EASTERN REGION (Contd.)

STATE : WEST BENGAL

(Amount in Rupees Lakh)

 OCCUPATION

STATE BANK OF INDIA AND
ITS ASSOCIATES

NATIONALISED BANKS

FOREIGN BANKS

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

1

2

3

4

5

6

7

8

9

I.

AGRICULTURE

2,45,062

2738,18

2167,24

6,57,013

7033,12

5259,48

19

96,05

29,46

1. Direct Finance

2,31,857

1809,66

1504,39

6,30,806

4741,31

3451,30

6

52,95

2,23

2. Indirect Finance

13,205

928,52

662,85

26,207

2291,81

1808,18

13

43,10

27,23

II.

INDUSTRY

51,502

28520,97

19311,74

1,55,624

47750,88

32688,40

1,770

5737,55

2165,84

1. Mining & Quarrying

668

932,11

711,81

452

1021,53

550,53

14

107,53

63,46

2. Food Manufacturing & Processing

13,461

3336,09

2496,66

27,466

2891,15

2156,33

64

302,44

54,68

  (a) Rice Mills, Flour & Dal Mills

3,096

368,52

289,27

17,640

750,81

676,17

20

31,94

18,97

  (b) Sugar

63

1737,35

1261,91

22

123,39

78,83

1

2

2

  (c) Edible Oils & Vanaspati

694

40,93

31,53

1,081

122,63

106,09

-

-

-

  (d) Tea Processing

204

554,96

435,11

801

1378,92

885,98

9

84,32

23,44

  (e) Processing of Fruits & Vegetables

184

50,91

42,11

151

161,52

121,29

-

-

-

  (f) Others

9,220

583,42

436,73

7,771

353,87

287,96

34

186,15

12,25

3. Beverage & Tobacco

618

298,84

234,09

269

127,08

105,04

8

228,37

75,55

4. Textiles

7,125

1428,41

988,84

33,977

2043,59

1367,35

73

280,77

133,48

  (a) Cotton Textiles

711

490,56

416,30

6,643

617,82

326,02

16

47,20

20,64

  (b) Jute & Other Natural Fibre Textiles

1,627

224,56

141,51

6,056

522,65

358,55

-

-

-

  (c) Handloom Textiles & Khadi

877

19,31

17,57

3,652

36,07

29,58

-

-

-

  (d) Other Textiles & Textile Products

3,910

693,99

413,46

17,626

867,05

653,21

57

233,57

112,84

5. Paper, Paper Products & Printing

932

778,92

566,82

2,555

801,95

692,79

37

54,27

42,90

6. Woods and Wood Products

1,022

402,12

316,07

5,913

331,11

220,16

2

77

77

7. Leather & Leather Products

592

296,92

199,10

8,085

851,99

488,68

14

16,67

9,50

8. Gems and Jewellery

153

55,78

52,22

1,323

395,63

354,41

27

2,46

2,46

9. Rubber & Plastic Products

707

314,28

212,12

2,625

611,80

436,45

38

136,22

103,08

10. Chemicals & Chemical Products

957

1827,41

1097,76

7,189

1688,47

1247,49

124

903,07

268,70

  (a) Heavy Industrial Chemicals

95

425,80

175,37

198

408,30

207,47

26

586,72

130,10

  (b) Fertilisers

40

192,11

179,03

45

3,84

3,57

-

-

-

  (c) Drugs & Pharmaceuticals

129

147,16

136,94

3,798

495,71

447,01

24

26,95

15,93

  (d) Non-Edible Oils

34

15,93

12,01

59

32,86

25,68

1

4

4

  (e) Other Chemicals & Chemical Products

659

1046,41

594,40

3,089

747,75

563,76

73

289,36

122,63

11. Petroleum, Coal Products & Nuclear Fuels

130

1423,53

871,63

161

2026,32

1217,00

31

592,25

161,78

12. Manufacture of Cement & Cement Products

640

1064,53

764,15

1,307

709,18

660,49

7

273,46

190,72

13. Basic Metals & Metal Products

2,109

10333,87

6623,87

7,964

19067,46

12404,23

181

993,97

348,11

  (a) Iron & Steel

834

8324,25

5637,70

1,115

11876,18

7496,81

75

391,35

133,35

  (b) Non-Ferrous Metals

161

1417,71

610,29

143

546,44

316,24

31

407,80

117,10

  (c) Metal Products

1,114

591,91

375,88

6,706

6644,84

4591,18

75

194,82

97,67

14. Engineering

4,551

2079,65

1522,13

