical Products

779

13092,87

8765,90

443

40430,64

19326,97

(a)

Heavy Industrial Chemicals

171

2817,21

1783,01

144

14690,62

7045,04

(b)

Fertilisers

139

2595,14

2178,52

101

10678,31

5866,72

(c)

Drugs & Pharmaceuticals

225

3693,92

2417,16

100

6101,02

3527,84

(d)

Non-Edible Oils

7

104,01

43,25

3

89,10

38,25

(e)

Other Chemicals & Chemical Products

237

3882,58

2343,96

95

8871,59

2849,13

9.

Petroleum, Coal Products & Nuclear Fuels

90

1543,32

1055,41

159

39421,33

20071,15

10.

Manufacture of Cement & Cement Products

187

3000,51

2374,19

97

5710,55

3939,52

11.

Basic Metals & Metal Products

1,177

20290,04

15730,81

701

62649,31

32923,92

(a)

Iron & Steel

854

15201,94

12413,68

522

48429,03

27555,92

(b)

Non-Ferrous Metals

127

2007,40

1106,32

105

7580,09

3410,81

(c)

Metal Products

196

3080,70

2210,81

74

6640,19

1957,19

12.

Engineering

647

10633,26

7158,09

336

26060,34

15094,42

(a)

Heavy Engineering

136

2235,07

1429,65

83

6014,94

3579,02

(b)

Light Engineering

191

3159,84

2094,88

89

7205,60

3221,24

(c)

Electrical Machinery & Goods

175

2787,17

1819,04

86

5483,20

3507,17

(d)

Electronic Machinery & Goods

145

2451,19

1814,52

78

7356,61

4787,00

13.

Vehicles, Vehicle Parts & Transport Equipments

274

4389,25

3029,21

198

14691,56

8205,10

14.

Other Industries

992

16715,42

12893,00

508

50720,38

26111,01

15.

Electricity, Gas & Water

320

5738,17

4199,10

571

55024,14

40632,67

(a)

Electricity Generation & Transmission

262

4809,61

3534,95

522

51536,44

38069,32

(b)

Non-Conventional Energy

32

512,63

354,16

12

495,78

439,47

(c)

Gas, Steam & Water Supply

26

415,93

310,00

37

2991,92

2123,88

16.

Construction

798

13695,32

10417,66

736

65274,98

48538,17

III.

TRANSPORT OPERATORS

94

1702,85

1262,55

131

14642,38

11118,26

IV.

PROFESSIONAL AND OTHER SERVICES

886

14576,82

11282,75

490

40749,60

26447,87

V.

PERSONAL LOANS

160

2713,87

2200,73

147

13971,57

12458,87

1.

Loans for Purchase of Consumer Durables

–

–

–

–

–

–

2.

Loans for Housing

160

2713,87

2200,73

147

13971,57

12458,87

3.

Rest of the Personal Loans

–

–

–

–

–

–

VI.

TRADE

942

14376,83

10480,70

505

100419,67

52585,03

1.

Wholesale Trade

385

6181,87

4161,83

321

72056,64

45183,16

2.

Retail Trade

557

8194,96

6318,87

184

28363,03

7401,88

VII.

FINANCE

557

10103,59

8237,11

883

103608,24

78898,77

VIII.

ALL OTHERS

245

3591,41

1252,02

107

8166,81

4152,41

TOTAL BANK CREDIT

10,944

181222,06

132635,64

7,525

757750,62

470501,33

OF WHICH: 1.

Artisans and Village & Tiny Industries

–

–

–

–

–

–

   2.

Other Small Scale Industries

347

4508,67

3145,42

8

282,13

274,74