(Amount in ₹ crore) |
Items |
End-March 2020 |
End-March 2021 |
End-March 2022 |
End-September 2022 |
Percentage variation 2021-22 |
1 |
2 |
3 |
4 |
5 |
6 |
I. Gross Advances (II + III) |
24,63,943 |
27,02,618 |
29,08,743 |
29,37,051 |
7.6 |
II. Food Credit |
75 |
- |
- |
1,752 |
- |
III. Non-Food Credit (1 to 5) |
24,63,868 |
27,02,618 |
29,08,743 |
29,35,299 |
7.6 |
1. Agriculture and Allied Activities |
34,448 |
37,728 |
50,422 |
46,464 |
33.6 |
2. Industry (2.1 to 2.4) |
9,58,468 |
10,60,411 |
11,12,852 |
11,15,749 |
4.9 |
2.1 Micro and Small |
36,441 |
44,235 |
46,967 |
49,966 |
6.2 |
2.2 Medium |
14,077 |
14,910 |
17,186 |
15,103 |
15.3 |
2.3 Large |
7,95,188 |
8,54,546 |
8,94,102 |
8,99,619 |
4.6 |
2.4 Others, if any, Please specify |
1,12,762 |
1,46,720 |
1,54,598 |
1,51,061 |
5.4 |
3. Services (3.1 to 3.10) |
3,48,901 |
3,30,758 |
4,02,935 |
3,81,485 |
21.8 |
3.1 Transport Operators |
63,963 |
65,313 |
1,02,742 |
90,059 |
57.3 |
3.2 Computer Software |
1,391 |
1,706 |
1,659 |
1,462 |
-2.7 |
3.3 Tourism, Hotel and Restaurants |
7,035 |
8,453 |
7,673 |
7,177 |
-9.2 |
3.4 Shipping |
165 |
140 |
172 |
167 |
22.9 |
3.5 Professional Services |
14,664 |
16,396 |
20,749 |
21,592 |
26.5 |
3.6 Trade |
33,864 |
33,594 |
49,928 |
54,951 |
48.6 |
3.6.1 Wholesale Trade (other than Food Procurement) |
7,142 |
6,875 |
9,538 |
9,885 |
38.7 |
3.6.2 Retail Trade |
26,722 |
26,719 |
40,390 |
45,066 |
51.2 |
3.7 Commercial Real Estate |
1,01,454 |
80,480 |
88,123 |
79,754 |
9.5 |
3.8 NBFCs |
26,647 |
28,671 |
34,292 |
32,757 |
19.6 |
3.9 Aviation |
801 |
948 |
1,143 |
1,301 |
20.5 |
3.10 Other Services |
98,917 |
95,058 |
96,455 |
92,265 |
1.5 |
4. Retail Loans (4.1 to 4.10) |
7,34,795 |
7,90,073 |
8,29,485 |
8,79,571 |
5.0 |
4.1 Housing Loans (incl. priority sector Housing) |
14,071 |
21,484 |
23,329 |
24,680 |
8.6 |
4.2 Consumer Durables |
19,171 |
18,519 |
24,802 |
27,464 |
33.9 |
4.3 Credit Card Receivables |
24,606 |
25,991 |
32,710 |
40,166 |
25.8 |
4.4 Vehicle/Auto Loans |
3,32,449 |
3,57,338 |
3,34,947 |
3,54,966 |
-6.3 |
4.5 Education Loans |
9,049 |
9,277 |
14,264 |
7,879 |
53.8 |
4.6 Advances against Fixed Deposits (incl. FCNR(B), etc.) |
44 |
31 |
42 |
213 |
36.2 |
4.7 Advances to Individuals against Shares, Bonds, etc. |
7,940 |
8,298 |
12,998 |
13,398 |
56.6 |
4.8 Advances to Individuals against Gold |
75,451 |
1,12,899 |
1,18,918 |
1,18,723 |
5.3 |
4.9 Micro finance loan/SHG Loan |
45,107 |
59,635 |
74,826 |
77,567 |
25.5 |
4.10 Other Retail Loans |
2,06,907 |
1,76,600 |
1,92,648 |
2,14,513 |
9.1 |
5. Other Non-food Credit |
3,87,256 |
4,83,648 |
5,13,050 |
5,12,031 |
6.1 |
Notes: 1. Data are provisional. 2. Percentage figures are rounded-off to one decimal place. 3. Excluding CICs and PDs. Source: Quarterly returns of NBFCs, RBI. |
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