11,976

3750,62

2486,91

162

932,68

316,26

  (a) Heavy Engineering

213

191,10

149,71

1,363

928,15

397,48

21

101,89

49,01

  (b) Light Engineering

3,324

1076,47

716,06

8,030

1115,52

690,91

44

126,84

49,13

  (c) Electrical Machinery & Goods

818

616,35

493,25

2,146

1447,92

1161,93

75

418,49

79,95

  (d) Electronic Machinery & Goods

196

195,73

163,10

437

259,03

236,59

22

285,45

138,17

15. Vehicles, Vehicle Parts & Transport Equipments

309

270,12

223,60

1,147

729,03

655,02

28

107,17

91,41

16. Other Industries

10,955

698,29

457,12

36,005

1602,75

1125,28

423

431,53

173,31

17. Electricity, Gas & Water

72

1181,36

667,14

220

5000,51

3262,95

5

41,21

21

  (a) Electricity Generation & Transmission

42

928,54

551,67

87

4874,77

3164,43

1

41,00

-

  (b) Non-Conventional Energy

18

130,22

86,83

24

82,94

76,16

-

-

-

  (c) Gas, Steam & Water Supply

12

122,59

28,64

109

42,81

22,36

4

21

21

18. Construction

6,501

1798,77

1306,62

6,990

4100,71

3257,29

532

332,72

129,47

  (a) Other than Infrastructure

1,000

320,98

227,83

4,733

1826,71

1312,78

45

161,41

49,74

  (b) Infrastructure Construction

5,501

1477,79

1078,78

2,257

2274,00

1944,51

487

171,31

79,72

III.

TRANSPORT OPERATORS

4,800

261,47

204,23

10,187

1013,96

750,49

176

72,43

58,44

IV.

PROFESSIONAL AND OTHER SERVICES

10,613

3512,85

2599,47

95,309

7140,82

5332,61

6,826

1196,76

1016,38

1. Professional Services

452

75,26

54,97

10,417

503,34

375,99

1,095

169,20

158,59

2. Tourism, Hotel & Restaurants

831

667,12

395,16

4,348

663,30

458,49

54

109,16

56,60

3. Recreation services

594

182,46

117,45

350

61,19

47,57

70

7,11

6,86

4. IT and Telecommunications

168

32,85

23,93

270

874,48

608,84

59

10,81

9,46

5. Others

8,568

2555,16

2007,97

79,924

5038,51

3841,70

5,548

900,49

784,87

V.

PERSONAL LOANS

3,46,757

7100,58

5502,50

5,04,657

9761,99

10831,98

1,35,592

2736,82

1654,85

1. Housing

95,873

4060,66

3274,92

1,69,521

5850,60

7670,26

8,708

908,80

781,13

2. Consumer Durables

8,118

36,48

25,59

26,343

211,98

142,66

58

62

61

3. Vehicles

15,519

332,59

263,12

17,205

335,03

271,89

543

12,14

2,77

4. Education

15,694

448,73

294,43

34,532

635,22

518,72

-

-

-

5. Personal Credit Cards

-

-

-

9,867

51,49

33,50

60,009

697,00

136,58

6. Others

2,11,553

2222,12

1644,44

2,47,189

2677,66

2194,95

66,274

1118,25

733,77

VI.

TRADE

86,125

5315,94

4141,37

2,50,646

15307,37

11202,30

6,140

1415,37

1024,82

1. Wholesale Trade

3,997

2630,02

1866,01

46,727

10147,95

7154,01

1,364

790,45

515,83

2. Retail Trade

82,128

2685,92

2275,36

2,03,919

5159,42

4048,29

4,776

624,92

508,99

VII.

FINANCE

167

1294,22

692,10

7,920

9404,23

7535,94

278

562,08

294,36

VIII.

ALL OTHERS

6,341

203,77

149,90

83,914

2468,34

2019,62

908

389,98

173,85

TOTAL BANK CREDIT

7,51,367

48947,99

34768,56

17,65,270

99880,71

75620,82

1,51,709

12207,04

6418,00

TABLE NO. 5.6 – STATE AND BANK GROUP-WISE CLASSIFICATION OF OUTSTANDING
CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION – MARCH 2009

STATE : WEST BENGAL

(Amount in Rupees Lakh)

 OCCUPATION

REGIONAL RURAL BANKS

PRIVATE SECTOR BANKS

ALL SCHEDULED
COMMERCIAL BANKS

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

10

11

12

13

14

15

16

17

18

I.

