NORTHERN REGION |
CHANDIGARH |
(Amount in Rupees Lakh) |
OCCUPATION |
RURAL |
SEMI-URBAN |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
Accounts |
Limit |
Outstanding |
Accounts |
Limit |
Outstanding |
1 |
2 |
3 |
4 |
5 |
6 |
I. |
AGRICULTURE |
1,078 |
164,77 |
84,30 |
1,165 |
129,02 |
118,97 |
|
1. |
Direct Finance |
1,069 |
61,92 |
26,83 |
1,159 |
83,51 |
73,59 |
|
2. |
Indirect Finance |
9 |
102,85 |
57,47 |
6 |
45,50 |
45,38 |
II. |
INDUSTRY |
487 |
396,94 |
345,25 |
93 |
89,93 |
54,90 |
|
1. |
Mining & Quarrying |
4 |
88 |
88 |
1 |
20 |
– |
|
2. |
Food Manufacturing & Processing |
35 |
1,99 |
1,68 |
7 |
1,94 |
13 |
|
|
(a) Rice Mills, Flour & Dal Mills |
26 |
1,85 |
1,61 |
1 |
8 |
7 |
|
|
(b) Sugar |
– |
– |
– |
– |
– |
– |
|
|
(c) Edible Oils & Vanaspati |
– |
– |
– |
2 |
1,72 |
– |
|
|
(d) Tea Processing |
– |
– |
– |
– |
– |
– |
|
|
(e) Processing of Fruits & Vegetables |
– |
– |
– |
– |
– |
– |
|
|
(f) Others |
9 |
14 |
7 |
4 |
15 |
6 |
|
3. |
Beverage & Tobacco |
– |
– |
– |
3 |
54 |
55 |
|
4. |
Textiles |
9 |
13,34 |
12,65 |
7 |
4,42 |
4,10 |
|
|
(a) Cotton Textiles |
5 |
11,26 |
10,61 |
1 |
10 |
– |
|
|
(b) Jute & Other Natural Fibre Textiles |
– |
– |
– |
– |
– |
– |
|
|
(c) Handloom Textiles & Khadi |
– |
– |
– |
– |
– |
– |
|
|
(d) Other Textiles & Textile Products |
4 |
2,08 |
2,03 |
6 |
4,33 |
4,10 |
|
5. |
Paper, Paper Products & Printing |
7 |
5,35 |
5,36 |
2 |
19 |
17 |
|
6. |
Leather & Leather Products |
2 |
2 |
2 |
– |
– |
– |
|
7. |
Rubber & Plastic Products |
5 |
60 |
36 |
1 |
2 |
– |
|
8. |
Chemicals & Chemical Products |
20 |
35,23 |
27,06 |
10 |
15,43 |
4,50 |
|
|
(a) Heavy Industrial Chemicals |
9 |
5,54 |
5,36 |
1 |
13,17 |
3,14 |
|
|
(b) Fertilisers |
– |
– |
– |
– |
– |
– |
|
|
(c) Drugs & Pharmaceuticals |
8 |
29,59 |
21,59 |
1 |
68 |
72 |
|
|
(d) Non-Edible Oils |
– |
– |
– |
– |
– |
– |
|
|
(e) Other Chemicals & Chemical Products |
3 |
10 |
10 |
8 |
1,59 |
64 |
|
9. |
Petroleum, Coal Products & Nuclear Fuels |
– |
– |
– |
– |
– |
– |
|
10. |
Manufacture of Cement & Cement Products |
– |
– |
– |
1 |
3 |
3 |
|
11. |
Basic Metals & Metal Products |
42 |
150,35 |
138,02 |
10 |
6,21 |
2,29 |
|
|
(a) Iron & Steel |
32 |
146,49 |
134,24 |
8 |
5,18 |
1,93 |
|
|
(b) Non-Ferrous Metals |
– |
– |
– |
– |
– |
– |
|
|
(c) Metal Products |
10 |
3,87 |
3,78 |
2 |
1,03 |
36 |
|
12. |
Engineering |
29 |
29,41 |
27,72 |
28 |
11,18 |
5,40 |
|
|
(a) Heavy Engineering |
– |
– |
– |
– |
– |
– |
|
|
(b) Light Engineering |
12 |
12,25 |
10,18 |
12 |
5,69 |
3,04 |
|
|
(c) Electrical Machinery & Goods |
9 |
52 |
42 |
10 |
3,77 |
2,29 |
|
|
(d) Electronic Machinery & Goods |
8 |
16,64 |
17,13 |
6 |
1,72 |
7 |
|
13. |
Vehicles,Vehicle Parts & Transport Equipments |
29 |
84,57 |
65,23 |
4 |
2,25 |
1,71 |
|
14. |
Other Industries |
275 |
38,91 |
36,89 |
10 |
96 |
83 |
|
15. |
Electricity, Gas & Water |
