3. Scheduled Commercial Banks - Business in India - ربی - Reserve Bank of India
3. Scheduled Commercial Banks - Business in India
(Rs. crore) |
|||||||||||
|
|||||||||||
Outstanding |
|||||||||||
as on |
Variation over |
||||||||||
|
|||||||||||
Item |
1999 |
Financial year so far |
|||||||||
|
|||||||||||
Jul. 2# |
Fortnight |
1998-99 |
1999-2000 |
Year |
|||||||
|
|||||||||||
1 |
2 |
3 |
4 |
5 |
6 |
||||||
|
|||||||||||
Liabilities to the Banking System |
|||||||||||
Demand and time deposits from banks |
32,056 |
569 |
677 |
-204 |
7,698 |
||||||
Borrowings from Banks(1) |
10,372 |
-1,085 |
231 |
-1,252 |
2,981 |
||||||
Other demand and time liabilities(2) |
1,068 |
-51 |
-1,076 |
378 |
699 |
||||||
Liabilities to Others |
|||||||||||
Aggregate deposits |
7,31,772@ |
-2,910 |
18,959 |
14,501 |
1,07,403 |
||||||
(-0.4) |
(3.1) |
(2.0) |
(17.2) |
||||||||
Demand |
1,09,152 |
-5,820 |
-3,818 |
-4,328 |
10,457 |
||||||
Time |
6,22,620@ |
2,910 |
22,776 |
18,829 |
96,946 |
||||||
Borrowings(3) |
1,295 |
-92 |
293 |
-697 |
-277 |
||||||
Other demand and time liabilities |
61,607 |
8,967 |
3,223 |
9,190 |
18,629 |
||||||
Borrowings from Reserve Bank |
4,276 |
412 |
362 |
1,382 |
3,519 |
||||||
Cash in hand and Balances with Reserve Bank |
69,843 |
4,992 |
-2,593 |
2,313 |
11,131 |
||||||
Cash in hand |
4,326 |
128 |
391 |
344 |
327 |
||||||
Balances with Reserve Bank |
65,516 |
4,864 |
-2,984 |
1,969 |
10,803 |
||||||
Assets with the Banking System |
|||||||||||
Balance with other Banks(4) |
12,409 |
163 |
-802 |
-513 |
1,659 |
||||||
Money at call and short notice |
17,656 |
-740 |
-411 |
-478 |
9,206 |
||||||
Advances to banks |
2,220 |
744 |
-1,006 |
581 |
1,063 |
||||||
Other assets |
1,484 |
24 |
-555 |
181 |
373 |
||||||
Investments(5) |
2,77,063 |
1,492 |
21,204 |
22,944 |
37,154 |
||||||
(0.5) |
(9.7) |
(9.0) |
(15.5) |
||||||||
Government securities |
2,45,300 |
1,615 |
21,060 |
22,556 |
37,284 |
||||||
Other approved securities |
31,763 |
-123 |
144 |
388 |
-130 |
||||||
Bank Credit |
3,69,371 |
3,251 |
-141 |
3,367 |
45,433 |
||||||
(0.9) |
() |
(0.9) |
(14.0) |
||||||||
Food Credit |
21,990 |
-231 |
5,198 |
5,174 |
4,307 |
||||||
Non-food credit |
3,47,380 |
3,482 |
-5,339 |
-1,807 |
41,125 |
||||||
Loans, cash-credit and overdrafts |
3,39,924 |
3,377 |
1,708 |
5,057 |
43,481 |
||||||
Inland bills- purchased |
4,608 |
214 |
-29 |
-104 |
-24 |
||||||
discounted(6) |
10,060 |
-143 |
-322 |
-716 |
614 |
||||||
Foreign bills-purchased |
7,532 |
-272 |
-769 |
-837 |
370 |
||||||
discounted |
7,247 |
75 |
-729 |
-33 |
991 |
||||||
Cash-Deposit Ratio |
9.54 |
||||||||||
Investment-Deposit Ratio |
37.86 |
||||||||||
Credit-Deposit Ratio |
50.48 |
||||||||||
|
|||||||||||
@ : Includes Rs. 17,945 crore on account of proceeds from Resurgent India Bonds (RIBs). Excluding these proceeds, the growth rates in aggregate deposits as shown in columns 5 and 6 would work out to 2.1 per cent and 14.3 per cent, respectively. |
|||||||||||
(1) Excluding borrowings of Regional Rural Banks from their sponsor banks. |
|||||||||||
(2) Wherever it has not been possible to identify a liability to the banking system, it has been included in the corresponding items under 'liabilites to others'. |
|||||||||||
(3) Other than from Reserve Bank of India, IDBI, NABARD and EXIM Bank. |
|||||||||||
(5) Investments set out in this Table are for the purpose of SLR and do not include other investments which are given separately in Table No. 5. |
|||||||||||
(6) Excludes bills rediscounted with the Reserve Bank of India. |
|||||||||||
Figures in brackets denote percentage variation in the relevant period. |