AGRICULTURE

2,75,224

597,19

438,93

13,100

909,60

754,75

11,90,418

11374,14

8649,85

1. Direct Finance

2,67,429

506,63

368,56

12,866

710,60

584,68

11,42,964

7821,17

5911,17

2. Indirect Finance

7,795

90,56

70,37

234

199,00

170,06

47,454

3552,98

2738,68

II.

INDUSTRY

1,49,861

445,27

323,01

17,472

9707,37

6681,24

3,76,229

92162,05

61170,24

1. Mining & Quarrying

27

2,57

1,77

40

312,45

254,11

1,201

2376,20

1581,67

2. Food Manufacturing & Processing

57,330

131,77

94,53

1,407

1431,63

975,95

99,728

8093,07

5778,14

  (a) Rice Mills, Flour & Dal Mills

8,225

59,25

46,70

34

99,43

92,11

29,015

1309,95

1123,22

  (b) Sugar

1

3

2

7

58,58

52,79

94

1919,37

1393,57

  (c) Edible Oils & Vanaspati

101

3,19

2,29

17

35,03

19,02

1,893

201,78

158,94

  (d) Tea Processing

831

1,70

1,19

89

890,69

574,12

1,934

2910,59

1919,85

  (e) Processing of Fruits & Vegetables

13

1,28

1,05

10

13,80

9,85

358

227,52

174,30

  (f) Others

48,159

66,32

43,27

1,250

334,11

228,06

66,434

1523,87

1008,27

3. Beverage & Tobacco

16

1,12

1,10

38

47,26

43,32

949

702,66

459,09

4. Textiles

7,256

30,75

22,09

907

458,60

212,00

49,338

4242,11

2723,77

  (a) Cotton Textiles

1,569

6,00

4,15

98

27,47

18,25

9,037

1189,05

785,36

  (b) Jute & Other Natural Fibre Textiles

385

89

61

71

100,05

69,01

8,139

848,14

569,69

  (c) Handloom Textiles & Khadi

4,014

13,67

9,66

12

3,19

95

8,555

72,24

57,75

  (d) Other Textiles & Textile Products

1,288

10,19

7,67

726

327,89

123,79

23,607

2132,69

1310,96

5. Paper, Paper Products & Printing

821

3,92

2,87

295

151,65

132,00

4,640

1790,70

1437,36

6. Woods and Wood Products

2,131

9,82

7,80

55

198,08

123,40

9,123

941,90

668,19

7. Leather & Leather Products

291

1,29

1,05

481

132,66

72,29

9,463

1299,53

770,62

8. Gems and Jewellery

401

2,63

1,93

33

55,49

59,20

1,937

511,99

470,22

9. Rubber & Plastic Products

121

2,95

2,01

157

128,45

98,22

3,648

1193,70

851,88

10. Chemicals & Chemical Products

663

14,17

12,40

395

460,12

282,89

9,328

4893,23

2909,24

  (a) Heavy Industrial Chemicals

4

9,29

8,71

46

200,85

104,74

369

1630,95

626,39

  (b) Fertilisers

168

1,31

1,06

9

11,99

7,67

262

209,25

191,33

  (c) Drugs & Pharmaceuticals

436

1,64

1,23

43

9,82

6,01

4,430

681,28

607,13

  (d) Non-Edible Oils

1

3

3

4

1,25

1,12

99

50,11

38,87

  (e) Other Chemicals & Chemical Products

54

1,90

1,38

293

236,21

163,35

4,168

2321,63

1445,52

11. Petroleum, Coal Products & Nuclear Fuels

11

54

38

52

113,96

100,55

385

4156,60

2351,33

12. Manufacture of Cement & Cement Products

250

2,37

1,89

30

42,64

21,94

2,234

2092,19

1639,18

13. Basic Metals & Metal Products

926

8,55

7,17

4,123

2280,92

1577,79

15,303

32684,77

20961,17

  (a) Iron & Steel

6

5,02

4,63

340

1696,90

1175,86

2,370

22293,70

14448,34

  (b) Non-Ferrous Metals

-

-

-

34

227,15

151,76

369

2599,10

1195,39

  (c) Metal Products

920

3,54

2,54

3,749

356,87

250,17

12,564

7791,97