1 |
20,00 |
13,79 |
1 |
2 |
2 |
|
|
(a) Electricity Generation & Transmission |
1 |
20,00 |
13,79 |
– |
– |
– |
|
|
(b) Non-Conventional Energy |
– |
– |
– |
1 |
2 |
2 |
|
|
(c) Gas, Steam & Water Supply |
– |
– |
– |
– |
– |
– |
|
16. |
Construction |
29 |
16,29 |
15,60 |
8 |
46,53 |
35,16 |
III. |
TRANSPORT OPERATORS |
29 |
70 |
41 |
3 |
12 |
15 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
606 |
23,03 |
20,90 |
25 |
5,13 |
3,90 |
V. |
PERSONAL LOANS |
5,981 |
200,05 |
148,65 |
1,298 |
78,16 |
61,09 |
|
1. |
Loans for Purchase of Consumer Durables |
25 |
13 |
11 |
– |
– |
– |
|
2. |
Loans for Housing |
1,217 |
38,38 |
35,36 |
685 |
50,67 |
39,61 |
|
3. |
Rest of the Personal Loans |
4,739 |
161,54 |
113,18 |
613 |
27,49 |
21,48 |
VI. |
TRADE |
582 |
61,35 |
46,87 |
663 |
59,39 |
53,73 |
|
1. |
Wholesale Trade |
95 |
33,25 |
28,78 |
537 |
42,77 |
40,44 |
|
2. |
Retail Trade |
487 |
28,10 |
18,09 |
126 |
16,62 |
13,29 |
VII. |
FINANCE |
15 |
48 |
47 |
1 |
10 |
11 |
VIII. |
ALL OTHERS |
1,410 |
66,14 |
35,91 |
1,189 |
135,38 |
94,61 |
|
|
|
|
|
|
|
|
|
TOTAL BANK CREDIT |
10,188 |
913,46 |
682,76 |
4,437 |
497,23 |
387,46 |
OF WHICH : 1. Artisans and Village & Tiny Industries |
10 |
2,42 |
2,41 |
1 |
3 |
3 |
|
|
2. Other Small Scale Industries |
129 |
43,86 |
33,76 |
40 |
5,95 |
4,63 |
TABLE NO. 5.7 – STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF |
SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION |
MARCH 2007 |
NORTHERN REGION |
CHANDIGARH |
(Amount in Rupees Lakh) |
OCCUPATION |
URBAN |
METROPOLITAN |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
Accounts |
Limit |
Outstanding |
Accounts |
Limit |
Outstanding |
7 |
8 |
9 |
10 |
11 |
12 |
I. |
AGRICULTURE |
18,647 |
3415,83 |
2906,99 |
– |
– |
– |
|
1. |
Direct Finance |
17,629 |
1327,10 |
1123,72 |
– |
– |
– |
|
2. |
Indirect Finance |
1,018 |
2088,73 |
1783,27 |
– |
– |
– |
II. |
INDUSTRY |
16,403 |
8153,88 |
5659,61 |
– |
– |
– |
|
1. |
Mining & Quarrying |
17 |
49,26 |
47,94 |
– |
– |
– |
|
2. |
Food Manufacturing & Processing |
486 |
650,21 |
355,56 |
– |
– |
– |
|
|
(a) Rice Mills, Flour & Dal Mills |
31 |
135,95 |
9,50 |
– |
– |
– |
|
|
(b) Sugar |
7 |
175,20 |
157,60 |
– |
– |
– |
|
|
(c) Edible Oils & Vanaspati |
13 |
102,68 |
37,22 |
– |
– |
– |
|
|
(d) Tea Processing |
– |
– |
– |
– |
– |
– |
|
|
(e) Processing of Fruits & Vegetables |
3 |
3,55 |
2,97 |
– |
– |
– |
|
|
(f) Others |
432 |
232,82 |
148,27 |
– |
– |
– |
|
3. |
Beverage & Tobacco |
20 |
109,49 |
73,35 |
– |
– |
– |
|
4. |
Textiles |
2,259 |
1135,64 |
698,76 |
– |
– |
– |
|
|
(a) Cotton Textiles |
1,063 |
207,56 |
133,75 |
– |
– |
– |
|
|
(b) Jute & Other Natural Fibre Textiles |
1,066 |
23,66 |
22,72 |
– |
– |
– |
|
|
(c) Handloom Textiles & Khadi |
7 |
92 |
18 |
– |
– |
– |
|
|
(d) Other Textiles & Textile Products |
123 |
903,49 |
542,11 |
– |
– |