5317,44

14. Engineering

857

4,22

3,08

1,919

793,10

488,87

19,465

7560,26

4817,25

  (a) Heavy Engineering

3

18

12

90

165,57

142,88

1,690

1386,88

739,21

  (b) Light Engineering

486

2,22

1,58

1,570

317,45

139,44

13,454

2638,50

1597,13

  (c) Electrical Machinery & Goods

234

1,02

80

191

152,97

68,32

3,464

2636,75

1804,23

  (d) Electronic Machinery & Goods

134

81

58

68

157,11

138,23

857

898,13

676,68

15. Vehicles, Vehicle Parts & Transport Equipments

531

3,02

2,27

518

323,27

187,24

2,533

1432,61

1159,55

16. Other Industries

76,145

133,29

89,59

3,480

572,25

424,73

1,27,008

3438,11

2270,03

17. Electricity, Gas & Water

4

20

18

25

416,28

256,87

326

6639,56

4187,35

  (a) Electricity Generation & Transmission

1

3

2

16

395,65

246,44

147

6239,99

3962,57

  (b) Non-Conventional Energy

-

-

-

3

17,74

7,17

45

230,90

170,16

  (c) Gas, Steam & Water Supply

3

17

16

6

2,89

3,25

134

168,67

54,62

18. Construction

2,080

92,09

70,93

3,517

1788,55

1369,89

19,620

8112,84

6134,19

  (a) Other than Infrastructure

1,614

71,07

55,85

2,111

850,06

601,27

9,503

3230,23

2247,48

  (b) Infrastructure Construction

466

21,02

15,08

1,406

938,49

768,62

10,117

4882,61

3886,71

III.

TRANSPORT OPERATORS

13,333

64,59

39,25

13,811

1121,31

765,97

42,307

2533,77

1818,37

IV.

PROFESSIONAL AND OTHER SERVICES

36,054

138,26

106,53

17,569

3141,39

1729,81

1,66,371

15130,07

10784,80

1. Professional Services

15,281

42,77

33,03

1,314

591,01

393,50

28,559

1381,59

1016,09

2. Tourism, Hotel & Restaurants

249

4,26

3,20

481

479,78

212,49

5,963

1923,62

1125,93

3. Recreation services

293

56

50

17

2,07

1,36

1,324

253,39

173,74

4. IT and Telecommunications

15

58

42

59

29,17

13,16

571

947,89

655,81

5. Others

20,216

90,08

69,39

15,698

2039,35

1109,31

1,29,954

10623,59

7813,24

V.

PERSONAL LOANS

1,79,102

1590,32

1126,82

3,38,592

11172,32

7133,07

15,04,700

32362,03

26249,22

1. Housing

20,325

449,55

361,43

21,733

2419,26

1983,75

3,16,160

13688,88

14071,49

2. Consumer Durables

62,067

582,66

375,57

3,470

58,07

54,99

1,00,056

889,81

599,42

3. Vehicles

4,489

29,94

21,09

2,18,598

4533,16

2489,47

2,56,354

5242,86

3048,33

4. Education

914

10,23

7,57

528

16,81

14,24

51,668

1110,99

834,96

5. Personal Credit Cards

-

-

-

6,508

208,06

100,00

76,384

956,56

270,09

6. Others

91,307

517,94

361,15

87,755

3936,96

2490,62

7,04,078

10472,93

7424,93

VI.

TRADE

2,06,875

806,45

606,66

9,818

3955,53

2371,20

5,59,604

26800,67

19346,35

1. Wholesale Trade

7,398

106,66

86,48

2,566

2103,58

962,43

62,052

15778,66

10584,76

2. Retail Trade

1,99,477

699,79

520,18

7,252

1851,95

1408,77

4,97,552

11022,01

8761,59

VII.

FINANCE

40,950

138,54

96,30

1,412

3395,00

2359,58

50,727

14794,07

10978,27

VIII.

ALL OTHERS

64,329

184,63

138,61

32,078

1219,83

664,20

1,87,570

4466,55

3146,18

TOTAL BANK CREDIT

9,65,728

3965,25

2876,11

4,43,852

34622,35

22459,81

40,77,926

199623,34

142143,30