– |
|
5. |
Paper, Paper Products & Printing |
238 |
211,51 |
145,89 |
– |
– |
– |
|
6. |
Leather & Leather Products |
26 |
57,91 |
53,87 |
– |
– |
– |
|
7. |
Rubber & Plastic Products |
138 |
44,13 |
30,60 |
– |
– |
– |
|
8. |
Chemicals & Chemical Products |
579 |
1570,17 |
1106,75 |
– |
– |
– |
|
|
(a) Heavy Industrial Chemicals |
67 |
196,15 |
166,64 |
– |
– |
– |
|
|
(b) Fertilisers |
5 |
1,57 |
1,26 |
– |
– |
– |
|
|
(c) Drugs & Pharmaceuticals |
382 |
1223,60 |
826,26 |
– |
– |
– |
|
|
(d) Non-Edible Oils |
1 |
2,86 |
2,88 |
– |
– |
– |
|
|
(e) Other Chemicals & Chemical Products |
124 |
145,99 |
109,70 |
– |
– |
– |
|
9. |
Petroleum, Coal Products & Nuclear Fuels |
13 |
16,16 |
16,03 |
– |
– |
– |
|
10. |
Manufacture of Cement & Cement Products |
66 |
19,91 |
16,27 |
– |
– |
– |
|
11. |
Basic Metals & Metal Products |
421 |
1114,46 |
870,59 |
– |
– |
– |
|
|
(a) Iron & Steel |
143 |
944,92 |
750,94 |
– |
– |
– |
|
|
(b) Non-Ferrous Metals |
57 |
95,98 |
63,42 |
– |
– |
– |
|
|
(c) Metal Products |
221 |
73,55 |
56,22 |
– |
– |
– |
|
12. |
Engineering |
902 |
492,36 |
318,93 |
– |
– |
– |
|
|
(a) Heavy Engineering |
88 |
156,61 |
67,60 |
– |
– |
– |
|
|
(b) Light Engineering |
289 |
125,65 |
70,55 |
– |
– |
– |
|
|
(c) Electrical Machinery & Goods |
460 |
100,84 |
76,04 |
– |
– |
– |
|
|
(d) Electronic Machinery & Goods |
65 |
109,26 |
104,74 |
– |
– |
– |
|
13. |
Vehicles,Vehicle Parts & Transport Equipments |
156 |
183,44 |
129,32 |
– |
– |
– |
|
14. |
Other Industries |
9,974 |
948,18 |
738,50 |
– |
– |
– |
|
15. |
Electricity, Gas & Water |
8 |
205,22 |
182,54 |
– |
– |
– |
|
|
(a) Electricity Generation & Transmission |
6 |
204,65 |
182,01 |
– |
– |
– |
|
|
(b) Non-Conventional Energy |
– |
– |
– |
– |
– |
– |
|
|
(c) Gas, Steam & Water Supply |
2 |
57 |
53 |
– |
– |
– |
|
16. |
Construction |
1,100 |
1345,83 |
874,71 |
– |
– |
– |
III. |
TRANSPORT OPERATORS |
3,829 |
76,70 |
69,51 |
– |
– |
– |
IV. |
PROFESSIONAL AND OTHER SERVICES |
22,108 |
1721,41 |
1096,32 |
– |
– |
– |
V. |
PERSONAL LOANS |
1,45,119 |
4731,34 |
3830,19 |
– |
– |
– |
|
1. |
Loans for Purchase of Consumer Durables |
3,465 |
36,61 |
29,17 |
– |
– |
– |
|
2. |
Loans for Housing |
30,078 |
2631,62 |
2257,33 |
– |
– |
– |
|
3. |
Rest of the Personal Loans |
1,11,576 |
2063,10 |
1543,70 |
– |
– |
– |
VI. |
TRADE |
10,698 |
6376,13 |
3968,85 |
– |
– |
– |
|
1. |
Wholesale Trade |
3,575 |
4811,11 |
2823,27 |
– |
– |
– |
|
2. |
Retail Trade |
7,123 |
1565,01 |
1145,58 |
– |
– |
– |
VII. |
FINANCE |
292 |
1076,37 |
1010,79 |
– |
– |
– |
VIII. |
ALL OTHERS |
10,820 |
670,16 |
395,83 |
– |
– |
– |
|
|
|
|
|
|
|
|
|
TOTAL BANK CREDIT |
2,27,916 |
26221,82 |
18938,10 |
– |
– |
– |
OF WHICH : 1. Artisans and Village & Tiny Industries |
52 |
2,49 |
1,66 |
– |
– |
– |
|
|
2. Other Small Scale Industries |
10,832 |
740,98 |
615,31 |
– |
– |
– |
|